Best Checking Account with UniWyo Federal Credit Union earns 5.25% APY
If you are in Wyoming, you have a high yield checking account that you can take advantage of with UniWyo Federal Credit Union called Xtraordinary Checking.
The current interest rates are as follows:
The best checking account of the union requires account holders to fulfill the following every month to enjoy the highest interest rates: make 10 purchases using the debit card; make a direct deposit; at least $500 of aggregate deposit or loan balance; and choose electronic statements over monthly paper statements.
The bank does not ask for any minimum balance nor does it charge any service fees. Membership though requires a $5 balance on a savings account.
It seems that interested consumers can apply for a new account online. It will be best to check with the union for the latest interest rates that they may have before signing up for anything.
Any affiliation to the University of Wyoming on a local level makes one eligible to sign up for membership. Employees of Wyoming Technical Institute, Albany County, or Laramie City are also qualified to join.
The credit union has good ratings from bankrate.com (4 stars) and BauerFinancial (5 stars). The performance evaluation was based on their March 2009 data.
The UniWyo FCU is covered by the NCUA through charter number 9089.
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