If you are looking for the best checking account to get in Louisiana, you have the reward checking account from Landmark Bank that has a competitive interest rate:

Balances through $25,000 earn 5.01% APY
Portions above the $25K cap gets 1.01% APY
Base interest rate is at 0.25%
Nationwide fees of up to $25 can be refunded every cycle and about $5 for every ATM transaction

Account holders can enjoy the best interest rates for this checking account if they fulfill the following requirements:

Complete at least 10 purchases with the Visa Check Card
Set up at least 1 automatic payment or a direct deposit
Sign up for online banking and opt for electronic statements

This reward checking account can be opened with a minimum initial funding of $100. The bank does not set any balance requirements nor do they collect monthly service fees. Individuals can open multiple accounts but to get the most out of it, you must be able to meet the requirements for each of the account to get the highest yields.

Landmark Bank launched a micro website for this money in the bank deal. You can access an online application through that site but you must still drop by a branch to complete the process.

The bank has branches in Zachary and Clinton in the suburbs of Baton Rouge.

The financial ratings of the bank are strong. The soundness and safety report of BauerFinancial was stamped with 5 stars. Bankrate.com issued 4 stars when they evaluated the bank’s performance. These reports were based on their June 2009 financial data.

The bank is covered by the FDIC with certificate number 307.