Best Reward Checking Account with The First State Bank gives 4.00% APY
Texas consumers have a money in the bank deal with Diamond Checking account offered by The First State Bank . The best checking account gives the current interest rates as long as the account holder meets the monthly requirements:
4.00% APY for balances through $25,000
Deposits above the $25K line gets 1.01% APY
The base interest rate is 0.25%
Up to $10 of ATM fees are refunded every month
The highest interest rates can be enjoyed if account holders can complete at least 12 purchases using the debit card, set up an ACH auto debit or a direct deposit, and opt for electronic statements sent to a valid email address. These are monthly requirements that must be met.
The high yield checking account only requires an initial deposit of at least $100. The bank does no collect monthly service fees nor do they impose balance requirements. The first order of checks is on the bank.
Interested individuals can open an account online. The First State Bank has branches in Sweeny, Blessing, Bay City, El Campo Ganado, Wharton, and Louise in Texas.
The bank received strong ratings from bankrate.com which issued 5 stars for soundness and safety. BauerFinancial gave 4 stars upon reviewing the bank’s performance. These figures were based on their June 2009 data.
The First State Bank is covered by the FDIC under certificate number 17588.
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