Aspire Federal Credit Union offers a very attractive money in the bank deal through their best reward checking called Kasasa Cash. The current interest rates can be enjoyed when you suffice certain monthly requirements:

• 3.51% APY for deposits up to $25,000
• 1.01% APY for the funds above $25K
• Refunds ATM fees of as much as $25 incurred nationwide

You can enjoy the best interest rates of this high yield reward checking account if you fulfill the following:

• Complete 12 debit card purchases
• Set up a direct deposit or make at least one automatic payment
• Sign up for electronic statements

The best checking account from the credit union can be opened for as low as $50 initial funding. They do not require any minimum balance to maintain and do not collect any monthly service fees. You also automatically qualify for the interest rates for the first month of the account. You also get free access to their bills payment system.

This checking account is not listed on the Aspire website but is still posted on the website of Kasasa . You can watch the video there to get a glimpse of its features and benefits. This offer is offered to all zip codes.

The First ROI and BancVue are the main companies pushing for the reward checking account. When you click on the Aspire FCU application on the Kasasa page, it will take you to the page of Andera which is commonly used for online applications. From there you can sign up for membership to the credit union and open the Kasasa Cash account.

You can check out the membership page of Aspire FCU to check if you are eligible to join. It seems they are not that strict since they encourage you to choose from the drop down menu of organizations and join whichever interests you. Aspire Federal Credit Union asks for a share savings deposit of at least $5. You can call the credit union through 888-322-3732 and choose option 1 or through 1800-995-3666. They also have a very helpful live chat representative.

This credit union is the former FAA Eastern Region Federal Credit Union. Some of the branches of the credit union are in FAA facilities which are not open to everyone. Aspire has offices in Virginia, New York, New Jersey, and New Hampshire.

The financial rating of Aspire FCU is above average with 4 stars for soundness and safety coming from BauerFinancial based on their September 2009 data. Bankrate.com stamped their performance report with 3 stars. The credit union is covered by the NCUA through charter number 5800.

A high interest rate checking account is offered to members of the St. Helens Community FCU . The Simply Rewarding Checking Account earns an AY of 4.25% for balances through $25000 and 1.01% for amounts about this set ceiling.

Aside from best interest rates, the reward checking account also refunds ATM fees if the account holder can suffice the monthly requirements of 10 purchases using the Visa card, an auto payment or direct deposit, and opting for electronic statements. The rate drops to 0.05% if the conditions are not met.

The high interest reward checking account only takes $50 of initial deposit to open. It does not impose any monthly fees neither it require any minimum balance. An individual can set up multiple accounts but to enjoy the rates, each account must meet the monthly requirements.

Anyone who lives, studies, attend school, do volunteer work, or attend church in Sauvie Island or Columbia Country in Oregon are eligible to join. Signing up requires a minimum balance of $5 in a regular savings account.

The Helens Community FCU has offices in Clatskanie, Rainier, Scappoose, and St. Helens in Oregon. The union is a member of the NCUA through their charter # 2730.

The People’s Community FCU invites members to take advantage of their best reward checking account called Loyalty Checking . The program gives 4.00% APY for balances through $50000 and 0.25% for any amount above that ceiling.

The best checking account also refunds ATM fees up to $100 on a monthly basis if the user opts for electronic statements, deposits at least $350, makes 10 purchases using the debit card, and completes 3 bill pay transactions. The rate drops to 0.25% if these are not met.

The account only requires an initial deposit of $100.

Individuals who work, live, or attend church in Skamania or Clark, Cowlitz counties can sign up for the credit union. A $5 deposit to the Carefree Savings account is required for membership. One can go to their website to complete the online application. Electronic transfer of funds can also be set up.

The People’s Community Federal Credit Union has branches spread across Battleground and Vancouver in Washington. The union is insured with the NCUA through their Charter # 24713.

Members of the New Horizons Credit Union may enjoy the benefits of their Ultimate Checking program that yields 5.51% APY for balances through $25000. Rates for balances above $25000 earns 1.01% APY.

The rewards checking account also refunds ATM fees nationwide up to $25 per cycle if the account holder uses the check card for at least 12 purchases, opts for electronic statements, makes one automatic payment or direct deposit.

If the required conditions are not meant the rates drop to 0.35%. The ultimate checking does not require a minimum opening deposit and does not impose monthly fees.

New Horizons offices are located in Daphne, Theodore, Prichard, Semmes, and Mobile in Alabama.

Membership requires a regular savings account deposit of at least $25. Residents, employees, and students in the counties of Mobile, Washington, Baldwin, Monroe, Clark, and Escambia in Alabama are eligible.

The union is insured by the NCUA with charter # 60799.

Deseret First Credit Union in Utah offers a 5.01% APY yield for balances not more than $25000 as part of their reward checking account program. Higher balances will incur 1.01%.

The reward checking account has the following requisites: account holder will opt for electronic statements, make an ACH transaction or a direct deposit, and make debit card purchases on at least 10 occasions in a given month.

Members of the Church of Jesus Christ Latter-Day Saints and their families across the United States are eligible for membership to the union. There are also select employee groups who can avail of the program.

A minimum $25 share savings account balance is required to start the membership. They have offices in Provo, Salt Lake, and other cities in Utah.

The union is covered by NCUA under charter # 24708.

The US Federal Credit Union members may enjoy an attractive checking bonus under the program Amplified Checking . The gains are 4.3% APY for balances up to $25000 if the account holder uses the check card for at least 10 purchases, makes a direct deposit, and opts for electronic statements.

The rate drops to 0.10% APY if the consumer does not meet the conditions set for the program. Amplified checking does not incur monthly service charges and does not require any minimum balance.

Accounts greater than $25K have lower rewards of 1.01%.

Membership to the union it open for those who are residents, workers, volunteers, or students in the counties of Scott, Washington, Hennepin, Ramsey, Carver, Anoka, or Dakota. A minimum balance of $5 in the share savings account is prerequisite to membership.

They have offices in Minneapolis, Bloomington, Brooklyn Park, St. Paul, and North Field in Minnesota.

The union is a registered member of the NCUA with charter # 24297.

The Heritage Credit Union has a reward checking account with a very attractive yield of 5% APY called Go Go Green Checking . The indicated yield applies to accounts with balances of up to $25,000 with the account holder accumulating 10 debit card purchases, receives e-statements, and makes one direct deposit.

Accounts with balances higher than $25K gains 0.5% APY. If the conditions for the account are not met, the yields drop to 0.25%. The Go Go Green Checking doesn’t require a minimum balance and doesn’t impose monthly service fees.

Membership can be started with a minimum share saving account balance of $25. Interested individuals may visit the credit union’s branch in Wisconsin or Illinois to sign up for the program.