DuPont Community Credit Union provides a competitive interest rate with their reward checking account called Grow Green Checking. This money in the bank deal let’s you earn the following current interest rates:

• tier 1 -3.14% APY for balances up to $25,000
• tier 2 -1.87% APY for balances up to $25,000
• 0.05% APY for the portion of your balance above $25,000

You must also meet the following requirement to earn this best reward checking account rate:

• you must make at least 15 debit card purchases with $250 worth of transaction per month to earn the tier 1 reward dividend rate
• you must make at least 10 debit card purchases with $250 worth of transaction per month to earn the tier 2 reward dividend rate
• you must also access your electronic bank statement at least once a month

In case you do not meet this checking account requirement, you will still earn their base interest rate of 0.05% APY for your entire balance. You also get a chance to earn the reward checking account rate on the following cycle when qualification is met. Unlike other reward checking account, this account has no ATM fees reimbursement.

You can start earning this best reward checking account when you make an initial deposit of $1,000 to open an account. You must also maintain this balance or have a higher deposit in order to earn the reward checking account rate. In addition to this, you can also enjoy unlimited check writing, free online banking with bill payment, and free electronic bank statement.

Membership with DuPont Community Credit Union is open to individuals who reside, worship, work, or attend school in the counties of Buena Vista, Lexington, Harrisonburg, Staunton, Waynesboro, Shenandoah, Bath, Highland, Rockbridge, Rockingham, and Augusta in the state of Virginia. Relatives of existing member are also eligible to join.

It appears that you have to visit the credit union’s office to apply for membership. You will also be required to open a share savings account with a minimum balance requirement of $25. Please remember to bring valid photo identification when applying. If you still have questions with regard to their reward checking account, current interest rate, and membership requirement you may call their member service line at 540-946-3200.

DuPont Community Credit Union has a total of 9 branches in Virginia state in the cities of Harrisonburg, Waynesboro, Stuarts Draft, Verona, Woodstock, and Waynesboro.

The credit union was established in 1959 and has more that 59,000 members and has earned over $781 million in declared assets. They are also registered under the National Credit Union Association and has a certificate number 62474.

SAC Federal Credit Union provides a money in the bank opportunity with their reward checking account called High Yield Checking. The credit union lets you earn an interest rate of 3.01% APY for your deposits of up to $25,000 and earn an interest rate of 0.15% APY for the portion of your balance above $25,000. You can also reimburse your foreign ATM fees of up to $10 per month when you meet the monthly requirements. Here are the following checking account requirements that needs to be met:

• make at least 12 purchases using your debit card
• sign up and receive electronic bank statement

If requirements are not met during the monthly cycle, you will no longer be eligible to refund your ATM fees and you will earn a lower interest rate which is 0.10% APY. The good thing about this reward checking account is that it gives a chance to earn their best interest rate on the following months cycle when you meet the requirements.

This best checking account requires an initial deposit of $100 to open an account. This money in the bank deal does not require any minimum balance to earn an interest nor does it charge any monthly service fee. Best of all, you get to enjoy unlimited check writings. You can also monitor your account using their free online banking with bill pay. Take note that the interest rate may change anytime without notice.

Membership with SAC Federal Credit Union is open to individuals who live, attend church, work, go to school in the counties of Douglas, Cass, and Sarpy in the state of Nebraska and also in Pottawattamie county in Iowa. Business or other legal entities located within those areas are also eligible to join. Immediately family of existing members can also join the credit union.

You may choose to apply online or visit one of the credit union’s office. You will be required to submit a copy of valid picture ID like driver’s license or social security card. You also need to open a savings account which only requires a very minimal initial deposit of $5. If you have questions with regard to field of membership, requirements, or reward checking accout specific you may call customer service at 402-292-8000 or 800-228-0392. You can also drop by the credit union’s office located in Nebraska state in the cities of Plattsmouth, Bellevue, Papillion, Gretna, Omaha, Offutt AFB, and OMAHA. They also have several branches in Council Bluffs, Iowa.

SAC Federal Credit Union was federally chartered in 1946. Currently, they have already reached 64,623 members with over $516 million in declared assets. The credit union has an NCUA charter number 5400.

Golden Plains Credit Union invites its members to take advantage of their reward checking account called Golden Reward Checking. This best reward checking account has the following current interest rates:

• 3.01% APY can be earned on balances of up to $25,000
• 0.30% APY can be earned on portion of the balance above $25,000
• up to $25 worth of foreign ATM fees can be reimbursed

You can start earning this best interest rates and reimburse your ATM fees when all qualifications are met. The following are the list of the reward checking account requirements:

• sign up and log on to Golden Plains Online banking at least once a month
• make at least 10 debit card purchases post and clear every cycle
• subscribe and receive electronic bank statement monthly

These requirements must be met every month in order to earn the best interest rates. If you do not meet the requirements for the qualifying month, you will instead earn their base interest rate of 0.10% APY. Aside from this you still get to enjoy unlimited check writing and a chance to earn this best interest rate when qualifications are met on the following month.

Like other reward checking account, this does not charge monthly service fee nor maintenance fee. This best checking account is available to Kansas residents only and it is limited to one account per member. The dividend of this best checking account is compounded daily and paid monthly.

Membership with Golden Plains Credit Union is open to anyone who lives in Western or Central Kansas, the Liberal trade area, and their immediate family. Employees of the credit union including members of the Lee Richardson Zoo are also eligible to join the credit union’s membership.

A branch visit is required in order to apply for membership. You also need to deposit a minimum of $10 to open a share savings account. Do not forget to bring valid picture identification or other identifying documents since the credit union will be requesting for a copy.

You may contact the credit union first before applying in case you still have questions with regard to their reward checking account, membership eligibility, or current interest rate at 800-825-7661. Golden Plains Credit Union has several branches located in the cities of Ulysses, Quinter, Phillipsburg, Liberal, Lakin, Hesston, Hays, and Garden City in the state of Kansas.

Golden Plains Credit Union has been assisting its members with their financial needs since 1951. Currently, the credit union has reached over $352 million in declared assets. The credit union is federally insured by the National Credit Union Association and has a charter number 62542.

Maine State Credit Union is pushing for their best interest rate reward checking account called Advantage Checking. This money in the bank deal lets you earn an interest rate of 3.04% APY for deposits of up to $25,000 and earn an interest rate of 0.25% APY for deposits above $25,000. You can also reimburse up to $25 worth of ATM surcharges when you meet the checking account requirements. The following are the of monthly requirements that needs to be met:

• make up to 12 or more debit card purchases each statement cycle
• make at least 1 ACH debit or direct deposit posted every month
• subscribe and receive electronic bank statements
• sign up and visit online banking every month

If requirements are not met for the qualifying cycle, you will earn a lower interest rate of 0.05% APY. You do not have to worry since you can still earn this best checking account rate on the following cycle when all requirements are met. You can start taking advantage of this best checking account since it does not require any minimum opening balance. You can also enjoy unlimited check writing with free online banking.

Maine State Credit Union membership is open to individuals who live, work, attend school, or worship in the counties of Somerset and Kennebec in the state of Maine. Employees, retirees and pensioners of Maine Housing Authority, Maine Technical College System, Maine State Employees’ Association, Maine State Retirement System Employees, Cumberland County Employees, and Maine State Employees are also eligible to join. Immediate family membership of the following employees are also welcome to join the membership of the credit union.

You need to print a copy of the application form online, fill up the form, write a check worth $25 which will be deposited on to your new share savings account. In addition, you also need to provide a copy of a valid picture ID like driver’s license, social security card, or passport. You may send all documents at the credit union’s mailing address which is P.O. Box 5659 Augusta, Maine 04332.

For more information about the credit union’s membership eligibility, requirements, and current interest rates you may call their customer service line thru 800-540-8707. You may also visit one of their branches located in the cities of Waterville and Augusta in the state of Maine.

Maine State Credit Union has been operating as a non profit financial institution since 1935. They are considered to be one of the largest credit union in the state of Maine and has over 25,000 members and has reached over $331 million in declared assets. The credit union has an NCUA charter number 63377.

Advance Financial Federal Credit Union is running a checking account promotion which earns you up to $200. This best checking account promo is scheduled to end in December 31, 2011. You can earn the full $200 bonus when you meet the requirements during the promo period. Here are the following requirements that you need to meet:

• open a new checking account and sign up for their debit card and you get to earn $50
• set up a direct deposit of your recurring check for a minimum of $100 during the promo period and earn $100
• subscribe to online banking and make online bill pay every month and earn $50

According to the credit union’s website, you must maintain your checking account open, setup online bill pay and direct deposit for a minimum of 6 months to receive your bonus. This bonus is considered as interest and will be reported to the IRS.

You can choose to open their Free Checking, Better Than Free Checking, or Advantage Plus Checking. These checking accounts does not require any minimum balance to open an account. Best of all it does not charge any monthly service fee and enjoy unlimited check writing. You also get to access your account by using their free online banking.

Membership with Advance Financial Federal Credit Union is open to people who reside, work, volunteer, worship, or attend school in Lake County, Indiana. Immediate family and household members are also eligible to join. You may apply for membership online. You will be required to open a share savings account with a minimum deposit of only $5. You must also submit valid picture ID as part of their membership requirement.

For additional information about the credit union’s membership, requirements, and checking account promo you may call their customer service line at 219-392-3900 or 800-888-0959. you may also visit one of their branches located in the cities of Schererville, East Chicago, and Gary in the state of Indiana.

Advance Financial Federal Credit Union has been providing financial services to its members since 1937. They have already reached 19,391 members with over $148 million in declared assets. The credit union has an NCUA charter number 24078.

Erie Federal Credit Union provides attractive interest rates on their reward checking account called Dividend Plus Checking account. This money in the bank deal lets you earn an interest rate of 3.56% APY for deposits of $500 up to $25,000 and an interest rate of 0.10% APY can be earned on deposits above $25,000. You also get to have four free foreign ATM transactions which is worth $6 every month. You can start earning all this when you meet the monthly requirements:

• maintain an average daily balance of at least $500 monthly
• make at least 15 or more pin or signature based purchases every month
• enroll and access online banking monthly
• subscribe and receive electronic bank statements
• pay at least one bill online per month

If these requirements are not met during the monthly cycle, the interest rate will drop to 0.10% APY. Aside from that, you will be charged $2 monthly service fee. You do not have to worry since you will still be able to earn the best checking account rates on the following month if requirements are met.

This best checking account has a lot of great features that you can take advantage of. You can get one box of free checks annually for net pay direct deposit and you get 2 boxes free of checks annually for direct deposit of retirement benefits or Social Security. Ordering of checks should be mad online. In addition, you get to manage your account using free online banking with bill pay and get free bank statements electronically.

You can become a member of Erie Federal Credit Union if you live, worship, work, or attend school in the counties of Crawford or Erie, Pennsylvania. You may also be eligible if one of your relatives are member of the credit union. You just need to complete the application online, open a share savings account amounting to $5, and submit at least one copy of your valid picture ID like driver’s license, passport, or social security card.

If you still have question with regard to their membership, reward checking account specifics, or requirements you may call the credit union at 814-825-2436 or 800-480-0494. You can also visit one of their 8 branches located in Erie, Pennsylvania.

Erie Federal Credit Union has been operating as a non profit financial institution assisting its members with their financial needs since 1936. Today, the credit union has already earned over $341 million in declared assets. They are also insured with the National Credit Union Association and has a certificate number 1476.

Riverset Credit Union has an ongoing promotion with their checking account. This money in the bank deal lets you earn up to $150 bonus when you meet the credit union’s requirements. This checking account promo is scheduled to end on November 15, 2011. The following are the list of requirements that needs to be met to earn the checking account bonus:

• open a checking account and set up a payroll deduction or direct deposit and you will receive $50 in cash plus 5,000 reward bonus points which is equivalent to $50 value
• subscribe to electronic bank statement and make online bill pay and you will receive another 5,000 reward bonus points which is equivalent to $50 value

You can choose to open a Free Checking account which has no minimum balance and has free online banking with bill pay. You can also choose their Interest Checking account which will require you to deposit and maintain a minimum of $1,500. Once everything is accomplished the $100 value reward bonus points plus the $50 will be credited on to your account on the following month.

Membership with Riverset Credit Union is open to those who live, attend school, work or worship in the counties of Butler, Allegheny, and Beaver in the state of Pennsylvania. Legal entities and businesses that are conducting business in these counties are also eligible. Once you become a member, your immediate family and household members will also be eligible to join the credit union.

Individuals who want to apply for membership may contact the credit union and request for an application form. You may also visit one of their branches located in Pittsburgh, Pennsylvania to apply. You are also required to open a share savings account which will require a very small opening balance of $5 as part of their membership requirements. Do not forget to bring identification documents with your picture and current address on it. For more details about their membership, requirements, and checking account promo please call customer service line at 412-488-2525.

Riverset Credit Union is one of the oldest credit union in the city of Pittsburgh which was established in 1934. They have grown and has reached over 14,698 members with $124 million in declared assets. The credit union is also insured with the National Credit Union Association and has a charter number 65138.

University of Iowa Community Credit Union continues to provide attractive interest rate for their reward checking account. You can earn an interest rate of 3.25% APY when you have deposits up to $25,000 and earn an interest rate of 0.25% APY for portion of your deposits above $25,000. Plus, receive unlimited ATM fees refunded when you meet the monthly qualifications. The following are the list of monthly requirements that you need to meet each month:

• make up to 12 signature based purchases using your debit card, purchases must average at least $5 per purchase
• set up at least one direct deposit per statement cycle
• subscribe and receive your monthly statements electronically

In case you do not meet the requirements for the month, you do not have to worry since your checking is still free and you get to earn the base interest rate of 0.10% APY on your entire deposit. You can start over the following month to earn this best interest rate. The credit union will require you to deposit a minimum of at least $50 to open an account.

Since this is a free checking, there is no monthly service fee nor maintenance fee on that will be charged on your account. Aside from this, you get to enjoy unlimited check writing, free online banking with bill pay, and telephone banking. Please note that the interest rate on this reward checking account may change at the credit union’s discretion.

Membership with University of Iowa Community Credit Union is open to individuals who are living or working in the 36 counties of Eastern Iowa which include Washington, Warren, Wapello, Tama, Story, Scott, Poweshiek, Polk, Muscatine, Monroe, Marshall, Marion, Mahaska, Lucas, Louisa, Linn, Lee, Keokuk, Jones, Johnson, Jefferson, Jasper, Jackson, Iowa, Henry, Hardin, Hamilton, Grundy, Dubuque, Des Moines, Clinton, Cedar, Buchanan, Black Hawk, and Benton. Membership is also open to relatives of current University of Iowa Community Credit Union members.

To apply for membership, you may complete the application online and open a share savings account which will only require a minimum deposit of $5. in order to activate your account, you will be required to sign your documents electronically or stop by their office. You also need to mail notarized copies of your documents and photo ID. If you still have questions about the requirements, membership eligibility, or current checking account rates you may call the credit union’s customer service line at 319-339-1000 or 800-397-3790.

University of Iowa Community Credit Union was organized in 1938. They have a total of 11 branches located in the cities of Vinton, Cedar Rapids, North Liberty, Coralville, Iowa City, Hiawatha, and Grinnell. The credit union is NCUA insured and has a charter number 60269.

State Employees Credit Union is pushing for their reward checking account which has an attractive interest rate. The credit union provides the following interest rates for their reward checking account:

• 3.05% APY will be earned for balance of up to $35,000
• 0.50% APY will be earned for the portion of the balance above $35,000
• $25 ATM fees can be refunded each month

You can start enjoying this best reward checking account when you open an account and deposit a minimum of $25. You must meet the checking account requirements every cycle in order to earn this best interest rate and reimburse your ATM fee. The following are the list of the monthly requirements that you need to meet:

• make 10 or more debit card purchases every month
• have at least 1 direct deposit or automatic payments every month
• sign up and log on to your online banking monthly
• subscribe and receive paperless electronic statement monthly

In case you do not meet the monthly requirements, you do not need to worry since you still get to enjoy free checking and earn the base interest rate of 0.15% APY on your entire deposit. You still get an opportunity to qualify for this best reward checking account rates on the next monthly cycle.

The dividend of this money in the bank deal is compounded monthly and credited onto your account on the last day of each month. This best checking account does not require any minimum balance after account is opened nor does it charge any monthly service fee. You can also enjoy unlimited check writing, overdraft privilege, and $250,000 worth of insurance coverage with the National Credit Union Association.

Membership with State Employees Credit Union is open to persons who live or work in the counties of San Miguel and Valencia. You are also qualified to become a member if you are employed or retiree from any state, city, or county in New Mexico. Employees of any printing or publishing company located in the counties of Taos, Santa Fe, and Rio Arriba are also eligible to join. Immediate family members are also welcome to join the credit union.

You need to complete the membership application form and open a share savings account which will only require a minimum opening balance of $50. This balance must be maintained so that the membership will not be terminated. You also need to present and submit a copy of your valid picture identification with your current address on it.

For more information about their membership eligibility or current checking account rates, you may call customer service line at 800-983-7328. State Employees Credit Union has several branches in New Mexico state in the cities of Albuquerque, Santa Fe, Belen, Los Lunas, and Las Vegas.

State Employees Credit Union was federally chartered in 1958. The credit union has an NCUA charter number of 65513.

Communication Federal Credit Union invites its members to take advantage of the best interest rate for their reward checking account called Free Performance Checking account. This money in the bank deal lets you earn an interest rate of 4.00% APY for deposits up to $30,000 and a portion of your deposit above $30,000 will earn an interest rate of 1.00% APY. Plus, reimburse up to $25 worth of foreign ATM fees per statement cycle when you meet the following monthly requirements:

• make at least 12 signature based transactions using your debit card
• post at least one direct deposit worth $500 and above every month
• post at least one ACH auto debit or bill payment every month
• sign up and receive electronic bank statement every month

If these monthly requirements are not met for the cycle, the account will function as a free checking account which will only earn an interest rate of 0.25% APY. Aside from this, you will no longer be able to refund your foreign ATM fees for the cycle. You do not have to worry since you will still be able to earn this best reward checking account rate on the following cycle when qualifications are already met.

In addition, this best checking account requires a very low opening balance of only $25. This money in the bank deal doe not charge any monthly service fee nor maintenance fee after opening an account. Another feature that this best reward checking account has are free unlimited check writing, unlimited over the counter withdrawals, free online banking with bill payment, free Starline services, and free Overdraft Protection. Take note that the interest rate may change anytime once account is opened, you may call the credit union to ask for the latest checking account rate.

Membership with the Communication Federal Credit Union is open to those who reside or work in the state of Kansas and 2 counties in Oklahoma which are in Pottawatomie and Carter Counties. Employees and retirees of one of their select employee groups, you can check the list on the credit union’s website. Those who wants to join the Citizens for Financial Literacy are eligible to join. Immediate family members are also welcome to join the the credit union membership.

You may visit the credit union’s website and complete the application form. You need to pay for a one time membership fee of $5 and deposit a minimum of $5 on your new regular share savings account. You will also need to submit copy of your valid ID picture which includes social security card, passport, or driver’s license.

For a more detailed information about their reward checking account, current interest rate, and membership you may call customer service at 800-522-3535. Communication Federal Credit Union has several branches located in the state of Oklahoma and Kansas.

Communication Federal Credit Union has been providing financial services to its members since 1939. It is a sizable credit union with 49,876 members and has over $822 million in declared assets. The credit union is also a member of the National Credit Union Association with charter number 3454.

IH Mississippi Valley Credit Union still provides attractive interest rate for their reward checking account called Checking Plus account. This money in the bank deal lets you earn an interest rate of 3.04% APY for deposits up to $25,000 and portion of your deposit above $25,000 will earn you an interest rate of 0.25% APY. You can also reimburse $25 worth of ATM surcharges every month when you meet the following requirements:

• have at least 12 purchases using your debit card
• subscribe and receive e-statements monthly
• setup at least one incoming ACH or direct deposit

This best checking account does not require a minimum balance to open an account. In case you do not meet the monthly requirements, you will not be able to get the $25 ATM fees and you will only earn the base interest rate of 0.05% APY. You do not have to worry since this best reward checking account does not charge any monthly service fee nor maintenance fee.

The credit union also provides free services on your checking account like online banking with bill pay, unlimited check writing, overdraft fees, and phone banking. Additional benefit, you can earn their Choice Rewards. These are points that you earn every time you use your debit card. Take note that the interest rate may change anytime without prior notice.

IH Mississippi Valley Credit Union membership is open to person and their family who lives or works in Illinois state in the counties of Whiteside, Warren, Rock Island, Mercer, McDonough, Lee, Knox, Henry, Hancock, Carroll, and Bureau. In addition, the counties of Scott, Muscatine, Louisa, Lee, Jones, Johnson, Jackson, Des Moines, Clinton and Cedar in the state of Iowa are also eligible.

You can apply for membership by visiting one of the credit union’s office. You are required to deposit and maintain a minimum of $5 on your savings membership account. You will also be required to provide two forms of identification. The following are the list of acceptable forms of identification:

• Primary Forms: Driver’s license, State ID, Passport, School photo ID (minors), Military ID, Firearm Owner Identification, Resident alien card, or Matricula
• Secondary Forms: Major credit card, Utility bill or credit card bill, employer pay stub, Social Security Card, Government employer photo ID, Any IH Mississippi Valley Credit Union card, Title or Registration Documentation or Voter registration card
• Acceptable Forms of Address Verification: Rental or Lease Agreement, Utility or credit card bill, Title or Registration Documentation, passport, state ID, or Driver’s License

IH Mississippi Valley Credit Union has several branches in Illinois and Iowa. For more details about their membership and reward checking account, you may call their financial service officer at 800-722-0333.

The credit union has been assisting it members with their financial needs since 1936. They have already reached 104,347 members and over $843 million in declared assets. IH Mississippi Valley Credit Union is listed under the National Credit Union Association and has a charter number 60337.

Gas and Electric Credit Union offers competitive interest rates with their reward checking account called Green2 Checking. You can earn an interest rate of 3.50% APY when you have a balance of up to $25,000 and earn an interest rate of 0.50% APY on portion of the balance above $25K. It appears that the credit union does not offer ATM fee reimbursements. You need to meet the following monthly requirements to earn this best interest rates:

• have your retirement check or paycheck deposited into your account
• use your debit card and make at least 15 purchases every month
• receive electronic bank statement every month through online banking

If you are not able to make it for the month, you do not have to worry since you still get to earn their base interest rate and still get the chance to earn this best interest rate on the following month. This best checking has no minimum balance requirement and no monthly service fee. Take note that the current interest rate of this checking account is subject to change anytime without prior notice.

To become a member of Gas and Electric Credit Union you must be an employee or retirees of the Bituminous Insurance, Mid American Energy, and the City of Rock Island. Relatives of employees and retirees are also eligible to join. You need to visit the credit union’s office in Rock Island, Illinois to apply for membership. You also need to present a copy your social security card or driver’s license. You can call their customer service line to get detailed information on their membership eligibility at 309.793-3610.

Gas and Electric Credit Union has been serving it members since 1935. Currently, they have reached $57 million in declared assets with 4,884 members. The credit union is also insured with the National Credit Union Association and has a charter number 65003.

Partners Financial Federal Credit Union is still pushing for their best reward checking account which has a competitive interest rate and it is called Imagine Checking. This money in the bank deal has the following current interest rates:

• receive 3.05% APY when you have a deposit of up to $15,000
• receive 0.75% APY for the portion of the deposits above $15,000

In addition, you can also reimburse up to $25 worth of ATM fees per statement cycle when qualifications are met. The following are the bank’s monthly requirements:

• make purchases using your debit card for at least 10 times
• setup at least 1 automatic withdrawal or 1 direct deposit
• access account online every month through internet banking, you must also have a valid email address

When you meet the monthly requirements, your earnings and ATM fee refunds will automatically be deposited on to your Imagine Savings account every month. Plus, you earn an interest rate of 0.50% APY on your savings account. If you did not meet the requirements for the cycle, you will not be able to reimburse your ATM fees and you will earn a lesser interest rate on both checking and savings account. The base interest rate the you will earn on your reward checking account is 0.10% APY and 0.15% APY for your savings account.

This best checking account has no minimum balance requirement and no monthly service fee. Another feature of this checking account is that you can enjoy unlimited check writing, free online bill pay and the accounts are insured by NCUA of up to $250,000. Please note that once the account is opened the interest rates may change, so I advise the you ask the credit union for their most current checking account rate.

Partners Financial Federal Credit Union membership is open to anyone who live, attend school, worship, or work in the counties of Richmond, Henrico, Chesterfield, and Hanover. Immediately family members such as spouse, children, parents, siblings, grandparents, and grandchildren are also eligible to join. If you are not certain if your eligible to join, you may call the credit union’s member service department at 804-649-2957.

You can start the application process by printing a copy of the credit union’s application form there are several forms that you will need to print depending on the type of account or services that you want. First you must complete the main application then fill up the other form for your savings and checking account. The minimum deposit required for their basic share account is $5 which is also one of their membership requirements. You need to deposit a minimum of $25 for your checking account.

After completing your form, you may visit one of the credit union’s branches to submit your application form and initial deposits. Please do not forget to bring valid ID when applying for membership and opening an account. The credit union has a total of 5 branches in Virginia state in the cities of Glen, Richmond, and Midlothian.

If you do not have time to go to the branch then you can just mail your application form, the check to be used to fund your account, and a copy of valid identification. You are also required to get an MIP form which you can also download and print online and have it notarized. It is also necessary that you mail your application at Partners Financial Federal Credit Union, PO Box 887, Glen Allen, VA 23060. Another option is to fax these forms at 804-261-0554 and attention to Member Service.

Partners Financial Federal Credit Union was established in 1958. They are registered under NCUA charter number 12456.

Pelican State Credit Union provides attractive interest rates with their reward checking account called e-Xtra Bonus Checking account. This best checking account lets you earn an interest rate of 4.01% APY for deposits up to $20,000. You can earn an interest rate of 0.25% APY for deposits above $20,000. Plus, you can reimburse your foreign ATM fees of up to $12 when you meet the following monthly requirements:

• perform up to 15 or more debit card purchases every month
• receive direct deposit or payroll deduction
• access your account through online banking at least once a month
• subscribe and receive electronic bank statement and notifications every month

If you do not meet the monthly requirements during the statement cycle, the base interest rate of this checking account will apply on your entire balance. Reimbursement for your ATM fees will also be forfeited. In case you were unable to subscribe and receive electronic bank statement or e-notices, your e-Xtra Bonus Checking account will be converted to Basic Checking account.

This best reward checking account has the following features: no monthly service fee, unlimited check writing, overdraft protection available, free online banking with free e-Pay, and has a very low maintaining balance of just $1 to earn the monthly dividends. Please be reminded that the interest rate of this checking account may change anytime without prior notice.

Pelican State Credit Union membership is open to individuals who live, worship, or work in Rapides Parish in the state of Louisiana. Employees of Pelican State Credit Union and immediate family members are also eligible to join. You may also check the list of their select employer group on their website.

All you need to do is to complete the membership application online pay a one time membership fee of $5. You also need to deposit a minimum of $10 to open a share savings account. The credit union will require you to provide them a copy of your valid picture ID like social security card, driver’s license, or state issued identification. For more details on their membership, you may call their member service representative at 800-351-4877.

Pelican State Credit Union has several branches in Louisiana state in the cities of Zachary, Shreveport, Pineville, Opelousas, Lake Charles, Jackson, Denham Springs, Chalmette, Baton Rouge, and Alexandria.

The credit union is federally insured by the National Credit Union Association since 1956 and has a charter number 62710.

Nassau Educators Federal Credit Union invites its members to take advantage of the best interest rate on their reward checking account called Go Green Checking. This money in the bank deal lets you earn an interest rate of 3.50% APY when you have a balance of up to $25,000. the portion of your balance above $25,000 earns you an interest rate of 0.50% APY. You are required to meet the following requirements to earn this best interest rates:

• make at least 12 debit card purchases with a minimum of $5 per transaction
• subscribe for monthly electronic bank statements
• elect direct deposit of your Social Security check, paycheck, or other recurring deposits of at least $100
• make at least 1 online bill payment every month

In case you do not meet the monthly requirements, you do not have to worry for the penalty since this best checking account has no monthly service fee. Aside from that, you will only earn their base interest rate since qualifications are not met. This high earning checking account has no minimum balance requirements and you can also enjoy unlimited check writing. The dividend rates on this best checking account may change once account is opened, so make sure to contact the credit union to get the latest numbers.

Membership with Nassau Educators Federal Credit Union is open to consumers who live, worship, work, or attend school, and businesses in the counties of Suffolk and Nassau in the state of New York. Immediate family members which includes parents, siblings, spouse, grandchildren, or grandparents, and any household members are also eligible to join.

You may complete the membership application online and make an initial deposit of at least $5 to open your new share savings account. If you still have any questions on their membership eligibility or current checking account rates you may call the credit union at 561-561-0030 or 800-996-3328. Nassau Educators Federal Credit Union has several branches in New York state in the cities of Westbury, Valley Stream, Syosset, Rockville Centre, Plainview, New Hyde Park, Massapequa, Franklin Square, and Brookville.

Nassau Educators Federal Credit Union was chartered in 1938. They are also insured with NCUA which has a charter number 2760.

NuVision Federal Credit Union is running a checking account promotion which lets you earn up to $150 bonus. You need to meet the following requirements to earn the first $50 bonus:

• earn $25 when you open a free checking account which has a minimum deposit of $100. You also need to setup a direct deposit of at least $200 and receive electronic statements monthly
• earn another $25 when you keep your checking account active for at least 90 days. Aside from this you must also make at least 5 debit card purchases every month for 3 consecutive months

This best checking account also requires you to have a minimum daily balance of $2,500 to earn their dividends. In addition, you are also required to meet this other requirement to earn the $100 bonus: You must apply for a loan or fund like a vehicle loan with a minimum balance of $17,000, apply for a credit card with a minimum $2,500 balance transfer, or apply for equity line of credit with a minimum initial draw of $45,000. Take note that the loan must be funded within 90 days of checking account opening.

The credit union also offers a refer a friend program which gives you $25 for each referral. You just need to visit the credit union’s website and print a copy of their referral form or you may also visit their branch and request for those cards.

NuVision Federal Credit Union membership is open to individuals who live or work in Mesa or Southern California. Employees of AZ Boeing are also welcome to join. Immediate family members like spouse, children, parents, grandparents, and grandchildren are also eligible to join. You may also check the list of select employer group through the credit union’s website. In case you still do not qualify, you can apply for membership with American Consumer Council first to be eligible for membership with the credit union. You may call American Consumer Council to apply at 800-544-0414.

You may complete the membership application online and deposit a minimum of $5 on your Primary savings account to become a member. You may also call their office for questions or concerns at 800-444-6327. You may also visit one of their branches located in California state in the cities of Seal Beach, Rosemead, Monterey Park, Los Angeles, Long Beach, Lakewood, Laguna Hills, La Verne, Huntington Beach, and Costa Mesa. Another branch is located in Mesa Arizona. Please remember to bring your social security card, driver’s license, or other state issued ID when you visit the credit union.

NuVision Federal Credit Union has been serving its members since 1935. They are also a member of NCUA with charter number 566.

Chemcel Federal Credit Union is still pushing for the best interest rate with their rewards checking account. The credit union has the following current interest rates:

• 3.50% APY can be earned on deposits of up to $20,000
• 1.01% APY can be earned on the portion of the deposits above $20,000

This best checking account also lets you reimburse your ATM fees of up to $25 when you meet the following monthly requirements:

• make up to 12 debit card purchases every month
• access online banking at least once a month
• subscribe and receive electronic bank statement monthly
• setup atleast 1 ACH credit or debit each month

Individuals who did not meet the requirements will no longer be able to reimburse their ATM surcharges but you will still earn an interest rate of 0.10% APY which is the credit union’s base interest rate. You also get to enjoy unlimited check writing. This best checking account does not require a maintaining balance nor monthly service fee.

This reward checking account also has the following features like free online banking with free online bill payment, free electronic bank statement, overdraft privileges, and no minimum balance required to open an account. Take note that the interest rate of this best checking account is subject to change without notice.

Membership with Chemcel Federal Credit Union is open to Individuals who live, attend school, work, or worship and businesses and other groups in the counties of Nueces and Kleberg in the state of Texas. Employees and retirees of Celanese Corporation, Mustang Engineering, L.P., Mundy Contract Maintenance, and Oxea Corporation. Family members are also eligible to join their membership.

It seems that you need to visit the credit union’s office to apply for membership. All you need to do is to complete their membership application form and deposit a minimum of $5 on to your new share savings account. Do not forget to bring valid picture ID when you visit their branch. Chemcel Federal Credit Union has offices located in the cities of Corpus Christi, Pasadena, Kingsville, Bay City, Bishop, and Dallas in the state of Texas. You may also call their customer service line for questions or concerns on their reward checking or membership eligibility thru 361-584-6246.

Chemcel Federal Credit Union has been providing financial services to its members since 1951. They are also insured with NCUA and has a charter number of 7129.

Kemba Credit Union offers attractive interest rates with their reward checking account called Get Green Checking. This money in the bank deal earns you an interest rate of 3.50% APY on balances up to $25,000 and an interest rate of 0.25% APY can be earned on balances above $25,000. You can also reimburse your ATM surcharges of up to $20 at the end of the statement cycle when you meet the following monthly requirements:

• make at least 12 purchases using your debit card
• setup at least 1 direct deposit every month
• enroll and receive electronic bank statement every month
• sign up and log in to online banking at least once a month

If you do not meet the requirements for the cycle, you will not be able to refund your ATM fees. You do not have to worry since you will still earn their base interest rate of 0.15% APY. The best thing about this is that this best checking account has no monthly service fee nor maintenance fee. You can even make unlimited check writing. Take note that the checking account rate is subject to change anytime without prior notice.

Membership with Kemba Credit Union welcome everyone who live, worship, work, or attend school in the counties of Brown, Butler, Adams, Clark, Clermont, Clinton, Greene, Darke, Hamilton, Highland, Miami, Montgomery, Preble, and Warren in the state of Ohio and also the counties of Franklin and Dearborn in the state of Indiana. Immediate family members are also eligible to join. You may also check the list of select employer group on the credit union’s web page.

It seems that you need to visit one of the credit union’s office to apply for membership. You just need to make an initial deposit of $5 on your new share savings account as part of the membership requirement. You may also call customer service line if you still have questions with regard to their field of membership or checking account rate thru 800-825-3622.

Kemba Credit Union has several branches located in the state of Ohio, Kentucky, and Indiana. They have been serving its members since 1934 and they have already reached over $477 million in declared assets with 64,326 members. The credit union is also insured with the National Credit Union Association with charter number 61810.

Navy Army Federal Credit Union is still offering attractive interest rates for their reward checking account called Liberty Checking. This best checking account has the following interest rates as of the date of this posting:

• 3.51% APY can be earned for balances of up to $25,000
• 1.01% APY can be earned on the portion of the balance above $25,000

You can also refund your ATM fees when you meet the credit union’s monthly requirements which are the following:

• subscribe and receive electronic bank statement every month
• setup at least 1 direct deposit or 1 automatic payment posted and clear every month
• have at least 10 or more purchases using your debit card

In case you do not qualify for the current statement cycle, you do not have to worry since you still get to earn their base interest rate of 0.10% APY but you will not be able to refund your ATM fees. The good news is that there will be no monthly service fee charge on your account and you still enjoy unlimited check writing. Please be reminded that the interest rate listed above may change once account is opened, so make sure to contact the credit union and asked for their current interest rate.

You are eligible to join the Navy Army Federal Credit Union when you live, work, attend school, or worship in the counties of San Patricio, Nueces, Kleberg, Jim Wells, Nee, and Arkansas. Family members are also eligible to join. You may complete the application online, pay a one time membership fee of $15, and finally deposit a minimum of $25 to open a share savings account to become a member.

If you are still not sure if you qualify for membership you may call the credit union’s customer service line at 361-986-4500 then press option 2 or if you are on a different state you may call their toll free number 800-622-3631. The credit union has offices located in the cities of Rockport, Portland, Beeville, Kingsville, and Corpus Christi in the state of Texas.

Navy Army Federal Credit Union was chartered on January 28, 1955 and was first named as Naval Employees Corpus Christi Federal Credit Union. Currently, the members of the credit union has grown to have over 86,000 members with more than $1 billion in declared assets. The credit union is governed by NCUA and NCUSIF of up to $250,000 per account holder. They have an NCUA charter number 9998.

Lockheed Federal Credit Union has an ongoing promotion with their checking account. You can receive a bonus of up to $150 when you follow the following steps:

• Earn $50 when you open a checking account with a minimum balance of $250
• Earn $50 when you setup a direct deposit of at least $100 per month, you must begin to process this at least 60 days from account opening
• Earn $50 when you make at least 3 online bill payments per month, you must also begin processing this at least 60 days from account opening

This checking account bonus expires on September 30, 2011. Take note that this promo is only available to new checking account holders. Aside from the bonus, you can also enjoy the following benefits provided by the credit union like free monthly service fee with electronic bank statement, free online banking and bill pay, free mobile banking with apps for your iPhone or Android, and Free Identity Theft Benefits worth $5,000.

Membership with Lockheed Federal Credit Union is open to individuals who are employed to one of the select employee groups, you may check the complete list of these groups on the credit union’s website. If you do not belong to any of the employers member of the credit union then another option will be to join the American Consumer Council. There is no fee in joining the council. For questions or concerns you may call customer service at 800-328-5328.

It seems that you need to visit the credit union to apply for membership. You just need to deposit a minimum of $5 to open a share savings account as part of the membership requirement. Please remember to bring valid picture ID like driver’s license, passport, or social security card. The credit union has offices in the state of New Hampshire and California.

Lockheed Federal Credit Union was established in 1937. Currently, they have reached over 103,293 members with $3 billion in declared assets. The credit union has an NCUA charter number 1999.

Members Plus Credit Union is running a promotion for their checking account. You get to have $100 bonus when you open a free checking account and setup a direct deposit for 3 consecutive months. This money in the bank opportunity in valid from August 15, 2011 until September 30, 2011.

This best checking account has no minimum balance nor any monthly service fees. You also get to enjoy monitoring your account any time of the day through online banking. Another benefit is that you get to pay your bills online for free. Once you qualify, the bank will deposit the $100 bonus to your account.

The credit union’s membership is open to individuals who live, work, attend school, worship in the counties of Suffolk, Plymouth, Norfolk, and Middlesex in the state of Massachusetts. Relatives like spouse, children, parents, siblings, grandparents, grandchildren, in-laws, and domestic partners are also eligible to join.

You can either fill up the membership application online or print a copy and bring it to the credit union’s office. You will also be required to open a share savings account which has an initial deposit of $25. Please remember to bring valid ID’s like social security card, driver’s license, or state issued ID. If you has questions or concerns with regard to this checking account promo you may call customer service thru 781-905-1500 or 781-702-5969.

Members Plus Credit Union has been providing financial services since 1940. The credit union has approximately reached over $10,000 members with $219 million in declared assets. Depositors are insured with NCUA which has a charter number 66706.

Pasadena Service Federal Credit Union offers competitive interest rate for their high yield checking account. This best reward checking account has an interest rate of 3.01% APY for balances of up to $25,000. You can qualify for this best interest rate when you meet the following monthly requirements:

• make 12 or more purchases using your debit card at the point of sale
• make at least 1 credit (ACH) or automated debit every month
• subscribe and receive through electronic bank statement

if you do not meet the monthly requirements of this best checking account, you will earn a smaller amount which will be the base interest rate. The current interest rate of this best reward checking account may change at any time. Fees may also reduce the earnings of this checking account.

The credit union’s website does not mention the second tier rate that you can earn for balances above $25,000. It did not also mention about ATM fee refunds. The credit union allows you to keep track of your account by using online banking and even pay your bill online.

Pasadena Service Federal Credit Union is open to consumers who live, worship, work, attend school in Sierra Madre, Pasadena, Altadena, South Pasadena, San Marino, Arcadia, and the unincorporated area of 91107. Immediate family members are also eligible to join. You can also visit the credit unions website and check their field of membership. If you are still unsure whether you qualify for membership, just call customer service thru 877-297-4707.

It seems that you also need to visit one of their branches near your location to open an account. Pasadena Service Federal Credit Union is located in the cities of Pasadena, Vernon, and Commerce in the state of California. Do not forget to bring valid IDs when you visit the credit union to apply.

Pasadena Service Federal Credit Union was founded by teachers of Pasadena Junior College in 1936. In 2009, the credit union acquired the Vernon Commerce Credit Union which became the division of the credit union. Pasadena Service Federal Credit Union has grown and has over 11,000 members with $97 million in declared assets. Depositors of this credit union is also insured with NCUA which has a charter number 1368.

Salal Credit Union invites its members to take advantage of their checking account promotion which has a $100 bonus. You are required to open an account from August 1, 2011 through September 30, 2011. You can choose one of the credit union’s checking account that will fit your needs like My Checking, Silver Horizons Checking, and Emerald Checking.

You will be required to visit the office of the credit union to open this checking account which has an initial deposit of at least $25. You must also maintain your checking account open for at least 90 days to qualify for the $100 bonus. You also need to make at least 1 direct deposit within 90 days after account opening to be eligible for the promo. Qualified accounts will be receiving their bonus as deposits by December 2011 or January 2012. The promo is limited to only one active credit union member for every household. Take note that this promotion is subject to IRS reporting and it will be reflected on your 1099.

If you are already an existing checking account holder, what you can do is to refer friends or relatives to open an account. Every time you refer someone you get to earn $25 at the same time the person who you referred will also get additional $25. The referrer, in this case you, must be an active member of the credit union while the referee must be a new individual interest to sign up for membership and should qualify to open a checking account with new money.

The refer a friend promo is actually very easy to do. All you need to do is get a referral form from the website of the credit union and have your friend fill it up. Your friend shall bring the form to the office of the credit union and open his or her preferred checking account. If your friend’s checking account meets the promo requirements of the Salal Credit Union, you and your friend will get the cash bonus as an amount deposited to your share accounts in roughly two weeks after the qualifying 90 day period. See their promo page for the complete terms of agreement for this checking account cash promo.

Membership with Salal Credit Union is open to individuals residing or working in the state of Washington. Direct family members are also eligible to join. You may download the copy of the membership form in the credit union’s website and bring it to one of their offices. Please remember to bring valid identifications like driver’s license, social security card, or other state issued ID’s.

For more information about this checking account promo or membership eligibility you may call their customer service line at 800-562-5515. Salal Credit Union has several branches in the cities of Tukwila, Bellevue, and Seattle in the state of Washington.

Salal Credit Union has been in business since 1948 and was first named as Group Health Credit Union. All deposits with the credit union are NCUA insured with charter number 66349.

Weokie Credit Union invites its members to take advantage of their best interest rate reward checking account called Ultimate Checking. This money in the bank deal earns you an interest rate of 3.25% APY for balances up to $25,000. This best reward checking account has the following requirements:

• must conduct at least 10 electronic transactions every month
• make at least $250 worth of direct deposit every month
• subscribe to electronic bank statements
• access Home Branch at least once a month

There are several benefits that you can obtain when you open this best checking account. The following benefits are as follows:

• free internet banking with bill pay
• no minimum balance required
• free overdraft protection
• Courtesy Pay which has a limit of up to $750, this is a convenient way on managing your account in case you need to make a payment and you do not have funds. There is a $25 fee per transaction.

Individuals who want to become a members of Weokie Credit Union must live, attend school, work, or worship in the counties of Pottawatomie, McClain, Logan, Lincoln, Grady, Cleveland, Canadian, and Oklahoma. Immediate family of existing members are also eligible to join.

You must first download and print a copy of the membership form from the website of the Weoki Credit Union. Complete the application then have your driver’s license and social security card photocopied and mail it back to the credit union. Do not forget to add $25 which will be used as an initial deposit for your share savings account. For more information on their field of membership and current interest rates you may call customer service thru 800-678-5363 or 405-235-3030.

Weokie Credit Union started it’s business in 1969. The credit union is also registered to NCUA with charter number 60380.

Educational Credit Union invites its members to take full advantage of this best checking account called Smart Checking which has a best interest rate of 3.51% APY for balance through $25,000 if the monthly requirements are met. Portions of the balance above $25k earns an interest rate of 0.80% APY. The base interest rate is 0.15% APY.

The monthly requirements to enjoy the best interest rate of this best reward checking account are the following:

• make at least 10 purchases using your debit card
• setup at least 1 ACH Auto Debit or Direct Deposit
• subscribe to electronic bank statement

This best checking account does not require any minimum balance nor does it charge a monthly service fee. Account holders will be able to get a refund on ATM fee every month as long as qualifications are met. When you open this Smart Checking account you will get free access to internet banking and bill payment online.

In order to enjoy this best checking account you need to become a member of Educational Credit Union. Membership is open to individuals who live, work, attend school or worship in the counties of Johnson, Leavenworth, Franklin, Douglas, Jefferson, Atchinson, Osage, Shawnee, Jackson, Wabaunsee, Pottawatomie, Geary, and Riley in the state of Kansas. Family of current members are also eligible to join.

To be a member, you just need to visit the credit unions website and complete the membership form. Make sure to have your identifications ready since you will need to send a copy to the bank. For inquiries with regard to field of membership, account specifics or current interest rate you may call customer service thru 877-971-6900.

The credit union has branches in Arrowhead Road, Hunter’s Ridge, Croco, and Downtown in the city of Topeka, Kansas.

Educational Credit Union has been providing its services since 1939. Currently, they have grown to be one of the largest credit union in the state of Kansas with 19,074 members and $141 million in declared assets. The credit union is insured with the National Credit Union Association with charter number 60699.

Crescent Credit Union offers competitive interest rate with their reward checking account called eRewards Checking. This best checking account provides an interest rate of 4.00% APY if you deposit a balance up to $5,000. The portion of your deposit above $5,000 to $25,000 will earn you an interest rate of 2.00% APY. If the deposit exceeds $25k the portion of the above balance will earn an interest rate of 0.15% APY. In addition, you can also refund up to $10 worth of your ATM fees. All you need to do to enjoy this best interest rate is to follow the credit unions requirements:

• make purchases using your debit card at least 10 times at the point of sale
• make at least one bill pay using online banking
• subscribe to electronic bank statement
• setup a direct deposit at least once per statement cycle

If you did not meet the credit unions prerequisites for the month, you will only earn the base interest rates of 0.15% APY. The downside of this is that you will not be able to refund the ATM fees instead you will have to pay a $5 fee per statement cycle. Please note that the interest rate for this best checking account may change anytime without prior notice.

If you want to be a member of Crescent Credit Union, you must work or live in the counties of Barnstable, Norfolk, Bristol and Plymouth. You can also call the credit union to inquire about membership eligibility thru 800-894-4445. the first thing that you need to do is to complete the membership application online and open a share savings account. You also need to have a copies of your identifications like driver’s license.

Another option is to visit the credit union and they have branches located in the cities of Taunton, Norwell, Cambridge, and Brockton in the state of Massachusetts.

Crescent Credit Union has been in business since 1919. They have grown to have over $391 million in declared assets with 45,488 members. They are also known as one of the largest credit union in the state of Massachusetts. The credit union is federally insured by the National Credit Union Association with charter number 68048.

Halliburton Employees Federal Credit Union provides the best interest rate for their reward checking account called Smart Checking. This money in the bank deal allows you to earn an interest rate of 3.55% APY for balances up to $25,000. The portion of your deposit above $25 will earn you an interest rate of 0.85% APY. Finally, you also get a chance to have your ATM fees reimbursed of up to $25 when qualifications are met:

• make at least 15 purchase using your debit card
• setup at least 1 ACH automatic debit or direct deposit
• subscribe to electronic bank statement

In case you do not meet the credit union’s prerequisites, you don’t have to worry since you will still get their base interest rate of 0.05% APY and you will not be able to refund your ATM fees. Please be reminded that the current interest rate listed above is subject to change anytime without prior notice. So make sure to check with the bank for their latest interest rates before opening an account.

If you are not yet a member of Halliburton Employees Federal Credit Union, you may visit their website to check the list of select employee groups. You also need to download and complete the membership application online. After this, you need to call customer service to open a share savings account and file for membership thru 800-368-2618.

You can also visit one of the credit unions branches located in the cities of Carrollton and Houston in the state of Texas. Another branch is located in Duncan, Texas.

Halliburton Employees Federal Credit Union has been helping its member since 1960. They currently have over $98 million in declared assets with 13,466 members. The credit union is federally insured by the National Credit Union Association with charter number 13898.

MCT Credit Union invites its members to take advantage of their best reward checking account called Kasasa Cash. The credit union lets you earn an interest rate of 3.51% APY for balance up to $25,000. You can earn an interest rate of 0.25% APY for the portion of the deposits above $25,000. You can also refund your ATM fees of up to $25 when you meet the following requirements:

• make at least 10 debit card purchases at the point of sale
• setup at least 1 ACH automatic payment, one bill payment, or direct deposit
• subscribe to electronic bank statement

In case qualifications are not met, you will not be able to refund your ATM fees but you still get to earn their base interest rate of 0.13% APY. Aside from this, you still get unlimited check writing and free online banking. Best of all, this best checking account has no minimum balance requirement nor monthly service fee. Take note that this current checking account rate is subject to change anytime without prior notice.

Membership with MCT Credit Union is open to individuals who work or live in the counties of Orange, Jefferson, or Hardin. Family members are also eligible to join. You must first open a share savings account and then apply for membership. For inquiries with regard to field of membership or current interest rates you may call customer service line thru 800-846-1751.

The credit union has branches located in the cities of Lumberton, Nederland, Orange, Bridge City, and Port Neches in the state of Texas.

MCT Credit Union was established in 1953. Currently they have grew to have over $141 million in declared assets with 20,000 members. The credit union is also a member of the National Credit Union Association.

Endura Financial Federal Credit Union is pushing for their best reward checking account called eLife Checking account. This money in the bank lets you earn an interest rate of 4.01% APY for balances of up to $25,000. The portion of the above the $25k balance earns you an interest rate of 0.15% APY. You can also refund ATM surcharges of up to $5 when you meet the following requirements:

• make at least 15 debit cared purchases with a minimum of $10 per transaction per statement cycle
• enroll to internet banking
• subscribe to electronic bank statement
• set up a direct deposit

If you did not meet the credit unions prerequisites, you will not be able to refund your ATM fees and you will only earn their base interest rate of 0.15% APY. You may also call customer service for detailed information with regards to their reward checking account thru 800-533-4004.

Membership with Endura Financial Federal Credit Union is open to individuals who live, work, attend school, or worship across the Twin Cities in the metro area. You can also check the list of their select employee groups in the credit unions website. Relatives of existing members are also eligible to join the credit union.

The credit union has branches located in the cities of Minneapolis, Golden Valley, and Brooklyn Center in the state of Minnesota.

Endura Financial Federal Credit Union was established in 1992. Currently, the bank has over $352.8 million in asset. They are also insured by the National Credit Union Association with charter number 24446.

First New England Federal Credit Union provides their best interest rate reward checking account. This money in the bank deal lets you earn an interest rate of 3.05% APY for Relationship Account Members or an interest rate of 2.029% APY for General Members. You can earn an interest rate of 0.25% APY for the portions of the balance above $15,000. Aside from this you get to withdraw ATM surcharges of up to $25 per statement cycle when you meet the following requirements:

• make at least 12 purchases using your debit card at the point of sale
• setup at least one ACH auto debit or direct deposit
• subscribe to electronic bank statement and internet banking

Account holders who do not meet the requirements for the month will not get the refund for the ATM fees and will only earn the credit union’s base interest rate of 0.10% APY. The earnings of this best checking account is compounded and paid on a monthly basis.

Consumers who want to take advantage of this reward checking account may apply by visiting one of the credit unions office or by filling up the application online. For membership with First New England Federal Credit Union, you must be a Vernon, Connecticut resident, a member of the Lucy Robbins Welles Library, or a relative of existing member to be eligible to join. You may also contact the credit unions Business Development Manager, Mary Sullivan for inquiries about eligibility for membership at 860-870-6460.

The credit union has branches located in the cities of Newington, E Hartford, Vernon, Pawcatuck, Waterford, Groton, Niantic, Dayville, Montville, Willimantic, Norwich, Hamden, Orange, New Haven, North Haven, Guilford, Wallingford, East Lyme, Plainfield, Hartford, West Hartford, New London, Cromwell, Middletown, Meriden and Windsor Locks in the state of Connecticut.

First New England Federal Credit Union was established in 1938. They are also federally insured by the National Credit Union Association with charter number 2601.