Nicolet National Bank is pushing for a competitive interest rate with their reward checking account called Real Rewards Checking. The bank has the following current interest rates:

• 3.00% APY can be earned on balances up to $25,000
• 0.50% APY can be earned on balances over $25,000
• $15 worth of ATM fees that can be refunded every month when all qualifications are met

You can start enjoying this best checking account rate when you meet the monthly requirements. The following are list of the bank’s monthly requirements:

• have at least 10 signature based purchases using your debit card
• setup at least one direct deposit of payroll or Social Security
• sign up and receive electronic bank statement

In case you do not meet the bank’s prerequisites, you do not have to worry since you still get to earn their base interest rate of 0.05% APY. But, you will no longer be able to qualify to refund your ATM surcharges. You are given a chance to earn this reward checking account rate on the following cycle when all requirements are met.

This best checking account has other features that you can take advantage of even if you do not meet the monthly requirements and these includes unlimited check writing, no monthly service fee, no maintenance fee, and overdraft protection of up to $25 annually. In addition, you also get to access your account using their online banking and telephone banking.

A branch visit is required for you to open an account. You also need to submit a copy of valid picture ID or identifying documents since the bank will be asking for it. To get additional information about this best reward checking account, current interest rates, or requirements you may contact their customer service line at 920-496-8802 or 920-224-1400. Nicolet National Bank has several branches located in the states of Wisconsin and Michigan.

Nicolet National Bank was opened in 2000. The bank insured with FDIC and has a certificate number 57038.

1st Bank Yuma provides a money in the bank opportunity with their reward checking account called 1st Rate Reward Checking account. This money in the bank deal lets you earn an interest rate of 3.00% APY for balances up to $25,000 and earn an interest rate of 0.10% APY for the portion of the balance above $25K. To earn this best checking account rates you must meet the following monthly requirements:

• sign up to online banking
• receive electronic bank statement
• setup at least 1 direct deposit
• make at least 15 debit card purchases

If you do not qualify for the month, you do not have to worry since you will earn their base interest rate of 0.10% APY on the entire balance of your account. In addition, this account also functions as free checking account. So even you do not meet the monthly requirements, there will be no monthly service fee charge on your account. You also get a chance to earn this best interest rate on the following cycle once all qualifications are met.

This money in the bank deal requires you to deposit a minimum of $100 to open an account. This best checking account has no minimum balance requirement after account has been opened and to earn this best interest rate. You also get to enjoy unlimited check writing and receive an ATM card or Exclusive Visa debit card available upon approval. Please note that the dividend rate may change anytime without notice.

You can also use the bank’s free online banking to make bill payments, view your monthly statements, and check for the latest deals that the bank has to offer. Another option is to use their telephone banking which pretty much has the same functions.

Individuals who wants to take advantage of this best reward checking account may visit one of the bank’s office to apply. Please remember to bring valid picture identification like social security card, driver’s license, or state issued ID since the bank may request for a copy. If you still have questions with regard to their reward checking account or current interest rate please call customer service at 928-783-3334 or 866-384-3226. 1st Bank Yuma has 4 branches located in Yuma, Arizona.

1st Bank Yuma was established in 2001. All deposit accounts with the bank are insured of up to $250,000 with the Federal Deposit Insurance Corporation and has a certificate number 57298.

Versus Bank continuous to offer attractive interest rate for their reward checking account called V Rewards Checking. You earn an interest rate of 3.00% APY for balances up to $15,000 and 0.10% APY for the portion of the balance above $15,000. Plus, reimburse ATM surcharges when all qualifications are met. Here are the following checking account requirements:

• have at least 12 signature-based purchases using your debit card
• setup at least 1 automatic debit from your account or 1 direct deposit
• subscribe and receive your electronic bank statement every month

In case you do not meet the checking account requirements for the month, you do not have to worry since you still get to earn their base interest rate of 0.05% APY on the entire balance of your account. But you will be disqualified in refunding your ATM surcharges for that month. You can still earn this best checking account rate on the next qualifying month when all requirements are met.

This money in the bank deal also functions as a free checking account which means that even if you do not meet the monthly requirements that account is free from any monthly service fee. The account does not require any minimum opening deposit nor maintaining balance to earn the reward interest rate.

Additional benefits of this best reward checking account includes free online banking with bill pay, free electronic bank statement, unlimited check writing, free debit card, and free phone banking. Aside from that, the account is insured of up to $250,000 with the Federal Deposit Insurance Corporation. The dividend rate on your checking account is subject to change at anytime without notice. Fees may also reduce the earnings of your account.

Individuals who want to take advantage of this best reward checking account may visit one of the bank’s office to open an account. You need to submit a copy of at least 1 valid photo identification like driver’s license, passport, or social security card. You may want to contact the bank first before visiting their office if you have questions or concerns with regard to their reward checking account, current interest rate, and requirements at 316-788-1111.

Versus Bank has 5 different locations in Arkansas state in the cities of El Dorado, Derby, and Augusta.

The bank has been providing a wide range of deposit account to their customers which will best fit their financial needs. They have already reached over $118 million in declared assets. Versus Bank has an FDIC certificate number 21463.

Southern Bank provides high interest rates for their reward checking account since most checking account rates right now are fluctuating. The bank’s reward checking account is called Kasasa Cash. You can earn the following interest rates on your reward checking account:

• 4.01% APY for balances up to $15,000
• 0.75% APY for the portion of the balance above $15,000

You can earn this money in the bank deal if you meet the 3 simply requirements of this best checking account monthly. Plus, reimburse your ATM surcharges every month. The best reward checking account has the following monthly requirements:

• have at least 12 or more debit card purchases monthly
• sign up and receive your monthly statements electronically
• make at least 1 ACH auto debit or 1 direct deposit monthly

If you miss a month, you do not have to worry since you will still enjoy this free checking account with no penalties charge if you do not qualify on the given month. In addition, you still get to earn their base interest rate of 0.10% APY and you get a chance to earn this best checking account rate and enjoy your ATM refunds on the following month when you meet the requirements.

This best reward checking account only requires a minimum of $100 to open an account and it is available to residents of Arkansas and Missouri. The bank lets you manage your account using their free online banking and free phone banking. In this way, you can pay your bills, monitor your transactions, view your monthly statements, and get information about the latest promotions that the bank offers. Take note that the interest rate is subject to change without prior notice.

To get additional information about their reward checking account, current rates, or requirements you may call their customer service line thru 573-778-1800. Southern Bank has several branches located in the states of Arkansas and Missouri.

Southern Bank has been in business since 1887. They have over $718 million in declared assets. The bank is insured under the Federal Deposit Insurance Corporation and has a certificate number 28332.

If you’re looking for the best reward checking account, you might want to check out AnchorBank’s latest offer. When you open a checking account with them, you can earn up to $150 simply by fulfilling three simple steps. Read on below to know more:

• Earn $50 when you open the checking account
• Earn $50 when you set up a direct deposit
• Earn $50 after making three debit card purchases

Steps two and three must be completed within the first 60 days after opening your account. Unfortunately, only new account members can take advantage of the $150 bonus. Old account holders are not eligible for this offer. The account must also be active and open for at least six months.

This checking account is a free account and does not have any monthly service fee. However, you need to maintain $100. Otherwise, you will be asked to pay $4.95 a month—still a small price to pay for such a big reward. Bill Pay is also a free service as long as you make a direct deposit every month. If you don’t, this will also cost you $9 a month.

There is also a stringent availability limitation for this account. You have to be a resident of Iowa, Wisconsin, Illinois, and Minnesota to open an account. The bonus, apparently, is only for residents of Wisconsin, although you can visit an AnchorBank branch to confirm if you are eligible. There is an online application tool, but it’s advisable for you to confirm your eligibility before applying online. You can also call the bank’s hotline at 1.800.252.6246 and talk to any of the bank’s representative.

If anything makes depositors hesitate about opening an account with this bank, it’s the poor health ratings. While the bank has been around since 1938, DepositAccounts.com and Bankrate.com only gave it one out of five stars. The bank is federally insured through FDIC Certificate # 29979.

Bluegrass Community Bank provides a money in the bank opportunity thru their reward checking account called ABC Checking (Added Benefits Checking). This best checking account lets you earn an interest rate of 3.56% APY when your account balance is up to $25,000. An interest rate of 0.72% APY can be earned on your account balance above $25,000. Plus, reimburse your ATM surcharges monthly when all qualifications are met. Here are the list of the monthly requirements:

• setup at least 1 automatic debit or direct deposit
• make at least 10 debit card purchases
• make at least 1 bill payment through online banking
• register and receive electronic bank statement every month

If qualifications are not met during the monthly cycle, you will earn their base interest rate of 0.15% APY on the entire balance of your account. You still get a chance to earn this reward checking account rate on the next qualifying cycle when requirements are met.

This money in the bank deal provides additional benefits that you can enjoy even though you did not meet the monthly requirements and this includes unlimited check writing, 2 free boxes of personalized checks per year, debit card, free online banking with bill pay, free electronic bank statement, and ID Reclaim Basic.

Individuals who want to take advantage of this best reward checking account will be required to deposit a minimum of $100 to open an account. Since this is also free checking account, it does not require any minimum balance to earn the best interest rate nor does it charge any monthly service fee.

You may visit one of the bank’s branch to open an account. Make sure to bring valid photo identification like driver’s license, passport, or state issued ID since the bank will be requesting for a copy as part of their requirements. Bluegrass Community Bank is headquartered in Danville, Kentucky. You may also contact customer service line to get additional information about their reward checking account, other fees, or requirements thru 859-238-0556.

Bluegrass Community Bank started it’s business in 2009. They are registered under the Federal Deposit Insurance Corporation and has a certificate number 58848.

Union Bank currently has what is possible the best reward checking account thanks to its 5% cash back offer on all newly opened checking accounts. The rebates can amount to up to $250, which means 5% rebated on purchases of up to $5000. This is a pretty sweet deal if you like using the debit card function of your checking account a lot.

However, it must be noted that you will be asked to fill out a form for taxing purposes every time you acquire your 5% rebate. Rebated from credit cards are more beneficial in this area because the rebates are practically non-taxable. Another issue is the fact that Union Bank pulled out its free checking accounts at the beginning of January. This means that you will be asked to pay for monthly fees unless you’re able to fulfil one of these three requirements:

• A direct deposit (single transaction) of at least $100 a month
• A monthly ledger which averages to $1500
• A combined monthly ledger averaging to $5000

While Union Bank has online application facilities, you will have to make a branch visit to take advantage of this offer. In fact, it is necessary for you to mention the 5% Cash Back offer upon opening your checking account because it is not voluntarily given out by bank representatives. You will have to ask for it.

Union Bank branches are scattered all over Oregon, Washington and California. It’s an established bank which has been around since 1979. DepositAccounts.com gave it a superior rating of four out of five stars for financial soundness. Bankrate.com, on the other hand, gave it a mixed rating. Some branches received five out of five stars (excellent), while others garnered only four out of five stars (sound). For more information about its insurance, and to make sure that your money is safe with this institution, check FDIC Certificate # 22826.

Bonuses are very rare with checking accounts in the country. Certainly, one of the most tempting offers today is from by Washington Savings Bank. They are now giving away Kindle Fire units to new checking account holders. The bank is also known for its competitive interest rates. It has not been established whether or not this bank can offer the best reward checking account. Still, a free Kindle Fire is tempting. There are three requirements to be met, though, before the Kindle Fire can be awarded to the new checking account holder:

• S/he must make a direct deposit from a third party source which is not affiliated with Washington Savings Bank at least once a month
• S/he must have an active debit card from Washington Savings Bank with at least 10 purchases
• S/he must make a minimum of $75 withdrawal from a third party bank unaffiliated with Washington Savings Bank three times a month

If only the first term could be met, the Kindle Fire could be replaced with an Amazon Kindle (the older version of the ebook reader). What new applicants must take into account, though, is the cost these terms would entail. The Kindle Fire costs $199. Withdrawals and direct deposits from other banks could incur extra charges.

Of course, it wouldn’t hurt to take advantage of this sign up bonus if you badly want a Kindle Fire unit. Washington Savings Bank is certainly one of the most trustworthy banks in the region. They’re also known to give best checking account rates and terms. Washington Savings Bank earned a sound four out of five stars from DepositAccounts.com. It earned a less impressive three out of five stars from Bankrate.com, but most clients are happy with the bank’s services.

There’s also another catch: this offer is only available to residents of New Hamsphire and Massachusettes.

3.01% APY Checking Account offered at Washington Savings Bank

While While a 3.01% APY Checking Account might appear ho-hum for those who are on the lookout for the best checking account in their region, what Washington Savings Bank is offering is not bad at all. First, one must note that there is a steady downward movement in terms of the interest rates of checking and savings account throughout the country. If a checking account can give you at least one percentile point higher than internet banks, it’s worth checking. Also, the cap for this particular checking account called “Instant Rewards Checking” isn’t too low. It’s currently pegged at $10,000. All balances exceeding this amount will earn 0.65% APY—still not a bad yield for a checking account.

Of course certain purchase requirements must be met for the 0.65% APY to be achieved. If these requirements are not met, the rate dramatically drops down to 0.05% APY. On the plus side, you can make ATM transactions nationwide, and up to $25 could be rebated every banking cycle.

If you’re curious about the monthly requirements, here they are:

• You must make at least 12 debit purchases with your checking account
• Make one automatic payment or direct deposit once a month
• Agree to receive electronic statements instead of mailed ones

This is a free checking account so you don’t have to worry about monthly service charges. Some banks which offer rates as high as this account also charge you every month for the service, so you’re getting a good deal with this checking account. The account also includes free bill payments and free lifetime check orders.

For those who find the $10,000 minimum deposit too steep, Washington Savings Bank also has two checking accounts on offer. These are the Cash Rewards and the Tune Rewards. While their interest rates are not that impressive, their terms are enough to put these accounts in line with the best reward checking account in the country. The Cash Rewards allows you to earn up to twenty cents per debit purchase. The Tune Rewards, on the other hand, rewards account holders with $5 worth of iTunes downloads if certain requirements are met.

On the downside, these checking accounts are only available to New Hampshire and Massachusetts. Application requires a branch visit, but accounts could be funded through mail.

Washington Savings Bank is an FDIC member and has been around since 1985. It has received a four out of five stars rating from DepositAccounts.com and a three out of five stars rating from Bankrate.com. To know more about the insurance coverage, you can check FDIC Certificate # 90229.

Bank of Blue Valley offers a 3.00% APY with their reward checking account called Ultimate Checking Account. This maybe every checking account holder’s dream come true. However, as expected, there’s a catch, and this catch is hard to ignore. You will have to meet the “level-1” requirement which is to spend at least $1000 every cycle on designer point-of-sale items every single banking cycle. If you spend this much on designer clothes, accessories, and perfumes, a rebate credit card could benefit you more. Most depositors and account holders, in fact, find this first condition a deal-breaker.

However, if you prefer opening a checking account instead of using a credit card on these designer items for personal reasons, you might want to consider how the yield for this account regresses. It drops dramatically at 2.00% APY should you spend anywhere above $300 and $999.99 on the same designer POS items.

What’s more, these high yields will only be applied to balances not above $25,000. 0.55% APY will be applied to the portion above your 25K limit. If you are unable to meet the requirements, your yield dives to 0.20% APY.

Still, the checking account’s yield is competitive on paper. If you’re one of the few who find this deal useful, you’ll be happy to note that it’s very easy to apply for this account. All you have to do is check the bank’s rate schedule to confirm if these yields are still applicable, click on the “apply now” button, and follow the instructions online. They’re pretty clear-cut. Take note that the bank is known to restrict applications to their local vicinity only. The bank has branches scattered in Kansas. However, this particular account does have a high minimum spending requirement of $1000. You can take your chances and see if they’re willing to extend the offer outside of Kansas.

The rating for this bank is not that impressive. It only earned three out of five stars from DepositAccounts.com, and a low two out of five stars from Bankrate.com. If you’re willing to bet your money on the bank, though, you would be glad to note that they are federally insured under FDIC Certificate # 32722.

Carolina Premier Bank has a money in the bank opportunity with their reward checking account called Premier Rewards Checking. This money in the bank deal has an interest rate of 3.02% APY for balances of up to $25,000 and an interest rate of 0.25% APY for the portion of the balance above $25,000. You also enjoy unlimited nationwide ATM fee refunds when all qualifications are met. The following are the list of this best reward checking account requirements:

• make at least 12 purchases using your debit card
• receive electronic bank statement every month
• have st least 1 direct deposit or 1 automatic payment
• sign up and access online banking and make at least 1 electronic bill payment
• maintain another deposit account with Carolina Premier Bank

If you do not meet the requirements for the qualifying cycle, you do not have to worry since you will still earn their base interest rate of 0.25% APY on your whole balance and get a chance to earn their Premier Rewards and refund your ATM fees on the next qualifying cycle.

This best reward checking account provides additional benefits even if you do not meet the monthly requirements. These benefits includes unlimited check writing and debit card use, no monthly service fee, no minimum balance required to earn the rewards, free online banking with bill pay, free e-statements, and it requires a very minimal opening balance of only $200. Take note that the interest rate of this best checking account is subject to change anytime without prior notice.

Consumers who wants to take advantage of this best reward checking account may visit one of the bank’s branch to open an account. Carolina Premier Bank has 2 offices located in Charlotte, North Carolina. Please do remember to bring valid picture identification with your current address and phone number listed on it like driver’s license, passport, or other state issued ID. You may also contact their customer service line for additional information about their reward checking account and requirements at 704-752-9292.

Carolina Premier Bank has been in business since 2007. They have already reached over $188 million in declared assets. The bank is a member of the Federal Deposit Insurance Corporation and has a certificate number 58516.

First Arkansas Bank & Trust provides an attractive interest rate with their reward checking account called Kasasa Cash. This best checking account lets you earn an interest rate of 3.03% APY for balances of up to $25,000 and an interest rate of 0.50% APY for the portion of the balance above $25,000. Plus, you get to refund foreign ATM fees when all qualifications are met. This money in the bank deal has the following monthly requirements:

• have at least 10 debit card purchases monthly
• set up at least 1 ACH automatic payment, direct deposit, or online bill pay monthly
• sign in and log in to online banking monthly
• receive electronic bank statement monthly

If you do not meet the requirements during the monthly cycle, you will no longer be eligible to earn this best interest rate. Instead you will earn their base interest rate of 0.05% APY for your whole balance. Aside from this, you will no longer be qualified to refund your foreign ATM fees. You do not have to worry, you can still qualify to earn this best checking account rate and refund your ATM fees on the next cycle when qualifications are met.

This Kasasa Cash account is usually linked to a Kasasa Savers account. If you open a Kasasa Savers and meet the checking account requirements, you will not only earn the best interest rate on your checking account but also earn a high interest rate for your savings account. You can earn an interest rate of 1.00% APY for balances of up to $100,000 and 0.50% APY for portion of your balance above $100,000 in your Kasasa Savers account.

You still get to enjoy the following benefits of this best checking account even you do not meet the monthly requirements. These benefits include no minimum balance required after account has been opened, no monthly service fee, free online banking with bill pay, free electronic bank statement, and free unlimited check writing.

Their online banking allows you to monitor your account 24/7. You will be able to check the activities of your account, transfer funds, request for checks, and even check their latest promos. If you do not have an internet, you may also use their phone banking which provides pretty much the same services as online banking.

Individuals who want to take advantage of this best reward checking account may apply online. You just need to complete the application form, provide a copy of your valid photo identification like driver’s license, passport, or other state issued ID, and write a check which will be used to fund your new reward checking account. The checking account requires an initial deposit of $100 to open an account.

If you are not comfortable giving out your information online, you may also visit one of their branches. First Arkansas Bank & Trust has several branches in Arkansas state in the cities of Austin, Sherwood, Cabot, Quitman, Clinton, Pangburn, Concord, North Little Rock, Damascus, Marshall, El Paso, Jacksonville, Gravel Ridge, Heber Springs, Greenbrier, and Greers Ferry. In case you still have additional questions or concerns with regard to their reward checking account, current interest rate, or requirements you may call customer service line at 800-982-4511.

First Arkansas Bank & Trust is a full service financial institution which was established in 1949. They have grown to have over $690 million in declared assets. All deposit accounts are insured of up to $250,000 with the Federal Deposit Insurance Corporation. First Arkansas Bank & Trust has an FDIC certificate number of 16849.

Bank of Nebraska is still offering an attractive interest rate for their reward checking account called Investment Checking. This money in the bank has an interest rate of 3.04% APY for account balances of up to $15,000 and an interest rate of 0.10% APY can be earned for the portion of the balance above $15,000. All you need to do is meet their monthly checking account requirements to earn these best interest rates. The following is the list of requirements that you need to meet:

• sign up and log on to online banking every month
• subscribe and receive e-statements every month
• make at least 12 purchases using your debit card per statement cycle
• make at least 1 automatic withdrawal or 1 direct deposit per statement cycle

In case you failed to meet the bank’s prerequisites for the qualifying month, you do not have to worry since you still get to earn their base interest rate of 0.10% APY for your whole balance. Aside from this, you still get to enjoy unlimited check writing. Plus, this best checking account does not charge any monthly service fees.

Individuals who want to take advantage of this best reward checking account will be required to make an initial deposit of $100 to open an account. After the account opening there will no longer be any maintaining balance required to earn this best checking account rate. Take note that the interest rate may change after the reward checking account is opened, so make sure to check with the bank for their latest number.

It appears that a branch visit is required in order to open an account. Bank of Nebraska has branches located in the cities of Omaha, Bellevue, and LA Vista in the state of Nebraska. You just need to fill up their application form, provide a copy of your valid picture ID like driver’s license or passport, and a check worth $100 which will be deposited on to your new reward checking account. For more information about this best checking account and current interest rates, you may call customer service line at 402-331-8550.

Bank of Nebraska has a wide range of deposit accounts to offer their customers. They have been providing these financial services since 1974. The bank had already reached over $117 million in declared assets. Bank of Nebraska is also a member of the Federal Deposit Insurance Corporation and has a certificate number 21704.

United Mississippi Bank headquartered in Natchez city is pushing for their reward checking account which has an attractive interest rate called NetCheck. This best checking account will earn you an interest rate of 3.51% APY for balances up to $25,000 and an interest rate of 0.50% APY can be earned for the portion of the balance above $25,000. Best of all, you get a chance to refund all foreign ATM fees if qualifications are met. This reward checking account has the following requirement which needs to be met each month:

• have at least 10 or more debit card purchases post and clear
• set up at least 1 ACH debit or 1 ACH direct deposit post and clear
• subscribe and receive electronic bank statement every month

Failure to meet the monthly requirements will mean that you cannot refund your foreign ATM fees and you will earn a lower interest rate of 0.05% APY. The qualification cycle of this best checking account starts every 2nd Wednesday of the month and ends every 2nd Tuesday of the following month. Please do remember that the interest rate is subject to change anytime, so make sure to ask the bank for their latest checking account rates.

In addition, you still get to enjoy their best reward checking account benefits even though you do not meet the monthly requirements. These benefits include unlimited check writing, no maintenance fee, and no monthly service fee. You also get to manage your account by signing up for their free online banking. This service allows you to view your monthly statements, make bill payments, and check the activities of your checking account.

Individuals who want to take advantage of this best reward checking account may visit one of the bank’s branch to open an account. United Mississippi Bank are located in the cities of Natchez, Centreville, Fayette, Adams County, and Woodville in the state of Mississippi. Take note that the bank will be requesting for a copy of your valid photo identification as part of their requirement. You may first contact their customer service line if you still have questions or concerns with regard to their reward checking account, current interest rates, or requirements at 601-445-7000.

United Mississippi Bank has been providing financial services to its customers since 1973. They have already grown to have more than $262 million in declared assets. The bank is registered under the Federal Deposit Insurance Corporation and has a certificate number 21083.

MB Financial Bank is running a checking account promotion in celebration of their 100th anniversary. This money in the bank deal allows you to earn up to $200 bonus by simply opening a new MB Signature account, MB Classic account, or MB Red Checking account and meet their other requirements within the first 90 days the account was opened. The following is the list of requirements that needs to be met in order to earn the bonus:

• $100 can be earned when you set up a recurring direct deposit of at least $500 or more every month
• $50 can be earned when you set up a recurring automatic transfer of at least $50 or more every month from your checking account, money market, or savings account
• $25 can be earned when you make at least 1 bill payment of at least $25 or more every month
• $25 can be earned when you subscribe to electronic bank statement

Take note that the total bonus of $200 shall be made within 30 to 90 calendar days after the account is opened after which the transactions made will be verified by the bank. This checking account promo is subject to IRS Form 1099-INT reporting. The bank will require a minimum opening balance of $50 for their checking account.

This checking account promotion is available to new checking account customers. You must be also a resident or an employee working in Pennsylvania, Indiana, or Illinois state. You must also maintain your checking account open for at least 6 months or else the $100 bonus will be reversed. The bank also charges a monthly service fee ranging from $9.95 to $19.95 on their checking account. This promotion is scheduled to expire on January 31, 2012.

Reward Checking account

In addition to this checking account promotion, you also get to earn a very competitive interest rate with their reward checking account called MB Red Checking account which is one of their qualifying accounts for the promo. You can earn an interest rate of 4.00% APY for balances of up to $10,000 and potion of the balance above $10,000 will earn an interest rate of 0.25% APY. Finally, refund ATM fees of up to $5 per month. Of course, like other reward checking account you need to meet their monthly requirements in order to earn this best interest rate. The following are the list of the monthly requirements that needs to be met:

• make up to 15 signature based purchases using your debit card of at least $200 per month
• set up a bill payment of at least $50 or ACH deposit every month
• sign up and receive electronic bank statement every month

If you did not meet their requirements during the cycle then you will earn the base interest rate of 0.05% APY. You must also maintain an average daily balance of $2,000 to avoid the $11.95 monthly service fee. Take note that the interest rate of this best checking account is subject to change anytime without prior notice.

Consumers who want to take advantage of this checking account promotion may visit one of the bank’s branch located in the state of Illinois, Pennsylvania, and Indiana. If you do not have time to go to the branch, you may call the bank’s customer service line at 888-422-6562 or you may also choose to apply online.

MB Financial Bank has been assisting its customers with their financial needs since 1933. They are headquartered in Chicago, Illinois and has already reached over $9 billion in declared assets. The bank is also a member of the Federal Deposit Insurance Corporation and has a certificate number 3628.

1st Commonwealth Bank of Virginia offers a competitive interest rate for their reward checking account. This money in the bank deal has the following interest rates which you can earn every month:

• 3.01% APY can be earned on balances of up to $25,000
• 0.75% APY can be earned on portion of the balance above $25,000

You can start earning this reward checking account rate when you meet their monthly requirements. The following are the list of the checking account requirements:

• make at least 12 purchases using your debit card
• setup at least 1 ACH transaction / direct deposit or 1 bill pay through 1CBV online banking
• maintain a valid email address and receive electronic bank statement every month

If you are not able to meet the bank’s prerequisites, you will earn a lower interest rate which is 0.10% APY on your whole balance. You do not have to worry since you will not be charged with any monthly service and you still get to enjoy unlimited check writings. You also get a chance to earn this best checking account on the following cycle when all requirements are met. The bank did not mention anything about reimbursement of ATM fee.

Individuals who want to take advantage of this high yield checking account will have to make an initial deposit of at least $5 to open an account. This best reward checking account does not have any minimum balance requirement to earn the best interest rate. Take note that the current interest rates may change once account is opened.

It seems that a branch visit is required to open an account. You also need to bring a valid picture identification like driver’s license, social security card, or passport. The bank will be requesting a copy of this ID as part of their requirements. You may contact the bank through their customer service line if you still have questions with regard to their reward checking account and current interest rate at 703-387-5050.

1st Commonwealth Bank of Virginia has only one branch and they are headquartered in Arlington, Virginia. The bank is registered under the Federal Deposit Insurance Corporation with certificate number 18086.

First National Bank of Broken Arrow continues to push for their reward checking account which has a very attractive interest rate called First Reward Checking. You can earn an interest rate of 3.01% APY for balances up to $15,000 and earn an interest rate of 0.31% APY for the portion of the balance above $15K. This best checking account allows you to refund up to $25 worth of ATM surcharges when you meet the monthly requirements. These are the list of the 3 simple monthly requirements that needs to be met in order to earn this best checking account rate and refund your ATM fees:

• have at least 10 debit card purchases post and clear
• sign up and receive electronic bank statements
• have at least 1 auto debit or 1 direct deposit post and clear

If you do not meet the requirements during a given qualification cycle, you will then earn the non qualifying interest rate of 0.21% APY for your whole balance and you will no longer be able to qualify for ATM refund. The dividend of this best checking account is paid every month.

This best reward checking account does not require any minimum balance to open or earn an interest nor does it charge any monthly service fee even if you do not meet the monthly requirements. The bank may change the interest rate at anytime after the account is opened, so make sure to ask them for their latest checking account rate.

Consumers who want to take advantage of this best reward checking account may visit the bank’s website and complete the online application. You will be required to provide information like name, date of birth, current address and phone number, social security number, driver’s license number, and employer information. You will also need to write a check which will be used to fund your new checking account.

If you are not comfortable giving out your information online, you may also visit one of the bank’s branch located in Broken Arrow, Oklahoma. You may also contact their customer service line if you still have questions or concerns with regard to their checking account specifics or current interest rate at 888-255-5371.

First National Bank of Broken Arrow has been providing its services to their customers since 1904. The bank is also insured with the Federal Deposit Insurance Corporation and has a certificate number 4050.

Classic Bank continues to provide attractive interest rate for their reward checking account. The bank lets you earn an interest rate of 3.01% APY for balances of up to $15,000. An interest rate of 0.75% APY can be earned on balances above $15,000. You also get to automatically refund your ATM surcharges when monthly qualifications are met. The following are the list of the monthly requirements:

• sign up and receive electronic bank statements every month
• make at least 10 purchases using your debit card at the point of sale
• setup at least 1 direct deposit or 1 automatic payment
• provide a valid email address

In case you do not meet the prerequisites of the reward checking account, you will instead earn their base interest rate of 0.10% APY. Aside from that, you are no longer qualified to refund your ATM surcharges. You can still earn their best checking account rate on the following monthly cycle when all qualifications are met.

This best reward checking account allows you to make unlimited transactions. The checking account does not require any minimum balance to earn rewards nor does it charge any monthly service fee. You also get to enjoy unlimited browsing of your account through online bank. In addition, you get to have overdraft bounce protection worth $750.

Consumers who want to take advantage of this best reward checking account will be required to deposit a minimum of $100 to open an account. You are given 3 options to apply: you can do it online, or call the bank, and lastly by visiting one of the bank’s branches. Take note that once the checking account is opened the interest rate may change, so make sure to ask the bank for their latest numbers.

If you still have questions with regard to checking account specifics and requirements on opening an account please call customer service at 254-697-6461. Classic Bank has several branches located in the cities of Cameron, Giddings, Rockdale, Bastrop, and Rosebud in the state of Texas.

Classic Bank offers a wide range of deposit accounts that will fit to their customers financial needs. They have been in business since 1889. The bank is insured with the Federal Deposit Insurance Corporation and has a certificate number 3126.

Great Lakes Credit Union offers attractive interest rates with their reward checking account called Ultimate Checking. An interest rate of 4.00% APY can be earned on balances of up to $15,000 and and interest rate of 0.05% APY can be earned on portions of the balance above $15,000. You also get a $5 rebate on your ATM fees every month when all qualifications are met. The following are the monthly requirements of this best checking account:

• make at least 10 signature based purchases using your debit card
• make at least 1 direct deposit worth $250 per statement cycle
• subscribe and receive your monthly statements electronically
• use mobile banking or make a bill payment online

If you do not meet the monthly requirements, you do not have to worry since you still get to earn the base interest rate of 0.05% APY on your whole balance. Unlike other reward checking accounts, you need to maintain at least 5 signature base purchases on your debit card and maintain the $250 direct deposit to avoid the $5 monthly service fee.

This best reward checking account allows you to enjoy free overdraft transfers, free online banking with bill pay, free mobile banking, and best of all it has no minimum balance required nor monthly service fee when you meet the credit unions requirements.

Individuals who want to become a member of Great Lakes Credit Union must live or work in the counties of McHenry and Lake in the state of Illinois of in Kenosha County in the state of Wisconsin. Membership is also open to employees who belong to one of the credit unions select employee groups, reservice, active duty, or retired military personnel, and retired or a current federal government employee. Their family members are also eligible to join.

You can complete the application online and open a share savings account which requires a minimum opening deposit of $5. You must also submit a copy of your driver’s license, social security cars, or passport as part of their membership requirement. If you are not comfortable giving out your information online, you may visit one of their branches located in the cities of Zion, Waukegan, Round Lake Beach, North Chicago, Libertyville, Gurnee, Chicago, and Antioch in the state of Illinois. You may call contact the credit unions customer service line at 847-578-7000.

Great Lakes Credit Union is a non- profit financial institution which assists their members since 1938. They have already reached 41,156 members and has $542 million in declared assets. The credit union has an NCUA charter number 60238.

Community Bank and Trust invites consumers to take advantage of their best interest rate reward checking account called Power Interest Checking. This money in the bank deal lets you earn an interest rate of 3.05% APY for your deposits up to $24,999.99 and earn an interest rate of 0.50% APY for deposits of $25,000 to $99,999.99. Finally, an interest rate of 0.25% APY can be earned on portions of your deposit of $100,000 and above.

You can start earning this high yield checking account rates when monthly qualifications are met. The following are the list of the monthly requirements:

• make 12 or more signature based transactions using your debit card, purchases made must be at least $10 worth or more
• sign in and access your account through online banking every month
• enroll and receive electronic bank statement every month
• setup at least 1 ACH direct deposit through payroll, SSI, or Pension with a minimum of at least $200

Consumers who want to take advantage of this best checking account will have to make an initial deposit of at least $50 to open an account. In case you do not meet the requirements for the qualifying cycle, you do not have to worry since you will still earn the base interest rate of 0.10% APY. In addition to this, you will not be charged a monthly service fee even though you did not meet the requirements since this is still free checking. The checking account does not charge any maintenance fee as well.

The dividend earned on this best reward checking account is compounded and paid monthly. Please do remember that once the account is opened the interest rate may change without prior notice, so be sure to ask the bank for the latest checking account rates.

A branch visit is needed in order to open an account. Community Bank and Trust has branches located in the cities of Greenfield, Sheboygan, Appleton, Plymouth, Glendale, Elkhart Lake, and Chilton. Please remember to bring valid picture idenfication or other documentation with your current address listed on it. For more information about this est reward checking account and their current interest rates you may call the bank’s customer service line thru 920-459-4444 or 888-582-4440.

Community Bank and Trust was opened in 1989. Currently, they have over 11 branches in the state of Wisconsin and has already reached over $574 million in declared assets. The bank is a member of the Federal Deposit Insurance Corporation and has a certificate number 27507.

First Community National Bank offers a money in the bank opportunity with their reward checking account called Real Life Checking account. The bank lets you earn an interest rate of 4.01% APY for your deposits up to $25,000 and you can earn an interest rate of 0.50% for portions of your deposits above $25K. You can also refund your foreign ATM fees of up to $20 per cycle when all qualifications are met. Here are the following checking account requirements that you need to meet in order to earn this best interest rate:

• make at least 10 or more signature based transactions using your debit card
• subscribe and receive electronic bank statements every month
• make at least 1 ACH or 1 direct deposit
• make at least 1 online bill payment or have 5 or less checks

If requirements are not met during the qualifying cycle, you will earn a lower interest rate of 0.01% APY which is the bank’s base interest rate and a $2 service charge will be assessed. This best reward checking account does not require any minimum balance nor does it charge any monthly service fee.

Aside from earning this best interest rate, you can also earn a cash back reward when you make at least a minimum of 20 signature based transactions. You can earn 0.25% APY cash back for every debit card purchases you make, and you can earn a maximum of $25 worth of cash back every month.

In addition, you can also monitor your account and pay your bills by enrolling to online banking. You can even check recent activities and get a copy of your monthly statement online. You can also enjoy unlimited check writing and receive the first order of your checks for free. Please remember that the current interest rate may change anytime without prior notice.

A branch visit will be necessary in order to to open an account. You will be required to submit a copy of your valid picture identification like social security card, driver’s license, or passport. First Community National Bank has branches in Missouri state in the cities of Sullivan, Rolla, Steelville, Cuba, Eureka, and Vienna. If you still have questions about their reward checking account and current interest rates, you may call customer service line at 573-775-2151.

First Community National Bank has been assisting its customers with their financial needs since March 16, 1906. Currently, the bank has grown to have over $229 million in assets. The bank is also registered under the Federal Deposit Insurance Corporation and has a certificate number 1639.

First Trade Union Bank has an ongoing promotion with their checking account. The bank is offering a cash bonus of $100 when you open a Virtual Checking account and meet their other requirements. This checking account promo is scheduled to last until 31 December 2011.

You can open a Virtual Checking account by making an initial deposit of $100 or more. You will also be required to enroll with their free online banking, subscribe and receive free electronic bank statement every month, and elect to receive a free check card. You must also maintain an average daily balance of at least $1,000 to earn the dividend.

Additional features of this best checking account is that it does not require any minimum balance after opening an account and no maintenance fee, refund your ATM fees of up to $20 per statement cycle, and free basic check for the first order. The current interest rate for this Virtual Checking account is 0.25% APY.

Here are the following requirements that you need to meet in order to get the full $100 bonus:

• first, you must open a First Trade Virtual Checking account before the promo date ends
• earn $50 when you enroll in First Trade Union Bank bill pay service and pay at least 1 bill before January 31, 2012
• earn another $50 when you setup at least one direct deposit credited to your Virtual Checking account before January 31, 2012. Qualifying deposits may include Social Security Income, pension, salary, or other regular monthly income or benefits.

Take note that you must have a balance of more than $1 on your checking account during the promotion to receive your checking account bonus. The bonus will be credited on to your Virtual Checking account within 15 businesses days after all requirements have been posted. This checking account bonus is only open to on individual with one Virtual Checking account.

Individuals who want to take advantage of this checking account promo have 4 ways to apply and open a Virtual Checking account. First option is to call customer service at 800-242-0272, you may also send an email to the bank, another option is to complete the application online, and finally to visit one of the bank’s branches. First Trade Union Bank has several branches in New York, Massachusetts, and Rhode Island states.

First Trade Union Bank was founded in 1987. Currently, they have grown to have over $620 million in declared assets. The bank is also insured by the Federal Deposit Insurance Corporation and has a certificate number 32551.

Ouachita Independent Bank provides attractive interest rates for their reward checking account called OIB Reward Plus Checking. This best checking account lets you earn an interest rate of 3.01% APY for balances of up to $15,000 and an interest rate of 0.51% APY will be earned on balances above $15,000. It also reimburses ATM fees when qualifications are met. The following are the bank’s checking account requirements:

• make at least 12 purchases using your debit card
• setup at least 1 direct deposit or 1 automatic payment
• sign-up and receive electronic bank statement every month

If you do not qualify for the monthly cycle, do not worry since you can still enjoy this free checking account since there is no monthly service fee. You will also earn the bank’s base interest rate of 0.05% APY. The good news is that you will still get a chance to earn their best reward checking account rate on the following cycle and refund your ATM fees on the following cycle.

This best checking account does not require any minimum balance after account opening. You can also monitor your account by subscribing to online banking with free bill payment. The dividend of this money in the bank deal is compounded and paid monthly.

In addition to this, you will not only earn the best interest rate for your reward checking account but also with your savings account. You just need to link your OIB Reward Plus Checking to your Reward Plus Savings and meet the monthly requirements to earn this highest interest rate. You can earn an interest rate of 1.25% APY on your savings account for balance of up to $100,000 and an interest rate of 0.51% APY for balance above $100K.

Individuals who want to take advantage of this best reward checking account, you must deposit a minimum of $100 to open an account. The same with the reward savings account the minimum opening balance is also $100. Please do remember that the interest rate may change anytime without prior notice. Fees may also reduce the earnings.

There are several ways to apply and open this best reward checking account. You can choose to apply online, but if you are not comfortable giving out your information online you can visit one of the bank’s branch. Ouachita Independent Bank has several branches located in the cities of West Monroe, Bastrop, Shreveport, Bossier City, and Monroe in the state of Louisiana. You can call their customer service line if you have additional questions with regard to their reward checking account and current interest rate thru 318-338-300.

Ouachita Independent Bank has been serving people of north Louisiana with their financial needs since 1997. The bank is also a member of the Federal Deposit Insurance Corporation and has a certificate number 34332.

WesBanco has an ongoing promotion with their checking account. You can obtain this checking account bonus when you open a checking account and deposit a minimum of $50. This money in the bank deal lets you earn an interest rate of 0.10% APY. The interest rate for this checking account may change anytime without prior notice.

This best checking account will provide you a debit card which you will use to earn this bonus. You must use your debit card for purchases within 90 days from opening of account. The following are the bonuses that you can receive depending on the number of purchases posted on your debit card:

• 10 debit card purchases made within 90 days from account opening is equivalent to $50 bonus
• 30 debit card purchases made within 90 days from account opening is equivalent to $70 bonus
• 50 debit card purchases made within 90 days from account opening is equivalent to $100 bonus

The checking account bonus will be credited on to your account within 5 days at the end of the 90 day period. Customers of WesBanco who has an existing checking account, those who transfer money from another existing account with the bank, or those who already use their debit card for previous promotions are not eligible for this offer. New customers of WesBanco who are about to open a checking account are the only ones who are qualified. This offer is valid until November 21, 2011.

Interested individuals will need to visit one of the bank’s branch to open an account. WesBanco has several branches located in Pennsylvania, Ohio, and West Virginia state. Make sure to bring valid picture ID for verification, you must also have your current address listed on the ID that you will be presenting. If you still have questions with regard to this checking account promotion you may call customer service line thru 800-328-3369.

WesBanco was originally chartered on January 20, 1870, but they officially began its operations on April 3, 1870. Currently, they have already grown and reached over $5 billion in declared assets. The bank is also FDIC insured and has a certificate number 803.

First Tennessee Bank is running a checking account promotion which allows you to earn up to $396 bonus. All you need to do is to follow the banks requirements in order to gain the bonus. The bank will require you to open a checking account, a money market savings account, and secure a real estate secured portfolio loan. This offer is scheduled to expire on November 30, 2011.

Checking Account

The bank will require to to deposit a minimum of $300 to open this checking account. This balance must be maintained or have a higher deposit and you must setup at least one direct deposit posted in your account within 60 days from account opening. Within six weeks from the time that the direct deposit got posted you will receive your $100 which will be credited on to your account.

Money Market Savings Account

You need to deposit and maintain a minimum balance of at least $10,000 on your money market savings account to earn an additional $100 bonus which will be credited on to your account six weeks after meeting the requirements.

Real Estate Portfolio Loan

You need to apply for real estate portfolio loan before November 30, 2011 to receive a $100 Visa Gift Card. The Gift Card will be mailed to you in approximately 4 weeks after you have closed the loan. The Visa Gift Card that will be issued to you is a prepaid credit card which can be use everywhere.

If you take advantage of all three offers, and was successful to fulfill all qualifications before the given deadline you will receive an extra bonus worth $96. This special bonus will automatically be credited on to your checking account by January 1, 2012. Please note that you are not required to open all 3 accounts at the same time.

The bank will require you to visit their office to open an account to qualify for the promotion. First Tennessee Bank has several branches located in the state of Tennessee, Georgia, North Carolina, and Mississippi. If you still have questions or concerns with regard to their checking account promo, you may call customer service at 800-382-5465 or 901-523-4883.

First Tennessee Bank has been providing financial services to individuals and businesses since 1864. They are known to be one of the largest bank in the nation which has over $24.8 billion in declared assets. The bank is also insured with the Federal Deposit Insurance Corporation and has a certificate number of 4977.

Two Rivers Bank & Trust offers attractive interest rates for their reward checking account called Wow Checking and another high yield checking account called Wow Plus Checking account.

Wow Checking Account

This Wow checking account bank earns you an interest rate of 3.04% APY for balance of up to $25,000. You can earn an interest rate that will range from 3.04% to 0.50% APY on balances thru $25,000. You can even refund ATM fees of up to $25 per cycle when you meet the monthly requirements:

• make at least 10 debit card purchases monthly
• setup at least 1 direct deposit or 1 automatic payment monthly
• subscribe and receive electronic statement monthly
• access your account through online banking at least once a month

if you do not meet the requirements during a monthly qualification cycle, you will earn an interest rate of 0.10% APY on your deposit and you will be disqualified in refunding your ATM fees. You do not have to worry since this best checking account does not have monthly service fee nor minimum monthly balance after opening. Best of all, it has a very low opening balance of only $100.

Wow Plus Checking Account

Another checking account that is being offered by the bank is their Wow Plus Checking account. This account is similar to their Wow Checking account, they both have the same interest rates and monthly requirements to meet. The difference between these two account is the the Wow Plus Checking account requires you to open and maintain a Wow Savers account. The earnings that you will get from your checking account will automatically be transferred to your savers account.

In addition, not only your Wow Plus Checking account will earn the best interest rate as well as your Wow Savers account. You can earn an interest rate of 1.00% APY for balances of up to $25,000 on your savers account and an interest rate that will range from 1.00% to 0.50% APY will be earned on balance above $25,000 depending on the balance. Plus, reimburse up to $25 worth of ATM fees. This savings account only requires you to deposit a minimum of $1 to open an account.

You can start earning this best checking account rate by completing the application online and providing a copy of your ID and this includes social security card, driver’s license, or state issued ID. You also need to write a check which will be use to fund your new reward checking account.

If you are not comfortable providing your personal information online, you may visit one of the bank’s branches which are located in the cities of West Des Moines, Burlington, New London, Iowa City, W. Burlington, Des Moines, Mount Pleasant, and Mediapolis in the state of Iowa. You may call customer service thru 888-226-6063 or 800-370-6723.

Two Rivers Bank & Trust was established in 1992 and was formerly known as Burlington Bank and Trust which was originally established in 1904. Currently, they have grown to have over $679 million in assets. The bank is also insured by the FDIC and has a certificate number of 58013.

Williamstown Bank continues to offer attractive interest rates with their free reward checking account. This best checking account lets you earn an interest rate of 3.05% APY when your deposit is up to $25,000. you can earn an interest rate of 0.50% APY on portion of your deposit above $25K. You can also reimburse up to $20 of ATM fees per statement cycle, as long as you meet the following checking account requirements:

• post at least 10 debit card purchases every month
• setup at least 1 or more ACH auto debit or direct deposit
• subscribe and receive your electronic statement every month

If monthly requirements are met, the account holder will not only earn this best checking account rate and reimburse your ATM surcharges but you will also earn the highest interest rate on your Real Saver account. You may earn up to 1.26% APY for your balances of up to $50,000 on your savings account and 0.50% APY on portion of your balance above $50,000. The minimum deposit for this savings account is $100. The interest rate and refunded ATM fees on your checking account will automatically be transferred on your Real Saver account.

In case you do not meet the checking account requirements, you will then earn the base interest rate of 0.25% APY for all balance both on your checking account and savings account. Aside from that, you will no longer be able to refund your ATM surcharges. The bank still gives you a chance to earn this best interest rate on the following cycle when you meet their requirements.

This best reward checking account does not require a minimum balance to open an account. This is only available to personal accounts only. The best about this checking account is that it does not charge any monthly service fee nor monthly maintenance fee. According to the banks website, the statement cycle of this best reward checking account end every 11th day of the month. If the 11th day of the month falls on a weekend or holiday, the statement cycle will end on the first business day after the 11th.

You may complete the application form online and wait for confirmation with the bank. You need to provide valid identification like driver’s license, passport, or social security card. If you are not comfortable sending your information online, you may visit one of the banks branch and apply. Williamstown Bank has office located in the cities of Williamstown and Parkersburg in the state of West Virginia. For more information about this best reward checking account you may call customer service at 304-375-6262 or 304-485-1717.

Williamstown Bank was incorporated on the 1st of October 1919. They still continue to grown and already have over $132 million in declared assets. The bank is registered under the Federal Deposit Insurance Corporation and has a certificate number 14744.

Access Bank provides a money in the bank opportunity with their reward checking account called Total Access Checking. The bank lets you earn an interest rate of 3.13% APY for balances up to $25,000. Portion of the balance above $25K earns you an interest rate of 0.25% APY. You can start earning this best interest rate on your reward checking account when you meet the following requirements:

• setup at least one direct deposit every month
• make a minimum of 10 purchases using your debit card
• subscribe and receive electronic bank statement monthly

In case you do not meet the banks pre-requisites, you will earn a lower interest rate of 0.10% APY and you will still get a chance to earn this best checking account rate on the following month. According to the bank you can refund ATM surcharges every month even you do not meet the checking account requirements. You are required to deposit a minimum of $100 to open an account. This checking account does not require a minimum balance after account opening nor does require any monthly service fee.

Additional feature of this best reward checking account are free debit card, free online banking with bill pay, free electronic bank statement, free first box of checks, and unlimited check writing. The current checking account rates may change once account is opened, you may want to call the bank and ask for their latest numbers.

It appears that you need to visit one of the bank’s offices to open an account. Access Bank is located in Omaha, Nebraska. Do not forget to bring valid picture identification like passport, social security card, state issued ID, or driver’s license. You may also want to call the bank first before visiting their office their customer service number is 402-763-6000.

Access Bank is a local bank which provides a wide range of deposit accounts to its customers since 2007. It is also a sizable bank which has a $124 million in declared assets. The bank is also registered under the Federal Deposit Insurance Corporation which has a certificate number 58727.

Holcomb State Bank has been offering competitive interest rate on their reward checking account called HSB Green Checking account. Earn their highest interest rate of 3.25% APY when you have balances of up to $25,000. The portion of your balance above $25K will earn you an interest rate of 0.50% APY. In addition, you will be able to reimburse your ATM fees of up to $20 when you meet the following requirements monthly:

• make 10 or more purchases using your debit card
• setup a direct deposit or automatic payment every month
• access HSB online banking
• you must receive a copy of your electronic bank statement every month

If you did not meet the requirements on the current monthly cycle, a lower interest rate will be applied on to your account and that will be the base interest rate of 0.15% APY and you will no longer be able to refund your ATM surcharges. The best thing about this is that you still get a chance to earn this best interest rate on the following month when you meet the monthly requirements.

This money in the bank deal has great features which includes no monthly service, no minimum deposit required when opening an account, no maintenance fee, free telephone banking, and free online banking. The earnings of this best reward checking account is paid every month. Please note that the checking account rate may change once account is opened so make sure to ask for the latest interest rates.

It looks like you need to visit one of the bank’s branch to open an account. You need to complete the application form and write a check to be deposited on your new account. The bank will also require you to bring your social security card, driver’s license, passport, or state issued identification. For more information about their reward checking account and current interest rate you may call customer service line at 815-393-4413. Holcomb State Bank has branches located in the cities of New Milford, Creston, Rochelle, and Holcomb in the state of Illinois.

Holcomb State Bank has been providing financial assistance to their customers since 1892. Currently, they have already reached $149 million in declared assets. The bank is also a member of the Federal Deposit Insurance Corporation and has a certificate number of 9080.

Guaranty Bank & Loan Association continues to provide attractive interest rate with their reward checking account called Guaranty Advantage Checking. You can earn an interest rate of 3.00% APY when you have a balance of up to $15,000. You can earn an interest rate of 0.10% APY for the portion of your balance above $15,000. You also get to refund your ATM fees of up to $5 when you meet the following monthly requirements:

• make 15 or more purchases using your debit card per statement cycle
• use online banking and receive electronic bank statement every month
• setup at least 1 or more ACH direct deposit every month

If you do not meet the requirements for the month, you will not be able to refund your ATM fees. You do not have to worry because you still get to earn their base interest rate of 0.10% APY. You also earn 5 cents for every signature based purchases you make using your debit card. In addition, this best checking account has no minimum balance requirement nor monthly service fee.

You can take advantage of this best reward checking account when you make an initial deposit of $50 to open an account. The bank also provides the following checking account features like unlimited check writing, free internet banking with bill payment, free teller phone access, and overdraft privileges. Please be reminded that once you open your checking account the interest rate may change, so make sure to call the bank and ask for their latest numbers. The bank’s customer service phone number is 417-520-4333.

The bank requires you to visit one of their branches to open an account. All you need to do is to complete the application form and deposit $50 on to your new reward checking account. You need to bring valid picture identifications like social security card, drivers’s license, passport, or state issued ID. Guaranty Bank & Loan Association is located in the cities of Ozark, Nixa, and Springfield in the state of Missouri.

Guaranty Bank & Loan Association was opened on August 27, 1913. It is a sizable bank with over $689 million in declared assets. The bank is also an FDIC member with certificate number of 28670.

People’s United Bank has an ongoing promotion with their checking account which has a bonus of $100 worth of gas card. You can take advantage of this promo when you open a checking account now which has a very small minimum opening balance of $25. Checking account must be opened not later than October 31, 2011 to qualify for the promo. You will be given 3 choices of activities which you need to complete within 60 days from account opening to qualify for the bonus:

• make at least 5 bill payments amounting at least $25 each through online banking
• make at least 10 debit card purchase with at least $25 per transaction
• setup a recurring direct deposit of at least $100

Consumers who want to take advantage of this promo can complete the application online, you can choose either their Plus Checking account or Advantage Checking account. For Plus Checking account, this is a free checking with direct deposit and also open to individuals age 65 or older. While the Advantage Checking account is an account with combined average balance of $5,000 or more in your personal deposits such as CD account. The best thing about this checking account is that they offer free identity theft protection with credit monitoring online through Equifax.

This checking account promotion is open to new customers of People’s United Bank and also to individuals who resides in the state of New Hampshire, Maine, Vermont, Rhode Island, Massachusetts, New York, and Connecticut. You may also call customer service if you still have questions with regard to their promotion thru 800-810-9761.

People’s United Bank was founded in 1988. It is a sizable bank with over $25 billion in declared assets. The bank is also registered under FDIC certificate number 27334.