The checking account bonus can be achieved in installments of $15 given for every bill payment you make. This bonus checking account deal is valid for new Extreme Checking account clients.

The bank requires that the account must be open for at least 2 months to qualify for the bonus. They also limit the offer to one bonus per individual. The maximum checking account bonus is $150 which must be reported to the IRS.

Interested consumers can open an account for as low as $100.

The extreme checking account has been on for quite some time now. It has the following current interest rates if certain monthly requirements are sufficed:

• 4.50% APY for balances through $25,000
• 1.01% APY for deposits above $25K
• Base interest rate of 1.01% APY if the monthly requirements are not met

This reward checking account requires that you make 10 purchases using the debit card, have a direct deposit or automatic payment, and sign up for electronic statements. These are monthly requirements.

Interested individuals can open an account online. According to the bank, they only do a soft credit pull when you open an account with them. If you have questions about their products and services, you can contact the bank through 1866-840-2661.

This is a good grab since it is rare to find a high yield reward checking account that comes with a bonus offer.

Commonwealth Bank and Trust Company has branches in Simpsonville, Anchorage, Shelbyville, and Louisville. The ratings of this bank are quite strong. Bankrate.com and BauerFinancial stamped their performance report with 4 stars.

The bank is indexed with the FDIC with certificate number 10146.

• 2.00% APY for balances between $1,500 and $100K
• 0.40% APY for deposits below $1,500 and above $100K
• ATM fees of as much as $25 for up to 8 transactions are waived every cycle

Take note that the current interest rates for this best reward checking account has blended earnings ranging at 0.40% APY for $1,500 fund and 2.00% APY for a cap of $100K.

The monthly requirements for this checking account are as follows:

• 5 debit transactions to pay a third party
• One of the 5 transactions should be done through bill pay over the internet for a minimum of $25
• Make one deposit

According to the customer service of the bank, the reward checking account will be converted to their regular checking account if the monthly requirements are not met. This regular checking account has current interest rates of 0.10% APY. There will also be a monthly service fee of $10 if your balance falls below $1,500.

The interest rates that we have here are still posted on their website as of February 12. This may be changed any time without notice. If you want to check with the bank, you can call them through 877-450-2265.

Interested individuals must visit one of their offices to open an account. They have branches spread across California particularly in the cities of Ontario, San Juan Capistrano, Newport Beach, Long Beach, La Jolla, Costa Mesa, and Beverly Hills.

The financial ratings of the bank are a bit weak. Both BauerFinancial and bankrate.com issued 2 stars for its below peer performance. It will be wise to stay within the limits of the FDIC. The bank is covered by the FDIC through certificate number 34940.

• 4.00% APY for balances through $35,000 which is a guaranteed rate until May 31, 2010
• 2.00% APY for funds above $35K
• 0.20% base interest rate in case you don’t meet the monthly requirements
• Up to $10 of ATM fee reimbursement every month

The best interest rates of this reward checking account can be enjoyed if you meet the following monthly requirements:

• 25 signature or PIN based purchases using the debit card
• One direct deposit or payment via ACH
• Sign up for e-statements

This checking account requires an opening deposit of at least $100. There is a $7 membership fee every month you don’t meet the requirements.

If you think the 25 debit card purchases is too much for you, the bank can offer the Smart e-Checking for you which has easier monthly requirements but of course lower interest rates:

• 2.00% APY for deposits up to $25,000
• 1.00% APY for portions of funds above $25K
• 0.15% base interest rate if the requirements are not met
• Refund of ATM fees up to $10 per cycle

The monthly requirements for this checking account are:

• 15 purchases using the debit card(signature based or PIN based)
• 1 direct payment or direct deposit
• Opt for electronic statements

This Smart e-Checking does not have a monthly membership fee in case you do not suffice the requirements of the account.

It seems that branch visit is necessary to open an account. They have offices in Colorado and Nebraska.

The requirement on the heavy use of a debit card is two faced. Bad side of it is that it is very rare for reward checking programs like this to ask for more than 10 debit card transactions every cycle. It is also not quite usual to charge a monthly fee if the monthly requirements are not met by the account holder. On the good note, this strict requirements will push the account holder to use his checking account more often and help the bank keep the attractive interest rates for a longer period of time.

The ratings of this bank are impressive. Both bankrate.com and BauerFinancial issued 4 stars for soundness and safety. The bank is covered by the FDIC through certificate number 18489.

• 3.09% APY for funds through $25,000
• Regular checking account rate for deposits above $25,000
• Regular checking account rate if the account fails to meet the monthly requirements
• ATM reimbursement of up to $2 every transaction

The benefits of this reward checking account can be enjoyed if you meet the following requirements:

• Make 10 purchases using the debit card
• Set up a direct deposit
• Pay a bill online
• Log in to online banking
• Opt for electronic statements over traditional paper statements

This money in the bank deal requires an initial deposit of at least $100. You do not have to worry about maintaining a certain daily balance or any monthly service charges. The first order of your checks is also on the bank.

Interested individuals can complete an application online. The form though says that this checking account offers is only good for residents of Contra Costa, Stanislaus, and San Joaquin which are counties of the state of California.

The interest rates being offered by the bank is a bit low compared to its competition. Most banks also do not have bills payment as a requirement. On the positive note though, they add another option for consumers who want to have a good investment for the future. There are not many credit unions and banks in California which offer reward checking accounts.

The bank has offices in the different cities of California particularly in Modesto, Lodi, Discovery Bay, Oakley, Concord, Brentwood, Antioch, and Stockton.

The financial ratings of the bank are impressive with both bankrate.com and BauerFinancial giving it 4 stars for performance, soundness, and safety.

The bank is covered by the FDIC with certificate number 19434.

• 2.50% APY best interest rate for balances through $25,000
• 0.50% APY for funds which are above the $25K line
• Base interest rate of 0.10% given if the requirements are not sufficed

In order to enjoy the high yield of their best checking account, the bank requires the following:

• Set up a credit or debit transaction via ACH
• Make 10 purchases at least using your Visa Check card
• Use a valid email address and sign up for electronic statements

The bank does not collect any service fees for this checking account and they do not have any minimum balance requirements. You also get to use their bill payment system online for free.

Aside from the offered interest rates for this money in the bank deal, they will also refund ATM fees of up to $20 every month if you meet the monthly requirements.

You don’t have to worry if you apply towards the end of the month since you will be automatically qualified to receive the higher interest rates. Your ATM fees for the first month of the account will also be not subjected to the monthly requirements.

Interested individuals can open an account by accomplishing the application form online. The bank though will still require you to visit one of their branches to complete the process. The bank will ask for two IDs and they will require one to have a picture of you for verification purposes.

The rates have fallen slightly for this reward checking account but they remain to be very competitive. Take note that this has a variable interest rate so the numbers may change any time.

Citizens & Northern Bank has several branches spread around Central Pennsylvania. They have offices in Knoxville, Laporte, Coudersport, Port Allegany, Williamsport, Emporium, and Athens.

The bank’s ratings are a bit weak so it will be safe to stay below the limits of the FDIC. Bankrate.com issued 2 stars for performance based on their June 2009 collected data. BauerFinancial stamped their soundness and safety report with 3 stars based on their data September of last year.

The bank is covered by the FDIC with certificate number 7799. The bank is under the umbrella of Citizens and North Corporation. The mother company also holds First State Bank of New York.

• 3.01% APY for deposits through $25,000
• 0.51% APY for funds above $25K
• 0.05% base interest rate if requirements are not sufficed
• ATM fees are refunded every cycle

You can enjoy the benefits of this best reward checking account if you are able to make at least 1o purchases using the debit card and set up a direct deposit or automatic payment every month.

The best checking account from Commercial Bank requires a $100 opening deposit. The bank does not impose any balance requirements and they do not charge any monthly fees. You will also be able to use their bill payment online.

Interested individuals need to drop by a nearest branch to open an account. The have offices spread across Tennessee and the state of Kentucky. Some of these branches are located in the cities of Barbourville, Cumberland, Luttrell, Kingsport, Harrogate, and Pineville.

The interest rate posted on the bank’s website has an old date but we have spoken to a customer service representative and were told that these are still in effect. The figures may change any time so it will be best to contact the bank prior to signing up for anything. If you have questions about their products and services you can call them through 423-869-5151.

The rating of the bank is satisfactory with BauerFinancial giving it 3 ½ stars for performance and Bankrate.com issuing 3 stars for soundness and safety.

The bank has been indexed with the FDIC since 1976. They are covered through certificate number 22354.

• 3.51% APY for deposits up to $25,000
• 1.01% APY for the funds above $25K
• Refunds ATM fees of as much as $25 incurred nationwide

You can enjoy the best interest rates of this high yield reward checking account if you fulfill the following:

• Complete 12 debit card purchases
• Set up a direct deposit or make at least one automatic payment
• Sign up for electronic statements

The best checking account from the credit union can be opened for as low as $50 initial funding. They do not require any minimum balance to maintain and do not collect any monthly service fees. You also automatically qualify for the interest rates for the first month of the account. You also get free access to their bills payment system.

This checking account is not listed on the Aspire website but is still posted on the website of Kasasa . You can watch the video there to get a glimpse of its features and benefits. This offer is offered to all zip codes.

The First ROI and BancVue are the main companies pushing for the reward checking account. When you click on the Aspire FCU application on the Kasasa page, it will take you to the page of Andera which is commonly used for online applications. From there you can sign up for membership to the credit union and open the Kasasa Cash account.

You can check out the membership page of Aspire FCU to check if you are eligible to join. It seems they are not that strict since they encourage you to choose from the drop down menu of organizations and join whichever interests you. Aspire Federal Credit Union asks for a share savings deposit of at least $5. You can call the credit union through 888-322-3732 and choose option 1 or through 1800-995-3666. They also have a very helpful live chat representative.

This credit union is the former FAA Eastern Region Federal Credit Union. Some of the branches of the credit union are in FAA facilities which are not open to everyone. Aspire has offices in Virginia, New York, New Jersey, and New Hampshire.

The financial rating of Aspire FCU is above average with 4 stars for soundness and safety coming from BauerFinancial based on their September 2009 data. Bankrate.com stamped their performance report with 3 stars. The credit union is covered by the NCUA through charter number 5800.

This best reward checking account also refunds ATM fees of as much as $25 per cycle if you meet certain monthly requirements. Every month, you need to complete 10 transactions at point of sale using your check card, enroll for online banking, and have a direct deposit or at least one ACH debit.

The best checking account interest rates fall to 0.10% if you do not meet the monthly requirements.

Interested individuals can open an account for as low as $100. First City Bank does not collect any monthly fees and they take care of the first order of checks so you don’t have to pay for them.

Other perks with the account are the usual free stuffs like direct deposit, online bills payment, online banking, and telephone banking. It also comes with free notary service and one consultation session about wealth management.

It seems this money in the bank deal is offered nationwide. There is an online application that you can use. All you have to do is give some basic information then the bank will mail to you a packet including a signature card which you need to complete and send back to them.

Another option if you want to open an account is by visiting one of their branches. They have offices in Fort Walton Beach, Destin, and Mary Esther in Florida. You can also give the bank a call through their toll free number 888-244-5151.

It will be best to ask for any fees which may affect the earnings of your deposits. The interest rates that we have here are still posted on their website as of February 11 but they can be changed any time without notice.

First City Bank is covered by the FDIC with certificate number 16748.

The checking account bonus program allows a new account holder to earn the first $75 by using the Online Bill Pay system. The next $75 requires a direct deposit. If you are interested, you must open a checking account with the bank by February 28, 2010.

Here is how you should go about this best checking account promo to earn the online bill payment $75 bonus:

• Open a Compass checking account and register for Online Bill Pay on or before February 28.2010
• For the first 3 months after account opening, pay a minimum of 5 bills online every month
• Basically you get $25 for each month you use the system to pay your bills up to a total of $75

Take note of the fine prints. Online payments of your bills must be made to a 3rd party and should be $25 at least to be qualified for the checking account bonus. Each $25-part of the bonus will be deposited to your checking account within 3 months after your fifth qualified online bills payment of every month.

The other $75 for Payroll Direct Deposit can be achieved this way:

• Upon opening of the checking account (by February 28) you should also sign up for the Payroll Direct Deposit
• Set up the first direct deposit to your checking account within the first month upon opening
• The $75 bonus will be credited to your account within 4 months after the first recurring set direct deposit

This checking account requires an opening fund of at least $25. It is also limited to new checking account households. With regard to the bonuses, the bank limits a max of $150 per bonus or 1 individual per household participating in the promotion. The checking account bonuses are usually paid every last banking day of the month. You will also be required to income tax reporting.

Although the bank has opened a branch in California, they still do not offer this checking account bonus in that state since they haven’t transitioned over the operations of the acquired Guaranty Bank. If you are from California and want to check out this deal, it might be worth a phone call to the bank.

Also take note that before, Compass has been known to make hard credit pulls when you open an account. BBVA Compass is indexed by the FDIC and covered through certificate number 19048.

* 4.05% APY for deposits through $25,000
* Any funds above $25K earn 1.00% APY
* Base interest rate is 0.10% given if requirements are not satisfied
* Up to $25 ATM fees incurred in any state can be refunded every cycle

The highest interest rates for this checking account can be enjoyed given that the following requirements are met:

* Account holder must complete at least 12 purchases using the Visa Check Card
* Receive a direct deposit or set up an auto debit via ACH
* Enroll in internet banking
* Opt for electronic statements

Interested consumers can open an account for as little as $100. The bank does not charge any monthly fees and do not oblige customers to maintain a certain minimum balance. The bank limits this reward checking account to one for every primary account holder.

You can find an online application form on their website. You can also checkout CheckingFinder.com and this program is listed. We tag this as a national deal since it accepts all zip codes upon application. This might be changed any time without notice.

Cross Keys Bank has offices in Waterproof, Talluhah, St. Joseph, Sterlington, Rayville, Monroe, and West Monroe.

The bank has excellent ratings for soundness and safety. Bankrate.com issued 4 stars while BauerFinancial gave the bank 5 stars.

The bank is covered by the FDIC through certificate number 9322.