The Alliant Credit Union invites its members to take advantage of the high interest rate checking special they are running this January. The Free Hgh Rate Checking involves gains of 3.00% APY through all balances if the account holder opts out of paper statement of accounts and makes at least one monthly recurring ATM, direct, or incoming transfer of funds from other banks .

So this is different from your regular reward checking account which requires the use of debit cards.

If you are an account holder of a free checking account from Alliant, the bank will automatically upgrade your account to the high interest rate checking if you meet the eligibility criteria.

It will be wise to confirm with the bank what the going on rates is since they can be changed any time.

The high interest rate checking does not impose monthly balance requirements and does not charge any service fees.

It also comes with several perks like free first box of checks, free 8 ATM transactions with non-Alliant machines, and no charges when you use the online bills payment facilities.

The union welcomes membership to national and local PTA members. The National PTA collects $25 membership fee while your local PTA may have lower fees.

Some members have reported a hard credit pull by Equifax when they applied for membership.

The Alliant Credit Union has several offices located in Illinois particularly in Elk Grove Township, Des Plaines, and Chicago. They also have offices in Virginia, California, and Colorado.

Alliant Credit has been praised by the market for having great customer service. BauerFinancial and Bankrate.com gave 5 stars and 3 stars, respectively, when they reviewed the financial soundness of the union.

The Alliant is a member of the NCUA under charter # 67955.