High Yield Checking Account in Kentucky Bank, First United Bank & Trust Co. earns 4.50% APY

The First United Bank and Trust Co pushes for their best reward checking account that can earn as much as 4.50% APY. The checking account is dubbed First Rate Checking and has the following earnings if the requirements per month are met:

  • Balances through $25,000 earns 4.50% APY
  • Portions of the money in the bank above $25K are given 0.76% APY
  • The base rate is 0.15% in case the requirements are not met
  • To enjoy the best interest rates of this offer an account holder must be able to make at least 10 purchases using the check card monthly, set up a direct deposit or one automatic payment per month, and the account holder must go for electronic statements over the usual paper statements issued by the bank.

    The checking account only requires $50 to open. The bank also does not collect any monthly service fees and does not require a monthly maintaining balance. Another good thing about this offer is that it refunds ATM fees without any limit nationwide.

    Interested consumers can check out the online application through the bank’s website but it seems a visit to a branch is necessary to complete the process.

    First United Bank and Trust Co have offices in Kentucky, Earlington, and Madisonville. The bank is covered by the FDIC under certificate # 34150.

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    Posted on 23rd July 2009 by admin in Reward Checking Accounts

    1 Comment »

    1. And also try to avoid overeating, if you eat three large meals each day try to slice it down to 5 or 6 small meals each day. On the one hand it’s called after one of the founding companies of the US economy, General Motors.

      Comment by Grazyna Kondel — October 10, 2010 @ 10:21 am

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