Linn Area Credit Union offers an attractive interest rate with their high yield checking account. This money in the bank deal is tiered and has the following current interest rates:

• 3.00% APY for deposits of up to $25,000
• 0.25% APY for portion of the deposits above $25,000

In addition to earning this best reward checking account rate, you get to refund your ATM surcharges every month when you meet the checking account requirements. The following are the list of their monthly requirements:

• sign up for e-Branch
• receive your monthly statements electronically
• setup a direct deposit on your paycheck or retirement income
• make at least 12 signature based purchases using your debit card

You will receive an online notification if you meet the requirements and receive your earned reward. In case you did not meet the requirements then you will earn their base interest rate on the entire balance of your account. You do not have to worry since you still get a chance to earn the reward interest rate on the following cycle when qualifications are met.

This best reward checking account does not charge any monthly service fee, nor does it require you to maintain any minimum balance on the account. You can also enjoy unlimited check writing and unlimited debit card use at retailers. The dividend rate including the terms and conditions of this best checking account are subject to change anytime without prior notice.

Consumers who want to become a membership of Linn Area Credit Union must live or work in Iowa state in the counties of Buchanan, Cedar, Delaware, Benton, Linn, Johnson, Iowa, and Jones. Immediate family and household members are also eligible to join.

You may visit one of the credit union’s office and fill up their membership application form. You also need to open a share savings account which will require a minimum deposit of only $5. Finally, you need to provide a copy of at least 1 of your valid photo identification which includes driver’s license, passport, or social security card.

For more information about their reward checking account, current interest rate, and field of membership you may contact their member service line at 800-950-5228. Linn Area Credit Union has 5 locations in Iowa state in the cities of Marion and Cedar Rapids.

Linn Area Credit Union has been assisting its members since 1935. They already have 23,596 members with over $272 million in declared assets. The credit union has an NCUA charter number 63602.

Security Service FCU is offering a $150 Checking Account bonus to potential new members. All they have to do is open the Classic Checking Account and agree to receiving statements online or other paperless media by January 15, 2012. This was advertised by the credit union before 2011 ended, and is interpreted by most as a way to acquire more clients after their acquisition of the Family First FCU and the Beehive Credit Union which folded late last year.

The print for this is very fine, though, and it’s easy to mistake the promo as a national offer. It is only offered in Utah, however, and must be opened by visiting the main Utah branch. Also, there are limitations to the membership eligibility. Only those who work, worship, study and reside in Utah and Salt Lake Counties may be a member of the credit union.

If you’re one of the lucky few who fall under this category, and you don’t have an account with the credit union yet, you might want to jump at this opportunity. After all, it’s not everyday that $150 is handed to you just like that. The Security Service FCU is noted for its competitive rates in long-term CDs and being a member of the FCU can certainly let you in on a lot of perks. The overall health score of the credit union is not that bad, either. It earned four out of five stars from DespositAccounts.com and a three out of five stars from Bankrate.com. While these ratings are not exactly impressive, the credit union is federally insured through NCUA Charter # 11065.

Bank of Blue Valley offers a 3.00% APY with their reward checking account called Ultimate Checking Account. This maybe every checking account holder’s dream come true. However, as expected, there’s a catch, and this catch is hard to ignore. You will have to meet the “level-1” requirement which is to spend at least $1000 every cycle on designer point-of-sale items every single banking cycle. If you spend this much on designer clothes, accessories, and perfumes, a rebate credit card could benefit you more. Most depositors and account holders, in fact, find this first condition a deal-breaker.

However, if you prefer opening a checking account instead of using a credit card on these designer items for personal reasons, you might want to consider how the yield for this account regresses. It drops dramatically at 2.00% APY should you spend anywhere above $300 and $999.99 on the same designer POS items.

What’s more, these high yields will only be applied to balances not above $25,000. 0.55% APY will be applied to the portion above your 25K limit. If you are unable to meet the requirements, your yield dives to 0.20% APY.

Still, the checking account’s yield is competitive on paper. If you’re one of the few who find this deal useful, you’ll be happy to note that it’s very easy to apply for this account. All you have to do is check the bank’s rate schedule to confirm if these yields are still applicable, click on the “apply now” button, and follow the instructions online. They’re pretty clear-cut. Take note that the bank is known to restrict applications to their local vicinity only. The bank has branches scattered in Kansas. However, this particular account does have a high minimum spending requirement of $1000. You can take your chances and see if they’re willing to extend the offer outside of Kansas.

The rating for this bank is not that impressive. It only earned three out of five stars from DepositAccounts.com, and a low two out of five stars from Bankrate.com. If you’re willing to bet your money on the bank, though, you would be glad to note that they are federally insured under FDIC Certificate # 32722.

DuPont Community Credit Union provides a competitive interest rate with their reward checking account called Grow Green Checking. This money in the bank deal let’s you earn the following current interest rates:

• tier 1 -3.14% APY for balances up to $25,000
• tier 2 -1.87% APY for balances up to $25,000
• 0.05% APY for the portion of your balance above $25,000

You must also meet the following requirement to earn this best reward checking account rate:

• you must make at least 15 debit card purchases with $250 worth of transaction per month to earn the tier 1 reward dividend rate
• you must make at least 10 debit card purchases with $250 worth of transaction per month to earn the tier 2 reward dividend rate
• you must also access your electronic bank statement at least once a month

In case you do not meet this checking account requirement, you will still earn their base interest rate of 0.05% APY for your entire balance. You also get a chance to earn the reward checking account rate on the following cycle when qualification is met. Unlike other reward checking account, this account has no ATM fees reimbursement.

You can start earning this best reward checking account when you make an initial deposit of $1,000 to open an account. You must also maintain this balance or have a higher deposit in order to earn the reward checking account rate. In addition to this, you can also enjoy unlimited check writing, free online banking with bill payment, and free electronic bank statement.

Membership with DuPont Community Credit Union is open to individuals who reside, worship, work, or attend school in the counties of Buena Vista, Lexington, Harrisonburg, Staunton, Waynesboro, Shenandoah, Bath, Highland, Rockbridge, Rockingham, and Augusta in the state of Virginia. Relatives of existing member are also eligible to join.

It appears that you have to visit the credit union’s office to apply for membership. You will also be required to open a share savings account with a minimum balance requirement of $25. Please remember to bring valid photo identification when applying. If you still have questions with regard to their reward checking account, current interest rate, and membership requirement you may call their member service line at 540-946-3200.

DuPont Community Credit Union has a total of 9 branches in Virginia state in the cities of Harrisonburg, Waynesboro, Stuarts Draft, Verona, Woodstock, and Waynesboro.

The credit union was established in 1959 and has more that 59,000 members and has earned over $781 million in declared assets. They are also registered under the National Credit Union Association and has a certificate number 62474.

Carolina Premier Bank has a money in the bank opportunity with their reward checking account called Premier Rewards Checking. This money in the bank deal has an interest rate of 3.02% APY for balances of up to $25,000 and an interest rate of 0.25% APY for the portion of the balance above $25,000. You also enjoy unlimited nationwide ATM fee refunds when all qualifications are met. The following are the list of this best reward checking account requirements:

• make at least 12 purchases using your debit card
• receive electronic bank statement every month
• have st least 1 direct deposit or 1 automatic payment
• sign up and access online banking and make at least 1 electronic bill payment
• maintain another deposit account with Carolina Premier Bank

If you do not meet the requirements for the qualifying cycle, you do not have to worry since you will still earn their base interest rate of 0.25% APY on your whole balance and get a chance to earn their Premier Rewards and refund your ATM fees on the next qualifying cycle.

This best reward checking account provides additional benefits even if you do not meet the monthly requirements. These benefits includes unlimited check writing and debit card use, no monthly service fee, no minimum balance required to earn the rewards, free online banking with bill pay, free e-statements, and it requires a very minimal opening balance of only $200. Take note that the interest rate of this best checking account is subject to change anytime without prior notice.

Consumers who wants to take advantage of this best reward checking account may visit one of the bank’s branch to open an account. Carolina Premier Bank has 2 offices located in Charlotte, North Carolina. Please do remember to bring valid picture identification with your current address and phone number listed on it like driver’s license, passport, or other state issued ID. You may also contact their customer service line for additional information about their reward checking account and requirements at 704-752-9292.

Carolina Premier Bank has been in business since 2007. They have already reached over $188 million in declared assets. The bank is a member of the Federal Deposit Insurance Corporation and has a certificate number 58516.

First Arkansas Bank & Trust provides an attractive interest rate with their reward checking account called Kasasa Cash. This best checking account lets you earn an interest rate of 3.03% APY for balances of up to $25,000 and an interest rate of 0.50% APY for the portion of the balance above $25,000. Plus, you get to refund foreign ATM fees when all qualifications are met. This money in the bank deal has the following monthly requirements:

• have at least 10 debit card purchases monthly
• set up at least 1 ACH automatic payment, direct deposit, or online bill pay monthly
• sign in and log in to online banking monthly
• receive electronic bank statement monthly

If you do not meet the requirements during the monthly cycle, you will no longer be eligible to earn this best interest rate. Instead you will earn their base interest rate of 0.05% APY for your whole balance. Aside from this, you will no longer be qualified to refund your foreign ATM fees. You do not have to worry, you can still qualify to earn this best checking account rate and refund your ATM fees on the next cycle when qualifications are met.

This Kasasa Cash account is usually linked to a Kasasa Savers account. If you open a Kasasa Savers and meet the checking account requirements, you will not only earn the best interest rate on your checking account but also earn a high interest rate for your savings account. You can earn an interest rate of 1.00% APY for balances of up to $100,000 and 0.50% APY for portion of your balance above $100,000 in your Kasasa Savers account.

You still get to enjoy the following benefits of this best checking account even you do not meet the monthly requirements. These benefits include no minimum balance required after account has been opened, no monthly service fee, free online banking with bill pay, free electronic bank statement, and free unlimited check writing.

Their online banking allows you to monitor your account 24/7. You will be able to check the activities of your account, transfer funds, request for checks, and even check their latest promos. If you do not have an internet, you may also use their phone banking which provides pretty much the same services as online banking.

Individuals who want to take advantage of this best reward checking account may apply online. You just need to complete the application form, provide a copy of your valid photo identification like driver’s license, passport, or other state issued ID, and write a check which will be used to fund your new reward checking account. The checking account requires an initial deposit of $100 to open an account.

If you are not comfortable giving out your information online, you may also visit one of their branches. First Arkansas Bank & Trust has several branches in Arkansas state in the cities of Austin, Sherwood, Cabot, Quitman, Clinton, Pangburn, Concord, North Little Rock, Damascus, Marshall, El Paso, Jacksonville, Gravel Ridge, Heber Springs, Greenbrier, and Greers Ferry. In case you still have additional questions or concerns with regard to their reward checking account, current interest rate, or requirements you may call customer service line at 800-982-4511.

First Arkansas Bank & Trust is a full service financial institution which was established in 1949. They have grown to have over $690 million in declared assets. All deposit accounts are insured of up to $250,000 with the Federal Deposit Insurance Corporation. First Arkansas Bank & Trust has an FDIC certificate number of 16849.

Bank of Nebraska is still offering an attractive interest rate for their reward checking account called Investment Checking. This money in the bank has an interest rate of 3.04% APY for account balances of up to $15,000 and an interest rate of 0.10% APY can be earned for the portion of the balance above $15,000. All you need to do is meet their monthly checking account requirements to earn these best interest rates. The following is the list of requirements that you need to meet:

• sign up and log on to online banking every month
• subscribe and receive e-statements every month
• make at least 12 purchases using your debit card per statement cycle
• make at least 1 automatic withdrawal or 1 direct deposit per statement cycle

In case you failed to meet the bank’s prerequisites for the qualifying month, you do not have to worry since you still get to earn their base interest rate of 0.10% APY for your whole balance. Aside from this, you still get to enjoy unlimited check writing. Plus, this best checking account does not charge any monthly service fees.

Individuals who want to take advantage of this best reward checking account will be required to make an initial deposit of $100 to open an account. After the account opening there will no longer be any maintaining balance required to earn this best checking account rate. Take note that the interest rate may change after the reward checking account is opened, so make sure to check with the bank for their latest number.

It appears that a branch visit is required in order to open an account. Bank of Nebraska has branches located in the cities of Omaha, Bellevue, and LA Vista in the state of Nebraska. You just need to fill up their application form, provide a copy of your valid picture ID like driver’s license or passport, and a check worth $100 which will be deposited on to your new reward checking account. For more information about this best checking account and current interest rates, you may call customer service line at 402-331-8550.

Bank of Nebraska has a wide range of deposit accounts to offer their customers. They have been providing these financial services since 1974. The bank had already reached over $117 million in declared assets. Bank of Nebraska is also a member of the Federal Deposit Insurance Corporation and has a certificate number 21704.

United Mississippi Bank headquartered in Natchez city is pushing for their reward checking account which has an attractive interest rate called NetCheck. This best checking account will earn you an interest rate of 3.51% APY for balances up to $25,000 and an interest rate of 0.50% APY can be earned for the portion of the balance above $25,000. Best of all, you get a chance to refund all foreign ATM fees if qualifications are met. This reward checking account has the following requirement which needs to be met each month:

• have at least 10 or more debit card purchases post and clear
• set up at least 1 ACH debit or 1 ACH direct deposit post and clear
• subscribe and receive electronic bank statement every month

Failure to meet the monthly requirements will mean that you cannot refund your foreign ATM fees and you will earn a lower interest rate of 0.05% APY. The qualification cycle of this best checking account starts every 2nd Wednesday of the month and ends every 2nd Tuesday of the following month. Please do remember that the interest rate is subject to change anytime, so make sure to ask the bank for their latest checking account rates.

In addition, you still get to enjoy their best reward checking account benefits even though you do not meet the monthly requirements. These benefits include unlimited check writing, no maintenance fee, and no monthly service fee. You also get to manage your account by signing up for their free online banking. This service allows you to view your monthly statements, make bill payments, and check the activities of your checking account.

Individuals who want to take advantage of this best reward checking account may visit one of the bank’s branch to open an account. United Mississippi Bank are located in the cities of Natchez, Centreville, Fayette, Adams County, and Woodville in the state of Mississippi. Take note that the bank will be requesting for a copy of your valid photo identification as part of their requirement. You may first contact their customer service line if you still have questions or concerns with regard to their reward checking account, current interest rates, or requirements at 601-445-7000.

United Mississippi Bank has been providing financial services to its customers since 1973. They have already grown to have more than $262 million in declared assets. The bank is registered under the Federal Deposit Insurance Corporation and has a certificate number 21083.

MB Financial Bank is running a checking account promotion in celebration of their 100th anniversary. This money in the bank deal allows you to earn up to $200 bonus by simply opening a new MB Signature account, MB Classic account, or MB Red Checking account and meet their other requirements within the first 90 days the account was opened. The following is the list of requirements that needs to be met in order to earn the bonus:

• $100 can be earned when you set up a recurring direct deposit of at least $500 or more every month
• $50 can be earned when you set up a recurring automatic transfer of at least $50 or more every month from your checking account, money market, or savings account
• $25 can be earned when you make at least 1 bill payment of at least $25 or more every month
• $25 can be earned when you subscribe to electronic bank statement

Take note that the total bonus of $200 shall be made within 30 to 90 calendar days after the account is opened after which the transactions made will be verified by the bank. This checking account promo is subject to IRS Form 1099-INT reporting. The bank will require a minimum opening balance of $50 for their checking account.

This checking account promotion is available to new checking account customers. You must be also a resident or an employee working in Pennsylvania, Indiana, or Illinois state. You must also maintain your checking account open for at least 6 months or else the $100 bonus will be reversed. The bank also charges a monthly service fee ranging from $9.95 to $19.95 on their checking account. This promotion is scheduled to expire on January 31, 2012.

Reward Checking account

In addition to this checking account promotion, you also get to earn a very competitive interest rate with their reward checking account called MB Red Checking account which is one of their qualifying accounts for the promo. You can earn an interest rate of 4.00% APY for balances of up to $10,000 and potion of the balance above $10,000 will earn an interest rate of 0.25% APY. Finally, refund ATM fees of up to $5 per month. Of course, like other reward checking account you need to meet their monthly requirements in order to earn this best interest rate. The following are the list of the monthly requirements that needs to be met:

• make up to 15 signature based purchases using your debit card of at least $200 per month
• set up a bill payment of at least $50 or ACH deposit every month
• sign up and receive electronic bank statement every month

If you did not meet their requirements during the cycle then you will earn the base interest rate of 0.05% APY. You must also maintain an average daily balance of $2,000 to avoid the $11.95 monthly service fee. Take note that the interest rate of this best checking account is subject to change anytime without prior notice.

Consumers who want to take advantage of this checking account promotion may visit one of the bank’s branch located in the state of Illinois, Pennsylvania, and Indiana. If you do not have time to go to the branch, you may call the bank’s customer service line at 888-422-6562 or you may also choose to apply online.

MB Financial Bank has been assisting its customers with their financial needs since 1933. They are headquartered in Chicago, Illinois and has already reached over $9 billion in declared assets. The bank is also a member of the Federal Deposit Insurance Corporation and has a certificate number 3628.

1st Commonwealth Bank of Virginia offers a competitive interest rate for their reward checking account. This money in the bank deal has the following interest rates which you can earn every month:

• 3.01% APY can be earned on balances of up to $25,000
• 0.75% APY can be earned on portion of the balance above $25,000

You can start earning this reward checking account rate when you meet their monthly requirements. The following are the list of the checking account requirements:

• make at least 12 purchases using your debit card
• setup at least 1 ACH transaction / direct deposit or 1 bill pay through 1CBV online banking
• maintain a valid email address and receive electronic bank statement every month

If you are not able to meet the bank’s prerequisites, you will earn a lower interest rate which is 0.10% APY on your whole balance. You do not have to worry since you will not be charged with any monthly service and you still get to enjoy unlimited check writings. You also get a chance to earn this best checking account on the following cycle when all requirements are met. The bank did not mention anything about reimbursement of ATM fee.

Individuals who want to take advantage of this high yield checking account will have to make an initial deposit of at least $5 to open an account. This best reward checking account does not have any minimum balance requirement to earn the best interest rate. Take note that the current interest rates may change once account is opened.

It seems that a branch visit is required to open an account. You also need to bring a valid picture identification like driver’s license, social security card, or passport. The bank will be requesting a copy of this ID as part of their requirements. You may contact the bank through their customer service line if you still have questions with regard to their reward checking account and current interest rate at 703-387-5050.

1st Commonwealth Bank of Virginia has only one branch and they are headquartered in Arlington, Virginia. The bank is registered under the Federal Deposit Insurance Corporation with certificate number 18086.

First National Bank of Broken Arrow continues to push for their reward checking account which has a very attractive interest rate called First Reward Checking. You can earn an interest rate of 3.01% APY for balances up to $15,000 and earn an interest rate of 0.31% APY for the portion of the balance above $15K. This best checking account allows you to refund up to $25 worth of ATM surcharges when you meet the monthly requirements. These are the list of the 3 simple monthly requirements that needs to be met in order to earn this best checking account rate and refund your ATM fees:

• have at least 10 debit card purchases post and clear
• sign up and receive electronic bank statements
• have at least 1 auto debit or 1 direct deposit post and clear

If you do not meet the requirements during a given qualification cycle, you will then earn the non qualifying interest rate of 0.21% APY for your whole balance and you will no longer be able to qualify for ATM refund. The dividend of this best checking account is paid every month.

This best reward checking account does not require any minimum balance to open or earn an interest nor does it charge any monthly service fee even if you do not meet the monthly requirements. The bank may change the interest rate at anytime after the account is opened, so make sure to ask them for their latest checking account rate.

Consumers who want to take advantage of this best reward checking account may visit the bank’s website and complete the online application. You will be required to provide information like name, date of birth, current address and phone number, social security number, driver’s license number, and employer information. You will also need to write a check which will be used to fund your new checking account.

If you are not comfortable giving out your information online, you may also visit one of the bank’s branch located in Broken Arrow, Oklahoma. You may also contact their customer service line if you still have questions or concerns with regard to their checking account specifics or current interest rate at 888-255-5371.

First National Bank of Broken Arrow has been providing its services to their customers since 1904. The bank is also insured with the Federal Deposit Insurance Corporation and has a certificate number 4050.

SAC Federal Credit Union provides a money in the bank opportunity with their reward checking account called High Yield Checking. The credit union lets you earn an interest rate of 3.01% APY for your deposits of up to $25,000 and earn an interest rate of 0.15% APY for the portion of your balance above $25,000. You can also reimburse your foreign ATM fees of up to $10 per month when you meet the monthly requirements. Here are the following checking account requirements that needs to be met:

• make at least 12 purchases using your debit card
• sign up and receive electronic bank statement

If requirements are not met during the monthly cycle, you will no longer be eligible to refund your ATM fees and you will earn a lower interest rate which is 0.10% APY. The good thing about this reward checking account is that it gives a chance to earn their best interest rate on the following months cycle when you meet the requirements.

This best checking account requires an initial deposit of $100 to open an account. This money in the bank deal does not require any minimum balance to earn an interest nor does it charge any monthly service fee. Best of all, you get to enjoy unlimited check writings. You can also monitor your account using their free online banking with bill pay. Take note that the interest rate may change anytime without notice.

Membership with SAC Federal Credit Union is open to individuals who live, attend church, work, go to school in the counties of Douglas, Cass, and Sarpy in the state of Nebraska and also in Pottawattamie county in Iowa. Business or other legal entities located within those areas are also eligible to join. Immediately family of existing members can also join the credit union.

You may choose to apply online or visit one of the credit union’s office. You will be required to submit a copy of valid picture ID like driver’s license or social security card. You also need to open a savings account which only requires a very minimal initial deposit of $5. If you have questions with regard to field of membership, requirements, or reward checking accout specific you may call customer service at 402-292-8000 or 800-228-0392. You can also drop by the credit union’s office located in Nebraska state in the cities of Plattsmouth, Bellevue, Papillion, Gretna, Omaha, Offutt AFB, and OMAHA. They also have several branches in Council Bluffs, Iowa.

SAC Federal Credit Union was federally chartered in 1946. Currently, they have already reached 64,623 members with over $516 million in declared assets. The credit union has an NCUA charter number 5400.

Golden Plains Credit Union invites its members to take advantage of their reward checking account called Golden Reward Checking. This best reward checking account has the following current interest rates:

• 3.01% APY can be earned on balances of up to $25,000
• 0.30% APY can be earned on portion of the balance above $25,000
• up to $25 worth of foreign ATM fees can be reimbursed

You can start earning this best interest rates and reimburse your ATM fees when all qualifications are met. The following are the list of the reward checking account requirements:

• sign up and log on to Golden Plains Online banking at least once a month
• make at least 10 debit card purchases post and clear every cycle
• subscribe and receive electronic bank statement monthly

These requirements must be met every month in order to earn the best interest rates. If you do not meet the requirements for the qualifying month, you will instead earn their base interest rate of 0.10% APY. Aside from this you still get to enjoy unlimited check writing and a chance to earn this best interest rate when qualifications are met on the following month.

Like other reward checking account, this does not charge monthly service fee nor maintenance fee. This best checking account is available to Kansas residents only and it is limited to one account per member. The dividend of this best checking account is compounded daily and paid monthly.

Membership with Golden Plains Credit Union is open to anyone who lives in Western or Central Kansas, the Liberal trade area, and their immediate family. Employees of the credit union including members of the Lee Richardson Zoo are also eligible to join the credit union’s membership.

A branch visit is required in order to apply for membership. You also need to deposit a minimum of $10 to open a share savings account. Do not forget to bring valid picture identification or other identifying documents since the credit union will be requesting for a copy.

You may contact the credit union first before applying in case you still have questions with regard to their reward checking account, membership eligibility, or current interest rate at 800-825-7661. Golden Plains Credit Union has several branches located in the cities of Ulysses, Quinter, Phillipsburg, Liberal, Lakin, Hesston, Hays, and Garden City in the state of Kansas.

Golden Plains Credit Union has been assisting its members with their financial needs since 1951. Currently, the credit union has reached over $352 million in declared assets. The credit union is federally insured by the National Credit Union Association and has a charter number 62542.

Classic Bank continues to provide attractive interest rate for their reward checking account. The bank lets you earn an interest rate of 3.01% APY for balances of up to $15,000. An interest rate of 0.75% APY can be earned on balances above $15,000. You also get to automatically refund your ATM surcharges when monthly qualifications are met. The following are the list of the monthly requirements:

• sign up and receive electronic bank statements every month
• make at least 10 purchases using your debit card at the point of sale
• setup at least 1 direct deposit or 1 automatic payment
• provide a valid email address

In case you do not meet the prerequisites of the reward checking account, you will instead earn their base interest rate of 0.10% APY. Aside from that, you are no longer qualified to refund your ATM surcharges. You can still earn their best checking account rate on the following monthly cycle when all qualifications are met.

This best reward checking account allows you to make unlimited transactions. The checking account does not require any minimum balance to earn rewards nor does it charge any monthly service fee. You also get to enjoy unlimited browsing of your account through online bank. In addition, you get to have overdraft bounce protection worth $750.

Consumers who want to take advantage of this best reward checking account will be required to deposit a minimum of $100 to open an account. You are given 3 options to apply: you can do it online, or call the bank, and lastly by visiting one of the bank’s branches. Take note that once the checking account is opened the interest rate may change, so make sure to ask the bank for their latest numbers.

If you still have questions with regard to checking account specifics and requirements on opening an account please call customer service at 254-697-6461. Classic Bank has several branches located in the cities of Cameron, Giddings, Rockdale, Bastrop, and Rosebud in the state of Texas.

Classic Bank offers a wide range of deposit accounts that will fit to their customers financial needs. They have been in business since 1889. The bank is insured with the Federal Deposit Insurance Corporation and has a certificate number 3126.

Maine State Credit Union is pushing for their best interest rate reward checking account called Advantage Checking. This money in the bank deal lets you earn an interest rate of 3.04% APY for deposits of up to $25,000 and earn an interest rate of 0.25% APY for deposits above $25,000. You can also reimburse up to $25 worth of ATM surcharges when you meet the checking account requirements. The following are the of monthly requirements that needs to be met:

• make up to 12 or more debit card purchases each statement cycle
• make at least 1 ACH debit or direct deposit posted every month
• subscribe and receive electronic bank statements
• sign up and visit online banking every month

If requirements are not met for the qualifying cycle, you will earn a lower interest rate of 0.05% APY. You do not have to worry since you can still earn this best checking account rate on the following cycle when all requirements are met. You can start taking advantage of this best checking account since it does not require any minimum opening balance. You can also enjoy unlimited check writing with free online banking.

Maine State Credit Union membership is open to individuals who live, work, attend school, or worship in the counties of Somerset and Kennebec in the state of Maine. Employees, retirees and pensioners of Maine Housing Authority, Maine Technical College System, Maine State Employees’ Association, Maine State Retirement System Employees, Cumberland County Employees, and Maine State Employees are also eligible to join. Immediate family membership of the following employees are also welcome to join the membership of the credit union.

You need to print a copy of the application form online, fill up the form, write a check worth $25 which will be deposited on to your new share savings account. In addition, you also need to provide a copy of a valid picture ID like driver’s license, social security card, or passport. You may send all documents at the credit union’s mailing address which is P.O. Box 5659 Augusta, Maine 04332.

For more information about the credit union’s membership eligibility, requirements, and current interest rates you may call their customer service line thru 800-540-8707. You may also visit one of their branches located in the cities of Waterville and Augusta in the state of Maine.

Maine State Credit Union has been operating as a non profit financial institution since 1935. They are considered to be one of the largest credit union in the state of Maine and has over 25,000 members and has reached over $331 million in declared assets. The credit union has an NCUA charter number 63377.

Advance Financial Federal Credit Union is running a checking account promotion which earns you up to $200. This best checking account promo is scheduled to end in December 31, 2011. You can earn the full $200 bonus when you meet the requirements during the promo period. Here are the following requirements that you need to meet:

• open a new checking account and sign up for their debit card and you get to earn $50
• set up a direct deposit of your recurring check for a minimum of $100 during the promo period and earn $100
• subscribe to online banking and make online bill pay every month and earn $50

According to the credit union’s website, you must maintain your checking account open, setup online bill pay and direct deposit for a minimum of 6 months to receive your bonus. This bonus is considered as interest and will be reported to the IRS.

You can choose to open their Free Checking, Better Than Free Checking, or Advantage Plus Checking. These checking accounts does not require any minimum balance to open an account. Best of all it does not charge any monthly service fee and enjoy unlimited check writing. You also get to access your account by using their free online banking.

Membership with Advance Financial Federal Credit Union is open to people who reside, work, volunteer, worship, or attend school in Lake County, Indiana. Immediate family and household members are also eligible to join. You may apply for membership online. You will be required to open a share savings account with a minimum deposit of only $5. You must also submit valid picture ID as part of their membership requirement.

For additional information about the credit union’s membership, requirements, and checking account promo you may call their customer service line at 219-392-3900 or 800-888-0959. you may also visit one of their branches located in the cities of Schererville, East Chicago, and Gary in the state of Indiana.

Advance Financial Federal Credit Union has been providing financial services to its members since 1937. They have already reached 19,391 members with over $148 million in declared assets. The credit union has an NCUA charter number 24078.

Erie Federal Credit Union provides attractive interest rates on their reward checking account called Dividend Plus Checking account. This money in the bank deal lets you earn an interest rate of 3.56% APY for deposits of $500 up to $25,000 and an interest rate of 0.10% APY can be earned on deposits above $25,000. You also get to have four free foreign ATM transactions which is worth $6 every month. You can start earning all this when you meet the monthly requirements:

• maintain an average daily balance of at least $500 monthly
• make at least 15 or more pin or signature based purchases every month
• enroll and access online banking monthly
• subscribe and receive electronic bank statements
• pay at least one bill online per month

If these requirements are not met during the monthly cycle, the interest rate will drop to 0.10% APY. Aside from that, you will be charged $2 monthly service fee. You do not have to worry since you will still be able to earn the best checking account rates on the following month if requirements are met.

This best checking account has a lot of great features that you can take advantage of. You can get one box of free checks annually for net pay direct deposit and you get 2 boxes free of checks annually for direct deposit of retirement benefits or Social Security. Ordering of checks should be mad online. In addition, you get to manage your account using free online banking with bill pay and get free bank statements electronically.

You can become a member of Erie Federal Credit Union if you live, worship, work, or attend school in the counties of Crawford or Erie, Pennsylvania. You may also be eligible if one of your relatives are member of the credit union. You just need to complete the application online, open a share savings account amounting to $5, and submit at least one copy of your valid picture ID like driver’s license, passport, or social security card.

If you still have question with regard to their membership, reward checking account specifics, or requirements you may call the credit union at 814-825-2436 or 800-480-0494. You can also visit one of their 8 branches located in Erie, Pennsylvania.

Erie Federal Credit Union has been operating as a non profit financial institution assisting its members with their financial needs since 1936. Today, the credit union has already earned over $341 million in declared assets. They are also insured with the National Credit Union Association and has a certificate number 1476.

Riverset Credit Union has an ongoing promotion with their checking account. This money in the bank deal lets you earn up to $150 bonus when you meet the credit union’s requirements. This checking account promo is scheduled to end on November 15, 2011. The following are the list of requirements that needs to be met to earn the checking account bonus:

• open a checking account and set up a payroll deduction or direct deposit and you will receive $50 in cash plus 5,000 reward bonus points which is equivalent to $50 value
• subscribe to electronic bank statement and make online bill pay and you will receive another 5,000 reward bonus points which is equivalent to $50 value

You can choose to open a Free Checking account which has no minimum balance and has free online banking with bill pay. You can also choose their Interest Checking account which will require you to deposit and maintain a minimum of $1,500. Once everything is accomplished the $100 value reward bonus points plus the $50 will be credited on to your account on the following month.

Membership with Riverset Credit Union is open to those who live, attend school, work or worship in the counties of Butler, Allegheny, and Beaver in the state of Pennsylvania. Legal entities and businesses that are conducting business in these counties are also eligible. Once you become a member, your immediate family and household members will also be eligible to join the credit union.

Individuals who want to apply for membership may contact the credit union and request for an application form. You may also visit one of their branches located in Pittsburgh, Pennsylvania to apply. You are also required to open a share savings account which will require a very small opening balance of $5 as part of their membership requirements. Do not forget to bring identification documents with your picture and current address on it. For more details about their membership, requirements, and checking account promo please call customer service line at 412-488-2525.

Riverset Credit Union is one of the oldest credit union in the city of Pittsburgh which was established in 1934. They have grown and has reached over 14,698 members with $124 million in declared assets. The credit union is also insured with the National Credit Union Association and has a charter number 65138.

Great Lakes Credit Union offers attractive interest rates with their reward checking account called Ultimate Checking. An interest rate of 4.00% APY can be earned on balances of up to $15,000 and and interest rate of 0.05% APY can be earned on portions of the balance above $15,000. You also get a $5 rebate on your ATM fees every month when all qualifications are met. The following are the monthly requirements of this best checking account:

• make at least 10 signature based purchases using your debit card
• make at least 1 direct deposit worth $250 per statement cycle
• subscribe and receive your monthly statements electronically
• use mobile banking or make a bill payment online

If you do not meet the monthly requirements, you do not have to worry since you still get to earn the base interest rate of 0.05% APY on your whole balance. Unlike other reward checking accounts, you need to maintain at least 5 signature base purchases on your debit card and maintain the $250 direct deposit to avoid the $5 monthly service fee.

This best reward checking account allows you to enjoy free overdraft transfers, free online banking with bill pay, free mobile banking, and best of all it has no minimum balance required nor monthly service fee when you meet the credit unions requirements.

Individuals who want to become a member of Great Lakes Credit Union must live or work in the counties of McHenry and Lake in the state of Illinois of in Kenosha County in the state of Wisconsin. Membership is also open to employees who belong to one of the credit unions select employee groups, reservice, active duty, or retired military personnel, and retired or a current federal government employee. Their family members are also eligible to join.

You can complete the application online and open a share savings account which requires a minimum opening deposit of $5. You must also submit a copy of your driver’s license, social security cars, or passport as part of their membership requirement. If you are not comfortable giving out your information online, you may visit one of their branches located in the cities of Zion, Waukegan, Round Lake Beach, North Chicago, Libertyville, Gurnee, Chicago, and Antioch in the state of Illinois. You may call contact the credit unions customer service line at 847-578-7000.

Great Lakes Credit Union is a non- profit financial institution which assists their members since 1938. They have already reached 41,156 members and has $542 million in declared assets. The credit union has an NCUA charter number 60238.

Community Bank and Trust invites consumers to take advantage of their best interest rate reward checking account called Power Interest Checking. This money in the bank deal lets you earn an interest rate of 3.05% APY for your deposits up to $24,999.99 and earn an interest rate of 0.50% APY for deposits of $25,000 to $99,999.99. Finally, an interest rate of 0.25% APY can be earned on portions of your deposit of $100,000 and above.

You can start earning this high yield checking account rates when monthly qualifications are met. The following are the list of the monthly requirements:

• make 12 or more signature based transactions using your debit card, purchases made must be at least $10 worth or more
• sign in and access your account through online banking every month
• enroll and receive electronic bank statement every month
• setup at least 1 ACH direct deposit through payroll, SSI, or Pension with a minimum of at least $200

Consumers who want to take advantage of this best checking account will have to make an initial deposit of at least $50 to open an account. In case you do not meet the requirements for the qualifying cycle, you do not have to worry since you will still earn the base interest rate of 0.10% APY. In addition to this, you will not be charged a monthly service fee even though you did not meet the requirements since this is still free checking. The checking account does not charge any maintenance fee as well.

The dividend earned on this best reward checking account is compounded and paid monthly. Please do remember that once the account is opened the interest rate may change without prior notice, so be sure to ask the bank for the latest checking account rates.

A branch visit is needed in order to open an account. Community Bank and Trust has branches located in the cities of Greenfield, Sheboygan, Appleton, Plymouth, Glendale, Elkhart Lake, and Chilton. Please remember to bring valid picture idenfication or other documentation with your current address listed on it. For more information about this est reward checking account and their current interest rates you may call the bank’s customer service line thru 920-459-4444 or 888-582-4440.

Community Bank and Trust was opened in 1989. Currently, they have over 11 branches in the state of Wisconsin and has already reached over $574 million in declared assets. The bank is a member of the Federal Deposit Insurance Corporation and has a certificate number 27507.

University of Iowa Community Credit Union continues to provide attractive interest rate for their reward checking account. You can earn an interest rate of 3.25% APY when you have deposits up to $25,000 and earn an interest rate of 0.25% APY for portion of your deposits above $25,000. Plus, receive unlimited ATM fees refunded when you meet the monthly qualifications. The following are the list of monthly requirements that you need to meet each month:

• make up to 12 signature based purchases using your debit card, purchases must average at least $5 per purchase
• set up at least one direct deposit per statement cycle
• subscribe and receive your monthly statements electronically

In case you do not meet the requirements for the month, you do not have to worry since your checking is still free and you get to earn the base interest rate of 0.10% APY on your entire deposit. You can start over the following month to earn this best interest rate. The credit union will require you to deposit a minimum of at least $50 to open an account.

Since this is a free checking, there is no monthly service fee nor maintenance fee on that will be charged on your account. Aside from this, you get to enjoy unlimited check writing, free online banking with bill pay, and telephone banking. Please note that the interest rate on this reward checking account may change at the credit union’s discretion.

Membership with University of Iowa Community Credit Union is open to individuals who are living or working in the 36 counties of Eastern Iowa which include Washington, Warren, Wapello, Tama, Story, Scott, Poweshiek, Polk, Muscatine, Monroe, Marshall, Marion, Mahaska, Lucas, Louisa, Linn, Lee, Keokuk, Jones, Johnson, Jefferson, Jasper, Jackson, Iowa, Henry, Hardin, Hamilton, Grundy, Dubuque, Des Moines, Clinton, Cedar, Buchanan, Black Hawk, and Benton. Membership is also open to relatives of current University of Iowa Community Credit Union members.

To apply for membership, you may complete the application online and open a share savings account which will only require a minimum deposit of $5. in order to activate your account, you will be required to sign your documents electronically or stop by their office. You also need to mail notarized copies of your documents and photo ID. If you still have questions about the requirements, membership eligibility, or current checking account rates you may call the credit union’s customer service line at 319-339-1000 or 800-397-3790.

University of Iowa Community Credit Union was organized in 1938. They have a total of 11 branches located in the cities of Vinton, Cedar Rapids, North Liberty, Coralville, Iowa City, Hiawatha, and Grinnell. The credit union is NCUA insured and has a charter number 60269.

State Employees Credit Union is pushing for their reward checking account which has an attractive interest rate. The credit union provides the following interest rates for their reward checking account:

• 3.05% APY will be earned for balance of up to $35,000
• 0.50% APY will be earned for the portion of the balance above $35,000
• $25 ATM fees can be refunded each month

You can start enjoying this best reward checking account when you open an account and deposit a minimum of $25. You must meet the checking account requirements every cycle in order to earn this best interest rate and reimburse your ATM fee. The following are the list of the monthly requirements that you need to meet:

• make 10 or more debit card purchases every month
• have at least 1 direct deposit or automatic payments every month
• sign up and log on to your online banking monthly
• subscribe and receive paperless electronic statement monthly

In case you do not meet the monthly requirements, you do not need to worry since you still get to enjoy free checking and earn the base interest rate of 0.15% APY on your entire deposit. You still get an opportunity to qualify for this best reward checking account rates on the next monthly cycle.

The dividend of this money in the bank deal is compounded monthly and credited onto your account on the last day of each month. This best checking account does not require any minimum balance after account is opened nor does it charge any monthly service fee. You can also enjoy unlimited check writing, overdraft privilege, and $250,000 worth of insurance coverage with the National Credit Union Association.

Membership with State Employees Credit Union is open to persons who live or work in the counties of San Miguel and Valencia. You are also qualified to become a member if you are employed or retiree from any state, city, or county in New Mexico. Employees of any printing or publishing company located in the counties of Taos, Santa Fe, and Rio Arriba are also eligible to join. Immediate family members are also welcome to join the credit union.

You need to complete the membership application form and open a share savings account which will only require a minimum opening balance of $50. This balance must be maintained so that the membership will not be terminated. You also need to present and submit a copy of your valid picture identification with your current address on it.

For more information about their membership eligibility or current checking account rates, you may call customer service line at 800-983-7328. State Employees Credit Union has several branches in New Mexico state in the cities of Albuquerque, Santa Fe, Belen, Los Lunas, and Las Vegas.

State Employees Credit Union was federally chartered in 1958. The credit union has an NCUA charter number of 65513.

First Community National Bank offers a money in the bank opportunity with their reward checking account called Real Life Checking account. The bank lets you earn an interest rate of 4.01% APY for your deposits up to $25,000 and you can earn an interest rate of 0.50% for portions of your deposits above $25K. You can also refund your foreign ATM fees of up to $20 per cycle when all qualifications are met. Here are the following checking account requirements that you need to meet in order to earn this best interest rate:

• make at least 10 or more signature based transactions using your debit card
• subscribe and receive electronic bank statements every month
• make at least 1 ACH or 1 direct deposit
• make at least 1 online bill payment or have 5 or less checks

If requirements are not met during the qualifying cycle, you will earn a lower interest rate of 0.01% APY which is the bank’s base interest rate and a $2 service charge will be assessed. This best reward checking account does not require any minimum balance nor does it charge any monthly service fee.

Aside from earning this best interest rate, you can also earn a cash back reward when you make at least a minimum of 20 signature based transactions. You can earn 0.25% APY cash back for every debit card purchases you make, and you can earn a maximum of $25 worth of cash back every month.

In addition, you can also monitor your account and pay your bills by enrolling to online banking. You can even check recent activities and get a copy of your monthly statement online. You can also enjoy unlimited check writing and receive the first order of your checks for free. Please remember that the current interest rate may change anytime without prior notice.

A branch visit will be necessary in order to to open an account. You will be required to submit a copy of your valid picture identification like social security card, driver’s license, or passport. First Community National Bank has branches in Missouri state in the cities of Sullivan, Rolla, Steelville, Cuba, Eureka, and Vienna. If you still have questions about their reward checking account and current interest rates, you may call customer service line at 573-775-2151.

First Community National Bank has been assisting its customers with their financial needs since March 16, 1906. Currently, the bank has grown to have over $229 million in assets. The bank is also registered under the Federal Deposit Insurance Corporation and has a certificate number 1639.

First Trade Union Bank has an ongoing promotion with their checking account. The bank is offering a cash bonus of $100 when you open a Virtual Checking account and meet their other requirements. This checking account promo is scheduled to last until 31 December 2011.

You can open a Virtual Checking account by making an initial deposit of $100 or more. You will also be required to enroll with their free online banking, subscribe and receive free electronic bank statement every month, and elect to receive a free check card. You must also maintain an average daily balance of at least $1,000 to earn the dividend.

Additional features of this best checking account is that it does not require any minimum balance after opening an account and no maintenance fee, refund your ATM fees of up to $20 per statement cycle, and free basic check for the first order. The current interest rate for this Virtual Checking account is 0.25% APY.

Here are the following requirements that you need to meet in order to get the full $100 bonus:

• first, you must open a First Trade Virtual Checking account before the promo date ends
• earn $50 when you enroll in First Trade Union Bank bill pay service and pay at least 1 bill before January 31, 2012
• earn another $50 when you setup at least one direct deposit credited to your Virtual Checking account before January 31, 2012. Qualifying deposits may include Social Security Income, pension, salary, or other regular monthly income or benefits.

Take note that you must have a balance of more than $1 on your checking account during the promotion to receive your checking account bonus. The bonus will be credited on to your Virtual Checking account within 15 businesses days after all requirements have been posted. This checking account bonus is only open to on individual with one Virtual Checking account.

Individuals who want to take advantage of this checking account promo have 4 ways to apply and open a Virtual Checking account. First option is to call customer service at 800-242-0272, you may also send an email to the bank, another option is to complete the application online, and finally to visit one of the bank’s branches. First Trade Union Bank has several branches in New York, Massachusetts, and Rhode Island states.

First Trade Union Bank was founded in 1987. Currently, they have grown to have over $620 million in declared assets. The bank is also insured by the Federal Deposit Insurance Corporation and has a certificate number 32551.

Ouachita Independent Bank provides attractive interest rates for their reward checking account called OIB Reward Plus Checking. This best checking account lets you earn an interest rate of 3.01% APY for balances of up to $15,000 and an interest rate of 0.51% APY will be earned on balances above $15,000. It also reimburses ATM fees when qualifications are met. The following are the bank’s checking account requirements:

• make at least 12 purchases using your debit card
• setup at least 1 direct deposit or 1 automatic payment
• sign-up and receive electronic bank statement every month

If you do not qualify for the monthly cycle, do not worry since you can still enjoy this free checking account since there is no monthly service fee. You will also earn the bank’s base interest rate of 0.05% APY. The good news is that you will still get a chance to earn their best reward checking account rate on the following cycle and refund your ATM fees on the following cycle.

This best checking account does not require any minimum balance after account opening. You can also monitor your account by subscribing to online banking with free bill payment. The dividend of this money in the bank deal is compounded and paid monthly.

In addition to this, you will not only earn the best interest rate for your reward checking account but also with your savings account. You just need to link your OIB Reward Plus Checking to your Reward Plus Savings and meet the monthly requirements to earn this highest interest rate. You can earn an interest rate of 1.25% APY on your savings account for balance of up to $100,000 and an interest rate of 0.51% APY for balance above $100K.

Individuals who want to take advantage of this best reward checking account, you must deposit a minimum of $100 to open an account. The same with the reward savings account the minimum opening balance is also $100. Please do remember that the interest rate may change anytime without prior notice. Fees may also reduce the earnings.

There are several ways to apply and open this best reward checking account. You can choose to apply online, but if you are not comfortable giving out your information online you can visit one of the bank’s branch. Ouachita Independent Bank has several branches located in the cities of West Monroe, Bastrop, Shreveport, Bossier City, and Monroe in the state of Louisiana. You can call their customer service line if you have additional questions with regard to their reward checking account and current interest rate thru 318-338-300.

Ouachita Independent Bank has been serving people of north Louisiana with their financial needs since 1997. The bank is also a member of the Federal Deposit Insurance Corporation and has a certificate number 34332.

Communication Federal Credit Union invites its members to take advantage of the best interest rate for their reward checking account called Free Performance Checking account. This money in the bank deal lets you earn an interest rate of 4.00% APY for deposits up to $30,000 and a portion of your deposit above $30,000 will earn an interest rate of 1.00% APY. Plus, reimburse up to $25 worth of foreign ATM fees per statement cycle when you meet the following monthly requirements:

• make at least 12 signature based transactions using your debit card
• post at least one direct deposit worth $500 and above every month
• post at least one ACH auto debit or bill payment every month
• sign up and receive electronic bank statement every month

If these monthly requirements are not met for the cycle, the account will function as a free checking account which will only earn an interest rate of 0.25% APY. Aside from this, you will no longer be able to refund your foreign ATM fees for the cycle. You do not have to worry since you will still be able to earn this best reward checking account rate on the following cycle when qualifications are already met.

In addition, this best checking account requires a very low opening balance of only $25. This money in the bank deal doe not charge any monthly service fee nor maintenance fee after opening an account. Another feature that this best reward checking account has are free unlimited check writing, unlimited over the counter withdrawals, free online banking with bill payment, free Starline services, and free Overdraft Protection. Take note that the interest rate may change anytime once account is opened, you may call the credit union to ask for the latest checking account rate.

Membership with the Communication Federal Credit Union is open to those who reside or work in the state of Kansas and 2 counties in Oklahoma which are in Pottawatomie and Carter Counties. Employees and retirees of one of their select employee groups, you can check the list on the credit union’s website. Those who wants to join the Citizens for Financial Literacy are eligible to join. Immediate family members are also welcome to join the the credit union membership.

You may visit the credit union’s website and complete the application form. You need to pay for a one time membership fee of $5 and deposit a minimum of $5 on your new regular share savings account. You will also need to submit copy of your valid ID picture which includes social security card, passport, or driver’s license.

For a more detailed information about their reward checking account, current interest rate, and membership you may call customer service at 800-522-3535. Communication Federal Credit Union has several branches located in the state of Oklahoma and Kansas.

Communication Federal Credit Union has been providing financial services to its members since 1939. It is a sizable credit union with 49,876 members and has over $822 million in declared assets. The credit union is also a member of the National Credit Union Association with charter number 3454.

WesBanco has an ongoing promotion with their checking account. You can obtain this checking account bonus when you open a checking account and deposit a minimum of $50. This money in the bank deal lets you earn an interest rate of 0.10% APY. The interest rate for this checking account may change anytime without prior notice.

This best checking account will provide you a debit card which you will use to earn this bonus. You must use your debit card for purchases within 90 days from opening of account. The following are the bonuses that you can receive depending on the number of purchases posted on your debit card:

• 10 debit card purchases made within 90 days from account opening is equivalent to $50 bonus
• 30 debit card purchases made within 90 days from account opening is equivalent to $70 bonus
• 50 debit card purchases made within 90 days from account opening is equivalent to $100 bonus

The checking account bonus will be credited on to your account within 5 days at the end of the 90 day period. Customers of WesBanco who has an existing checking account, those who transfer money from another existing account with the bank, or those who already use their debit card for previous promotions are not eligible for this offer. New customers of WesBanco who are about to open a checking account are the only ones who are qualified. This offer is valid until November 21, 2011.

Interested individuals will need to visit one of the bank’s branch to open an account. WesBanco has several branches located in Pennsylvania, Ohio, and West Virginia state. Make sure to bring valid picture ID for verification, you must also have your current address listed on the ID that you will be presenting. If you still have questions with regard to this checking account promotion you may call customer service line thru 800-328-3369.

WesBanco was originally chartered on January 20, 1870, but they officially began its operations on April 3, 1870. Currently, they have already grown and reached over $5 billion in declared assets. The bank is also FDIC insured and has a certificate number 803.

First Tennessee Bank is running a checking account promotion which allows you to earn up to $396 bonus. All you need to do is to follow the banks requirements in order to gain the bonus. The bank will require you to open a checking account, a money market savings account, and secure a real estate secured portfolio loan. This offer is scheduled to expire on November 30, 2011.

Checking Account

The bank will require to to deposit a minimum of $300 to open this checking account. This balance must be maintained or have a higher deposit and you must setup at least one direct deposit posted in your account within 60 days from account opening. Within six weeks from the time that the direct deposit got posted you will receive your $100 which will be credited on to your account.

Money Market Savings Account

You need to deposit and maintain a minimum balance of at least $10,000 on your money market savings account to earn an additional $100 bonus which will be credited on to your account six weeks after meeting the requirements.

Real Estate Portfolio Loan

You need to apply for real estate portfolio loan before November 30, 2011 to receive a $100 Visa Gift Card. The Gift Card will be mailed to you in approximately 4 weeks after you have closed the loan. The Visa Gift Card that will be issued to you is a prepaid credit card which can be use everywhere.

If you take advantage of all three offers, and was successful to fulfill all qualifications before the given deadline you will receive an extra bonus worth $96. This special bonus will automatically be credited on to your checking account by January 1, 2012. Please note that you are not required to open all 3 accounts at the same time.

The bank will require you to visit their office to open an account to qualify for the promotion. First Tennessee Bank has several branches located in the state of Tennessee, Georgia, North Carolina, and Mississippi. If you still have questions or concerns with regard to their checking account promo, you may call customer service at 800-382-5465 or 901-523-4883.

First Tennessee Bank has been providing financial services to individuals and businesses since 1864. They are known to be one of the largest bank in the nation which has over $24.8 billion in declared assets. The bank is also insured with the Federal Deposit Insurance Corporation and has a certificate number of 4977.

Two Rivers Bank & Trust offers attractive interest rates for their reward checking account called Wow Checking and another high yield checking account called Wow Plus Checking account.

Wow Checking Account

This Wow checking account bank earns you an interest rate of 3.04% APY for balance of up to $25,000. You can earn an interest rate that will range from 3.04% to 0.50% APY on balances thru $25,000. You can even refund ATM fees of up to $25 per cycle when you meet the monthly requirements:

• make at least 10 debit card purchases monthly
• setup at least 1 direct deposit or 1 automatic payment monthly
• subscribe and receive electronic statement monthly
• access your account through online banking at least once a month

if you do not meet the requirements during a monthly qualification cycle, you will earn an interest rate of 0.10% APY on your deposit and you will be disqualified in refunding your ATM fees. You do not have to worry since this best checking account does not have monthly service fee nor minimum monthly balance after opening. Best of all, it has a very low opening balance of only $100.

Wow Plus Checking Account

Another checking account that is being offered by the bank is their Wow Plus Checking account. This account is similar to their Wow Checking account, they both have the same interest rates and monthly requirements to meet. The difference between these two account is the the Wow Plus Checking account requires you to open and maintain a Wow Savers account. The earnings that you will get from your checking account will automatically be transferred to your savers account.

In addition, not only your Wow Plus Checking account will earn the best interest rate as well as your Wow Savers account. You can earn an interest rate of 1.00% APY for balances of up to $25,000 on your savers account and an interest rate that will range from 1.00% to 0.50% APY will be earned on balance above $25,000 depending on the balance. Plus, reimburse up to $25 worth of ATM fees. This savings account only requires you to deposit a minimum of $1 to open an account.

You can start earning this best checking account rate by completing the application online and providing a copy of your ID and this includes social security card, driver’s license, or state issued ID. You also need to write a check which will be use to fund your new reward checking account.

If you are not comfortable providing your personal information online, you may visit one of the bank’s branches which are located in the cities of West Des Moines, Burlington, New London, Iowa City, W. Burlington, Des Moines, Mount Pleasant, and Mediapolis in the state of Iowa. You may call customer service thru 888-226-6063 or 800-370-6723.

Two Rivers Bank & Trust was established in 1992 and was formerly known as Burlington Bank and Trust which was originally established in 1904. Currently, they have grown to have over $679 million in assets. The bank is also insured by the FDIC and has a certificate number of 58013.

Williamstown Bank continues to offer attractive interest rates with their free reward checking account. This best checking account lets you earn an interest rate of 3.05% APY when your deposit is up to $25,000. you can earn an interest rate of 0.50% APY on portion of your deposit above $25K. You can also reimburse up to $20 of ATM fees per statement cycle, as long as you meet the following checking account requirements:

• post at least 10 debit card purchases every month
• setup at least 1 or more ACH auto debit or direct deposit
• subscribe and receive your electronic statement every month

If monthly requirements are met, the account holder will not only earn this best checking account rate and reimburse your ATM surcharges but you will also earn the highest interest rate on your Real Saver account. You may earn up to 1.26% APY for your balances of up to $50,000 on your savings account and 0.50% APY on portion of your balance above $50,000. The minimum deposit for this savings account is $100. The interest rate and refunded ATM fees on your checking account will automatically be transferred on your Real Saver account.

In case you do not meet the checking account requirements, you will then earn the base interest rate of 0.25% APY for all balance both on your checking account and savings account. Aside from that, you will no longer be able to refund your ATM surcharges. The bank still gives you a chance to earn this best interest rate on the following cycle when you meet their requirements.

This best reward checking account does not require a minimum balance to open an account. This is only available to personal accounts only. The best about this checking account is that it does not charge any monthly service fee nor monthly maintenance fee. According to the banks website, the statement cycle of this best reward checking account end every 11th day of the month. If the 11th day of the month falls on a weekend or holiday, the statement cycle will end on the first business day after the 11th.

You may complete the application form online and wait for confirmation with the bank. You need to provide valid identification like driver’s license, passport, or social security card. If you are not comfortable sending your information online, you may visit one of the banks branch and apply. Williamstown Bank has office located in the cities of Williamstown and Parkersburg in the state of West Virginia. For more information about this best reward checking account you may call customer service at 304-375-6262 or 304-485-1717.

Williamstown Bank was incorporated on the 1st of October 1919. They still continue to grown and already have over $132 million in declared assets. The bank is registered under the Federal Deposit Insurance Corporation and has a certificate number 14744.