Consumers can take advantage of the best reward checking account being offered by the First City Bank in Florida. The high yield is at 3.51% APY for balances through $50000 and gives out 1.01% for anything above that cap.

ATM fees of as much as $25 is also being given back to the account holder as long as they meet the monthly requirements of making a direct deposit or ACH debit, opt for electronic statements, sign up for the online banking, and make at least 10 purchases using the check card.

The rate of the account drops to 0.26% if the monthly criteria are not sufficed.

The best checking account of First City Bank does not impose any monthly service fees and only requires $100 to open an account. Another good thing about this offer is that the first set of checks is free.

It seems that this checking account is offered on a nationwide scale. The website of the bank has an online application facility. The bank will be calling the applicant to verify some information prior to approval. The forms will be sent via mail so the account holder can accomplish the signature requirements.

Fees and changes to the rate may occur at any time and affect the income of the checking account.

First City Bank is headquartered in Fort Walton Beach in Florida. They are covered by certificate # 16748 of the FDIC.