CoreFirst Bank and Trust offers a high yield checking account the offers very competitive interest rates. This account has the following features:

Earnings of 3.04% APY for balances through $25,000
Portions above the $25K line gets 0.10%
Base interest rate is 0.10% given if requirements are not met
ATM fees for 5 none CoreFirst transactions are refunded every cycle

The highest interest rate for the best checking account can be enjoyed if the requirements below are satisfied:

Account holder must make at least 10 purchases using the Visa Check Card
Make a direct deposit
Pay a minimum of 2 bills using internet banking
Opt for electronic statements

The checking account requires an initial deposit of $100. The bank does not require any minimum balance for the account. They also do not collect service fees.

It appears that a bank visit is necessary to open the checking account. CoreFirst has branches in the cities of Kansas, Manhattan, Emporia, and Topeka in Kansas. They also operate an office in Denver, Colorado.

Bankrate.com issued 3 stars when they reviewed the bank’s performance while BauerFinancial stamped 3 ½ stars to their safety and soundness report. These were both based on their June 2009 data.

The bank is covered by the FDIC through certificate number 18100.

The rates for this offer is not posted on the checking account information page but was advertised on Denver Post and Kansas City Star.