Wise Reward Checking in a West Wisconsin Bank (First National Community Bank) offers 4.02% Best interest rate
The First National Bank , in West Wisconsin has the best checking account that earns 4.02% APY for balances through 4.02% APY. Deposit above the $25K cap gains 1.01% APY.
These best checking accounts has monthly requirements like 10 monthly purchases using the Visa debit card, set up auto payment and a direct deposit, and opt in for electronic statement. The earning drops to a base rate of 0.15% APY if the qualifications are not satisfied.
Another great feature of this good money in the bank deal is the unlimited ATM refund fees for transaction anywhere in the United States.
The rates are effective as of 12 June. Please check the bank’s website or call their customer service line to confirm the current interest rates which may change any time.
The Wise Checking does not impose initial deposit, minimum balance, and service fee requirements. Consumers can also open multiple accounts and enjoy the best interest rates if the requirements are met by each account.
Interested parties can apply for an account online but the bank requires a bank visit to complete the process. First National Bank has offices in Somerset, Hudson, and New Richmond in Wisconsin. These are cities just West of St. Paul, Minnesota.
The bank is insured with the FDIC thru certificate number 5357.
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