Blue from American Express

The Blue Card from American Express is the best pick for anyone who is looking for a credit card excellent for travel and shopping without any annual fee. It has the most comprehensive rewards program where you can earn unlimited points and not worry about any expiration dates.

Rewards Formula

The Blue Credit Card from AmEx gives you the chance to earn a point for every dollar you spend using the card. There are not expiration dates to worry about and there is no set ceiling for the reward points your can earn. The AmEx Blue follows the American Express Membership Rewards Program.

American Express partners with 21 airline companies where you can convert points to air miles. You can use two reward points for every air mile. They also have 15 partner hotels where you can use reward points for frequent guest points, receive hotel certificates, or choose from a list of 250 hotels to stay in.

Aside from the airline and hotel privileges, you also have perks if you love to shop, enjoy a relaxing cruise, or catch the hottest gig in the entertainment scene.

Shopping and Travel Benefits

Here are some of the travel and shopping perks when you have the Blue Card in your pocket:

Fees

You don’t have to worry about any annual fee. There is a 0% APR for your purchases on the first 6 months and then prime rate plus as low as 11.99% will be the going on rate. AmEx uses the average daily balance method to compute for the monthly balance.

Verdict

Blue from American Express is highly recommendable for any consumer who wants a card without any annual fee but still has a great rewards program. It may not be the best credit card when you travel but it is an excellent card for merchandize and other things you enjoy doing.