This is the second review of the The TrueEarnings® Card from Costco and American Express. You can find the first review here: http://www.dollarbanker.com/credit-cards/trueearnings-amex-business-card-from-costco-best-cash-back-card-for-costco/

The TrueEarnings® Card from Costco and American Express is one of a kind credit card that you will benefit from if you love shopping in bulk from wholesalers like Costco. American Express has collaborated with Costco to benefit credit card users and consumers in a lot of ways.

Here is a quick glimpse of the features of TrueEarnings® Card from Costco and American Express:

It is more than a Costco Card

Every time you buy at Costco using your Amex TrueEarnings credit card, you get a 1% cash back reward. You basically get something from what you take out of your pocket.

What is great with this credit card is that the cash back rewards are not just limited to what you buy from Costco stores. You also get 2% cash back when you spend for hotels, airplane tickets, and car rentals using your TrueEarnings® Card from Costco and American Express.

The TrueEarnings card also gives you additional coverage for damage or car rental loss. You don’t have to pay extra for this service since you automatically qualify for the insurance when you use your card for the car rental.

Another bonus you can get when you use your TrueEarnings® Card from Costco and American Express is a 3% cash back for gasoline purchases. This is effective for your first $3,000 of gasoline purchases and is limited to 1% thereafter. It is still an excellent feature even with the restriction.

Aside from the travel spending, gasoline purchases, and Costco shopping, the TrueEarnings® Card from Costco and American Express also gives you 3% cash back for all you spend while enjoying your favorite dish in your favorite restaurant.

There are no limits on how much of cash back rewards you can earn. You can see the TrueEarnings® Card from Costco and American Express rewards adding up over time when you purchase regularly. It is safe to say that you will see your rewards grow exponentially.

You can even get more cash back when you get an additional card member.

Easy Credit Card Management

TrueEarnings® Card from Costco and American Express comes with a line of tools that can help manage your account online. If you need to view your account statement, check your rewards, make payments, or transfer balances, you can do everything with a few clicks of a button.

It is easy to set up payments to automatically pay for your cellphone, utility bills, and other recurring expenses. You can do whatever you need to do with your account 24×7 in the comfort of your own home, office, or even a coffee shop.

The TrueEarnings® Card from Costco and American Express sends you an annual summary and monthly monitoring of your spending. How you spend your money every month is broken down into categories like dining, travel, entertainment, and others. This clear monitoring can help you a lot come tax season.

Aside from the easy account management and no annual fees if you paid for your Costco membership, the TrueEarnings® Card from Costco and American Express gives you purchase protection which can extend up to 90 days. This coverage includes protection from accidental damage or theft.

Verdict

We recommend the TrueEarnings® Card from Costco and American Express to Costco members and non-Costco members alike. Aside from saving money buying in bulk you can enjoy a lot of rebates by using the credit card.

If you just can’t do away with style, even in your credit card, and that style just needs to go with impressive cash rebates, you need to get a Discover® More® Card – Monogram. This credit card lets you earn cash rebates from popular purchase categories, without, of course, forgetting about the flair. You can personalize the design that’s going to be printed on the face of your card. Your initials will also be displayed in front of it.

If you think that the Monogram is all about face-value (pun intended), you’re wrong. The cash rewards you’ll get when you use this credit card is real and very practical. You can earn 5% cash rebates whenever you purchase plane tickets, cruise tickets, movie tickets, and the like. Of course, the 5% Cashback Bonus rotates throughout the year. This means that if you want to take advantage of your card fully, you should try to schedule your expenses.

For example, the Discover® More® 5% Cashback Bonus for the first quarter of the year can be earned by purchasing travel tickets, hotel rooms, and cruises from participating merchants. The 5% cash rebate from restaurant expenses, hotel stays, theme parks, and home improvement will be scheduled some other time of the year. A table of the 5% cash rebate will be given to holders of this card.

While you don’t actually get to plaster your own design on the card, several stylish card designs are available for you to choose from. What’s more, you can enjoy double rebates whenever you use gift certificates from participating partners of Discover® More®. Aside from the absence of any annual fees, you get to enjoy 0% balance transfer and purchase interest rates for the first six months.

Several benefits shared with the Platinum card are also offered. This includes a maximum of $500,000 auto rental, travel accident, and/or fraud insurance. The card also has impressive security protection features, including a separate number for online transactions.

To enjoy the 1% cash rebate, though, you will have to spend more than $3000 a year. The cash rebates before the $3000-mark will be rewarded accordingly, using a tiered system.

Thumbs up: The most unique and attractive feature of this card is the fact that you can customize its appearance. The cash rewards system, on the other hand, is pretty standard with other Discover® More® credit cards.

Thumbs down: The only downside to this credit card is the fact that its low interest rate can’t be offered for all card owners. You need to have an impressive credit rating to own this card.

If you want to show your patriotism every time you bring out your credit card, you might want to get a Discover®  More® - American Flag edition. This, however, is exclusively for people who have impressive credit ratings. Despite the stiff requirements, the rewards from this card are worth it. You’ll get to have Platinum membership benefits with the American Flag Edition of Discover® More®.

For starters, when you get this card, you won’t have to worry about annual fees. The card also has a nice feature called the 5% Cashback bonus. In other words, you get to have rotating cash rebates for certain purchase categories on the list. For every item that you spend your money on, you’ll get points (5% if you’re on the right purchase category) which you can use to treat yourself later on.

Of course, you will have to follow a few rules if you want to get your reward. For example, you’ll have to make sure that you pay your credit card dues on time, otherwise, you’ll end up paying hefty fees for being late with your payments. Also, you’ll have to spend more than $3000 annually if you want to take advantage of the 1% cash rebate on all other purchases which don’t fall under the 5% cashback bonus promo for that season.

The best part is that all of these points don’t expire. There’s also no maximum number of points you can earn when you use your credit card. As long as you keep your credit card active, you can earn points for as long as three years. You can also earn as many points as you want as long as you pay your credit card dues on time.

What’s the catch? We’re not quite sure yet, but we do know that the American Flag Edition of Discover® More® gives other Platinum benefits including a generous ceiling of $500,000 for travel insurance, car rental insurance, and fraud. You’ll also get the necessary security features, including zero liability should your credit card be used for transactions which you did not authorize.

The Platinum Delta SkyMiles® Credit Card from American Express is specifically designed to denote status and prosperity just like how American Express and Delta Airlines want their consumers to experience. This platinum card from AmEx is a perfect credit card for those who are frequent fliers who want to accumulate Delta SkyMiles.

If you have an excellent credit and always on the go, having the Platinum Delta SkyMiles® Credit Card from American Express in your pocket will be very beneficial.

Here is a quick summary of its features before we go into the details:

Get closer to that next dream holiday – You can earn 20,000 miles right after your very first purchase of which 5,000 miles are Medallion Qualification Miles (MQM). Get at least two additional card members under your account and you can get 5000 miles as bonus.

Miles on steroids – It will be easier to reach Medallion status with the Miles Boost feature which qualifies you to earn as much as 20,000 Medallion Qualification Miles or MQM every year.

Pay for your ticket with your Miles – The credit card allows you to pay full or partial for your Delta or Northwest airline tickets using your Miles.

Companion Certificate – Upon renewal of your credit card, you can get a complimentary companion airline ticket on coach class.

A Perfect Airline Rewards Credit Card

Through the reward’s program of AmEx for Platinum Delta SkyMiles holder, you can earn one mile for every dollar you spend using the credit card. So, it will help when you use the card when you shop at drugstores, groceries, gas stations, hardware stores, or practically any where AmEx is accepted. The Delta Miles you earn can be redeemed through Award Travel with Delta Airlines or with the other 15 airline partners.

Another good feature of the SkyMiles card is that you even earn points when you buy tickets at Delta. Every dollar you spend means getting closer by a mile to your next great vacation.

American Express wants you to be the boss of the miles you earn. They have a program called Pay with Miles which allow you to use what you have earned to pay for your Delta or Northwest tickets. You can start doing this when you have already earned 10,000 miles and have $100 off your ticket with any Delta flight.

You can use your miles to pay in full or pay part of your airfare. You also don’t have to worry about any blackout dates. This is your exclusive benefit as a Platinum Delta SkyMiles credit card holder.

What’s good about this card is how you can enjoy the benefits of your spending especially when you travel a lot. Each bag of candy, cup of coffee, or an LED TV you buy counts for your Award Travel perks.

Platinum Delta SkyMiles Membership Benefits

One benefit your wallet and bank account will love how American Express allows you to pay what you charge over time. It will also be very convenient to have your Delta Frequent Flyer number on your credit card so your travel can go without any hassle.

Every year, you will get a complimentary Platinum Companion Certificate so you can share the benefits of your membership. Again, there is no minimum fare requirement and no need to worry about any dates on the calendar.

The Platinum Delta SkyMiles® Credit Card from American has a built in feature called Mile Boosts. This means that you can see your loved ones sooner since annually you can earn as much as 20,000 miles of MQMs. A boost of 10,000 miles can be earned when you have made $25,000 of eligible purchases. Another 10,000 miles will be rewarded to you when you get to the $50,000 line of spending.

Credit Card Perks

As a Platinum Delta SkyMiles credit card holder, you have a treasure chest of perks so you can enjoy your shopping, have access to excellent entertainment, and manage your finances without any glitch.

Entertainment

You can get access to sporting events, concerts, family shows, theater, and other exclusive premium events through Ticket Master. Save some dollars on those tickets when you use AmEx’s Ticket Savings Center. You just need to use AMEX as your promo code when you purchase your tickets.

If you love stage plays and musicals, American Express has AmEx Presents Broadway Live on Yahoo!. Aside from getting tickets before the general public knows about it, you also get to see exclusive footages, photos, and behind the curtain buzz.

The best card gives you the best entertainment access and best seat in town.

Shopping

You can enjoy an Extended Warranty with the items you purchases paid entirely using your credit card. The original warranty period of the manufacturer can be extended by up to a year. Any item which has a warranty period less than 12 months will also have an extended warranty based on the original time period.

When you purchase goods using the card, you get Purchase Protection for no extra cost. The items you buy will be protected against theft or accidental damage up to 3 months after the date of purchase.

You will also get exclusive offers as a Platinum Delta SkyMiles credit card holder.

Financial Management

The Platinum Delta SkyMiles® Credit Card from American Express also comes packed with different financial management features:

Authorize Access – basically you can appoint another person to manage your account

Identity Theft Assistance

Fraud Protection Guarantee

Online Payment system

Detailed annual spending report

Automatic payment facility

Giving Express – Use your card to give back to charity and earn points

Is the Platinum Delta SkyMiles® Credit Card from American Express right for you?

The verdict for this platinum credit card from American Express can be expressed in a sentence. If you are looking for the best airline rewards program in the market today, then you have found it with Platinum Delta SkyMiles® Credit Card from American Express.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

The Blue Cash® from American Express is the credit card of choice if you want to enjoy cash back rebates. At the moment, you can not pay another credit card in the market which pays higher rebates for things like fuel, medicine, and groceries.

Most of the credit cards have lowered their rebates because of the financial crisis but the Blue Cash from AmEx remains to be very competitive.

Here is a quick summary of its features:

Rewards

When you use your Blue Cash® from American Express to purchase things, you can earn up to 5% of cash back for all the qualifying purchases you make. The more you spend using this Blue Cash credit card the more rewarding it can be.

There is no limit on how much of cash rewards you can earn. There is also no required minimum spending to qualify.

When you spend $6,500 on your credit card, Blue Cash from American Express will boost your reward from 0.50% to 1.25% for every purchase. You can qualify for up to 5% cash back when you buy everyday stuff like fuel or grocery items.

You can add friends and family to your account. What they buy also counts under your name for more Blue Cash rebate. Recurring bills like your gym membership, phone bills, and other utilities you pay through Card Automatic Bill Pay can also earn you more cash back.

You can monitor your cash back rewards online so you can unlock your full earning potentials. A month following your Blue Cash® from American Express credit card anniversary, your cash will be credited to your account and reflected on your statement.

Other Perks

Travel protection

Customer service any where you go

Access to local currency when you travel abroad

Insurance coverage for car rental loss and damage

Guaranteed hotel rooms

Travel accident insurance

Get hold of tickets for major sporting and entertainment events

Expresspay – no need to swipe your card. Just hold the credit card up and wait for the beep of the reader

Get great deals and savings on branded merchants

Fraud protection

Purchase protection

Extend the warranty of things you buy

Manage your Blue Cash® from American Express online

Verdict

The Blue Cash® from American Express is highly recommended for those seeking cash rebates from their credit cards.

The Platinum Card® from American Express is among the best, if not the best, and most prestigious credit card across the globe. You know you can do a lot when you have this American Express Platinum Card in your pocket.

Let me share some of my experiences using this card and let me tell you it is not all hype to have the Platinum Card® from American Express.

Quick Summary

Before giving you all the details about the Platinum Card® from American Express, let me give you a glimpse of why you should apply for this credit card:

Platinum Travel Service

Fine Hotels and Resorts

Cruise Privileges

Platinum Jet, Yacht, and Limousine Services

Platinum Concierge

Platinum Shopping

Premium Global Assist

No Pre-Set Credit Limit

Enjoy these benefits among others from a long list of what you get as a platinum card holder. The Platinum Card® from American Express is definitely the best charge card on the market today. Truly, this card from AmEx is first class!

This credit card is perfect for those who travel a lot, serve high end clients, or for those who simply know how to live the life.

Credit Card Packed with Excellent Rewards

Your Platinum Card makes you eligible for the Membership Rewards First. Take note of the “First” in this rewards program since this is the high end version only offered to Platinum and Centurion credit card holders.

Basically you can earn points with every dollar you spend using your charge card. Unlike other reward programs, your reward points do not expire.

American Express has also partnered with online merchandisers through their Bonus Points Mall. You can access the sites of Target.com and other excellent brands and shops through the Bonus Points Mall. Do that and you can gain 4 points for every $1 dollar you spend. A lot of people do not maximize this feature but this is a nice and fast way to earn those reward points.

Travel Privileges

Now that we have covered the basic features of the card, let me give you reasons why I love this card. Those who go on frequent business trips or holidays will definitely consider the Platinum Card® from American Express upon reading its great travel features:

Platinum Travel Service – It is really convenient using this Platinum Travel Service to book my travel reservations. You will feel the power of your spending and save in a way too since they will go through the bookings while considering the reward points that you have already earned.

Relax when you travel – I highlighted “relax” cause it is the essence of having the access to Airport Club Lounges even when you have a coach class reservation. The airport lounges are often reserved for business class travelers but the Platinum Card® from American Express gives you and your family or two of your companions to access these lounges.

Finest Luxury Accommodations – As a platinum card holder, you have a long list of 600 luxury resorts and hotels around the globe to choose from. You can get room up grades when you check in, get sumptuous breakfast for two, check out as late as 4 pm without any hassle, and other amenities served through different partner establishments.

Cruise Privileges – I enjoy getting on a cruise to enjoy the water, the breeze, and the sun. Booking your holiday through the platinum travel service can get you a $300 credit you can spend while on the ship or have a two level upgrade of your room. Some of the partners include Winstar Cruises, The Yachts of SeaBourne, Silversea Cruises, Regent Seven Seas Cruises, Princess Cruises, Holland America Line, Cunard Line, and Crystal Cruises.

Choose from Exotic Vacation Destinations – American Express gives you access to Platinum Destination Vacation through their partners which allow you to use your reward points and give you chances to earn them as well. You can have fun at Tauck World Discovery, PrimeSport, PerryGolf, Trains and Cruises, Orient-Express Hotels, Mountain Park Travel Canada, Insight Vacations, Classic Vacations, Brendan Worldwide Vacations, AutoVenture, American Express Vacation, Abercrombie & Kent.

Membership to Premium Car Rental and Limousine Program– As a platinum card holder, you will get complimentary memberships to rental programs of National Car Rental, Avis, and Hertz. American Express has a tie up with Carey to provide executive limousine packages which also give you a chance to earn three points for every dollar you spend using the card.

Private Jet and Private Yacht Service – When you want a private plane to bring you places, Amex has partnerships with Sentient Jet Membership, Le Bas International, Delta AirElite Business Jets, Bombardier Flexjet, and Atlantic Aviation Flight Services. If you want to cruise on a private yacht, AmEx can hook you up with Fraser Yacht and International Yacht Collection which can customize destinations to various spots worldwide.

Preferred Access

You have not reached the end of the list of privileges that come with the Platinum Card® from American Express. Here are other reasons why you should apply for this platinum card:

Platinum Concierge – If you are a platinum card holder you have access to this excellent American Express Concierge service. This comes very handy when you make reservations during valentines or the Yuletide. I personally give this a two thumbs up.

Very High Profile Events – The platinum status also gets you invites to special sporting events, film festivals, food festivals, and other events on spotlight.

Dining Reservations – Platinum spells importance and AmEx has partnered with the best restaurants to give you priority to the best tables and seats even on a last minute reservation. You do not have to settle for a second choice but you will get the best spot in the best places in town.

Platinum Shopping – Have you heard how great it is to shop in Neiman Marcus, Bergdorf Goodman, or Sony using your platinum card? You can enroll your card to the InCircle Program and earn points at Neiman Marcus or Bergdorf Goodman when you shop. You can also earn Membership Reward points at the same time. You can also enjoy the VIP status with Sony.

Premium Global Assist – Well I really hope I don’t have to use this but the platinum card gives you access to a 24×7 hotline which can help you out in case you need legal or medical assistance especially when you are traveling abroad.

Roadside Assistance – Ever left your car keys in the car and the autolock engaged? Yes. That explains how this feature is very convenient.

Damage and Car Rental Loss Insurance – When you use your platinum card to rent a car, the card will take care of the insurance and you do not have to shoulder the extra cost.

Fraud Protection – AmEx will guarantee you from any fraudulent charges on your card.

Emergency Card – I salute AmEx for this service. I was once traveling in Asia and I lost a card, I got a replacement 24 hours later.

No Pre-Set Credit Limit – This does not mean that you have unlimited credit but you don’t have to worry about big spending. Sky is the limit spending from time to time can be done with a phone call to their customer service.

The Verdict

If you have read this thorough review of the Platinum Card® from American Express you might find it a surprise that you can know if you qualify for the credit card in just sixty seconds.

American Express® Preferred Rewards Gold Card

American Express® Preferred Rewards Gold Card is one those credit cards you want to have if you love to shop and travel.

Here is a quick summary of its features:

Incredible rewards program where you can turn your purchases into reward points which you can use for travel, entertainment, dining, and shopping.

Enjoy your dream vacation and get access to exclusive travel packages and offers.

Get exclusive access to major sports events, concerts, and other Gold card events. Plus, the best seats for these cool events.

Rewards System

The American Express® Preferred Rewards Gold Card gives you no pre-set spending limit. This is a great card if you can pay off what you owe every month so you will not incur finance charges.

The reward system of this AmEx gold card gives you access to a very long list of reward choices from top retailers and travel partner businesses.

Like their other credit cards, the American Express® Preferred Rewards Gold Card allow you to earn one reward point for every dollar you spend using your card. You can save these points and you don’t have to worry about any expiration date. You can earn as much points as you want.

You can checkout the Bonus Points Mall and shop online to earn double reward points from select retailers. You can use your points to purchase gadgets, designer clothes, and other items from shopAmex.com.

You can also use the rewards of your spending to fly and go to your dream destination. Aside from converting your rewards points to frequent flyer miles, you can also ask for gift cards which you can use for dining and shopping.

Other Perks

Verdict

The gold card is also a symbol of prestige if you meet people for business. An American Express® Preferred Rewards Gold Card might just impress your client and give you that yes to the deal you have been waiting for.

The American Express Plum Card is a trade terms card that has been on the market since 2007. It offers great options with pre-pay bonuses and flexible terms that business owners whose earning six to seven figures on a yearly basis will enjoy.

How the card works

When you say trade terms, it works like having a credit line. Business owners can manage their finances better when they can actually receive services and goods first then pay for them as collections or money come in.

Let us say you are in the retail business, you can get a Net 30 or a Net 60 deal with your wholesaler. This means that you don’t have to pay upfront for the goods that you have not sold yet. You can pay them after 30 days (for the N30) or after 60 days (N60) which is a typical arrangement.

Unfortunately, times are tough and you cannot expect a lot of business owners to provide goods under trade terms. Everyone is just tight. The Plum Card from AmEx allows you to get trade terms using the card so you can keep your business running. The card also gives rewards for those who pay their balances in full.

The AmEx Plum Card does not have a pre-set spending limit. You can also get a 1.5% discount on your purchases if you pay off what you owe 10 days within the closing date of your statement.

You can also defer the payment if you need to. You can practically roll the money. If you pay for 10% of your new purchase and settle your previous deferred balance, you will be eligible to defer as much as 90% of your purchase until the closing of the next cycle. You don’t have to worry about penalties when you properly roll your credit. It is as clear as N-60 trade terms when you pay off your existing balance.

Benefits

American Express is well known for their excellent benefit programs for their clients. The Plum Card qualifies you for the Open Savings which gives discounts from selected vendors and companies for all of your purchases when you use the card. You can checkout the forum on their website if you want to learn more about this network. You will also be able to get useful tips, advice about money management, and other business ideas.

Some notable benefits from the long list we can write are:

• Car rental insurance for loss and damage
• Identity theft 24 hour assistance
• Global assist
• Return and purchase protection
• Baggage insurance
• Travel accident coverage

Fees

The Plum Card from AmEx Open charges an annual fee of $185 which is typically waived for the first year. You can also request for an extra Plum Card which will not have an annual fee. Additional cards after the second one will cost you $45 each annually.

Late payment fees may be as high as $39 or about 1.5% of the balance on default. You can also incur 2.99% of the amount if it is tagged as super delinquent.

There are no over the limit fees since you do not have a spending limit that is pre-set.

Pros and Cons

Here are some reasons why you need to sign up for the AmEx Plum Card:

• Waived annual fee for the first year
• Very flexible terms of payment
• No need to worry about finance chargers
• Great set of benefits
• Avail of discounts from partner merchants
• There is no pre-set spending limit

The downside is a very short list. First its ideal for business owners earning 6 to 7 figures yearly, annual fee is a bit stiff at $185, and you will not enjoy any rewards program.

Verdict

The Plum Card from American Express is a big help for business owners who want to manage their finances well in these difficult times. Imagine no finance charges but still you get some flexible terms that you can enjoy. Two thumbs up for this card!

Blue from American Express

The Blue Card from American Express is the best pick for anyone who is looking for a credit card excellent for travel and shopping without any annual fee. It has the most comprehensive rewards program where you can earn unlimited points and not worry about any expiration dates.

Rewards Formula

The Blue Credit Card from AmEx gives you the chance to earn a point for every dollar you spend using the card. There are not expiration dates to worry about and there is no set ceiling for the reward points your can earn. The AmEx Blue follows the American Express Membership Rewards Program.

American Express partners with 21 airline companies where you can convert points to air miles. You can use two reward points for every air mile. They also have 15 partner hotels where you can use reward points for frequent guest points, receive hotel certificates, or choose from a list of 250 hotels to stay in.

Aside from the airline and hotel privileges, you also have perks if you love to shop, enjoy a relaxing cruise, or catch the hottest gig in the entertainment scene.

Shopping and Travel Benefits

Here are some of the travel and shopping perks when you have the Blue Card in your pocket:

Fees

You don’t have to worry about any annual fee. There is a 0% APR for your purchases on the first 6 months and then prime rate plus as low as 11.99% will be the going on rate. AmEx uses the average daily balance method to compute for the monthly balance.

Verdict

Blue from American Express is highly recommendable for any consumer who wants a card without any annual fee but still has a great rewards program. It may not be the best credit card when you travel but it is an excellent card for merchandize and other things you enjoy doing.

We recommend the Starwood Preferred Guest® Credit Card from American Express as one of the best hotel and travel rewards card.

Quick Summary

Starwood Preferred Guest® Credit Card from American Express allows the card holder to do the following:

Starwood Preferred Guest

The Starwood American Express is specifically tailored for consumers who want to gain Starpoints through the Starwood Preferred Guest program. There are 9 hotels that are under the Starwood tag making a long list of 960 hotels in about 97 countries. This list includes Le Meridien, Four Points, Westin, W Hotels, and Sheraton.

Rewards Program

The Starwood Preferred Guest program makes everything easy for consumers having a very lenient redemption policy.

A Starwood Preferred Guest card holder can enjoy their free nights with participating hotels without having to worry about any availability restrictions and blackout dates. You can enjoy a weekend’s stay even for as low as 2000 Starpoints. Consumers can enjoy the rewards of their spending at a moment’s notice.

The Starwood Preferred Guest program partners with hundreds of airlines so you can use your points to enjoy a great vacation.

Another great feature of the rewards program is that you can earn more points while enjoying the fruits of your spending. Earn double points when you use your card to pay for eligible purchases while staying at Starwood resorts and hotels or participating merchants.

Travel

Whether you are looking for an exciting adventure or a relaxing holiday, Starwood Preferred Guest® Credit Card from American Express makes sure that you will have a great time.

About 2,200 travel services with helpful travel experts can help you with essential stuff such as travel arrangements, emergency cash, traveler’s checks, and emergency card replacement.

Another great feature is that you can transfer your Starpoints to the frequent flyers program on a 1:1 basis on almost all participating airlines. There is also the starflights program where you can exchange a fixed amount of points for a ticket with a partner airline.

The travel program includes an accident insurance of up to $100,000, Global Assist hotline, and car rental protection.

Entertainment

Like the other credit cards from American Express, the Starwood Preferred Guest® Credit Card from American Express gives you access to some exclusive events even before the general public knows about them.

You can earn more Starpoints and save money when you use the card to purchase via the American Express Ticket Saving Center.

Verdict

Starwood Preferred Guest® Credit Card from American Express has a very good program where you can earn reward points easily. The card is light on the pocket with no annual fee on the first year and $45 moving forward. It is also an excellent tool to accumulate air miles if you are a cool, frequent traveler.