The Chase Slate(SM) credit card with BluePrint is a great credit card under the Visa brand. If you have a good credit score and looking for a credit card that has low interest rates or an attractive introductory APR of 0%, you might want to consider the Slate(SM) credit card from Chase.

Chase is now running a credit card promo for the Slate(SM) which allows you to do balance transfers of up to fifteen months with an intro APR of 0%.

The Chase Slate(SM) credit card looks like an ordinary Visa card when you look at it but it has a twist into it. The bank implements its BluePrint program with Chase Slate(SM) credit card which gives cardholders the opportunity to manage their finances easier.

BluePrint

BluePrint by Chase is a set of free features which can be used by Chase customers. It allows you to manage your spending on terms which you may find easier. Cardholders can make use of this features for free. BluePrint has the following features:

• Full Pay – you can avoid the interest rates on piling up on certain categories if you pay these items each month in full.
• Split – you can set manageable monthly payments and set your goals when you want to finish paying an item off.
• Finish it – If you want to pay off your debt faster, you can setup your terms and the bank will help you setup a reasonable plan.
• Track it – monitor how you spend and how you are paying them off, and also set your goals.

Chase Slate(SM) credit cardholders can avail of these BluePrint features for free. You can activate one or all of the four features mentioned above since they are designed to blend together so you can manage your finances better.

The cardholder may encounter terms like minimum payment, BluePrint payment, and regular payment. The BluePrint Payment actually includes your minimum payment and allows you achieve your goals in paying what you owe. Paying your BluePrint Payment means you are making progress on your goals, and you can adjust your BluePrint payment plan any time so it will fit your budget.

Cardholders do not have to worry about missing their Blueprint payment for a certain month as long as you pay the minimum or regular payment that is due.

Chase customers can setup the BluePrint features by logging into their online account or by asking for the assistance of their customer service professionals.

Pros

The biggest strength of the Chase Slate(SM) credit card is how it allows cardholders to customize their payment terms which best suits their current financial situation.

It has a 0% intro APR. It has no annual fees. You can also separate certain items which you want to pay in full and leave the others on the usual payment scheme.

Cons

This credit card does not have a reward program in place. Some customers may also see this as another card with a certain catch. The bank still has the final say on the terms so you still have to deal with the interest rates.

Fees

No annual fees for this Slate(SM) Chase credit card. Take note that you will have to shoulder 3% of the amount of the balance that you need to transfer. Cash advances also charges 3% of the amount. Late payments fees and over the credit spending may cost you as much as $39.

Verdict

The Slate(SM) credit card from Chase maybe a good card for those who have good to excellent credit scores who at times carry a credit card balances. You may opt to pay your regular item purchases in full to avoid incurring finance charges while carrying over the balance for other purchases. The Slate(SM) credit card is better than other usual credit cards which puts on finance charges for every purchase with no grace periods for carry over balances. The Slate(SM) credit card allows consumers to avoid this finance charges thru the BluePrint features and designating items to be paid in full.

Here is a video to give you an overview of the Chase Slate(SM) credit card: