If you just can’t do away with style, even in your credit card, and that style just needs to go with impressive cash rebates, you need to get a Discover® More® Card – Monogram. This credit card lets you earn cash rebates from popular purchase categories, without, of course, forgetting about the flair. You can personalize the design that’s going to be printed on the face of your card. Your initials will also be displayed in front of it.

If you think that the Monogram is all about face-value (pun intended), you’re wrong. The cash rewards you’ll get when you use this credit card is real and very practical. You can earn 5% cash rebates whenever you purchase plane tickets, cruise tickets, movie tickets, and the like. Of course, the 5% Cashback Bonus rotates throughout the year. This means that if you want to take advantage of your card fully, you should try to schedule your expenses.

For example, the Discover® More® 5% Cashback Bonus for the first quarter of the year can be earned by purchasing travel tickets, hotel rooms, and cruises from participating merchants. The 5% cash rebate from restaurant expenses, hotel stays, theme parks, and home improvement will be scheduled some other time of the year. A table of the 5% cash rebate will be given to holders of this card.

While you don’t actually get to plaster your own design on the card, several stylish card designs are available for you to choose from. What’s more, you can enjoy double rebates whenever you use gift certificates from participating partners of Discover® More®. Aside from the absence of any annual fees, you get to enjoy 0% balance transfer and purchase interest rates for the first six months.

Several benefits shared with the Platinum card are also offered. This includes a maximum of $500,000 auto rental, travel accident, and/or fraud insurance. The card also has impressive security protection features, including a separate number for online transactions.

To enjoy the 1% cash rebate, though, you will have to spend more than $3000 a year. The cash rebates before the $3000-mark will be rewarded accordingly, using a tiered system.

Thumbs up: The most unique and attractive feature of this card is the fact that you can customize its appearance. The cash rewards system, on the other hand, is pretty standard with other Discover® More® credit cards.

Thumbs down: The only downside to this credit card is the fact that its low interest rate can’t be offered for all card owners. You need to have an impressive credit rating to own this card.