The Discover Open Road credit card , formerly known as the Discover Gas Card, is a highly recommended card for those who want to get cash rewards when you purchase gas and spend for the maintenance of your vehicles.

The best features of this credit card offer is that you can buy fuel from any gasoline station and you also have an option to double the rebate value by exchanging your gained rebates for gift certificates that you can use with Discover’s partner merchants.

Discover Open Road Credit Card Reward Program

When you use your Open Road card, Discover gives a cash rebate of up to 5% for the first $100 of fuel and purchases for car maintenance every month. Aside from the gas and maintenance rebate, Discover Open Road card also pays general purchase rebates of up to 1% and 0.25% for other swipes on select discount stores and warehouse clubs.

You need to be aware also about the tiered cash back bonus. Like the Discover More card, this one earns 0.25% of rebate for the first $1500 of spending per year and 0.50% for the purchases through $3000. Amounts above the $3000 line gets 1% rebate. All of these rebates can accumulate without expiration.

For the gas and auto maintenance rebate of up to $100, almost the same scheme applies:

Purchases of up to $1200 earns the full 5% rebate

The yearly rebates that a card holder can get have no limits and will not expire as long as the card is active for a 3 year period.

Platinum Benefits

The rebates may make you smile but Discover Open Road credit card goes beyond the reward systems and injects some platinum benefits into the program. The credit card gives you access to car rental insurance, travel accident coverage, fraud protection, and other security services.

Reasonable Rates and Fees

Anyone will welcome the no annual fee teaser of any credit card and Open Road really does not charge any yearly fees. The APR of the card is very competitive and plays between 11.99% and 18.99%. Remember though that the rates will be dependent on your credit qualifications. To calculate your monthly balance, the system uses the method of daily balance average.

Discover gives an introductory rate of 0% for all purchases made during the first 6 months and balance transfers done within the first year.

The cash advance fee (3% or $5 minimum), balance transfer fee (3% for each transfer or between $10 and $75), and over the credit limit charges ($15 for balances thru $500, $30 for over $500) are very competitive in the market today.

The Discover Open Road credit card is highly recommended if you want to save some money at fuel pumps. It is best used for fuel and purchases of items to maintain your vehicle.