If you’re concerned that all those plastic credit cards are doing more damage to the planet, you can be environmentally friendly without missing out on the perks of Discover® More® Biodegradable Card’s credit benefits. Do this by getting the Biodegradable Discover® More® Card. What makes this credit card unique is that it’s the first and possibly the only green credit card available in the market today.

Let’s begin with the credit card itself. The Biodegradable Discover® More® Card lives up to its name, and is 99% biodegradable after five short years of being in a landfill or compost. Because you’re concerned about the environment, Discover® More® will also reward you with 5% cash rebates on popular purchase categories, like movies, gas, restaurants, travel, and other items.

For other purchases, you’ll get to earn a generous 1% cash rebate. You can also get Double Cash Rebates using the Cashback Bonus® whenever gift checks you’ve issued from Discover® More® partners are redeemed. These rebates also have no annual limit, and will not expire as long as you’ve kept your credit card active for the next three years.

If you think that’s already too good to be true, you’ll be pleasantly surprised with what comes next. With this credit card, you can enjoy 0% interest rates on all purchases and balance transfers for the first six months. If that doesn’t have you shopping for (earth-friendly) goodies, nothing will. To recap, below is a summary of all of the card’s pros and cons.

Good news: It’s biodegradable, gives 5% cash rebates on popular purchase categories, and 1% cash rebate on all other purchases. It has no annual rebate limit as long as your card was actively used during the 3 year term, and you don’t have to pay interest rates on purchases and balance transfers for the first six months.

Bad news: You shouldn’t be delayed in your monthly payments. The card has no stated grace period for payments, and the penalty is pretty hefty, amounting to 29.99% APR.

American Express launched a few months ago the Zync from American Express (SM) which pushes for a line of customizable credit card benefits for card holders.

Overview

The Zync from American Express (SM) is specifically designed for the hip young urban crowd who do not want to bring with them the AMEX of their parents.

The Zync credit card is like the usual American Express which requires payment of your due every end of the month and it does not have a pre-determined spending limit. This saves you the worry of paying for interest and going over your credit limit.

The marketing material used by American Express for the Zync credit card uses a language that can be understood by everyone, even by those who are not so familiar yet with personal finance. It also focuses on building a good credit history.

The rewards program of the credit card can also be customized to fit your need. It offers points for expenses in four different areas when individuals apply for the credit card.

How the Zync from American Express works

Zync allows CardMembers to select from 4 varying “packs” with each offering 2x the rewards for the different categories and giving you options on how you can spend the rewards you get. For every credit card, you will be able to get one point for each dollar you spend. You will also be able to take advantage of 3x the rewards points when you buy through 250 online partner retailers via the Bonus Points Mall.

The card comes with an annual fee of $25. The 3 of the 4 packs charges $20 each. The Eco credit card has no options and will allow card holder to get 2x the rewards points when you use it with participating green merchants.

Rewards

The Zync card offers different packs:

• Go Pack – This is ideal for those who travel a lot. The card will give you 2x the rewards points when you spend for airfare and it also comes along with a nice set of travel-related benefits.

• Social Pack – Earn double the regular rewards points when you use the card for events and when you dine out at your favorite restaurants. It also gives you special access to tickets for events even before the general public gets to know about them.

• Connect Pack – If you are the kind of spender who charges a lot for the internet, cell phone, or other communication related services then you will enjoy this Zync pack which gives 2x the rewards points for this kind of purchases. You can get mobile devices from mebershiprewards.com and you will be able to save 25% less of rewards points for your purchase. This means you can stretch your rewards points farther.

• Eco-Pack – This pack is meant for those who want to incorporate something green with their spending. This one has no annual fee, but it pushes for a lot of benefits. You can earn twice the rewards points for purchases you make with participating green merchants as selected by the Greenopia. You can also get 25% discounts on points you use when you buy eco-friendly stuff at membershiprewards.com/eco. You also get tips on how to live green via Greenopia’s Eco-concierge. American Express also buys a dollar’s worth of carbon offsets from the TerraPass for every Eco-Pack membership sold.

Benefits

Looking at the 4 different packs, the Go pack offers the most number of added benefits:

• Card holders will be signed up for the Credit Card Registry that gives assistance for Emergency Passport Replacement and reimburses up to $25,000 for fraudulent charges.

• You also get as much as 25% discount when you rent a car from Budget or Avis.

• Save as much as 20% on fees when you rent a vehicle from Hertz. This also comes with 2 days free use of a GPS when you rent the car for at least 3 days.

• When you reserve for AMEX Vacation packages through 2010 , you will be able to get $50 credit.

All of the four cards have these benefits:

• You get access to the online bills payment system, track spending via online graphs, and automatic payments.

• You can download you spending info to MS Money, MS Excel, or QuickBooks.

• When you purchase an item with a warranty of up to 5 years, you can extend the warranty of up to a year.

• When you are about 100 miles from your home, you will have access to their Global Assist Hotline.

Thumbs up features: You are able to select the categories where you can earn double the rewards points; benefits of having an AMEX credit card; online features to help you manage your finances; reputation of American Express.

Thumbs down features: The cards have an annual fee of $45 each except for the Eco Pack; Other credit cards may offer more generous rewards points system; no option for cash back.

Verdict

The Zync from American Express is ideal for those who want the freedom to customize their benefits. If you do not mind paying your balance in full each month, then Zync is packed with the benefits you might be looking for in a credit card.

The Travel Pack being offered also gives you the most value considering the $25 extra they charge for the different packs of the Zync Credit Card from American Express.

If you want to show your patriotism every time you bring out your credit card, you might want to get a Discover®  More® - American Flag edition. This, however, is exclusively for people who have impressive credit ratings. Despite the stiff requirements, the rewards from this card are worth it. You’ll get to have Platinum membership benefits with the American Flag Edition of Discover® More®.

For starters, when you get this card, you won’t have to worry about annual fees. The card also has a nice feature called the 5% Cashback bonus. In other words, you get to have rotating cash rebates for certain purchase categories on the list. For every item that you spend your money on, you’ll get points (5% if you’re on the right purchase category) which you can use to treat yourself later on.

Of course, you will have to follow a few rules if you want to get your reward. For example, you’ll have to make sure that you pay your credit card dues on time, otherwise, you’ll end up paying hefty fees for being late with your payments. Also, you’ll have to spend more than $3000 annually if you want to take advantage of the 1% cash rebate on all other purchases which don’t fall under the 5% cashback bonus promo for that season.

The best part is that all of these points don’t expire. There’s also no maximum number of points you can earn when you use your credit card. As long as you keep your credit card active, you can earn points for as long as three years. You can also earn as many points as you want as long as you pay your credit card dues on time.

What’s the catch? We’re not quite sure yet, but we do know that the American Flag Edition of Discover® More® gives other Platinum benefits including a generous ceiling of $500,000 for travel insurance, car rental insurance, and fraud. You’ll also get the necessary security features, including zero liability should your credit card be used for transactions which you did not authorize.

The Miles Credit Card by Discover Card is designed for those with good credit who want to take advantage of earning points for their purchases to exchange for travel rewards. Every dollar you charge to this card for your purchases will earn you one mile.

Through Discover’s travel rewards program, cardholderscan gain double miles through $3,000 restaurant and travel purchases. You will also earn a mile for every dollar you spend for general purchases.

Cardholders can redeem their miles do lower the airfare or cover for the entire cost of it when traveling with most US-based airlines. You can also exchange the miles for gift cards that you can use purchasing from fifty brand-name partners or you can redeem it as cash.

During the first year of the card, cardholders will be earning 1,000 miles as bonus every month that they use the card. That is a clear 12,000 bonus miles for the first year if you at least use the card every month. The maximum miles you can earn annually is 60,000 miles. The miles will not expire as long as the account will be active within a 3-year period.

Like the other credit cards of Discover, the Miles Card also provides platinum benefits to card holders. You will be able to get coverage when you rent vehicles, get travel accident insurance of as much as $500,000, and other online account related features.

The Miles credit card by Discover offers a 0% introductory interest rate for purchases and if you want to transfer any balance from your other credit cards for its first six months. There is also no annual fee. The APR is pretty competitive but take note that the better your credit score is, the better rate you will receive.

Thumbs up features: no annual fee; 0% intro rate; bonus miles; rewards program.

Thumbs down feature: the low rates are not available to everyone

Fees and Cost

• No annual fee
• 0% intro rate for purchases and also balance transfers for the first six months
• 11.99 through 19.99% APR for purchases
• 23.99% APR for Cash advance and Penalty Default interest rate
• $0.50 minimum finance charge
• Cash advance fee is 3% or minimum of $5
• Over the credit limit fee is $15 for balances through $15 and $29 for balances over $500; same fees apply for late payments made

Summary of Rewards Program

• Earn 1 mile for every dollar of spending
• Get double miles for the first $3,000 of spending on travel purchases
• For the first year of the account, card holders can get a maximum of 12,000 miles as bonus; that is 1,000 miles for every month the credit card is used
• No blackout dates and restrictions for the redeemed miles
• You can redeem the miles for cash rebates and gift certificates
• The rewards do not have an expiration but inactivity for longer than 18 months may partially or completely forfeit the bonus

Other Features

• Car rental insurance
• Up to $500K accidental insurance when you travel
• Security protection services
• Fraud protection
• Online services related to your account

Verdict

The Miles by Discover credit card is ideal for those who want a flexible rewards program that can be used for travel without being limited to any in-house travel arrangements. This credit card allows you decide and plan out your travel itinerary.

If you’re an absolute fan of the sea and you spend most of your weekends snorkeling or diving in with the sharks underwater, then it’s only proper that you get yourself a Discover® More® Card – Sealife Collection. This particular line of credit cards displays beautiful scenes from the sea which you would want to look at over and over again.

Aside from the pretty pictures, though, the Discover® More® Card – Sealife Collection has all the benefits of the Platinum line. This means that you get to enjoy 5% cash rebates on rotating purchase categories, 1% cash rebate after $3000 worth of purchase every year, security features, and more.

Those who own a Sealife Collection credit card from Discover® More® can enjoy up to $500,000 worth of insurance from travel accidents, and car rental accidents. You won’t be held liable for any fraudulent activities done using your credit card. The Platinum Sealife Collection has no annual fee, and you can enjoy 0% interest rate for your purchases and balance transfers during the first six months.

Double cash rebates are also available whenever gift checks from participating partners of Discover® More® are redeemed. The cash rewards have no limit, and they don’t expire as long as you keep your credit card transactions active for three whole years.

Probably the only downside to this card is that it’s designed for people who have excellent credit standing. If you have a history of late credit card payments, you might have a hard time getting this card. Also, if you used to have a good credit standing, but you failed to pay your dues when you use this card, you will be made to pay a hefty penalty fee.

Who says your credit card needs to look like everyone else’s? Certainly, Discover® More® cards go beyond mere uniformity. However, the Discover® More® Card – Wildlife Collection is a step ahead of aesthetically personalized cards. This line of credit cards displays a beautiful wildlife scene, letting you enjoy the pretty picture and telling other people about your passion for nature’s preservation.

More important than the face-value of the card, though, is its Platinum benefits. It has no additional annual fees, and for the first 36 months that you use your card, you can enjoy 0% interest rate on all purchases and balance transfers.

The Wildlife Collection of Discover® More® Cards is also covered by the company’s 5% Cashback Bonus promo. This means that for every quarter of the year, you get to enjoy 5% cash rebate on certain purchase categories. If you spend more than $3000 a year, you will also earn 1% cash rebate on every excess dollar that you spend.

There are also select retailers and merchants who offer double rebate promos. All you have to do is to use gift checks from these participating partner merchandisers and you’ll receive double your cash-back earnings. Holders with excellent credit history can also benefit from extra bonuses that comes with the Discover® More® Card—Wildlife Collection. Remember the insurance benefits that Platinum card holders get?

You’re also entitled to these Platinum insurance benefits if you have a Wildlife Collection card from Discover® More®. This means up to $500,000 worth of travel accident insurance, car rental insurance, or fraud insurance. If you shop online, you will also be given a unique credit card account number for security reasons. You don’t have to worry about identity theft anymore while you’re shopping online.

If you’re using your card to purchase items from participating online stores, you’re also assured of a more secure shopping experience. All you have to do is log in to your Discover® More® Wildlife Collections account, and you can browse through the merchant’s websites through your credit card pages. There’s no more risk of spywares and hackers who could be trying to siphon your credit card information from unsecured sites.

The Good: The card offers flexible cash rewards and Platinum insurance and security benefits.
The Bad: The full benefits of the card are limited to holders who have excellent credit history.

The Platinum Delta SkyMiles® Credit Card from American Express is specifically designed to denote status and prosperity just like how American Express and Delta Airlines want their consumers to experience. This platinum card from AmEx is a perfect credit card for those who are frequent fliers who want to accumulate Delta SkyMiles.

If you have an excellent credit and always on the go, having the Platinum Delta SkyMiles® Credit Card from American Express in your pocket will be very beneficial.

Here is a quick summary of its features before we go into the details:

Get closer to that next dream holiday – You can earn 20,000 miles right after your very first purchase of which 5,000 miles are Medallion Qualification Miles (MQM). Get at least two additional card members under your account and you can get 5000 miles as bonus.

Miles on steroids – It will be easier to reach Medallion status with the Miles Boost feature which qualifies you to earn as much as 20,000 Medallion Qualification Miles or MQM every year.

Pay for your ticket with your Miles – The credit card allows you to pay full or partial for your Delta or Northwest airline tickets using your Miles.

Companion Certificate – Upon renewal of your credit card, you can get a complimentary companion airline ticket on coach class.

A Perfect Airline Rewards Credit Card

Through the reward’s program of AmEx for Platinum Delta SkyMiles holder, you can earn one mile for every dollar you spend using the credit card. So, it will help when you use the card when you shop at drugstores, groceries, gas stations, hardware stores, or practically any where AmEx is accepted. The Delta Miles you earn can be redeemed through Award Travel with Delta Airlines or with the other 15 airline partners.

Another good feature of the SkyMiles card is that you even earn points when you buy tickets at Delta. Every dollar you spend means getting closer by a mile to your next great vacation.

American Express wants you to be the boss of the miles you earn. They have a program called Pay with Miles which allow you to use what you have earned to pay for your Delta or Northwest tickets. You can start doing this when you have already earned 10,000 miles and have $100 off your ticket with any Delta flight.

You can use your miles to pay in full or pay part of your airfare. You also don’t have to worry about any blackout dates. This is your exclusive benefit as a Platinum Delta SkyMiles credit card holder.

What’s good about this card is how you can enjoy the benefits of your spending especially when you travel a lot. Each bag of candy, cup of coffee, or an LED TV you buy counts for your Award Travel perks.

Platinum Delta SkyMiles Membership Benefits

One benefit your wallet and bank account will love how American Express allows you to pay what you charge over time. It will also be very convenient to have your Delta Frequent Flyer number on your credit card so your travel can go without any hassle.

Every year, you will get a complimentary Platinum Companion Certificate so you can share the benefits of your membership. Again, there is no minimum fare requirement and no need to worry about any dates on the calendar.

The Platinum Delta SkyMiles® Credit Card from American has a built in feature called Mile Boosts. This means that you can see your loved ones sooner since annually you can earn as much as 20,000 miles of MQMs. A boost of 10,000 miles can be earned when you have made $25,000 of eligible purchases. Another 10,000 miles will be rewarded to you when you get to the $50,000 line of spending.

Credit Card Perks

As a Platinum Delta SkyMiles credit card holder, you have a treasure chest of perks so you can enjoy your shopping, have access to excellent entertainment, and manage your finances without any glitch.

Entertainment

You can get access to sporting events, concerts, family shows, theater, and other exclusive premium events through Ticket Master. Save some dollars on those tickets when you use AmEx’s Ticket Savings Center. You just need to use AMEX as your promo code when you purchase your tickets.

If you love stage plays and musicals, American Express has AmEx Presents Broadway Live on Yahoo!. Aside from getting tickets before the general public knows about it, you also get to see exclusive footages, photos, and behind the curtain buzz.

The best card gives you the best entertainment access and best seat in town.

Shopping

You can enjoy an Extended Warranty with the items you purchases paid entirely using your credit card. The original warranty period of the manufacturer can be extended by up to a year. Any item which has a warranty period less than 12 months will also have an extended warranty based on the original time period.

When you purchase goods using the card, you get Purchase Protection for no extra cost. The items you buy will be protected against theft or accidental damage up to 3 months after the date of purchase.

You will also get exclusive offers as a Platinum Delta SkyMiles credit card holder.

Financial Management

The Platinum Delta SkyMiles® Credit Card from American Express also comes packed with different financial management features:

Authorize Access – basically you can appoint another person to manage your account

Identity Theft Assistance

Fraud Protection Guarantee

Online Payment system

Detailed annual spending report

Automatic payment facility

Giving Express – Use your card to give back to charity and earn points

Is the Platinum Delta SkyMiles® Credit Card from American Express right for you?

The verdict for this platinum credit card from American Express can be expressed in a sentence. If you are looking for the best airline rewards program in the market today, then you have found it with Platinum Delta SkyMiles® Credit Card from American Express.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

The Blue Cash® from American Express is the credit card of choice if you want to enjoy cash back rebates. At the moment, you can not pay another credit card in the market which pays higher rebates for things like fuel, medicine, and groceries.

Most of the credit cards have lowered their rebates because of the financial crisis but the Blue Cash from AmEx remains to be very competitive.

Here is a quick summary of its features:

Rewards

When you use your Blue Cash® from American Express to purchase things, you can earn up to 5% of cash back for all the qualifying purchases you make. The more you spend using this Blue Cash credit card the more rewarding it can be.

There is no limit on how much of cash rewards you can earn. There is also no required minimum spending to qualify.

When you spend $6,500 on your credit card, Blue Cash from American Express will boost your reward from 0.50% to 1.25% for every purchase. You can qualify for up to 5% cash back when you buy everyday stuff like fuel or grocery items.

You can add friends and family to your account. What they buy also counts under your name for more Blue Cash rebate. Recurring bills like your gym membership, phone bills, and other utilities you pay through Card Automatic Bill Pay can also earn you more cash back.

You can monitor your cash back rewards online so you can unlock your full earning potentials. A month following your Blue Cash® from American Express credit card anniversary, your cash will be credited to your account and reflected on your statement.

Other Perks

Travel protection

Customer service any where you go

Access to local currency when you travel abroad

Insurance coverage for car rental loss and damage

Guaranteed hotel rooms

Travel accident insurance

Get hold of tickets for major sporting and entertainment events

Expresspay – no need to swipe your card. Just hold the credit card up and wait for the beep of the reader

Get great deals and savings on branded merchants

Fraud protection

Purchase protection

Extend the warranty of things you buy

Manage your Blue Cash® from American Express online

Verdict

The Blue Cash® from American Express is highly recommended for those seeking cash rebates from their credit cards.

The Platinum Card® from American Express is among the best, if not the best, and most prestigious credit card across the globe. You know you can do a lot when you have this American Express Platinum Card in your pocket.

Let me share some of my experiences using this card and let me tell you it is not all hype to have the Platinum Card® from American Express.

Quick Summary

Before giving you all the details about the Platinum Card® from American Express, let me give you a glimpse of why you should apply for this credit card:

Platinum Travel Service

Fine Hotels and Resorts

Cruise Privileges

Platinum Jet, Yacht, and Limousine Services

Platinum Concierge

Platinum Shopping

Premium Global Assist

No Pre-Set Credit Limit

Enjoy these benefits among others from a long list of what you get as a platinum card holder. The Platinum Card® from American Express is definitely the best charge card on the market today. Truly, this card from AmEx is first class!

This credit card is perfect for those who travel a lot, serve high end clients, or for those who simply know how to live the life.

Credit Card Packed with Excellent Rewards

Your Platinum Card makes you eligible for the Membership Rewards First. Take note of the “First” in this rewards program since this is the high end version only offered to Platinum and Centurion credit card holders.

Basically you can earn points with every dollar you spend using your charge card. Unlike other reward programs, your reward points do not expire.

American Express has also partnered with online merchandisers through their Bonus Points Mall. You can access the sites of Target.com and other excellent brands and shops through the Bonus Points Mall. Do that and you can gain 4 points for every $1 dollar you spend. A lot of people do not maximize this feature but this is a nice and fast way to earn those reward points.

Travel Privileges

Now that we have covered the basic features of the card, let me give you reasons why I love this card. Those who go on frequent business trips or holidays will definitely consider the Platinum Card® from American Express upon reading its great travel features:

Platinum Travel Service – It is really convenient using this Platinum Travel Service to book my travel reservations. You will feel the power of your spending and save in a way too since they will go through the bookings while considering the reward points that you have already earned.

Relax when you travel – I highlighted “relax” cause it is the essence of having the access to Airport Club Lounges even when you have a coach class reservation. The airport lounges are often reserved for business class travelers but the Platinum Card® from American Express gives you and your family or two of your companions to access these lounges.

Finest Luxury Accommodations – As a platinum card holder, you have a long list of 600 luxury resorts and hotels around the globe to choose from. You can get room up grades when you check in, get sumptuous breakfast for two, check out as late as 4 pm without any hassle, and other amenities served through different partner establishments.

Cruise Privileges – I enjoy getting on a cruise to enjoy the water, the breeze, and the sun. Booking your holiday through the platinum travel service can get you a $300 credit you can spend while on the ship or have a two level upgrade of your room. Some of the partners include Winstar Cruises, The Yachts of SeaBourne, Silversea Cruises, Regent Seven Seas Cruises, Princess Cruises, Holland America Line, Cunard Line, and Crystal Cruises.

Choose from Exotic Vacation Destinations – American Express gives you access to Platinum Destination Vacation through their partners which allow you to use your reward points and give you chances to earn them as well. You can have fun at Tauck World Discovery, PrimeSport, PerryGolf, Trains and Cruises, Orient-Express Hotels, Mountain Park Travel Canada, Insight Vacations, Classic Vacations, Brendan Worldwide Vacations, AutoVenture, American Express Vacation, Abercrombie & Kent.

Membership to Premium Car Rental and Limousine Program– As a platinum card holder, you will get complimentary memberships to rental programs of National Car Rental, Avis, and Hertz. American Express has a tie up with Carey to provide executive limousine packages which also give you a chance to earn three points for every dollar you spend using the card.

Private Jet and Private Yacht Service – When you want a private plane to bring you places, Amex has partnerships with Sentient Jet Membership, Le Bas International, Delta AirElite Business Jets, Bombardier Flexjet, and Atlantic Aviation Flight Services. If you want to cruise on a private yacht, AmEx can hook you up with Fraser Yacht and International Yacht Collection which can customize destinations to various spots worldwide.

Preferred Access

You have not reached the end of the list of privileges that come with the Platinum Card® from American Express. Here are other reasons why you should apply for this platinum card:

Platinum Concierge – If you are a platinum card holder you have access to this excellent American Express Concierge service. This comes very handy when you make reservations during valentines or the Yuletide. I personally give this a two thumbs up.

Very High Profile Events – The platinum status also gets you invites to special sporting events, film festivals, food festivals, and other events on spotlight.

Dining Reservations – Platinum spells importance and AmEx has partnered with the best restaurants to give you priority to the best tables and seats even on a last minute reservation. You do not have to settle for a second choice but you will get the best spot in the best places in town.

Platinum Shopping – Have you heard how great it is to shop in Neiman Marcus, Bergdorf Goodman, or Sony using your platinum card? You can enroll your card to the InCircle Program and earn points at Neiman Marcus or Bergdorf Goodman when you shop. You can also earn Membership Reward points at the same time. You can also enjoy the VIP status with Sony.

Premium Global Assist – Well I really hope I don’t have to use this but the platinum card gives you access to a 24×7 hotline which can help you out in case you need legal or medical assistance especially when you are traveling abroad.

Roadside Assistance – Ever left your car keys in the car and the autolock engaged? Yes. That explains how this feature is very convenient.

Damage and Car Rental Loss Insurance – When you use your platinum card to rent a car, the card will take care of the insurance and you do not have to shoulder the extra cost.

Fraud Protection – AmEx will guarantee you from any fraudulent charges on your card.

Emergency Card – I salute AmEx for this service. I was once traveling in Asia and I lost a card, I got a replacement 24 hours later.

No Pre-Set Credit Limit – This does not mean that you have unlimited credit but you don’t have to worry about big spending. Sky is the limit spending from time to time can be done with a phone call to their customer service.

The Verdict

If you have read this thorough review of the Platinum Card® from American Express you might find it a surprise that you can know if you qualify for the credit card in just sixty seconds.

American Express® Preferred Rewards Gold Card

American Express® Preferred Rewards Gold Card is one those credit cards you want to have if you love to shop and travel.

Here is a quick summary of its features:

Incredible rewards program where you can turn your purchases into reward points which you can use for travel, entertainment, dining, and shopping.

Enjoy your dream vacation and get access to exclusive travel packages and offers.

Get exclusive access to major sports events, concerts, and other Gold card events. Plus, the best seats for these cool events.

Rewards System

The American Express® Preferred Rewards Gold Card gives you no pre-set spending limit. This is a great card if you can pay off what you owe every month so you will not incur finance charges.

The reward system of this AmEx gold card gives you access to a very long list of reward choices from top retailers and travel partner businesses.

Like their other credit cards, the American Express® Preferred Rewards Gold Card allow you to earn one reward point for every dollar you spend using your card. You can save these points and you don’t have to worry about any expiration date. You can earn as much points as you want.

You can checkout the Bonus Points Mall and shop online to earn double reward points from select retailers. You can use your points to purchase gadgets, designer clothes, and other items from shopAmex.com.

You can also use the rewards of your spending to fly and go to your dream destination. Aside from converting your rewards points to frequent flyer miles, you can also ask for gift cards which you can use for dining and shopping.

Other Perks

Verdict

The gold card is also a symbol of prestige if you meet people for business. An American Express® Preferred Rewards Gold Card might just impress your client and give you that yes to the deal you have been waiting for.