Review: Marriott Rewards Premier Visa Signature Card
The Marriott Rewards Premier Visa Signature Card is a credit card from Chase specifically designed for those who travel frequently and allows you to get some extra reward points if you stay at Marriott hotels, or use it for travel expenses like hotel rooms and airfares.
How it Works
You automatically get 20,000 reward points when you use your Marriot Rewards card for the first time. Then every dollar you spend using the card at a Marriott location will earn you 5 points. You get 2 points for each dollar you charge on the card for car rentals, dining, and airfare. All other purchases will give you 1 point for every dollar.
Benefits
The Marriott Rewards you earn can be used to stay for free in any of the 3,000 Marriott hotels worldwide. You can also spend it for cruises, car rentals, airfares, and other event and travel related stuff. If you travel a lot, you can use the points to access the VIP lounge of airports.
A really good feature of this premier visa signature card is that you can use the rewards for 5 day or 7 day of vacation packages. All inclusive. That means your airfare will be taken cared of, and even your dining expenses. At 70,000 points they have some good listing of cool destinations like the Caribbean or to the heart of Latin America.
Fees
You need to shoulder $65 of annual fee for the Marriott Rewards Premier Visa Signature Card.
You can take advantage of cash advances but you need to pay a 3% fee. Late payments will cost you $15 applicable to balances through $100. Late fees for balances through $250 will cost you $29 while balances over $250 will cost you $39.
Weighing the Pros and Cons
Looking at the features of the Marriott Rewards card we see these positive things:
• Annual fee is low
• Free overnight stay at a Marriott hotel is cool
• Sign up bonus of 20,000 points is good
One downside is that the rewards program is pretty restrictive. You can earn bigger points if you go to Marriott hotels.
Verdict
This card is perfect for those who travel a lot and for those who really frequent the Marriott hotels.
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