Who says your credit card needs to look like everyone else’s? Certainly, Discover® More® cards go beyond mere uniformity. However, the Discover® More® Card – Wildlife Collection is a step ahead of aesthetically personalized cards. This line of credit cards displays a beautiful wildlife scene, letting you enjoy the pretty picture and telling other people about your passion for nature’s preservation.

More important than the face-value of the card, though, is its Platinum benefits. It has no additional annual fees, and for the first 36 months that you use your card, you can enjoy 0% interest rate on all purchases and balance transfers.

The Wildlife Collection of Discover® More® Cards is also covered by the company’s 5% Cashback Bonus promo. This means that for every quarter of the year, you get to enjoy 5% cash rebate on certain purchase categories. If you spend more than $3000 a year, you will also earn 1% cash rebate on every excess dollar that you spend.

There are also select retailers and merchants who offer double rebate promos. All you have to do is to use gift checks from these participating partner merchandisers and you’ll receive double your cash-back earnings. Holders with excellent credit history can also benefit from extra bonuses that comes with the Discover® More® Card—Wildlife Collection. Remember the insurance benefits that Platinum card holders get?

You’re also entitled to these Platinum insurance benefits if you have a Wildlife Collection card from Discover® More®. This means up to $500,000 worth of travel accident insurance, car rental insurance, or fraud insurance. If you shop online, you will also be given a unique credit card account number for security reasons. You don’t have to worry about identity theft anymore while you’re shopping online.

If you’re using your card to purchase items from participating online stores, you’re also assured of a more secure shopping experience. All you have to do is log in to your Discover® More® Wildlife Collections account, and you can browse through the merchant’s websites through your credit card pages. There’s no more risk of spywares and hackers who could be trying to siphon your credit card information from unsecured sites.

The Good: The card offers flexible cash rewards and Platinum insurance and security benefits.
The Bad: The full benefits of the card are limited to holders who have excellent credit history.