The Discover® More® Card – Black is designed for people who have impressive credit ratings and who are looking to get huge rewards for it. A competitive credit card indeed, the Discover® More® Black lets card holders enjoy 5% Cashback Bonus® on specific purchasing categories, including travel, restaurants, movies, gas purchases, and more.
If you’re looking for a credit card which processes points immediately after your purchase, this is definitely the right card for you. Discover® More® Black lets you earn up to 1% on your general purchases and a maximum of 1% Cashback Bonus® on any purchase you use your card on.

Cardholders are also given the added benefit of earning a double Cashback Bonus® once they claim their rebates on gift certificates issued by participating partners of Discover® More® Card®.

The best part about this credit card is that it has no cap on the amount of rebates which can be claimed by a single card holder. Your rebates will also be valid as long as you’ve kept your card active during the 36-month-period. You don’t have to worry about expiring benefits again. Plus, the goodies don’t stop at the rewards program.

The Discover® Card® Black shares common perks with its Platinum sibling, including a maximum of $500,000 of travel insurance, fraud insurance, and auto rental insurance. The security system for this card is pretty impressive. Participating retailers and merchants will also give Discover® More® Card Black holders special discounts for every item they purchase.

The card is perfect for:
• Those who are planning to spend more than $3000 a year to earn the 1% cash rebate.
• Those who plan to use the card in participating retailers and merchandisers.
• Good little boy or girls who pay their monthly dues on time.

Word of caution
The highest cash rebate won’t be applied to all purchases made with the card. To enjoy the 1% cash rebate, you will have to spend $3000 first within one year. For other purchases made before the $3000 mark, less than 1% rebate will be given. For example, if you owned this card and spent $4000 with it, only $1000 will be given 1% cash rebate. This doesn’t include the promo 5% Cashback Bonus®.
Also, low interest rates are not given to all card holders. This will depend on your credit score.

Attractive card features: Probably what makes the card competitive over equivalents is the number of participating retailers and merchandisers who offer double cash rebates. With this card, you also get to enjoy a 0% introductory fee, and absolutely no added annual fees.