If you’re concerned that all those plastic credit cards are doing more damage to the planet, you can be environmentally friendly without missing out on the perks of Discover® More® Biodegradable Card’s credit benefits. Do this by getting the Biodegradable Discover® More® Card. What makes this credit card unique is that it’s the first and possibly the only green credit card available in the market today.

Let’s begin with the credit card itself. The Biodegradable Discover® More® Card lives up to its name, and is 99% biodegradable after five short years of being in a landfill or compost. Because you’re concerned about the environment, Discover® More® will also reward you with 5% cash rebates on popular purchase categories, like movies, gas, restaurants, travel, and other items.

For other purchases, you’ll get to earn a generous 1% cash rebate. You can also get Double Cash Rebates using the Cashback Bonus® whenever gift checks you’ve issued from Discover® More® partners are redeemed. These rebates also have no annual limit, and will not expire as long as you’ve kept your credit card active for the next three years.

If you think that’s already too good to be true, you’ll be pleasantly surprised with what comes next. With this credit card, you can enjoy 0% interest rates on all purchases and balance transfers for the first six months. If that doesn’t have you shopping for (earth-friendly) goodies, nothing will. To recap, below is a summary of all of the card’s pros and cons.

Good news: It’s biodegradable, gives 5% cash rebates on popular purchase categories, and 1% cash rebate on all other purchases. It has no annual rebate limit as long as your card was actively used during the 3 year term, and you don’t have to pay interest rates on purchases and balance transfers for the first six months.

Bad news: You shouldn’t be delayed in your monthly payments. The card has no stated grace period for payments, and the penalty is pretty hefty, amounting to 29.99% APR.