Greater Hudson Bank provides attractive interest rate for their money market account called Greater Hudson Money Market account. This money market deal lets you earn an interest rate of 1.00% APY for balances up to $99,999 and earn an interest rate of 0.15% APY for the portion of the balance of $100,000 and above.

Individuals who wants to take advantage of this best money market rate will need to deposit a minimum of $1 to open an account. This money market account requires an average daily balance of only $1 to earn interest. Best of all, it has no monthly services charges.

Additional benefits that this money market offers are free monthly paper statement, free check images, unlimited deposits, free Visa Debit card, free online banking with bill pay, and free electronic bank statement. Finally, enjoy unlimited withdrawal on your account when you visit the branch or request it by mail.

Under federal regulations, you are allowed to make up to 6 pre-authorized withdrawals, electronic transfers, or telephone transfers per statement cycle. Once you exceed the limit, a fee may be charge per transaction you make on your account. Please also note that once account is opened the interest rate of this money market account may change without prior notice, so make sure to ask the bank for their latest numbers.

It seems that a branch visit is required to open an account. Make sure to bring valid photo identification like social security card, driver’s license, or other state issued ID as part of their requirement. You also need to write a check which will be used to fund on your new money market account.

You may contact the bank’s customer service line if you still have questions or concerns with regard to their money market account, current interest rate, or requirements thru 877-692-1170. Greater Hudson Bank has 4 branches located in the cities of Middletown, Warwick, Bardonia, and White Plains in the state of New York.

Greater Hudson Bank has been in business since 2002. They have already reached over $302 million in declared assets. All deposit accounts with Greater Hudson Bank is insured with the Federal Deposit Insurance Corporation of up to $250,000. the bank has an FDIC certificate number 57145.

Electrical Workers 401 Credit Union offers attractive interest rate with their money market account called Money Maker Savings. The credit union has the following money market rate:

• $1,000.01 to $2,500         0.25% APY
• $2,500.01 to $10,000       0.50% APY
• $10,000.01 to $25,000     0.75% APY
• $25,000.01 and above      1.00% APY

This money market deal requires a minimum deposit of $1,000 to open an account. You need to maintain a daily balance of at least $1,000.01 to earn this best money market rate. A service fee may be imposed on your account if the balance falls below $1,000. The dividends earned on this high yield money market account are compounded and credited monthly.

Under federal regulations, you are only allowed to make up to 6 withdrawal or transfers to your other account or to third parties per statement cycle. The withdrawals or transfers can be made by means of pre-authorized transfer, automatic, online, check, or phone transfer. In case you exceed the withdrawal or transfer limitation, you will have to pay for a certain fee for every additional transaction you make.

The credit union allows you to access your money market account through online banking or phone banking. Through this, you can pay your bills, view your monthly statements, and even get updates for the latest news and promos that the credit union has to offer. Please note that the interest rate of this money market account is subject to change at anytime without prior notice.

Membership with Electrical Workers 401 Credit Union is open to individuals who work with EW 401 Credit Union, IBEW Local 1245 and Local 401. Immediate family and household members are also eligible to join.

You may print a copy of their membership application online and fax it or bring it to the credit union to apply. You also need to open a share savings account with a minimum deposit of $5. The credit union will require you to provide a copy of your valid photo identification like driver’s license, passport, or state issued ID.

For more information about their money market account, current interest rate, or field of membership you may call the credit union’s customer service line at 775-329-3883.

Electrical Workers 401 Credit Union is headquartered in Reno, Nevada. They have been providing assistance to its members with their financial needs since 1977. The credit union is federally insured by the National Credit Union Association and has a charter number 86754.

The First National Bank of Mifflintown invites everyone to take advantage of their money market account called Value Money Market. This money in the bank deal is tiered and has the following current money market rate:

• $100 to $9,999            0.75% APY
• $10,000 and above      1.00% APY

You can start earning this best money market rate when you deposit a minimum of $1,000 to open an account. A minimum daily balance of $1,000 must be maintained in your account in order to avoid the $6 monthly service fee. The earnings of this money market deal are compounded and paid monthly.

Under the federal law, this account limits you up to 6 transfers or withdrawals per month. Three of these six transactions may be by draft, check, or similar devices payable to a third party. This money market account permits you to make no more than 6 withdrawals, automatic transfers, or pre-authorized transfers per month. A $2 fee may be charged on your account per transfer or withdrawal made in excess to the limitations provided.

The bank offers internet banking for you to be able to monitor your account. You can even pay your bills and receive your monthly statements online. If you do not have an internet, you can use their free telephone banking in managing your account. Take note that the interest rate of this best money market account are subject to change anytime without prior notice.

A branch visit is needed in order to open an account. You need to bring a copy of your valid photo identification which includes social security card, driver’s license, or passport. The First National Bank of Mifflintown has several branches in Pennsylvania State in the cities of Thompsontown, East Waterford, Shermans Dale, Elliottsburg, Port Royal, Ickesburg, New Bloomfield, Loysville, and Mifflintown.

You may want to contact the bank first before visiting their office if you still have questions or concerns with regard to their money market account, current interest rates, or requirements at 717-436-2144.

The First National Bank of Mifflintown has been assisting its customers with their financial needs since 1889. They are considered to be one of the largest bank in the state of Pennsylvania that have earned over $381 million in declared assets. All deposit accounts with the bank is insured of up to $250,000 with the Federal Deposit Insurance Corporation. The First National Bank of Mifflintown has an FDIC certificate number 7613.

Oritani Bank is running a promotion with their money market account. This money market deal is open to new account holders of the bank. You also need to open a checking account and set up a direct deposit. For initial direct deposit, it must be ported on your checking account within 45 days of account opening. Once you meet all of this requirements, this best money market account will earn the following current interest rates:

• $0.01 to $49,999.99     1.25% APY
• $50,000 and above       0.70% APY

If you did not open a checking account with direct deposit, you will still receive a competitive interest rate on your money market account. Here are the following money market rates:

• $0.01 to $49,999.99     1.00% APY
• $50,000 and above       0.70% APY

This best money market account requires you to maintain an average daily balance of at least $1,000 to avoid the $10 monthly service fee. The money market promo will expire on 2nd July 2012. Starting 3rd July 2012, your money market account rates and term will be converted to its original dividend rate.

The bank allows you to make up to 6 pre-authorized transfers or withdrawals per month. The best thing about this money market account is that you are allowed to make unlimited deposits and withdrawals if it was process over the counter. You also get to enjoy additional benefits like free online banking with bill pay, free e-statement, free phone banking, and bounce protection.

A branch visit is required to open an account. Make sure to bring identifying documents like driver’s license, passport, or other state issued identification with your current address and phone number on it. If you still have questions about this money market promo, current interest rates and requirements you may call customer service line at 888-674-8264.

Oritani Bank has branches located in the cities of Woodcliff Lake, Bergenfield, Union City, Cliffside Park, Township of Washington, Emerson, Teaneck, Fairview, Ridgefield Park, Hackensack, Paterson, Ho Ho Kus, Ridgefield, Jersey City, Park Ridge, New Milford, Palisades Park, and North Bergen in the state of New Jersey.

The bank was established in 1911. They have reached over $2.5 billion in declared assets. Oritani Bank is a member of the Federal Deposit Insurance Corporation and has a certificate number 28866.

Members United Credit Union is providing a competitive interest rate for their money market account. The credit union has the following money market rates:

• $2,500 to $24,999        0.80% APY
• $25,000 to $49,999      1.00% APY
• $50,000 and above       1.00% APY

You are required to deposit a minimum of $5 to open an account and maintain an average daily balance of $2,500 or more to earn this best money market rate and at the same time to avoid monthly service fee. The earnings of this money market deal are compounded and credited monthly.

Under the federal regulations, the credit union limits you to make up to 6 withdrawals or transfer to your other account or to third parties per statement cycle. And this can be made by means of pre-authorized transfers, phone, automatic, online, or check. In case you exceed the withdrawal or transfer limitations, a fee may be charge per transaction on your account. Take note that interest rate may change once account is opened, so make sure to ask the credit union for their latest numbers.

Membership with Members United Credit Union is open to federal and military employees or retirees in the counties of Worth, Turner, Tift, Thomas, Terrell, Sumter, Seminole, Randolph, Quitman, Mitchell, Miller, Lowndes, Lee, Lanier, Irwin, Grady, Echols, Early, Dougherty, Decatur, Cook, Colquitt, Clinch, Clay, Calhoun, Brooks, Berrien, Ben Hill, Baker, and Atkinson in the state of Georgia. Employees of Merck Chemical, Ryan’s Steak House, Sumter County Sheriff’s office, Sam’s Club of Albany, Road America, Lance Snack Food Company, and Columbus Country Club as well as all residents of Muscogee and Dougherty Counties are eligible to join.

Consumers who want to apply for membership will have to download and print the membership application online. Fill up the application form and prepare for a copy of your valid photo identification which includes driver’s license, social security card, or passport and visit one of the credit union’s branch to apply. You will be required to deposit a minimum of $5 to open a share savings account as part of the membership requirement.

For more information about the credit union’s money market account, current interest rates, field of membership, or requirements you may call their customer service line at 888-822-1633. Members United Credit Union has 3 branches located in Albany, Georgia.

Members United Credit Union has been in business since 1934. They have already reached 6,098 members with over $42 million in declared assets. The credit union insured with the National Credit Union Association and has a charter number 67394.

Delta County Credit Union is pushing for their best interest rate money market account called Daily Money Manager. This money market account is tiered and has the following current interest rates:

• $2,500 to $4,999 0.50% APY
• $5,000 to $24,999 0.75% APY
• $25,000 to $49,999 1.00% APY
• $50,000 and above 1.00% APY

This money market deal requires you to deposit a minimum of $2,500 to open an account. You are required to maintain an average daily balance of $2,500 or higher to earn the best money market rate. In case your balance falls below $2,500 your funds will be transferred to your share savings account, meaning you will forfeit your money market account.

The earnings of these money market account are compounded and paid monthly. Please note that the dividend rate may change anytime upon the credit union’s discretion. You may contact their customer service to get their latest money market rate.

There are also transaction limitations for this best money market account and this includes:

• the minimum additional deposit that an account holder can make for this money market account is $100 after opening
• the minimum amount for withdrawal in this money market account is $100
• during the monthly cycle, you can not make more than 6 transfers or withdrawals to your other account or to third parties by means of automatic transfer, phone, instruction, or pre-authorized. If you exceed the transfer limitations and excess withdrawal fee $5 will be charge per transaction.

Take note that the credit union has the discretion to close your account for excessive transfers or withdrawals per statement cycle.

Membership with Delta County Credit Union is open to individuals who live, worship, attend school, work, retirees, do business and is an active part of an organization located in Delta County, Michigan. Immediate family and non-relatives living in the same household are also eligible to join. You also need to open a share savings account which will require a minimum deposit of $5.

For additional information about this best money market rate, field of membership and requirements you may contact the credit union’s customer service line at 906-786-7213 or 906-789-6680. Delta County Credit Union is headquartered in Escanaba, Michigan.

Delta County Credit Union has been assisting its members with their financial needs since 1960. All deposit accounts are insured of up to $250,000 with the National Credit Union Association with charter number 62454.

AmTrust Direct offers attractive interest rates with their money market account called Premium e-Money Market account. This money market deal is tiered and has the following current interest rates:

• $0.01 to $4,999.99       0.25% APY
• $5,000 and above         1.15% APY

Consumers can take advantage of these best money market rates when you make an initial deposit of $5,000 to open an account. The best thing about this is that you still get to earn this best interest rate even your account balance is only $0.01. Of course, the higher your balance the better interest rate you can earn.

This money market account requires an average daily balance of at least $1,000 to avoid the $10 monthly service fee. There is no limit for the number of deposits that you make on your account. However, you are limited up to 6 withdrawals or transfers per month under the federal regulations. You can withdraw or transfer funds for a maximum of $2,500 per month.

Additional features of this best money market account are free online banking with bill pay, free electronic bank statement, direct deposit option, and account is insured of up to $250,000 by the Federal Deposit Insurance Corporation. Please do remember that the current interest rates are subject to change anytime without prior notice.

It appears that a branch visit is required to open an account. AmTrust Direct is headquartered in Westbury, New York. You need to provide valid identification with your picture, current address, and phone number listed on it. If you have additional questions with regard to their money market account and current interest rates you may call their customer service hotline at 888-228-8146.

AmTrust Direct has been assisting its customers with their financial needs since 1859. They have an FDIC certificate number 16022.

Cloverbelt Credit Union offers an enticing interest rate for their money market account. This money in the bank deal is tiered and has the following current interest rates:

• $2,000 to $9,999.99       0.85% APY
• $10,000 to $24,999.99   0.95% APY
• $25,000 to $74,999.99   1.00% APY
• $75,000 and above         1.05% APY

You can start earning this best money market rate when you have to maintain and deposit a minimum of $2,000 to open an account and earn the best interest rate. The credit union may charge a monthly service fee on your account is your balance fall below $2,000. The dividend rates of this best money market account is subject to change without prior notice.

This money in market deal allows you to make up to 6 transfer or withdrawals to your other account with the credit union or to a third party by means of phone transfer, automatic transfer, online, pre-authorized transfers, or check. Make sure that you do not exceed the limitations to avoid additional charges on your account.

The credit union allows you to access your account by simply signing up for their internet banking. You can even make free online bill payment and view your electronic bank statements. If you do not have an access online, you may also use their free telephone banking to access your money market account.

Membership with Cloverbelt Credit Union is open to anyone who resides or works in the counties of Marathon, Taylor, Lincoln, Shawano, Clark, Langlade, Wood, and Portage in the state of Wisconsin. Relatives of active members are also eligible to join.

You will be required to visit the credit union’s office to apply for membership. You will be required to open a share savings account with minimum deposit of $50. the credit union will also request for a copy of your valid photo identification like driver’s license or state issued ID.

You may want to contact the credit union first before visiting their office if you still have questions with regard to their money market rate, membership eligibility, or requirements thru 866-214-1395. Cloverbelt Credit Union has 3 branches located in the cities of Wausau and Weston, Wisconsin.

Cloverbelt Credit Union was federally chartered in 1936. They already have 16,825 members with over $166 million in declared assets. The credit union is covered by NCUA and has a charter number 66844.

Lenco Credit Union is still providing attractive interest rate with their money market account. The credit union lets you earn an interest rate of 1.00% APY. You will be required to make an initial deposit of $2,500 to open an account. You also need to maintain this balance or have a higher deposit to earn this best money market rate at the same time to avoid their monthly service fee.

Unlike other money market account, this account has no restrictions on the amount of deposits, transfers, or withdrawal. The dividends earned are compounded and paid monthly. Take note that the interest rate may change any time, so make sure to contact the credit union for their latest money market rate.

Membership with Lenco Credit Union is open to persons who reside, work, attend school, worship, or retired in Lenawee County in the state of Michigan. Employees of the credit union and their relatives are also eligible to join. Membership requires you to open a share savings account with a minimum deposit of $5. Make sure to bring valid picture identification like driver’s license or other state issued ID.

For more details about their money market account, current interest rates, field of membership, or requirements you may call their customer service line at 866-905-3626. Lenco Credit Union is headquartered in Adrian, Michigan.

Lenco Credit Union has been providing a wide range of deposit account to its customers with their financial needs since 1970. Currently, they have 5,787 members with over $58 million in declared assets. The credit union is federally insured with the National Credit Union Association and has a charter number 60991.

A 2.27% APY CD and MMA certainly won’t go without getting noticed in Florida. This is why those who are in the vicinity are certainly lucky because Floridian Community Bank is offering this in the next few days. Depositors are asked to hurry, though, because CD and MMA rates rise and fall without warning. So far, the trend has been a downward slope. If you want to make your idle money grow, it’s time to take advantage of the high rate.

It must be noted that this is a long term CD/MMA though. You will have to keep your money in the bank for at least 5 years. Early withdrawals will be penalized, and the penalty for these long term CD/MMAs tend to be steep. Some go by as much as a year’s worth of dividends. Ask the bank representative just to be on the safe side. While this is certainly one of the best money market rates today, also take note that money market accounts are a bit more complicated that certificate deposit accounts. It has the added features of a checking account, but it’s also tied to more terms. Educate yourself before opening an account.

The minimum deposit for this account is relatively low. All you have to do is maintain at least $10,000 to benefit from the high rate. Money market accounts also have a cap deposit of $250,000. This is a high cap rate unless you’re planning to put all your life savings in a single bank account. Balances beyond $250,000 will yield only 0.88% APY. You must also maintain at least $2500 in the account to dodge the monthly fees.

If there’s a cause for concern when investing in this bank, it’s the institution’s financial soundness. DepositAccounts.com has rated it three out of four stars. Bankrate.com has mixed ratings of two- and three- stars out of five—also not very impressive. The bank is an FDIC member, though, and there is always that federal insurance to fall back to if things go wrong. The bank has been an FDIC member since 2003. To know more about the insurance details, check FDIC Certificate # 57382.