Springfield First Community Bank invites consumers to take advantage of their money market account which has a competitive interest rate. This money market deal lets you earn an interest rate of 1.01% APY. You are required to deposit and maintain a minimum balance of $1,000 to open an account. You also need to maintained an average daily balance of at least $2,500 to waived the monthly service fee of $10.

Federal regulations limit you to make up to 6 withdrawals or transfers which are made through check or debit per statement cycle. A $10 excess fee will be charged for the succeeding transactions you make per item. You can only make unlimited withdrawals or transfers if it was made in person. Take note that the current money market rate is subject to change anytime upon the banks discretion.

The bank allows you to manage your account and pay your bills anytime using online banking. You can even check your the activities of your account and view your monthly statements online. If you do not have a computer and an internet, you can also use their 24/7 phone banking to assist you with all your concerns with regard to your account. All deposit accounts with Springfield First Community Bank is insured of up to $250,000 by the Federal Deposit Insurance Corporation.

It appears that a branch visit is required in order to open an account. Springfield First Community Bank is headquartered in Springfield, Missouri. You need to complete the application form and submit a copy of your valid picture ID which will use to verify you and your address. You also need to write a check which will be deposited on to your new money market account. For more details about their money market account and current rates, please call customer service at 417-882-8111 or 877-882-8112.

Springfield First Community Bank was established in 2008. The bank has an FDIC certificate number 58892.