Gulf Coast Federal Credit Union offers attractive interest rate with their money market account which has 3 tiers. The credit union has the following current money market rates:

• $10,000 to $49,999                    0.95% APY
• $50,000 to $99,999                    1.00% APY
• $100,000 and above                   1.10% APY

The earnings of this money market deal is paid on a monthly basis. You must also have a minimum of $25 or more to avoid monthly service fees on your account. For you to earn their best interest rate you must at least have a balance of $10,000 or higher. In case it goes below $10,000, you will only earn the banks regular share rate.

This best money market account has great features like direct deposit, payroll deductions, online banking and bill pay. You are also allowed to have a maximum of 6 withdrawal or transfers per month. In case you exceed, you will be charge $25 fee per transaction. The interest rate for this money market account is subject to change anytime without prior notice.

Individuals who want to become a member of Gulf Coast Federal Credit Union must work, worship, live, attend school in the counties of San Patricio, Jim Wells, and Nueces in the state of Texas. Current members who have relatives that wants to join the credit union are also eligible.

You need to visit one of the credit union’s offices to apply for membership. First, open a share savings account with a minimum deposit of $5.00. You also need to maintain this balance to keep your account open. You are also required to pay $2.50 for the one time membership fee. You may also call customer service for questions or concerns with regard to their money market and current interest rates thru 800-239-3985.

The credit union has a total of 3 branches located in the cities of Corpus Christi and Alice in the state of Texas.

Gulf Coast Federal Credit Union has been providing its services to its customers since 1940. They currently have over $97 million in declared assets. The credit union is also a member of the National Credit Union Association with charter number 4060.