The East Idaho Credit Union pushes for their competitive money market offering which has a top interest rate of 1.75% APY. The program is called Insured Money Market Account and offers the following earning tiers:

$2500 - $19999 1.06% APY
$20K - $74999 1.25% APY
$75K Up 1.75% APY

The current interest rate may be a bit lower compared to what you can find in other states but it is among the top in the local market of Idaho. These money market rates may change any time so it will be best if you get an update of the figures from their customer service.

Federal guidelines with regard to withdrawals from your account apply. There are also fees in effect in case you go over the monthly withdrawal limit.

The money market account comes with free e-statements, free use of online banking, free auto transfers and direct deposit.

Membership to the credit union is open for those who live, work, or headquartered in the counties of Jefferson, Teton, Madison, Fremont, Clark, Lemhi, Custer, Butte, and Bonneville which are all in Idaho. Those who live 25 miles from Shelley City may be also qualify. You may also be eligible because of family or employment affiliation. The union requires a $5 deposit into a share savings account and a one-time $1 membership fee.

The credit union was established back in 1935. It has a member base of about 30,000.

East Idaho Credit Union is covered by the NCUA.