Do you live in Georgia? Then you can take advantage of a money in the bank deal by opening Georgia Primary Bank’s money market account. This MMA yields up to 1.95% APY, which is definitely one of the top money market rates today. Aside from its high yield, this money market account a low minimum maintaining balance compared to other accounts earning the same interest rate.

To take advantage of the 1.95% APY, you just need to make sure that you keep at least $100,000 in the bank. This is also a tiered account, so you’ll still be earning interest even if you’re maintaining less than $100,000. The lower rates aren’t as competitive, though. This MMA also has all the benefits of a regular savings account, including a maximum of six ATM transactions in a month. For every excess ATM transaction, you’ll be charged $3.

To open the account, you just need to deposit $10. As long as you maintain your daily balance at $2,500, you won’t be charged any service fees. You will also be issued a VISA Checkcard when you open this MMA. With these benefits thrown into the bag, this is definitely more than just the best money market rate today.   

Just make sure that you check the bank’s website before opening the account, though. These rates can be fickle, and you might sign up for a lower interest rate if you’re not careful. Georgia Primary Bank is a fairly new bank, having only been established in 2007. Despite the newness of the bank, it maintains a pretty impressive rating for sound and safety.

The bank’s health earned itself four stars from Bankrate.com and an impressive five stars from BauerFinancial.com. The bank is a member of the FDIC, and is federally insured under FDIC Certificate # 58523.