1.01% APY Best money market rate with Millennium Bank

Millennium Bank continues to offer attractive interest rate for their money market account called Premier Money Market. This money market deal is tiered and has the following current interest rates:

  • $1,000 to $4,999              0.50% APY
  • $5,000 to $9,999              0.70% APY
  • $10,000 to $19,999          0.85% APY
  • $20,000 and above           1.01% APY

Individuals who wants to take advantage of this money market rate will be required to make a minimum deposit of $1,000 to open an account. You will also be required to maintain an average daily balance of $1,000 or more to earn this best money market rate at the same time to avoid their monthly service charge worth $10. The interest rate earned on your money market account is compounded and paid every month.

Under the federal regulations, you are only allowed to make up to 6 transfers or withdrawals by means of check, automated transfer, pre-authorized, or phone transfer. A service fee of $3 may be charge for every transfers or withdrawals you make when you have already exceed the limitations. Please be reminded that the current interest rates are subject to change without prior notice.

The bank allows you to access your account using their free online banking with bill payment and view your electronic bank statement. In case you do not have access online, you can use their free phone banking or another option is to visit one of the bank’s office near you.

It appears that a branch visit is required in order to open an account. You need to provide valid picture ID with your current address listed on it which includes driver’s license, social security card, or state issued ID. You can get detailed information about their money market account and requirements by calling their customer service line at 785-761-2265.

Millennium Bank headquartered in Junction City, Kansas which was established in 2007. All deposit accounts are insured up to $250,000 with the Federal Deposit Insurance Corporation and has a certificate number 58466.

Posted on 11th January 2012 by Randell in Money Market Rates - Comments (0)

1.01% APY Best money market rate with State Employee’ Credit Union

State Employee’ Credit Union is still pushing for the best interest rate money market account. This money market account lets you earn an interest rate of 1.01% APY and only requires a low minimum opening balance of only $250. You need to maintain an average daily balance of $250 or more in order to earn this best money market rate and avoid the $2 monthly service fee.

The earnings of this money in the bank deal are compounded daily and paid monthly. You can monitor your money market account using online banking, phone banking, or by visiting the credit union’s office. Please note that the dividend rate of this best money market account is subject to change without notice.

Withdrawals and transfers from your money market account to your other accounts or third party are limited up to 6 times per statement cycle. These can be made thru internet transfer, voice response transfer, phone transfer, overdraft transfer, and automated transfers. If you exceed the limits, the credit union may imposed a penalty on your money market account.

Membership with State Employee’ Credit Union is open to anyone who lives or works in the state of North Carolina. North Carolina National Guard members, pensioners, and employees of the Public Boards of Education are also eligible to join. Immediate family and household members are also welcome to join.

First, print a copy of their membership application form which can be found on the credit union’s website. Complete the form, fax or mail it back to the credit union. You can also bring the application to one of their local branches near you. You will also be required to open a share savings account that needs a minimum deposit of $25. Make sure to bring valid photo identification since the bank will be requesting for it.

You may contact the credit union’s customer service line if you have questions or concerns with regard to their money market account, current interest rate, membership eligibility, or requirements thru 888-732-8329. State Employee’ Credit Union office is located in Raleigh, North Carolina.

State Employee’ Credit Union provides a wide range of deposit accounts to assist its members with their financial needs since 1937. They are considered as 1 of the largest credit union in the nation and has 1.6 million members with over $21.5 billion in declared assets. The credit union is insured by the National Credit Union Association and has a charter # 66310.

Posted on 10th January 2012 by Randell in Money Market Rates - Comments (0)

1.15% APY Best money market rate with Alliance Bank & Trust

Alliance Bank & Trust still offers competitive interest rate for their money market account. This money market deal is tiered and has the following current interest rates:

  • $0 to $1,999.99                   0.30% APY
  • $2,000 to $7,499.99            0.55% APY
  • $7,500 to $9,999.99            0.60% APY
  • $10,000 to $24,999.99        0.79% APY
  • $25,000 to $99,999.99        1.15% APY
  • $100,000 and above            1.45% APY

You will be required to make an initial an initial deposit of $1,000 to open an account. The account does not require a minimum balance to earn this best money market rate, although there will be a monthly service fee of $5 may be imposed if your account balance falls below $1,000.

Under the federal regulations you are allowed to make up to 6 withdrawals by means of draft or check per statement cycle. You must not exceed the withdrawal limitations to avoid penalty. Plus, you are allowed to make unlimited withdrawals over the counter and ATM.

The bank lets you use their free online banking to access your money market account. You can also enjoy free online bill payment and view your electronic bank statement. Take note that the interest rate of this money market account may change anytime without prior notice, so make sure to ask the bank for their latest numbers.

You can start earning this best money market rate by simply completing the online application. You will be ask to send a copy of your valid photo identification like social security card, driver’s license, or other identifying documents as part of their requirement.

You may contact the bank’s customer service if you have questions with regard to their money market account and current interest rate or if you need assistance in completing the online application thru 704-867-5828. You may also choose to visit one of the bank’s branch located in the cities of Kings Mountain, Gastonia Downtown, Shelby, and Gastonia Union Road in the state of North Carolina.

Alliance Bank & Trust has been assisting consumers and businesses with their financial needs since 2003. The bank is insured with the Federal Deposit Insurance Corporation and has a certificate number 57733.

Posted on 9th January 2012 by Randell in Money Market Rates - Comments (0)

1.00% APY Best money market rate with Pacific Trust Bank

Pacific Trust Bank offers a money in the bank opportunity with their money market account called Choice Money Market. This money market deal is a promotional offer which is valid for new deposits with the bank which also requires a checking account relationship. The promo for this money market is valid until 31st of March 2012. The following are the current money market rates:

  • $0 to $2,499               0.05% APY
  • $2,500 and above       1.00% APY

You can start earning this best money market rate when you deposit a minimum of $2,500 to open an account. You must also maintain an average daily balance of $2,500 to avoid the monthly service fee on to your account. The interest rate earned on this money market account is compounded and paid monthly.

Federal regulations limits you withdraw or transfer funds to another bank account of yours or to third party for up to 6 times per statement cycle, and this can be made by means of pre-authorized, phone, automatic transfer, check, debit card, or draft. In case you exceed the limit, your money market account may result to a penalty fee or closure.

Since this best money market account requires you to linked a checking account to earn this best interest rate. The checking account requires an initial deposit of $100 to open an account. Please be reminded that the interest rate of this money market account may change anytime without prior notice.

Consumers who want to open a Choice Money Market account may complete the online application or visit one of the bank’s branch. Pacific Trust Bank is located in the cities of Century City, Temecula, Chula Vista, San Marcos, Clairemont Mesa, Riverside, El Cajon, Rancho Bernardo, and La Jolla in the state of California. You may call the bank first if you still have questions with their money market account and requirements at 619-691-1519.

Pacific Trust Bank has been providing financial assistance with their customers since 1941. All deposit accounts with the bank is insured of up to $250,000 with the Federal Deposit Insurance Corporation and has a certificate number of 15953.

Posted on 8th January 2012 by Randell in Money Market Rates - Comments (0)

1.10% APY Best money market account with Incredible Bank

Incredible Bank provides an attractive interest rate for their money market account called Incredible Money Market. The bank has the following current money market rates:

  • 1.10% APY for balances of $2,500 to $249,999
  • 0.60% APY for portion of the balance above $250,000

Individuals who want to take advantage of these best money market rates will be required to deposit and maintain a minimum balance of $2,500. If your account balance falls below $2,500, you will then be charge of $10 monthly service fee. The dividend rate earned on this best money market account is compounded daily and paid monthly.

You are allowed to make up to 6 withdrawals per monthly cycle. In case you exceed the limit, a service charge worth $10 will be imposed per additional transaction you make. You can make your deposits or withdrawals to your money market account through wire transfer, online banking, mailing a check, or visit one of the bank’s branch. Incredible Bank has several branches in the states of Michigan and Wisconsin. Please note that the interest rates listed above are subject to change any time without prior notice.

Individuals who want to take advantage to this high yield money market account will have to visit the bank’s website to open an account. The bank will be requesting you to provide your social security number and driver’s license number, you will also need to mail them a copy of this identification with your picture and current address on it. If you still have questions or concerns with regard to their money market account and requirements you may call their customer service at 877-261-4750.

Incredible Bank is a division of the River Vally Bank which is headquartered in Wausau, Wisconsin. They have already reached over $990 million in declared assets. The bank is also a member of the Federal Deposit Insurance Corporation and has a certificate number 19772.

Posted on 5th January 2012 by Randell in Money Market Rates - Comments (0)

1.00% APY Best money market rate with El Paso Employees Federal Credit Union

El Paso Employees Federal Credit Union invites its members to take advantage of their money market account. This money in the bank deal is tiered and has the following current money market rates:

  • $2,500 to $24,999.99      0.75% APY
  • $25,000 and above          1.00% APY

Individuals who want to earn this best money market account requires a minimum deposit of $2,500 to open an account. You also need to maintain an average daily balance of $2,500 or more to earn this best interest rate at the same time to avoid the $5 monthly service fee.

Federal regulations limits you of up to 6 transfers or withdrawals per statements cycle. The transfer or withdrawal can be made through pre-authorized, automatic transfer, phone, or by check. Take note that the interest rate of this money market account is subject to change without prior notice.

Membership with El Paso Employees FCU is open to anyone who live, attend school, work, or worship in El Paso County in the state of Texas. You may want to call their customer service line for additional information about their field of membership, requirements, or money market account at 888-373-3281.

El Paso Employees Federal Credit Union was established in 1936. They have an NCUA charter number 1792.

Posted on 12th December 2011 by Randell in Money Market Rates - Comments (0)

1.05% APY Best money market rate with Elkhorn Valley Bank and Trust

Elkhorn Valley Bank and Trust continues to provide competitive interest rates with their money market account. This money market deal is tiered and has the following current interest rates:

  • $0 to $2,499.99                   0.50% APY
  • $2,500 to $24,999.99           0.90% APY
  • $25,000 to $49,999.99         1.05% APY
  • $50,000 to $74,999.99         1.15% APY
  • $75,000 to $99,999.99         1.25% APY
  • $100,000 and above             1.35% APY

This money market account requires an initial deposit of $2,500 to open an account. The account does not require any minimum balance to earn this best interest rate but you still need to maintain a daily balance of at least $2,500 to avoid the monthly service fee of $5.The earnings of this money in the bank deal are compounded daily and paid monthly.

Withdrawals or Transferring funds from your money market account to your other account with Elkhorn Valley Bank and Trust or to third parties by means of automatic transfer, check, telephone transfer, or pre-authorized are limited to 6 per statement cycle. In case you exceed the limit for the qualifying cycle, you will then have to pay for an additional fee for every transaction you make. Take note that the interest rate of this money market account may change anytime without prior notice, so make sure to check with the bank for their latest numbers.

The bank allows you to access your account through telephone banking, you can process your transfer, check the activities of your account, and even get information about their other deposit accounts. Another option is to use their online banking, for this option you will also be able to check the activities on your account, order checks, make bill payments, and view you monthly statement.

It appears that you need to visit one of the bank’s branch to open an account. You will also be requested to provide a copy of at least 1 valid picture ID like driver’s license, social security card, or other state issued ID. You may want to contact the bank first if you still have questions or concerns with regard to their money market account thru 402-371-0722. Elkhorn Valley Bank and Trust has a total of 7 branches located in the cities of Norfolk, Hoskins, and Pierce in the state of Nebraska.

Elkhorn Valley Bank and Trust was chartered in 1943. They are also insured under the Federal Deposit Insurance Corporation with certificate number 16553.

Posted on 11th December 2011 by Randell in Money Market Rates - Comments (0)

1.14% APY Best money market rate with First Choice Bank

First Choice Bank is providing an attractive interest rates for their money market account. This money in the bank deal has the following current money market rates:

  • $1,000 to $9,999.99              0.90% APY
  • $10,000 to $249,999.99        1.15% APY
  • $250,000 and above              1.40% APY

You start earning this best money market rate when you open an account and deposit a minimum of $1,000. This balance must also be maintained in order to avoid the $10 monthly service fee. The dividends of this best money market account are paid every month.

This money market deal allows you to make up to 6 transfers or withdrawal by means of pre-authorized transfer, check, automatic transfer, online, and over the phone. A fee may be charged on every transaction you make if you exceed the limit. Please also remember that the interest rate of this money market account may change anytime without prior notice.

Once you become an account holder, you will be able to enjoy some features that the bank offers. You can start monitoring your account by using online banking. You get to make bill payments for free and receive your electronic bank statements. In case you do not have access online, you can also use their telephone banking. Through this service, you can view your account activities, process your transfers, and ask for information about their other deposit account products.

Consumers who want to take advantage of this money market rate may visit one of the bank’s branch to apply. First Choice Bank has several branches in New Jersey state in the cities of Hamilton, Robbinsonsville, and Lawrenceville. Make sure to bring valid picture ID with your current address and telephone number on it. If your current address is not listed on your ID, then you can also submit a copy of your pay stub, utility bills, or credit card statement. For more information about their money market account you may call their customer service hotline thru 609-989-9000.

First Choice Bank has been assisting its customers since 2007. They have grown to have over $598 million in declared assets. The bank is also insured with the Federal Deposit Insurance Corporation and has a certificate number 58471.

Posted on 8th December 2011 by Randell in Money Market Rates - Comments (0)

1.00% APY Best money market rate with Commerce Bank

Commerce Bank invites consumers to take advantage of their best interest rate money market account called Premier Money Market. You can earn an interest rate of 1.00% APY when you open an account. The bank requires you to deposit and maintain a minimum of $5,000 to open an account and earn this best money market rate.

This money market deal requires you to have a Lion’s Share Checking account, and you will need to make at least 3 transactions per month in order to earn a higher interest rate.

Under the federal regulations, you are limited to make up to 6 withdrawals or transfers on your money market account by pre-authorized transfer, telephone, and online transfer including bill pay per month. You are also permitted to make transfers by debit card or check, not more than 3 of the 6 limits for transfers. Please note that the interest rate may change after account is opened. Fees may also reduce the earnings.

In addition, you also get to enjoy great features being an account holder with Commerce Bank. You will be able to take advantage of their free online banking so that you can monitor your account from time to time, pay your bills, and even view your monthly statements. You can also use their 24 hour telephone banking to check the activities of your account or make a balance transfer.

There are several ways to apply, first is to visit the bank’s website and click the apply button. Complete the application form, submit a copy of your driver’s license, passport, or social security card, and a check which will be deposited on to your new money market account. Another option is to visit one of the banks branches which are located in the cities of Holden, Worcester, Leominster, Westborough, Marlborough, West Boylston, Milford, Webster and Shrewsbury in the state of Massachusetts. For more details about their money market account and current interest rates, please call customer service at 508-797-6800.

Commerce Bank has been providing financial service to its customers since 1955. They have grown to have over $1.3 billion in declared assets. The bank is a member of the Federal Deposit Insurance Corporation and has a certificate number 17484.

Posted on 3rd December 2011 by Randell in Money Market Rates - Comments (0)

1.00% APY Best money market rate with Alco Federal Credit Union

Alco Federal Credit Union is still pushing for their money market account which has a very competitive interest rate. This money market deal earns you an interest rate of 1.00% APY when you open an account. You will be required to make an initial deposit of $2,500 to open this best money market account. You also need to maintain this balance or more to earn this best money market rate at the same time to avoid the monthly service fee.

This money in the bank deal allows you to make up to 3 withdrawals per month after which a fee will be imposed for every transaction you make. The minimum withdrawal amount is $300. The dividend earned on this money market account is compounded and paid every quarter. Take note that the credit union may change the interest rate of this money market deal anytime without prior notice.

The credit union also provides additional perks which you can take advantage of like free online banking with bill pay, free electronic bank statement, and free telephone banking. You can also visit the credit union’s office to make deposits, withdrawals, or transfers.

Membership with Alco Federal Credit Union is available to persons who live, attend school, work, or worship in, and business and other legal entities located in the county of Allegany, New York. Ivolunteers in the community, employees of the credit union, and immediate family or household are eligibile to join the credit union.

You may visit one of the credit union’s office to apply for membership. Alco Federal Credit Union branches are located in the cities of Wellsville, Cuba, Friendship, and Belmont in the state of New York. You need to bring a copy of your valid picture ID or other identifying documents since the credit union will be requesting for a copy. You will also be required to open a share savings account with a minimum of $50.

The credit union’s member service line is open to answer all your inquiries with regard to their membership eligibility, requirements, or current money market rate just call them at 585-593-4959.

Alco Federal Credit Union has been in business since 1953. They are federally insured with the National Credit Union Association and has a charter number 8975.

Posted on 26th November 2011 by Randell in Money Market Rates - Comments (0)