Flagstar Bank provides an attractive interest rate for their money market account called Simply Money Market. This money market deal is tiered and has the following bonus interest rates which can be earned for the next 4 months:

• 1.15% APY will be earned on balances up to $10,000
• 0.30% APY will be earned on the portion of the balance above $10,000

After 4 months of earning this bonus interest rate, you will earn their standard money market rate. Please note that the money market bonus is offered to new account holders only.

These best money market rates can be earned when you make an initial deposit of $1 to open an account. You will be required to maintain an average daily balance of $5,000 to avoid a service charge fee of $10 every month. The interest rate earned on this best money market account are compounded and paid monthly.

You can make unlimited deposits or withdrawals in person, through ATM, or by mail. According to the federal regulations, you are only allowed to make up to 6 pre-authorized, online, automatic or phone transfers, or check or debit withdrawals to third party per statement cycle. Take note that the dividend rate may change any time without prior notice. Fees may also reduce the earning of your money market account.

The bank allows you to access your account using their free online banking with bill pay, you can check the activities of your account and view your monthly statements. Another option to do this is to use their free telephone banking, not only that you can monitor your account but you can also check the promos that they are offering.

It seems that you need to visit one of the bank’s branch near you to open an account. You will be asked to provide a copy of your valid photo identification like driver’s license, social security card, or passport. You also need to bring cash or check to fund your new money market account.

To get detailed information about their money market promotion and requirements you may contact their customer service line at 800 945-7700. Flagstar Bank has several branches located in Michigan, Indiana, and Georgia State.

Flagstar Bank has been in business since 1987. They have a total of 135 branches and has reached over $13.62 billion in declared assets. The bank is a member of the Federal Deposit Insurance Corporation with certificate number 32541.

Old Town Bank offers a competitive interest rate with their personal money market account. The bank provides a money market account that is tiered and has the following current interest rates:

• for balances of $100 to $2,499.99 earns an interest rate of 0.10% APY
• for balances of $2,500 to $9,999.99 earns an interest rate of 0.35% APY
• for balances of $10,000 and above earns an interest rate of 1.00% APY

This money market deal requires a minimum of $100 to open an account. Of course, you must have a higher deposit to earn a better interest rates. The dividends earned on this best money market account are compounded and paid monthly. Please remember that the interest rate may change anytime without prior notice.

Federral regulations limits this money market account of up to 6 withdrawals or transfers by means of pre-authorized or phone transfers per statement cycle. A fee of $5 will be charged per transaction if you exceed the given limitation. In addition your account may be converted to a non-interest bearing checking account.

It appears that you need to visit the bank to open an account. You will also be asked to provide documentations as proof of identification and address, these includes your social security card, driver’s license, or passport. If you current address is not listed on those ID then you need to provide a copy of your utility bill, pay stub, or credit card statement. If you have questions with regard to their money market account, current interest rates, or requirements, you may contact the bank at 828 456-3006.

Once you have established your money market account, you will then get a privilege in using their online banking in managing your account. In this way, you can also pay your bills, view you monthly statements, and check the latest promos. You can also use their telephone banking in managing your account if you do not have an internet.

Old Town Bank has been helping its customers with their financial needs since 2007. They are headquartered in Waynesville, North Carolina. The bank is insured with the Federal Deposit Insurance Corporation and has a certificate number 58561.

Texas Security Bank has an ongoing promotion with their money market account. New money market account holder will earn an interest rate of 1.00% APY for the first 90 days of account opening. Once you reached the 91st day, the interest rate will return to its current published rate listed on the bank’s website.

If you open a new checking account, the money market bonus will be extended to another 90 days. After the extension is done, you will earn the current money market rate. This best money market rate is offered until 31st of March 2012 only.

Consumers who want to take advantage of this money market bonus rate must make an initial deposit of $2,500 to open an account. You need to maintain an average daily balance of $2,500 to avoid monthly service on your account. The interest rate earned are compounded daily and paid monthly. Take note that the current money market rates is subject to change anytime without prior notice.

There are several perks that this money market offers like free personalized money market checks, an overdraft protection or automatic transfers are available, and account insured of up to $250K with the Federal Deposit Insurance Corporation. Finally, you get to access your money through ATM, personalized money market checks, in person, or online.

This best money market account also has transaction limitations as per federal law. You can only make up to 6 transfers or withdrawals per statement cycle to other accounts with the bank or to third party by means of pre-authorized transfer, automatic transfer, or thru phone.

You may visit the bank’s office to open an account. You will be asked to complete their application form and provide personal information like name, address, phone number, and social security number. The bank will also be requesting a copy of your valid picture ID as proof of identification like driver’s license or passport. For more information about their money market account, promo, or requirements please call their customer service at 469 398-4800.

Texas Security Bank was established in 2008 and they are headquartered in Dallas, Texas. Currently, they have 2 branches and has already reached over $160 million in declared assets. The bank has an FDIC certificate number 58739.

Lomto Federal Credit Union provides an enticing interest rate for their money market account which requires a very low minimum opening balance of $500. This money market deal is tiered and has the following current interest rate:

• earn 0.85% APY for balances of $500 to $9,999
• earn 1.25% APY for balances of $10,000 and above

The earnings of this money market account are compounded and paid monthly. You to make up to 6 withdrawals by means of pre-authorized, automatic, phone, online, or check per statement cycle according to the federal regulations. The dividend rate may change once account is opened, so make sure to contact the credit union and ask for the latest money market rate. Fees may also reduce the earnings of your account.

Individuals who want to become a member of Lomto Federal Credit Union must be residing, working, attending school, or worshiping, or businesses and other legal entities located in certain areas of west side of Manhattan. Immediate family which includes spouse, children, parents, siblings, grandchildren, and grandparents are also eligible to join.

You can join the credit union by visiting one of their branch. You must complete the membership application form, pay a one time membership fee of $3, open a share savings account with a minimum deposit of $25. you must also obtain proof of name and residency such as passport, birth certificate, resident alien card, tax identification, or social security card. Please note that you must maintain a balance of $25 on your share savings account to avoid termination of your membership.

For additional information about their money market account, current interest rate, field of membership, or requirements you may call their member service line at 212 947-3380. Lomto Federal Credit Union has branches located in New York and Woodside in the state of New York.

Lomto Federal Credit Union was founded in 1936. They have grown to have 2,981 members with over $225 million in declared assets. All deposit accounts with the credit union is insured with the National Credit Union Association of up to $250K. They have an NCUA charter number 1532.

MAC Federal Credit Union provides a money in the bank opportunity with their money market account. The credit union has the following current money market rates that are tiered:

• 0.35% APY for balances of $2,500 to $4,999
• 0.50% APY for balances of $5,000 to $9,999
• 0.60% APY for balances of $10,000 to $24,999
• 0.75% APY for balances of $25,000 to $49,999
• 1.00% APY for balances of $50,000 and above

You can start earning this money market deal when you make an initial deposit of $2,500 to open an account. You must also maintain an average balance of $2,500 or more to earn this best money market rate. The dividends earned on this money market account are compounded and paid monthly.

Under the federal regulations, you can only make up to 6 transfers or withdrawals to your other account with the credit union or to third party by means of automatic transfers, pre-authorized, online, phone, or check per statement cycle. Once you exceed the limitation, you will be charged of a certain fee per excess transaction made. Take note that the interest rate of this best money market account may change once account is opened, so make sure to check with the credit union for their latest money market rate.

Membership with MAC Federal Credit Union is open to individuals who live, work, worship, or attend school in, or businesses and other legal entities located in the Fairbanks North Star Borough. You can also be a member of the credit union if you are:

• military personnel, civilian working on Fort Wainwright
• retiree of the armed forces living in Fairbanks area
• members of AUSA – Polar Bear Chapter
• employees of all civil services like BLM, NAF, and AAFES
• employees and students in Fairbanks North Star Borough

Employees who belong to one of their select employee groups and their immediate family by blood or marriage are also eligible to join. All you need to do is to visit the credit union’s office to apply. You need to open a share savings account which will require an initial deposit of $10 and pay for their one time membership fee of $5. You also need to submit a copy of your valid photo ID like driver’s license or state issued ID.

If you still have questions or concerns with regard to their field of membership, money market rate, or requirements please call member service hotline at 877 883-1253. MAC Federal Credit Union has branches located in the cities of Fort Wainwright and Fairbanks in the state of Alaska.

MAC Federal Credit Union was founded in 1952. They have over 14,111 members with $86 million in declared assets. The credit union is federally insured by the National Credit Union Association and has a charter number 8080.

F&A Federal Credit Union offers an attractive interest rate for their money market called Money Market Plus. This money market deal earns you an interest rate of 1.06% APY. You need to make an initial deposit of $2,500 to open an account. You must have an average daily balance of $2,500 to earn this best money market rate.

The interest rate on this money market account accrues daily and paid monthly. The best thing about this account is that you can make withdrawals and deposits without penalty. The credit union also allows you to access your account using their online banking, you can check the activities of your money market account, pay your bills, view your monthly statements, and even know the latest promos online. Another option is to use their free phone banking. Please note that the dividend rate of this best money market account may change without prior notice.

If you are not yet a member of F&A Federal Credit Union and you want to take advantage of their money market account then you must an employee of Los Angeles County Lifeguards, Cooperative Agricultural Extension Program of the University of California, Office of the Farm Advisory, County of Los Angeles Fire Department, County of Los Angeles Agricultural Commissioner / Weights and Measures, and Los Angeles County Fire Fighters Local 1014.

In addition, the credit union also serves employees and their immediate family contracted with the L.A. County Fire Department for fire protection service in the following selected cities of Agoura Hills, Avalon, Bell Gardens, Calabasas, Commerce, Duarte, Huntington Park, La Canada Flintridge, La Puente, Lancaster, Montebello, Palmdale, Pomona, Rolling Hills Estates, San Marino, Signal Hill, Walnut, and a lot more. You may check the complete list of the credit union’s field of membership in their website.

It appears that a branch visit is requires in order to apply for membership. You need to open a share savings account which requires a minimum deposit of $5 and submit a copy of your valid picture identification like driver’s license or passport. For more information about their membership money market account, membership eligibility, current interest rate, or requirements you may contact their customer service line at 323 268-1226.

F&A Federal Credit Union is headquartered in Monterey Park, California and was established in 1936. They are one of the largest credit union in the state of California and has already reached 41,070 members with $1.17 billion in declared assets. F&A Federal Credit Union is insured with the National Credit Union Association and has a charter number of 1493.

Cross River Bank provides attractive interest rate for their regular money market account. This money market account has an interest rate of 1.00% APY that you can earn once you open an account. The best thing about this money market account is that it does not have monthly maintenance fee and does not require any minimum balance to earn interest.

This money market deal allows you to make up to 6 transactions by check or ACH withdrawal every month. In case you exceed the given limitation, a fee will be charge per transaction you make and the account may also be subject to closure.

The money market account does not charge any check printing fees. You can also monitor your account using free online banking with bill pay and even view your monthly statements. You can also use their free phone banking in accessing your account. Please remember that the interest rate provided by the bank may change any time without prior notice.

Individuals who wants to earn this best money market rate may visit one of the bank’s office to apply. You just need to complete the application form, submit a copy of your valid ID with your current address and picture on it. You also need to bring a check or cash to fund your new money market account.

Since there is a very limited information with regard to their money market account on the bank’s website, you may contact their customer service line to gather more information about their account specifics, current interest rates, or requirements at 201 808-7000.

Cross River Bank is headquartered in Teaneck, New Jersey. They have been providing financial assistance to consumers and businesses since 2008. All deposit accounts are insured with the Federal Deposit Insurance Corporation of up to $250K. The bank has an FDIC certificate number 58410.

Customer Bank invites consumers to take advantage of their money market account which has a very competitive interest rate. This money market deal has an interest rate of 1.00% APY which can be earned when you open an account. The bank requires you to deposit a minimum of $10,000 to open an account. You must maintain an average daily balance of $1,000 to avoid the $5 monthly service fee, but you must have at least $10,000 on your account to earn this best money market rate.

The maximum deposit that you can make on this account is $500. The credit union allows you to make not more than 6 pre-authorized transactions per statement cycle. There will be a $5 fee charge per excess transactions you make. Please be reminded that the interest rate of this money market account may change without prior notice. Fees may also reduce the earnings of your money market account.

The bank allows you to use their free online banking and phone banking for you to be able to manage your account by checking the activities made, paying your bills, viewing your monthly statement, or be updated with the latest promos that the bank is offering.

Consumers who want to start earning this best money market rate may complete the online application, call the bank, or visit one of the bank’s branch to apply. You will be required to submit your valid ID with your picture and address showing like driver’s license or passport. In case your current address is not listed on the ID that you will be submitting, then you must provide a copy of your utility bill.

You may contact the bank to get detailed information about their money market account, current interest rate, or requirements at 866 476-2265 or 610 933-2000. Customer Bank has several branches in the state of New Jersey, Pennsylvania, or New York.

Customer Bank has been assisting its customers with their financial needs since 1991. Currently, they have grown to have over $1.69 billion in declared assets. Customer Bank is insured with the Federal Deposit Insurance Corporation and has a certificate number 34444.

Navy Army Community Credit Union is offering a competitive interest rate for their money market account. This money market deal lets you earn an interest rate of 1.00% APY which requires you to deposit a minimum of $2,000 to open an account. You must also maintain this balance or have a higher to deposit to earn this best money market rate and avoid the monthly service fee.

This money market account allows you to make unlimited withdrawals and deposits when it is made over the counter. The minimum amount of withdrawal in this money market account is $500. The earnings of this money market deal are compounded and paid monthly.

The credit union limits you to make up to 6 transfers or withdrawals on your money market account to your other account or to third party by means of check card, check, pre-authorozed transfer, automatic, phone,or other similar order per statement cycle. Take note that the dividend rate of this money market account is subject to change any time without prior notice.

Members who want to take advantage of this best money market account will be required to visit one of the credit union’s branches to open an account.

Membership with Navy Army Community Credit Union is open to individuals who live, attend school, worship, or work in the counties of Arkansas, Jim Wells, Nueces, Bee, Kleberg, and San Patricio. You may complete the membership apllication online or visit one of the credit union’s office to apply. You will also be ask to bring the following documents:

• driver’s license or passport
• document showing your social security number like payroll stub or social security card
• check or cash of at least $40 payable to the credit union, or $60 if you plan to open both share savings account and checking account. This also includes a $15 one time membership fee.

Take note that you must maintain at least $25 on your share savings account in order to remain a member of the credit union. For more information about their money market rate, account specifics, field of membership, or requirements, please do not hesitate to contact their member service line at 361 986-4500 or 800 622-3631. Navy Army Community Credit Union has several branches in Texas state in the cities of Beeville, Rockport, Corpus Christi, Portland, and Kingsville.

Navy Army Community Credit Union was founded in 1955. Currently, they have grown to have 89,157 members with over $1.25 billion in declared assets. The credit union is a member of the National Credit Union Association and has a charter number 9998.

Credit Union of Atlanta offers a competitive interest rate for their money market account called Share Plus Money Market account. This account is a combination of checking account and money market account which pays a higher dividend rate. You can earn up to 1.00% APY if you open an account. This money market deal requires you to deposit a minimum of $2,000 to open an account. You must also maintain a average daily balance of at least $500 to avoid the $10 monthly service fee. You must maintain a minimum average daily balance of $2,000 to earn this best money market rate.

The earnings of this money market account are compounded and paid monthly. This best money market account allows you to write up to 3 checks and you can also make up to 3 withdrawals without penalty. Once you exceed the limit, the credit union may charge a fee for every succeeding withdrawals you make. Direct deposit through payroll deduction or social security is available in this account.

You can also access your account anytime using their phone banking and online banking system. You can monitor the activities of your account, check your monthly statements, pay your bills, and check for the latest promos. Please also remember that the interest rate of this money market account may change anytime without prior notice.

Membership with Credit Union of Atlanta is open to employees of Atlanta Development Authority, Zoo Atlanta, Fulton County Government, Enterprise Car Sales of GA, Victory Tabernacle Church, Wheat Street Church, City of Atlanta, Mt. Nebo Baptist Church, and ATL Renewal Community Program “ACORA”. Employees, residents and their immediate family located within the area of membership are also eligible to join. You may find the list of their select employee groups and zip codes on the credit unions website.

Individuals who wants to become a member of Credit Union of Atlanta must visit their office to apply. You will be ask to provide a copy of your valid picture ID and open a share savings account with an initial deposit of $25. If you are not sure if you qualify for membership, you may contact the credit union’s member service line at 404-658-6465. Credit Union of Atlanta has a total of 3 branches located in Atlanta, Georgia.

Credit Union of Atlanta was established in 1928. Currently, they have grown to have over 16,041 members with $72 million in declared assets. The credit union is federally insured with the National Credit Union Association and has a charter number 67383.