1.01% APY Best money market rate with Crossroads Credit Union

Crossroads Credit Union continues to offer attractive interest rate for their money market account. This money in the bank deal earns you an interest rate of 1.01% APY. All you need to do is to make an initial deposit of $2,500 to take advantage of this best money market rate. You are required to maintain an average daily balance of $2,500 or more to avoid monthly service fee and to earn this best interest rate.

Unlike other money market accounts, you are allowed to make unlimited withdrawals as long as you maintain $2,500 on your account. In case you fall below the maintaining balance, you will have to shoulder for the penalty plus you need to pay for the withdrawal fee. The dividend earned on your money market account is paid every month.

You can also use the credit union’s online banking to check on the activities of your money market account, make bill payments, and view your monthly statements for free. You must remember that once your account is opened the interest rate may change, so make sure to ask the credit union for their latest money market rate.

Membership with Crossroads Credit Union is open to anyone who work, worship, live, attend school, or owns a business in the counties of Harvey, McPherson, and Marion in the state of Kansas. Relatives of existing members are also eligible to join.

It seems that a branch visit is required to apply for membership. Please remember to bring valid picture ID with your current address and phone number listed on it like social security card, driver’s license or other identifying documents. You also need to open a share savings account which will require a very minimal deposit of $5.

You can always call the credit union’s 24 hour customer service line for questions or concerns with regard to their money market rate and requirements at 620-367-2285 or 866-668-2285. Crossroads Credit Union office is located in Goessel, Kansas.

Crossroads Credit Union was federally chartered in 1950. The credit union is a member of the National Credit Union Association and has a charter number 68557.

Posted on 25th November 2011 by Randell in Money Market Rates - Comments (0)

1.00% APY Best money market account with Altoona Regional Health System Federal Credit Union

Altoona Regional Health System Federal Credit Union headquartered in Altoona, Pennsylvania is pushing for the best interest rate with their money market account. This money market deal has the following current interest rates:

  • $2,500 to $25,000           0.65% APY
  • $25,000.01 and above     1.00% APY

You can take advantage of these best money market rates when you open an account and deposit a minimum of $2,500. You must also maintain an average daily balance of $2,500 or higher to earn the disclosed interest rate. The dividend of this money in the bank deal is compounded and paid every month.

Under the federal regulations, you are only allowed to make up to 6 transfers or withdrawals per cycle. This can be done through check, automatic transfers, pre-authorized, or by phone. Once you exceed the limit for transfers or withdrawal, you will be charge of a certain per transaction you make.

This best money market account provides additional perks like free online banking with bill payment, free copy of monthly statements which can be viewed electronically. You can also use their online banking to inquire about your money market account status. Lastly, you can visit their office to make unlimited deposits. Please note the the dividend rates may change upon the credit union’s discretion. Other fees may also reduce the earning of your account.

Membership with Altoona Regional Health System Federal Credit Union is open to employees, doctors, technicians, medical stuff, volunteers, and full time registered students of Altoona Hospital. Members of Mercy Hospital Employees Federal Credit Union and Altoona Veeder Root Federal Credit Union including employees of Rustic Barns & Shed, Veeder Root, Ansley & Lewism Champion Builders Company, and Mid-State Tool and Supply Company are also eligible to join. Immediately family and household members are also welcome to join the credit union’s membership.

You will be required to visit one of the credit union’s branches to apply for membership. Altoona Regional Health System Federal Credit Union is located in the cities of Altoona and Duncansville, Pennsylvania. Simply fill up the membership application form and open a share savings account. You need to make an initial deposit of $5 to open an account. You also need to present a valid picture identification since the credit union will ask for a copy. For additional information about their field of membership and money market rate you may contact the credit union at 814-889-2270.

Altoona Regional Health System Federal Credit Union was established in 1970. They have an NCUA charter number 20378.

Posted on 23rd November 2011 by Randell in Money Market Rates - Comments (0)

1.11% APY Best money market rate with Albany Federal Employees’ Credit Union

Albany Federal Employees’ Credit Union invites its members to take advantage of their money market account which has an attractive interest rate. The credit union has the following current money market rates:

  • $2,500 to $24,999        0.80% APY
  • $25,000 to $49,999      1.00% APY
  • $50,000 and above       1.11% APY

This money market deal requires an initial deposit of at least $2,500 to open an account. You also need to maintain this balance or have a higher deposit to earn their best money market rates at the same time to avoid monthly service fee. This money market account allows you to withdraw or transfer funds for up to 6 times per statement cycle. If you exceed the limit, you will then have to pay for the service fee on every withdrawal or transfer you make.

The credit union offers free online banking for you to be able to monitor your account, pay your bills, and view your monthly statements. You can also use their free telephone banking to make transfers or to inquire about your money market account. Please do remember that the interest rate of this money market account is subject to change anytime without prior notice.

Individuals who want to become a member of Albany Federal Employees’ Credit Union must be military or federal employees or retirees in the counties of Worth, Turner, Tift, Thomas, Terrell, Sumter, Seminole, Randolph, Quitman, Mitchell, Miller, Lowndes, Lee, Lanier, Irwin, Grady, Echols, Early, Dougherty, Decatur, Cook, Colquitt, Clinch, Clay, Calhoun, Brooks, Berrien, Ben Hill, Baker, and Atkinsonin the state of Georgia. Employees of Sam’s Club of Albany, Ryan’s Steak House, Sumter County Sheriff’s Office, Merck Checmical, and all the residents of Dougherty county are also eligible to join the credit union’s membership.

You may print the copy of the membership form, fill it up and mail it to the credit union along with a copy of your most recent valid picture identification and a check worth $5 which will be deposited on to your new share savings account. Another option is to visit one of the credit union’s branches located in Albany, Georgia. If you still have questions or concerns with regard to their membership, current money market rates, or requirements please call their member service line at 888-822-1633.

Albany Federal Employees’ Credit Union was opened in 1934. The credit union is federally insured by the National Credit Union Association and has a charter number 67394.

Posted on 22nd November 2011 by Randell in Money Market Rates - Comments (0)

1.00% APY Best money market rate with Heritage South Credit Union

Heritage South Credit Union is still pushing for their money market account which has competitive interest rates. This money market deal has the following current money market rates:

  • $2,500 to $4,999        0.50% APY
  • $5,000 to $10,000      0.50% APY
  • $10,001 to $25,000    0.75% APY
  • $25,001 and above     1.00% APY

For you to earn these best money market rates you must make an initial deposit of $2,500 to open an account. You must also maintain an average daily balance of $2,500 or more to earn the best interest rates. As per federal regulations, you are limited up to 6 withdrawals or transfers per statement cycle. If you exceed the limit, you will then have to pay a transaction fee for each withdrawal or transfer that you make.

This money in the bank deal also provides perks which you can take advantage of like phone banking and online banking. You can check the activities of your account, pay your bills online for free, and even view you monthly statements electronically. Please also remember that once you have open your new money market account the interest rates may change, so I suggest that you ask the credit union first about their current numbers.

Heritage South Credit Union membership is open to individuals who reside, worship, work, or attend school in the counties of Lee, Talladega, St. Clair, Shelby, Clay, Coosa, Calhoun, Chilton, and Tallapoosa in the state of Alabama. Members of the family including persons who live in their household are also eligible to join the credit union’s membership.

There are two ways to apply for membership, you can complete the application online or visit one of the credit union’s branches. You will be required to open a share savings account with a minimum deposit of $25. You also need to submit at least 1 valid picture identification like driver’s license, state issued ID, or social security card.

For more details about the credit union’s membership eligibility, current money market rates, and requirements please call their member service line at 888-245-4776. Heritage South Credit Union has several offices in Alabama state in the cities of Sylacauga and Childersberg.

Heritage South Credit Union has been in business since 1937. The credit union is insured of up to $250,000 per account holder with the National Credit Union Association. They have an NCUA charter number 68586.

Posted on 21st November 2011 by Randell in Money Market Rates - Comments (0)

1.00% APY Best money market account with Blue Hills Bank

Blue Hills Bank provides a money in the bank opportunity with their money market account which has competitive interest rates. This money market deal has the following current interest rates:

  • $10 to $2,499                0.10% APY
  • $2,500 to $9,999           0.60% APY
  • $10,000 to $24,999        0.90% APY
  • $25,000 to $999,999      1.00% APY

You are required to deposit a minimum of $2,500 to open an account. An average daily balance of $5,000 must be maintained in order to avoid the monthly service fee. This money in the bank deal allows you to write up to 6 checks per month. In case you exceed this limit, you will then have to pay for a fee whenever you a write check.

The bank allows you to manage your account by subscribing to free online banking. You can check the activities on your account and even pay your bills online for free. You also get to receive you monthly statements electronically for free. Please note that once the account is opened the interest rate may change, so make sure to contact the bank and ask for their latest money market rate.

Individuals who want to take advantage of this best money market rate has 3 ways to open an account. You may complete the application online, call the bank to apply, or visit one of their branches. You will also be required to submit at least one valid picture ID like passport, social security card, or driver’s license, make sure to have your current address listed on the ID that you will be presenting.

For more information about the bank’s money market account, current interest rate, or requirements you may call customer service line at 617-361-6900. Blue Hills Bank has branches located in Massachusetts state in the cities of Dedham, Boston, Brookline, Norwood, Hyde Park, and West Roxbury.

Blue Hills Bank was established in 1871. They have a total of 6 branches and has reached over $925 million in declared assets. The bank is insured with the Federal Deposit Insurance Corporation and has a certificate number 90160.

Posted on 16th November 2011 by Randell in Money Market Rates - Comments (0)

1.01% APY Best money market account with First Bank of Delaware

First Bank of Delaware offers competitive interest rates for their money market account. You can earn up to 1.01% APY when you open a money market account. You will be required to make an initial deposit of at least $1,500 to open an account. You also need to maintain this balance in order to earn this best money market rate and to avoid service charge.

This money market deal requires you to make up to 6 transfers or withdrawals per statement cycle. Your transfers or withdrawals can be processed by means of automatic transfer, pre-authorized, over the phone, or through check. If in case you exceed the limit, you will have to pay for a certain fee for every transaction that you make.

Another feature of this best money market account is that you get to access and manage your account through online banking. You can even make bill payments and receive your monthly statements electronically free of charge. Take note that this money market rate may change once account is opened, so make sure to ask the bank first for their latest numbers.

Individuals who want to open a money market account has several ways to apply. You can complete the application online, send a check which will be use to fund your new money market account, and submit a copy of your valid picture identification such as social security card, passport, or driver’s license. Another option is to contact the bank and lastly to visit one of the bank’s branch.

You may call their customer service line if you have questions or concerns with regard to their money market account, current interest rate, or requirements at 302-529-5984 or 888-323-3511. First Bank of Delaware has 2 branches located in Wilmington, Delaware.

First Bank of Delaware has been helping its customers with their financial needs since 1999. They are also insured with the Federal Deposit Insurance Corporation and has a certificate number 34929.

Posted on 14th November 2011 by Randell in Money Market Rates - Comments (0)

1.20% APY Best money market rate with Doral Bank NY

Doral Bank NY is running a money market promotion which gives a guaranteed interest rate of 1.20% APY for the first 3 months upon opening of the account. You are required to deposit and maintain a balance of at least $5,000 on your account to earn this best interest rate. After the 3 month introductory period, your money market account will earn the base interest rate of 0.50% APY.

This money market deal requires you to have an average daily balance of $1,000 to avoid the charge of $4 monthly service fee. Under federal regulations, you are limited to 6 third party payments, automatic transfers, and pre-authorized transfers per statement cycle. In case you exceed the limits, you will be charge $10 for each transaction that you make. The dividend earned on this best money market account is compounded daily and paid monthly.

You can monitor your money market account by signing up to free online banking and get free online bill pay as well. You also get to review you monthly statements online. If you do not have a computer, you can use their free telephone banking to check the activities of your account and make other requests. In addition you will receive a free ATM / debit card and make unlimited transactions through Doral Bank ATM machines.

This money in the bank deal is only available to New York residents only. You may visit one of the bank’s branch to open a money market account. Doral Bank NY has 3 New York state branches located in 623 5th Avenue, 345 Park Avenue South and 875 3rd Avenue in the city of New York. Please note that once the account is opened the interest rate may change, so I suggest that you contact the bank and ask for the latest interest rates as well as their promotion. You may contact their New York office at 212-584-6820.

Doral Bank NY has been in business since 1981. They have already grown to have over $7 billion in declared assets. The bank is insured with the Federal Deposit Insurance Corporation of up to $250,000 per account. They have an FDIC certificate number 32102.

Posted on 5th November 2011 by Randell in Money Market Rates - Comments (0)

1.01% APY Best money market rate with Altamaha Federal Credit Union

Altamaha Federal Credit Union provides a very competitive interest rates for their money market account. This money market deal has the following current interest rates:

  • $2,500 to $5,000        0.60% APY
  • $5,001 to $25,000      0.85% APY
  • $25,001 and above     1.01% APY

You earn these best money market rates when you make an initial deposit of $2,500 to open an account. You must also maintain an average daily balance of $2,500 or more in order to earn these best interest rates. You need to contact the credit union to find out more about detailed information on their money market account which includes account limitations and other features.

Membership with Altamaha Federal Credit Union is open to those who live, work, worship, or attend school in the counties of Wayne and Long in the state of Georgia. You can also become a member of the credit union if you have relatives who are existing members. Once you become a member, you can start enjoying all the discounts and free services that the credit union provides.

It is very easy to join, you just need to visit one of the credit union’s branches located in the cities of Jesup, Ludowici, and Screven in the state of Georgia. You need to complete the membership application form and open a share savings account which requires a minimum deposit of $25 to open an account. You are also required to submit a copy of your valid identification or documentations like driver’s license, passport, or social security card.

If you are not sure if you are qualified to become a member or if you have other questions with regard to their money market account, you may call customer service line at 912-427-8924.

Altamaha Federal Credit Union started providing financial services to its members in May of 1955 and was named as Rayonier Employees Federal Credit Union. In August of 1987 their name was changed to Altamaha Federal Credit Union and they have already grown to have over $50 million in assets. The credit union is also registered under the National Credit Union Association and has a charter number 10262.

Posted on 4th November 2011 by Randell in Money Market Rates - Comments (0)

1.26% APY Best money market rate with St. Pius X Church Federal Credit Union

St. Pius X Church Federal Credit Union invites its members to take advantage of their money market account which has a very competitive interest rate. This money market deal is tiered and has the following current interest rates:

  • $2,500 to $50,000      1.01% APY
  • $50,001 and above     1.26% APY

You can start earning this best money market rate when you deposit a minimum of $2,500 to open an account. You also need to maintain this balance or have a higher balance on your account to earn this best interest rate. The earnings of this money market deal is credited on to your account every month.

Unlike other money market accounts, you are allowed to make unlimited withdrawals. The credit union allows you to transfer funds for up to 3 times per statement cycle. If you exceed this limit, you will then have to pay for a certain fee whenever you transfer funds from your other account or to a third party.

You can also enjoy unlimited access to your account by signing up for online banking. You can pay your bills online for free and get your monthly statements electronically. All deposit accounts with the credit union are insured of up to $250,000 with the National Credit Union Association. Please note that the dividend rates are subject to change anytime without notice.

Individuals who want to become a member of St. Pius X Church Federal Credit Union should belong to the following groups:

  • member of one of the many churches in their field of membership
  • employee or student of St. Pius X School, Roberts Wesleyan College, Aquinas Institute, and Hope Hall
  • pastoral administrators and priests of the Diocese of Rochester
  • relatives of current members of the credit union which includes spouse, children, siblings, parents, grandparents, and grandchildren

You may visit the credit union’s website to check the list of churches in their field of membership. You will be required to visit the credit union’s office to apply for membership. You may print and complete the membership form online. You must provide a check worth $5 that will be used to fund your new share savings account. You are also required to provide valid identification like driver’s license, passport, work ID, or Social Security Card.

If you still have questions with regard to their membership, current money market rates, or requirements, please call their customer service line at 585-247-0724. St. Pius X Church Federal Credit Union is headquartered in 2998 Chilli Avenue, Rochester, New York.

St. Pius X Church Federal Credit Union has been providing a wide range of deposit accounts that fit the financial needs of their members. They only have 1 branch and has been opened since 1967. The credit union has an NCUA charter number 18090.

Posted on 1st November 2011 by Randell in Money Market Rates - Comments (0)

2.00% APY Best money market rate with Chicago Post Office Employees Credit Union

Chicago Post Office Employees Credit Union continues to push for the best interest rate money market account. You can earn an interest rate of 2.00% APY when you make an initial minimum deposit of $2,500 to open an account. You must also maintain this balance or have a higher deposit in order to earn this best money market rate at the same time to avoid the monthly service fee.

The dividend earned by this money in the bank deal is compounded daily and credited on to your account every month. You can access your money market account through internet banking or by using your personalized checks. Under the federal regulations, you are allowed to withdraw or transfer funds at least 6 times per statement cycle. This can be processed through pre-authorized, automatic, phone, or check. A fee may be charged against your account whenever you make a withdrawal or transfer when you exceed the limit. Please be reminded that the interest rate of this money market deal may change anytime without notice, so make sure to ask the credit union for the latest money market rate.

Chicago Post Office Employees Credit Union membership is open to individuals who are retired or currently employed with the credit union and Chicago Postal Service. Immediate family members of those employees are also eligible to join. If you still have questions about their membership or current interest rate, you may call their customer service line at 773-881-2500 or 888-927-6328.

A branch visit is required in order to apply for membership. Chicago Post Office Employees Credit Union has 3 branches located in Chicago, Illinois. First, you need to complete the application form and then open a share savings account which will require an initial deposit of $25. You must also present valid identification like driver’s license, social security card, or passport.

Chicago Post Office Employees Credit Union was organized in 1928. The credit union is also insured of up to $250,000 per deposit account with the National Credit Union Association and they have a charter number of 95826.

Posted on 30th October 2011 by Randell in Money Market Rates - Comments (0)