1.00% APY Best money market rate with Community Federal Savings Bank

Community Federal Savings Bank continues to provide attractive interest rate for their money market account. This best money market account is tiered and has the following current interest rates:

  • $0 to $2,499.99                    0.50% APY
  • $2,500 to $24,999.99            0.75% APY
  • $25,000 to $99,999.99          1.00% APY
  • $100,000 and above              1.00% APY

You can start earning these best money market rates when you deposit a minimum of $2,500 to open an account. You also need to maintain an average daily balance of $2,500 to avoid the monthly service fee and to earn these best interest rates. Of course, the higher the balance on your account the better dividend rates you earn. Take note that the interest rates may change any time without prior notice.

The earnings of this money market deal are is compounded daily and credited monthly on your account. You can make no more than 6 transfers or withdrawals to your other account or to third party per statement cycle. The transfer or withdrawal can be process by means of pre-authorized, online, phone, automatic, or check. In case you exceed the limit, you will have to shoulder a fee which will be charged on your account per transaction made.

When you take advantage of this money market account, not only will you earn the best interest rates but you also get to enjoy their other benefits like free online banking with bill pay, free telephone, banking, and free electronic bank statements.

A branch visit is required to open an account. You must also bring your valid picture identification like driver’s license or passport as part of their requirements. Community Federal Savings Bank has 2 branches located in the cities of Queens and New York in the state of New York. You can also contact the bank’s customer service line if you have questions with regard to their money market account, current interest rates, or requirements at 718 847-6333.

Community Federal Savings Bank has been providing financial assistance to its customers since 2001. The bank is also a member of the Federal Deposit Insurance Corporation and has a certificate number 17528.

Posted on 1st March 2012 by Randell in Money Market Rates - Comments (0)

1.15% APY Best money market rate with Gulf Coast Federal Credit Union

Gulf Coast Federal Credit Union invites its members to take advantage of their money market account which has an attractive interest rate. This money market deal is tiered and has the following current interest rates:

  • $10,000 to $24,999.99      1.00% APY
  • $25,000 to $49,999.99      1.10% APY
  • $50,000 and above            1.15% APY

Members who wants to start earning this best money market rates will have to deposit a minimum of $10,000 to open an account. The dividends are compounded and paid monthly. You must maintain an average daily balance of at least $25 or more to earn interest. The interest rate increases at higher plateaus starting $10,000 for a maximum of $100,000.

Payroll deductions or direct deposit is also available in this money market account. You can make no more than 6 withdrawal or transfers per statement cycle. Exceeding the limit may result to a $25 fee and worst the account may be subject for closure.

Individuals who are not yet a member of Gulf Coast Federal Credit Union and wants to apply may visit one of their convenient locations. To qualify for membership, you must be a residing, working, worshiping, of attending school in the counties of Nueces, San Patricio, or Jim Wells in the state of Texas. You need to bring valid picture ID like driver’s license or passport, open a share savings account with a minimum deposit of $5, and finally pay $2.50 one time membership fee.

If you are not sure if you qualify for their membership or if you have questions with regard to their money market account or current interest rate, you may contact the credit union at 800 239-3985. Gulf Coast Federal Credit Union has offices in the cities of Corpus Christi and Alice in the state of Texas.

Gulf Coast Federal Credit Union was opened in 1940. Currently, they have reached 8,932 members with over $104 million in declared assets. The credit union is federally insured with the National Credit Union Association and has a certificate number 4060.

Posted on 29th February 2012 by Randell in Money Market Rates - Comments (0)

1.00% APY Best money market account with Roanoke Rapids Savings Bank

Roanoke Rapids Savings Bank offers an attractive interest rate for their money market account called Choice Money Market. This money market account is structured according to tiers and has the following current interest rates:

  • $0 to $999.99                    0.50% APY
  • $1,000 to $9,999.99          0.80% APY
  • $10,000 to $24,999.99      0.85% APY
  • $25,000 and above            1.00% APY

This money market deal does not require any minimum balance to open an account. The dividends earned are compounded and paid monthly. Please note that the money market rates may change any time without prior notice, so make sure to contact the bank and ask for the latest interest rates.

Under the bank and federal regulations, you are only limited up to 6 withdrawals or transfers to your other account with the bank or to third party by means of pre-authorized transfers, telephone transfer, automatic transfer, check withdrawal per statement cycle. If you exceed the limit, a fee may be charge on your money market account per transaction.

You may also use the bank’s free online banking to manage your account, pay your bills, view your monthly statements, and check the latest promo that the bank offers. Another option is to use their telephone banking if you do not have an internet access.

It seems that a branch visit is needed in order for you to open an account. Roanoke Rapids Savings Bank is headquartered in Roanoke Rapids, North Carolina. You will be required to submit a valid picture identification like driver’s license, passport, or other state issued ID. For more information about their money market account, requirements, or current interest rates you may contact the bank’s customer service line at 252 535-3904.

Roanoke Rapids Savings Bank has been in business since 1914. They are also registered with the Federal Deposit Insurance Corporation and has a certificate number 28314.

Posted on 28th February 2012 by Randell in Money Market Rates - Comments (0)

1.00% APY Best money market rate with Desertview Federal Credit Union

Desertview Federal Credit Union is still pushing for their money market account which has an attractive interest rate called Max Money. This money in the bank deal is tiered and has the following current money market rates:

  • Tier 1  $25 to $499.99           0.001% APY
  • Tier 2  $500 to $2,499.99      0.500% APY
  • Tier 3  $2,500 to $4,999.99   0.750% APY
  • Tier 4  $5,000 and above       1.000% APY

You can start enjoying these best money market rates when you make an initial deposit of $25 to open an account. You also need to maintain an average daily balance of $25 to earn these best interest rates and to avoid the monthly service fee. Dividend rates are compounded and paid monthly. The dividend rates of this best money market rate are subject to change without prior notice.

This money market deal also has transfer and withdrawal limitations. You may make no more than 6 withdrawals or transfers from your account to another account of your or to third party in a given cycle by means of pre-authorized, online, automatic, telephone order, check, debit card, draft, or similar order. If you exceed the limitation, you will have to pay for a fee per transaction or your account may also be subject for closure.

Membership with Desertview Federal Credit Union is open individuals who live or work in Emery county in the state of Utah. Immediate family and household members are also eligible to join. You may visit the credit union’s office to apply for membership. You also need to open a share savings account which requires a minimum deposit of $25. Lastly, you need to submit a copy of your valid photo identification as part of the membership requirement.

You may want to call the credit union first before visiting their office if you still have questions with regards to their money market account, membership eligibility, current interest rates, or requirements at 435 687-2472. Desertview Federal Credit Union has branches located in Ferron and Huntington, Utah.

Desertview Federal Credit Union has been providing financial assistance to its members since 1960. They are also a member of the National Credit Union Association and has a charter # 13790.

Posted on 27th February 2012 by Randell in Money Market Rates - Comments (0)

1.00% APY Best money market rate with New Albin Savings Bank

New Albin Savings Bank invites everyone to take advantage of their money market account which has a competitive interest rate. You can earn an interest rate of 1.00% APY when you open an account. You are required to deposit a minimum of $2,500 to open an account. You also need to maintain an average daily balance of $2,500 to earn this best interest rate. In case your balance falls below $2,500, the interest rate reduces to 0.50% APY.

Under federal regulations, you are limited of up to 6 withdrawals or transfers to your other account or to third party per statement cycle and this can be process by means of pre-authorized transfers, phone transfer, automatic transfer, online, check withdrawal, and ATM withdrawals. If you exceed the limitations, you will have to pay for a certain fee for every transaction you make.

This best money market account has features which you can take advantage of like free online banking, free electronic bank statements, direct deposit is available, free bill pay, and free telephone banking. These features will enable you to manage your account, review your activities, and check the latest promos that the bank has to offer.

It appears that a branch visit is required in order to open an account. You will be required to bring the following documents when you visit the bank like valid picture identification (driver’s license, state issued ID) and utility bill with your current address on it. In case you still have questions or concern with regard to their money market account, current interest rates, or requirements you may call their customer service line at 563-544-4214.

New Albin Savings Bank is headquartered in New Albin, Iowa and was established in 1898. They have already grown to have over $190 million in declared assets. The bank is insured with the Federal Deposit Insurance Corporation and has a certificate number 8506.

Posted on 26th February 2012 by Randell in Money Market Rates - Comments (0)

1.00% APY Best money market rate with State Bank of Riverdale

State Bank of Riverdale provides a competitive interest rate for their money market account. This money market deal is tiered and has the following current interest rates:

  • 0.01 to $24,999.99                     0.50% APY
  • $25,000 to $49,999.99               1.00% APY
  • $50,000 to $99,999.99               1.00% APY
  • $100,000 to $9,999,999.99        1.05% APY

You can earn these best money market rate when you make an initial deposit of $5,000 to open an account. You must also maintain a minimum ledger balance of $5,000 to earn this best interest rate and to avoid their monthly service fee. Take note that the bank has the discretion to change the interest rate of this money market account at anytime without prior notice. Fees may also reduce the earnings of your account.

Based on the bank and federal regulations, you are only allowed to make up to 6 transfers or withdrawals per statement cycle. You can process your transfers or withdrawals by means of automatic transfer, online transfer, pre-authorized, transfer, phone, and check. In case you exceed the limitations, a fee maybe charge per transaction you make.

The bank allows you to monitor your account by simply using their free online banking with bill pay. You can also receive you monthly statements electronically for free. If you do not have an access to the internet, then you can use their free telephone banking or visit one of their branches.

Consumers who wants to open an account, will be required to visit their office to apply. You also need to bring a valid photo identification like social security card, driver’s license, or state issued ID, and a check or cash which will be deposited on your new money market account. For more information about their money market rate or requirements you may call their customer service hotline at 308 893-2351.

State Bank of Riverdale is headquartered in Riverdale, Nebraska and has been operating since 1907. Currently, the bank has 2 branches and has already earned over $63 million in declared assets. All deposit accounts with the State Bank of Riverdale is insured of up to $250,000 with the Federal Deposit Insurance Corporation and has a certificate number 8330.

Posted on 25th February 2012 by Randell in Money Market Rates - Comments (0)

1.00% APY Best money market rate with Mid Penn Bank

Mid Penn Bank provides is running a money market special under their Flex Money Market account. You can earn up to 1.00% APY for balances of $0.01 and above. This promotional money market rates are effective as of 1st of February 2012. The website did not mention when the promo will end.

Individuals who want to earn this best money market rate will be required to make an initial deposit of $10,000 to open an account. The earnings of this money market deal are compounded and credit monthly. Once promotional rate end, you will then earn their regular Flex Money Market rate. The following are the list of their regular money market rates:

  • $0.01 to $9,999               0.10% APY
  • $10,000 to $49,999         0.25% APY
  • $50,000 to $99,999         0.40% APY
  • $100,000 to $249,999     0.70% APY
  • $250,000 and above        1.00% APY

The bank follows the federal regulations which limits you to make transfers or withdrawals for up to 6 times per statement cycle. A fee may be charge on to your account per excess withdrawal or transfer made. Please note that the dividend rates are subject to change without prior notice.

A branch visit is required for individuals who want to take advantage of this best money market rate. The bank will require you to provide a copy of your valid picture identification like social security card, driver’s license, or other state issued ID. If you still have questions with regard to this this best money market rate, promo specifics, or requirements you may contact their customer service at 866-642-7736.

Mid Penn Bank has 14 branches located in the cities of Camp Hill, Tower City, Dalmatia, Steelton, Dauphin, Millersburg, Elizabethville, Middletown, Harrisbug, Mechanicsburg, and Lykens in the state of Pennsylvania.

The bank has been assisting its customers with their financial needs since 1868. They are considered to be one of the largest bank in the state of Pennsylvania and has reached over $721 million in declared assets. Mid Penn Bank is insured by the Federal Deposit Insurance Corporation and has a certificate number 9889.

Posted on 24th February 2012 by Randell in Money Market Rates - Comments (0)

1.25% APY Best money market rate with TIAA Direct

TIAA Direct offers an attractive interest rate for their money market account. This money market deal requires a very low minimum opening balance of only $25. You can earn the best money market rate of 1.25% APY. The best thing about this is that it does not require any minimum balance to earn this best interest rate nor does it charge any monthly service fee.

This best money market account has features that you can enjoy like remote deposits from your iPhone, free first set of checks, free ATM card, free online banking with bill pay, free electronic bank statement, get alerts to help you in monitoring your account, and if you link your money market account to your checking account you also get to have overdraft protection.

The earnings of this money market deal are compounded daily and paid monthly. The dividend rate of this best money market account may change anytime without prior notice, before or after the account is opened. Fees may also reduce the earnings of your account.

The bank limits you for up to 6 pre-authorized transfers by means of automatic, telephone, wire and online per statement cycle. Check and ATM withdrawals also limits you up to 6 transactions. Once limitations has been exceeded, you will need to pay for a transfer or withdrawal fee per transaction you make.

Individuals who want to take advantage of this money market rate may apply online to open an account. You may also choose to visit their office to apply. The bank will require you to bring valid identification like passport, driver’s license, or other state issued identification as part of their requirements.

You may contact the bank if you still have questions or concerns with regard to their money market account, current interest rates, or requirements at 855 842-2372. TIAA Direct is headquartered in Saint Louis, Missouri.

TIAA Direct is a division of TIAA-CREF Trust Company, FSB and was established in 1998. The bank is a member of the Federal Deposit Insurance Corporation and has a certificate number 34723.

Posted on 23rd February 2012 by Randell in Money Market Rates - Comments (0)

1.11% APY Best money market account with The Farmers & Merchants Bank

The Farmers & Merchants Bank headquartered in Dyer, Tennessee is inviting consumers to take advantage of their high interest money market account. This money market account lets you earn an interest rate of 1.11% APY when you open an account. You are required to make an initial deposit of $2,500 to open an account. You must also maintain an average daily balance of $2,500 or more to earn an interest and to avoid the $12.50 monthly maintenance fee. Take note that the dividend rate of this money market account is subject to change anytime without prior notice.

The earnings of this money market deal are compounded and paid monthly. You can enjoy up to 6 free withdrawals on your money market account per month. A $5 fee may be charge for each additional withdrawals made. Under the federal regulations, you are allowed to make up to 6 pre-authorized, telephone, or automatic transfers and withdrawals made by check, debit card, draft, or similar order made payable to third party.

You also get to receive your paper statements every month. The bank allows you to manage your money market account by simply signing up to their online banking. With this option, you get to pay your bills, check your statements, review the activities on your account, get the latest promos offered by the bank. You may also use their telephone banking if you do not have access online.

Individuals who wants to earn this best money market may visit one of the bank’s branch to open an account. Please bring valid picture identification when you visit the bank. The Farmers & Merchants Bank has branches located in the cities of Trenton, Dyer, and Humboldt in the state of Tennessee. For additional information about their money market account, current interest rates, or requirements you may call customer service hotline at 800-443-2636.

The Farmers & Merchants Bank has been operating its business since 1895. They are the oldest community bank in Gibson County. All deposit accounts with The Farmers & Merchants Bank is insured of up to $250,000 with the Federal Deposit Insurance Corporation. They have an FDIC certificate # 8668.

Posted on 22nd February 2012 by Randell in Money Market Rates - Comments (0)

1.00% APY Best money market account with Greater Hudson Bank

Greater Hudson Bank provides attractive interest rate for their money market account called Greater Hudson Money Market account. This money market deal lets you earn an interest rate of 1.00% APY for balances up to $99,999 and earn an interest rate of 0.15% APY for the portion of the balance of $100,000 and above.

Individuals who wants to take advantage of this best money market rate will need to deposit a minimum of $1 to open an account. This money market account requires an average daily balance of only $1 to earn interest. Best of all, it has no monthly services charges.

Additional benefits that this money market offers are free monthly paper statement, free check images, unlimited deposits, free Visa Debit card, free online banking with bill pay, and free electronic bank statement. Finally, enjoy unlimited withdrawal on your account when you visit the branch or request it by mail.

Under federal regulations, you are allowed to make up to 6 pre-authorized withdrawals, electronic transfers, or telephone transfers per statement cycle. Once you exceed the limit, a fee may be charge per transaction you make on your account. Please also note that once account is opened the interest rate of this money market account may change without prior notice, so make sure to ask the bank for their latest numbers.

It seems that a branch visit is required to open an account. Make sure to bring valid photo identification like social security card, driver’s license, or other state issued ID as part of their requirement. You also need to write a check which will be used to fund on your new money market account.

You may contact the bank’s customer service line if you still have questions or concerns with regard to their money market account, current interest rate, or requirements thru 877-692-1170. Greater Hudson Bank has 4 branches located in the cities of Middletown, Warwick, Bardonia, and White Plains in the state of New York.

Greater Hudson Bank has been in business since 2002. They have already reached over $302 million in declared assets. All deposit accounts with Greater Hudson Bank is insured with the Federal Deposit Insurance Corporation of up to $250,000. the bank has an FDIC certificate number 57145.

Posted on 1st February 2012 by Randell in Money Market Rates - Comments (0)