Harvest Community Bank has a money in the bank deal through their high interest savings account called Flexible Savings account. This best savings account is tiered and has the following current interest rates:

• $500 to $4,999.99           0.45% APY
• $5,000 to $24,999.99      0.65% APY
• $25,000 and above          1.01% APY

You can take advantage of this high yield savings account when you deposit a minimum of $500 to open an account. You are also required to maintain an average daily balance of $500 or more to earn these best interest rates and at the same time to avoid the $10 service fee.

This money in the bank deal also allows you to make up to 6 pre-authorized transfers per statement cycle. In case you exceed, you will be paying a fee for every transaction that you make. The downside of this savings account it has no check writing privileges. You can also access your account using online banking and make bill payments or even view your monthly statement.

It appears that a branch visit is needed to open an account. Harvest Community Bank has branches in New Jersey state in the cities of Salem, Elmer, Pilesgrove, and Pennsville. You need to bring your social security card, driver’s license, or state issued identification since the bank will be requesting for it. If you still have questions with regard to their savings account, current interest rates, or requirements just call customer service at 856-678-4555.

Harvest Community Bank is focus on serving the financial needs of individuals, businesses, and organizations in Salem County. They have been providing these services since 2000. The bank has grown to have over $196.80 million in declared assets. Harvest Community Bank is registered under the Federal Deposit Insurance Corporation and has a certificate number of 34951.