1.2559% APY High interest savings account with Avista Corp. Credit Union

Avista Corp. Credit Union offers a high interest savings account under their share savings. The credit union lets you earn an interest rate of 1.2559% APY when you deposit a minimum of $5 to open an account. Please note that this savings account is part of the credit union’s membership requirement and you need to maintain this account in good standing and open to avoid termination of membership.

This money in the bank deal allows you to maintain up to a maximum of $80,000. The interest earned are compounded and paid monthly. The dividend rate may change at any time without prior notice, you may choose to contact the credit union and ask for their latest savings account rate.

You are limited of up to 6 transfers or withdrawals to another account of yours or to a third party by means of pre-authorized, online, phone, or automatic, or through debit card, draft, or check per statement cycle. A fee may be imposed per transaction if you exceed the given limitations.

The credit union lets you enjoy the great features of this best savings account like free online banking with bill pay, free electronic bank statements, free phone banking, and account insured of up to $250,000 with the National Credit Union Association.

Membership with Avista Corp. Credit Union is open to employees of Avista Corporation and its subsidiaries. Immediate family which includes grandparents, parents, spouse, children, grandchildren, sisters, and brothers as well as household members are also eligible to join.

It appears that a branch visit is required in order to apply, you need to complete their membership application form, issue a check or money order to fund your new savings account, and submit at least 2 copies of your valid photo identification like social security card or driver’s license. If in case your current address is not showing then you need to submit a copy of your utility bill or bank statement as proof of address.

You may contact the credit union customer service line if you have questions about their savings account, current interest rates, requirements, or membership eligibility at 509 495-8862.

Avista Corp. Credit Union is headquartered in Spokane, Washington and was established in 1934. They have an NCUA charter number 68284.

Posted on 26th April 2012 by Randell in High Interest Savings Accounts - Comments (0)

1.76% APY High yield savings account with Bopti Federal Credit Union

Bopti Federal Credit Union encourages its members to take advantage of their high interest savings account under their share savings account. This best savings account is tiered and it has the following current interest rates:

  • 1.00% APY is earned on balances of $25 to $4,999.99
  • 1.13% APY is earned on balances of $5,000 to $9,999.99
  • 1.26% APY is earned on balances of $10,000 to $24,999.99
  • 1.51% APY is earned on balances of $25,000 to $49,999.99
  • 1.76% APY is earned on balances of $50,000 to $99,999.99
  • 2.02% APY is earned on balances of $100,000 and above

This share savings account is part of the credit union’s membership requirement, so make sure to maintain the account in good standing and open so that membership will not be canceled. This high yield savings account requires a minimum deposit of $25 to open an account. You must also maintain this balance on your account or have a higher deposit to earn this best interest rate.

The earnings of this money in the bank deal are compounded and paid monthly. Please also remember that the interest rates are subject to change any time without prior notice. You may contact the credit union anytime to check for their latest savings account rates.

You savings account has transaction limitations that needs to be followed since it was a directive from the U.S. Government and it is called the Federal Regulation D. This regulations, limits you to make up to 6 withdrawals or transfers to your other account or to a third party per statement cycle by means of automatic or online transfer, phone order, or pre-authorized transfer, or by debit card, check or draft. If you exceed the given limit, your savings account will be subject to a fee or be closed.

Bopti Federal Credit Union membership is open to the following:

  • employees of Commissioned Officers of the Public Health Service and Bureau of Prisons
  • employees working at the following institutions which includes FPC in Montgomery, AL and Bryan, TX; FCI in Phoenix, Safford, Tucson, AZ; FCI Dublin, Herlong, Lompoc, and Mendota CA; FCI Jesup, GA; FCI Waseca, MN; FCI Yahoo City, MS; FCI Elkton, OH; FCI Sheridan, OR; FCI Bennettsville, Edgefield, Estill, and Williamsburg, SC; FCI Memphis, TN; FCI Three Rivers, TX; FCI Oxford, WI; FCI Gilmer, WV; USP Atwater, and Lompoc, CA; USP Big Sandy, KY; FCC Talladega, AL; FCC Victorville, CA; MDC Los Angeles, CA; MCC San Diego, CA; STC Glynco, GA; FMC Rochester, MN; and MCFP Springfield, MO
  • immediate family members which includes spouse, children, siblings, parents, grandchildren, and grandparents

Consumers who are eligible to join may complete the membership application form. You need to pay $1 one time membership fee then open a share savings account. The credit union may also request you to submit a copy of your valid photo identification like social security card, state issued ID, or driver’s license. You must have your current address listed on the copy of ID that you will be submitting.

You may contact the credit union’s office if you still have questions or concerns about their savings account, field of membership, current interest rates, or requirements at 800 397-9227.

Once you become a member of the credit union you will be able to start using their free online banking in managing your account. You can make bill payments, view your e-statements, check the recent activities of your account, and get updates about their promos. You can also use their telephone banking in managing your account.

Bopti Federal Credit Union is headquartered in San Pedro, California and it was founded in 1955. Currently, they have 4,861 members with over $54 million in declared assets. The credit union is also registered under the National Credit Union Association and has a charter number 10433.

Posted on 20th April 2012 by Randell in High Interest Savings Accounts - Comments (0)

1.01% APY High yield savings account with Bradford Area Federal Credit Union

Bradford Area Federal Credit Union provides an attractive interest rate for their savings account under their Share Savings. This high yield savings account is tiered and it has the following current interest rates:

  • 0.75% APY is earned on balances of $5 to $5,000
  • 1.01% APY is earned on balances of $5,001 and above

This high interest savings account requires a minimum deposit of $5 to open an account. You also need to maintain this balance on your account or have a higher deposit to earn this best interest rate. You must maintain your account in good standing and open to avoid termination of membership with the credit union.

In addition, you also get to earn these best savings account rate when you open a Christmas Club Shares and Vacation Club Shares account. It also has a minimum deposit requirement of only $5 to open an account.

The dividend rates of this best savings account are compounded and paid quarterly. Please also note that the interest rate may change at any time without prior notice, you may contact the credit union and ask for their latest numbers.

Under the federal regulations, you are limited of up to 6 transfers or withdrawals per statement cycle to other account of yours with the credit union or to third party by means of online transfer, phone order transfer, automatic transfer, or pre-authorized withdrawal. Three of these six transactions can be made by means of check, draft, or debit card to third party. In case you exceed the limitations, your account may be subject to a fee per transaction or be closed.

This high yield savings account allows you to take advantage of the following features like free online banking with bill pay, free electronic bank statement, email alerts with regard to your account, free 24 hour phone banking, and an insurance coverage of up to $250,000 with the National Credit Union Association with your account.

Membership with Bradford Area Federal Credit Union is open to employees and retirees of Allegheny Bradford Corporation, Bob Cummins Construction Co., Bradford Area Chamber of Commerce, Bradford Housing Authority, Corydon Township Employees, Dr. Abaz Sosic, Georgia-Pacific Corporation, M&M Answering Service, McKean County Courthouse, McKean County Visiting Nurses, Bradford Post Office, Seneca Eye Surgeon, Temple Inland, The Pharmacy at Union Square, Allegheny Store Fixture, Borden Chemical, Bradford Forest Products Co., Bradford Regional Medical Center, Cummins Construction, Dr. Anil Pradhan, Kightlinger Excavating, Inc., McCourt Label, McKean County Solid Waste Authority, Mt. Jewett Borough Authority, Sehman’s Tire Service, SuperUser Technology, The New Willows Restaurant, and Zippo Manufacturing. Immediate family and household members are also eligible to join.

It seems that you need to visit the credit union’s office to apply. Aside from opening a share savings account, you also need to provide a xerox copy of your valid photo ID like driver’s license, social security card, or passport with your current address listed on it. You may also submit additional documents like credit card statement or utility bill as proof of address in case your current address is not listed on your ID.

You may contact the credit union first if you still have questions about their savings account, current interest rate, membership eligibility, or requirements at 814 362-6779.

Bradford Area Federal Credit Union is headquartered in Bradford, Pennsylvania and was founded in 1960. They currently have 2,248 members with over $6 million in declared assets. The credit union has an NCUA charter number 13823.

Posted on 18th April 2012 by Randell in High Interest Savings Accounts - Comments (0)

1.25% APY High interest savings account with TIAA Direct

TIAA Direct is still pushing for their high interest savings account called High Yield Savings. This money in the bank deal is tiered and earns an interest rate of 1.25% APY for all balances. All you need to do is just to make an initial deposit of $25 to open an account and you will start earning this best savings account rate.

This high yield savings account has no minimum balance requirement after account is opened to earn interest. It does not also charge any monthly service fee. The interest earned on this best savings account is compounded daily and paid monthly. Please note that the dividend rates may change at anytime without prior notice, before or after your account is opened. Fees could also reduce the earnings of your savings account.

The bank also follows the Federal Regulation D as directed by the government. Under this regulation, you can only make up to 6 transfers or withdrawals to third party or to your other account with the credit union by means of automatic transfer, wire transfer, pre-authorized, online, or by phone per statement cycle. There will be a fee charged per excess transfers or withdrawals made on the account or worst the account may be subject for closure.

You also get to enjoy the services of this high yield savings account which includes Online banking and mobile banking, deposit checks through your iPhone with Remote Deposit, view your free electronic bank statement anytime, receive email alerts to keep track of the balance of your account and at the same time monitor the transactions, and linked your savings account to your checking account and take advantage of the Overdraft Protection.

Consumers who want to take advantage of this high yield savings account may visit the bank’s website to apply. You just need to complete the online application. You will be asked to provide your name, social security number, current address, and phone number. You need to submit a copy of your driver’s license, U.S. Passport, and Military or state issued ID. Take note that you must have home addresses for the past 5 years on hand if you want to make your opening deposit online.

You may speak to one of the bank’s customer service representative if you still have questions about their savings account specifics, current interest rates, or requirements at 855 842-2372. They are headquartered in St. Louis, Missouri.

TIAA Direct is a division of TIAA-CREF Trust Company, FSB which was established in 1998. They are also considered as one of the largest bank in the state of Missouri which has over $495 million in declared assets. The bank is registered under the Federal Deposit Insurance Corporation and has a certificate number 34723.

Posted on 17th April 2012 by Randell in High Interest Savings Accounts - Comments (0)

1.20% APY High yield savings account with First Legacy Community Credit Union

First Legacy Community Credit Union has a money in the bank opportunity for their savings account under their Share Savings account. This high yield savings account is tiered and it has the following current interest rates:

  • 0.40% APY is earned on balances of $100.01 to $2,500
  • 0.80% APY is earned on balances of $2,500.01 to $25,000
  • 1.00% APY is earned on balances of $25,000.01 to $50,000
  • 1.20% APY is earned on balances of $50,001 and above

This money in bank deal requires a minimum of $20 to open an account. It is also part of the membership requirement so make sure to keep the account in good standing to avoid closure of account and termination of membership. This best savings account will require you to maintain an average daily balance of at least $100 to earn this best interest rate.

The dividends earned on this savings account are compounded and paid quarterly. The interest rate may change once account is opened. You may contact the credit union and ask for their latest savings account rate.

You are allowed to make up to 6 transfers of withdrawal to your other account with the credit union or to third party by means of pre-authorized transfer, online transfer, telephone order withdrawal, or automatic withdrawal per statement cycle. And 3 of these 6 transfers or withdrawals can be made by draft, debit card, or check to third party. If in any case you fail to meet the limitations given to you, your savings account may be subject to a fee per transaction or be closed.

The credit union allows you to monitor your account 24/7 at the convenience of your home or office by simply using their free online banking. Through this, you can pay your bills, check the activities of your account, view your monthly statement, know the latest promos, and receive email notifications about your account. If you do not have an internet at home, then you can also use their free telephone banking in managing your account.

Membership with First Legacy Community Credit Union is open to any one who lives, works, attends school, or worships in the counties of Mecklenburg, Lincoln, Rowan, Cleveland, Iredell, Gaston, Cabarrus, Davie, Alexander, and Catawba in the state of North Carolina. Retired persons of AARP or Alpha Kappa Alpha Sorority are also eligible to join. Immediate family and household members are welcome to join too.

You are required to visit the credit union’s office to apply. Aside from opening a share savings account you also need to pay a one time membership fee of $10. you also need to provide government issued picture ID like driver’s license or passport and your Social Security Card. If your current address is not listed on your ID, then you need to provide a copy of your utility bill as proof of address.

For more information about their savings account, field of membership, current interest rate, or requirements please contact their member service representative at 704 375-5781. First Legacy Community Credit Union has branches located in the cities of Gastonia, Statesville, Salisbury, Kannapolis, and Charlotte in the state of North Carolina.

First Legacy Community Credit Union was established in 1941. They have reached 10,681 members with over $49 million in declared assets. The credit union is a member of the National Credit Union Association and has a charter number 68593.

Posted on 10th April 2012 by Randell in High Interest Savings Accounts - Comments (0)

1.00% APY High interest savings account with Central Electric Credit Union

Central Electric Credit Union is still offering a high interest savings account under their Share Savings account. This high yield savings account lets you earn an interest rate of 1.00% APY when you deposit a minimum of $5 to open an account. This best savings account is part of the credit union’s membership requirement, so make sure to maintain the account in good standing and open to avoid termination of membership.

You are required to maintain an average daily balance of at least $5 or more to earn this high yield savings account. The dividends earned on this money in the bank deal are compounded and paid monthly. The interest rate may change any time without prior notice, so make sure to contact the credit union and ask for their latest numbers.

Under the federal regulations, you are only allowed to make up to 6 withdrawals or transfers to your other account or to third party by means of automatic transfers, pre-authorized withdrawal, phone order transfer, or online transfer. Three of these 6 withdrawals or transfers can be made by draft, check, or debit card to third party.

The credit union lets you access your account by simply subscribing to their online banking. By using their online banking, you will be able to pay your bills, view your electronic bank statement, check the most recent activities of your account, receive email alerts with regard to your account, and get updates about their latest promos. You can also use their free telephone banking to access your account.

Membership with Central Electric Credit Union is open retirees and current employees of Central Electric Power Cooperative and the credit union. Immediate family which includes spouse, sibling, child, parents, grandchildren, grandparents, aunt, uncle, cousin, nephew, niece as well as household members are also welcome to join.

Individuals who want to apply for membership may visit the credit union’s office. Aside from opening a share savings account, you will need to submit a clear copy of your valid picture ID with your current address on it like social security card, driver’s license, or state issued ID. You may also provide additional documentations like utility bill or contract of lease if your current address is not listed on the copy of ID that you have presented.

You may contact the credit union’s member service line if you want to discuss information about their field of membership, savings account, current interest rates, or requirements at 573 761-2888.

Central Electric Credit Union is headquartered in Jefferson City, Missouri. They have been providing financial assistance to its members since 1956. All deposit accounts with the credit union are insured of up to $250,000 with the National Credit Union Association and it has a charter number 64533.

Posted on 7th April 2012 by Randell in High Interest Savings Accounts - Comments (0)

1.01% APY High yield savings account with Lubbock Teachers Federal Credit Union

Lubbock Teachers Federal Credit Union is pushing for their high interest savings account under their Regular Share Savings. This money in the bank requires a minimum deposit of $25 to open an account. You must also maintain this balance or have a higher deposit to earn an interest rate of 1.01% APY. This share savings account is part of the credit union’s membership requirement, so make sure to maintain the account in good standing to avoid closure of account and termination of membership.

The dividends earned on this best savings account are compounded and paid monthly. Please be reminded that the interest rate may change any time without prior notice, you may contact the credit union and ask for their latest savings account rate.

Under the federal regulations, you are only allowed to make up to 6 withdrawals or transfers to third party or to your other account with the credit union by means of pre-authorized transfer, online transfer, telephone withdrawal, or automatic transfer per statement cycle. Three of these six withdrawals or transfers can be made by means of debit card, draft, or check to third party. The credit union may imposed a fee per excess transaction made on your savings account, or worst your account may be subject for closure.

The credit union allows you to use their free online banking in managing your account. You can pay your bills online, view your electronic bank statement, check the latest promos, and receive email notifications about your account. You can also use their 24 hour free telephone banking in accessing your account.

Membership with Lubbock Teachers Federal Credit Union is open to all employees of Lubbock Independent School Distirct. Immediate family which includes spouse, parents, grandparents, children, sisters, brothers, and grandchildren, as well as house hold members are also eligible to join.

Consumers who want to take advantage of this high yield savings account but not yet a member of the credit union, may visit their office to apply. Aside from opening their share savings account, you also need to provide a clear copy of your valid photo identification with your current address listed on it like passport, driver’s license, social security card, company ID. If your address is not listed on the ID’s that you presented then you need to provide additional documents like pay stub, utility bill, or contract of lease.

You may contact the credit union’s member service line if you have questions or concerns with regard to their field of membership, savings account specifics, current interest rates, or requirements at 806 744-8704.

Lubbock Teachers Federal Credit Union headquartered in Lubbock Texas has been providing financial services to its members since 1940. Currently, they have reached 1,981 members with over $16 million in declared assets. All deposit accounts with the credit union are insured of up to $250,000 with the National Credit Union Association. They have an NCUA charter number 3554.

Posted on 2nd April 2012 by Randell in High Interest Savings Accounts - Comments (0)

1.05% APY High yield savings account with Nebraska Energy Federal Credit Union

Nebraska Energy Federal Credit Union invites its members to take advantage of their high yield savings account under their Regular Share Savings account. This money in the bank deal is a membership requirement that needs to be maintained active and good standing to avoid termination of membership with the credit union. You only need to make an initial deposit of $25 to open an account. You also need to maintain this balance or have a higher deposit to earn an interest rate of 1.05% APY at the same time to avoid the monthly service fee.

The earnings of this best savings account are compounded daily and paid monthly. The dividend rate may change any time without notice, so make sure to check with the credit union for their latest savings account rate.

This high yield savings account allows you to transfer or withdraw funds of up to 6 times to your other account with the credit union or to third party by means of pre-authorized transfer, online transfer, phone withdrawal, or automatic transfer per statement cycle. Three of these six can also be made through debit card, draft, or check by the account holder to third party. A fee may be charged per transaction or account may be closed once you exceed the limitation.

The credit union lets you use their online banking to check the activities of your account, make bill payments, view your electronic bank statement, and check the latest promos. You also get to receive email alerts about your account. If you do not have an access to the internet, you can also use their free 24 hour telephone banking as another option in accessing your account.

Consumers who want to apply for membership with Nebraska Energy Federal Credit Union must be a retired or current employee of generation, distribution industry and electric power transmission in the state of Nebraska. Immediate family which includes spouse, children, siblings, parents, grandchildren, and grandparents are also eligible to join.

It appears that a branch visit is required for you to apply. You need to bring 2 valid identifications like social security card, passport, driver’s license, or state issued ID. Make sure that your current address is also listed on your ID, if not then you need to bring additional documents like utility bill, pay stub, or bank statement.

If you are still unsure if you are eligible to become a member or if you have questions about their savings account, current interest rates, or requirements you may contact their customer service line at 800 453-3913.

Nebraska Energy Federal Credit Union is headquartered in Columbus, Nebraska. They have been assisting their members with their financial needs since 1944. Currently, they have 12,000 members and has over $233 in assets. All deposit accounts with the credit union are insured of up to $250,000 with the National Credit Union Association and it has a charter number 24286.

Posted on 31st March 2012 by Randell in High Interest Savings Accounts - Comments (0)

1.00% APY High interest savings account with Lynrocten Federal Credit Union

Lynrocten Federal Credit Union continues to offer a high yield savings account under their share savings account. This best savings account is tiered and it has the following current interest rates:

  • 0.50% APY is earned on balances of $5 to $1,000
  • 0.65% APY is earned on balances of $1,001 to $2,500
  • 0.75% APY is earned on balances of $2,501 to $5,000
  • 1.00% APY is earned on balances of $5,001 and above

You can start earning these high interest savings account when you make an initial deposit of $5 to open an account. You must maintain an average daily balance of $100 or more to earn this best interest rates and avoid the monthly service fee. Since this regular share savings account is part of the credit union’s membership requirement, you must make sure to maintain this account in good standing to avoid closure of account and termination of membership.

The interest earned on your savings account are compounded and paid monthly. Please note that the dividend rates may change upon opening of account, so make sure to check with the credit union for their latest savings account rate. Fees may also reduce the earnings of this savings account.

This money in the bank deal allows you to make up to 6 transfers or withdrawals to you other account with the credit union or to third party by means of pre-authorized transfer, automatic, online, or phone withdrawal, and three of these six transfers or withdrawals can be made by check, debit card, or check to third party. Once you exceed the given limitation, your account will be subject to a fee per transaction or be closed.

Membership with Lynrocten Federal Credit Union is open to anyone who belong to one of their select employee groups and for those who are working for the credit union. Their immediate family which includes spouse, children, siblings, parents, grandchildren, or grandparents are also eligible to join.

Individuals who want to become a member may visit the credit union’s office to apply. You need to write a check or money order address to the credit union which will be used to fund your regular share savings account. Finally, you will be asked to provide a clear xerox copy of your valid photo identification like social security card, postal ID, passport, or driver’s license. You also need to submit additional documents like utility bill, contract of lease, or bank statement if your current address is not listed on the copy of the ID that you submitted.

Once you become a member of the credit union, you can start using their free online banking in managing your account. You can pay your bill view your electronic bank statement, check the activities of your account, know the latest promos, and receive email notification about your account. You can also use their 24 hour phone banking in accessing your account.

In case you have questions or concerns with regard to their savings account, current interest rates, field of membership, or requirements you may call customer service line at 434 847-8679.

Lynrocten Federal Credit Union has been providing financial assistance to its members since 1936. All deposit accounts with the credit union are insured of up to $250,000 with the National Credit Union Association and it has a charter number 1345.

Posted on 30th March 2012 by Randell in High Interest Savings Accounts - Comments (0)

1.003% APY High interest savings account with Logan Cache Rich Credit Union

Logan Cache Rich Credit Union encourages it members to take advantage of their high yield savings account under their Regular Share Savings account. This money in the bank deal lets you earn an interest rate of 1.003% APY when you open an account. You need to make an initial deposit of $25 to open a savings account. You must also maintain an average daily balance of $25 or higher in order to earn this best interest rate.

The earnings of this best savings account are compounded and paid monthly. Please remember that the dividend rate may change any time without prior notice. I suggest that you contact the credit union and ask for their latest numbers before opening an account.

This high yield savings account allows you to make no more than 6 transfers or withdrawals by means of pre-authorized, online, phone, or automatic withdrawal to your other account or to third party at any given month, and 3 of these 6 transfers or withdrawals can be made through check, draft, or debit card to third party. Your savings account may be subject to a fee per transaction made or be closed if you exceed the limitation.

You can enjoy an easy access to your account by simply signing up for online banking. Through this option, you can make online bill payments, check the activities of your account, view your electronic bank statement, and know the latest promo that they are offering. You can also use their phone banking in accessing your savings account.

Membership with Logan Cache Rich Credit Union is open to employees of Rich, Cache, and Logan School Districts in the state of Utah. Family members which includes children, spouse, siblings, parents, grandchildren, or grandparents, as well as household members are also eligible to join.

Individual who want to take advantage of this high interest savings account but not yet a member of the credit union and meets the qualifications of becoming a member may visit their office to apply. You just need to complete their application form, provide a cash or check to fund your new account, and submit a xerox copy of your valid photo identification with your current address listed on it like social security card, state issued ID, or driver’s license. You also need to provide a copy of your credit card statement or utility bill if your address is not listed on the xerox copy of ID that you provided.

You may want to contact the credit union first before visiting their office if you still need additional information about their savings account, current interest rates, requirements, or field of membership you may call their customer service line at 435 563-6882.

Logan Cache Rich Credit Union is a small financial institution offering a savings account and loan to its members since 1963. Their savings account is insured of up to $250,000 with the National Credit Union Association. They have an NCUA charter number 24763.

Posted on 29th March 2012 by Randell in High Interest Savings Accounts - Comments (0)