• $100 to $499.99              0.25% APY
• $500 to $4,999.99           0.50% APY
• $5,000 and above            1.00% APY

This high interest savings account requires a minimum deposit of $25 to open an account. You need to maintain an average daily balance of at least $100 to start earning this best interest rate. Please remember that the higher the balance you have on your savings account the greater the interest rate you earn.

The earnings of these money in the bank deal are compounded and credited quarterly. You get to receive your statement quarterly. Additional benefits of this best savings account includes automatic paycheck deposits available and withdrawals are penalty free. You can also enjoy spacial share savings and holiday savings earning the same interest rate when you avail of this Premier Share Savings account.

This best savings account has certain limitations, you are only allowed to make up to 6 transfers to third parties per statement cycle. You can process this by means of pre-authorized transfers, automatic, or phone transfers, 3 of which can be made through check, debit card, or draft. If you exceed thses limitations, your savings account may be subject to a fee or worst be closed.

Membership with Space City Credit Union is open to employees, retirees, or annuitants of one of their select employee groups, the list can be found on the credit unions webpage. Individuals who live, attend school, work, or worship within 10 mile radius from the credit union’s branches are also eligible to join. Immediate family of current members are also welcome to join.

Individuals who are interested in becoming a member, may complete the online membership application. You need to established a basic share savings account with a minimum deposit of $25. You also need to submit valid picture identification like driver’s license or passport as part of the requirements.

For more information about their high yield savings account, field of membership, or requirements you may call their member service line at 800-762-3543. Space City Credit Union has a total of 3 branches located in Houston, Texas.

Space City Credit Union has been assiting its members with their financial needs since 1965. They have reached over $32 million in declared assets with over 5,369 members. The credit union is a member of the National Credit Union Association and has a charter number 61135.

The earnings of this money in the bank deal are compounded and credited on your account monthly. This best savings account also offers additional benefits like free online banking with bill pay and free electronic bank statement. Please note that the interest rate of this best savings account may change anytime without prior notice.

As per federal regulations, you can make no more than 6 withdrawals or transfers to your other account or to third parties by means of pre-authorized, online, automatic transfer, check, or telephone transfer per statement cycle. Once you exceed the limitations, the credit union may charge a certain fee on every transaction you make.

Membership with Lansing Postal Community Credit Union is open to anyone who reside, worship, work, or attend school in, or businesses, and other legal entities in the counties of Livingston, Shiawassee, Clinton, Eaton, or Ingram in the state of Michigan. Immediate family of current members are also eligible to join.

You may visit one of the credit union’s office near your location to apply. You will also be required to open a share savings account. A minimum deposit of $5 is all you need to open a share savings account. You need to submit a copy of proof of identification which includes driver’s license, passport, or social security card.

If you have questions or concerns with regard to this high interest savings account, membership eligibility, or requirements you may call their member service line at 517-337-0401.

Lansing Postal Community Credit Union is headquartered in Lansing, Michigan and was established in 1928. The credit union is registered under the National Credit Union Association and has a charter number 62311.

The bank limits you to make up to 6 transfers or withdrawals to your other account with Enterprise Bank or third parties per statement cycle. You can process you transfers and withdrawals by means of automatic transfer, pre-authorized, or phone transfer. An excess withdrawal fee of $5 will be charged per transaction you make.

In addition, you can make unlimited transactions on your account if it is made in person. You also get to enjoy free internet banking and free Bank-by-Mail. Please be reminded that the dividend rate is subject to change anytime without prior notice.

You may visit one of the bank’s branch to open an account. Please remember to bring valid photo identification like driver’s license, passport, or state issued ID when you visit the bank. Enterprise Bank is headquartered in Allison Park,Pennsylvania. To learn more about their high interest savings account you may contact the bank’s client service representative at 412-487-6048.

Enterprise Bank was federally chartered in 1998. They are considered to be one of the largest bank in the state of Pennsylvania and has reached over $239 million in declared assets. The bank is federally insured with the National Credit Union Association and has a charter number 34786.

• $100 to $2,499                 0.50% APY
• $2,500 to $24,999            0.75% APY
• $25,000 to $250,000         1.00% APY

You can start earning this high yield savings account when you deposit a minimum of $25 to open an account. You are required to maintain an average daily balance of $100 or more in order for you to earn these best interest rates and avoid monthly service fee.

The dividends earned on these best savings account are compounded and paid quarterly. This savings account also limits you of up to 6 transfers or withdrawals per statement cycle to your other account with the credit union or to third parties by means of pre-authorized transfer, online, check, phone, or automatic transfer. In case you exceed this limitation, you will have to shoulder a certain fee for every transaction processed.

Take note that the interest rate may change anytime once account is opened, so make sure to contact the credit union to ask for the latest savings account rate. You can also use the bank’s free online banking and phone banking to manage your account and get updated to the latest promotions that the credit union has to offer.

Membership with Cowboy Country Federal Credit Union is open to everyone who live, work, attend school, or worship in, and businesses and other legal entities located in the counties of Brooks or Jim Wells in the state of Texas. Immediate family and household members are also eligible to join.

You may stop by to one of the credit union’s office to open an account. All you need is to bring at least 1 valid photo identification and check or cash which will be used to fund your new share savings account. Once you become a member of the credit union you can take advantage of their other services and avail of their other benefits.

For more information about this best savings account, current interest rate, or field of membership you may call the credit union’s member service line at 361-348-3578. Cowboy Country Federal Credit Union is headquartered in Premont, Texas.

Cowboy Country Federal Credit Union started providing assistance to it’s members with their financial needs in 1948. All deposit accounts with the credit union is insured of up to $250,000 with the National Credit Union Association. They have an NCUA charter number 5935.

Unlike other savings account, the bank allows you to make up to 9 free withdrawals per quarter. If you exceed the number of withdrawals, you will then have to pay $2.50 per withdrawal. Please note that the interest rate of this best savings account may change at anytime without notice.

You can take advantage of the bank’s free online banking to manage your account, pay your bill, view your statements, and get the latest promos that the bank has to offer. If you do not have access online, you can also use their free telephone banking in accessing your account.

Individuals who want to open this best savings account may complete the online application. The bank will be requesting you to forward them a check to fund your savings account and a copy of at least 1 valid photo identification like social security card, driver’s license, or state issued ID.

You may contact the bank’s customer service line if you have questions with regard to their savings account, current interest rate, or requirements at 704-869-8840. Alliance Bank & Trust has branches located in the cities of Gastonia, Shelby, and Kings Mountain in the state of North Carolina.

Alliance Bank & Trust has been providing financial services to its customers since 2004. They have 6 different locations and earned over $215 million in declared assets. The bank is a member of the Federal Deposit Insurance Corporation with certificate number 57733.

This high yield savings account allows you to make up to 6 transfers or withdrawals to your other account or third parties per statement cycle. Transfers or withdrawals can be process by means of pre-authorized transfer, check, automatic, phone, or online. You will pay a certain fee for every transaction you make once you exceed the limit. Please be reminded that the dividend rate of this high yield savings account is subject to change anytime without prior notice.

The bank allows you to access your account using their free online banking with bill pay. You can also get free electronic bank statement and check for the latest promo that the bank has to offer. If you do not have an internet at home, another alternative option is to use their free phone banking which has almost the same functions.

Individuals who want to earn this high interest savings account will have to visit one of the bank’s branch to open an account. The bank will be requesting for a copy of your valid photo identification like social security card, passport, or driver’s license. You also need to provide your tax identification number or social security number to complete your application.

If you still have questions or concerns with regard to their best savings account, current interest rate, or requirements you may call their customer service line at 610-280-7100. First Priority Bank has several locations in the cities of Newton, Pipersville, Blue Bell, Malvern, Wyomissing, and Lansdale in the state of Pennsylvania.

First Priority Bank is a subsidiary of the First Priority Financial Corporation. They have been serving their customers with their financial needs since November of 2005. All deposit accounts with the bank is insured of up to $250,000 with the Federal Deposit Insurance Corporation. First Priority Bank has an FDIC certificate number 58092.

This best savings account requires you to maintain an average daily balance of at least $50 to obtain the current interest rate. The earnings of this best savings account are compounded and paid quarterly. Take note that the dividend rates are subject to change anytime without prior notice.

The depositors of these Passbook Savings account and Statement Savings account are permitted to make no more than 6 transfers or withdrawals to other account with the bank or to third parties per statement cycle. The transfers and withdrawals can be process by means of online transfer, automatic transfer, check, pre-authorized transfer, or through debit card transfer.

Century Savings Bank also provides the best interest rate savings account for their Vacation Savings Club which also earns an interest rate of 1.00% APY. This best savings account requires you to deposit and maintain a minimum deposit of only $1. In addition, this money in the bank deal allows you to make unlimited deposits on your account. The interest rate earned is compounded and credited annually.

Individuals who want to start earning this high yield savings account may visit one of the bank’s branch to open an account. Make sure to bring valid identification with your picture, current address, and phone number on it. Century Savings Bank has several office in New Jersey state in the cities of Mullica Hill, Elmer, Vineland, Bridgeton, and Gibbstown. For more details about this best savings account you may call the bank’s customer service line at 856-690-9100.

Century Savings Bank has been in business since 1865. All deposit accounts with the bank is insured with the Federal Deposit Insurance Corporation and has a certificate number 30428.

• $0 to $25,000                         0.90% APY
• $25,000.01 to $100,000          1.00% APY
• $100,000.01 and above           1.16% APY

This high yield savings account requires a minimum deposit of $5 to open an account. The savings account does not require any minimum balance to earn this best interest rate. The earnings of this best savings account are compounded and paid every month.

Under federal regulations, you are limited up to 6 transfers or withdrawals to your other account or to third party per statement cycle and this can be done by means of pre-authorized transfers, phone transfer, automatic, or check. A service fee may be charged per transaction you make once you exceed the limitations for transfers or withdrawals.

You can use the credit union’s online banking to monitor your account. You can even make bill payments and view your monthly statements online for free. Another option is to use their free phone banking in accessing your account and at the same time get the latest promo that the credit union offers to it’s members. Please be reminded that the interest rate of this high yield savings account is subject to change without prior notice.

Consumers who wants to become a member of Caltech Employees Federal Credit Union must be an employee of the California Institute of Technology, Mt. Wilson, Jet Propulsion Laboratory, Mt. Palomar, and their other affiliate organizations. Membership is also open to employees of one of their select employee groups, the list of these groups can be found on the credit union’s website. Immediate family and household members are also eligible to join.

A branch visit is required when applying for membership. You just need to complete and sign their signature card then open a share savings account. You will be required to pay $0.25 one time membership fee. Lastly, you must submit a copy of your valid picture identification like passport, driver’s license, or other state issued ID.

You can contact the credit union’s customer service line if you have questions or concerns with regard to their savings account, current interest rate, or field of membership thru 800-592-3328. Caltech Employees Federal Credit Union has branches located in the cities of Pasadena and La Canada in the state of California.

Caltech Employees Federal Credit Union started assisting its members with their financial needs since 1950. They have already reached 30,134 members with over $1 billion in declared assets. The credit union is a member of the National Credit Union Association and has a charter number 6681.

In order for you to qualify for the best savings account rate, you must enroll to their online banking and subscribe to their electronic bank statement. This savings account does not require any minimum balance after the account is opened to earn the dividends nor does it charge any monthly service fee.

Like other savings account, you are limited up to 6 transfers or withdrawal per statement cycle. The transfers or withdrawals can be process by means of pre-authorized transfer, automatic, phone, or onlline. Once you exceed the limitations, you will have to pay for a certain fee on every transaction you make. Please note that the current interest rate may change anytime upon the bank’s discretion.

You can take advantage of this high interest savings account by simple completing the online application. You will be requested to provide a check worth $5 which will be deposited on your new savings account. You also need to submit a copy of your valid picture identification like driver’s license, passport, or other state issued ID.

To get additional information about this high yield savings account or requirements please contact their customer service line at 800-491-9070. QNB Bank has several branches in Pennsylvania state in the cities of Souderton, Allentown, Quakertown, Coopersburg, Perkasie, Dublin, and Pennsburg.

QNB Bank was established in 1877. They are insured with the Federal Deposit Insurance Corporation and has a certificate number 7714.

Aside from their Passbook Savings account, you also get to earn the best interest rate with their Statement Savings account, Vacation Club account, and Christmas Club account. This money in the bank deal earns you an interest rate of 1.06% APY as well.

The bank also follows the Regulation D police which means that customers are only allowed to make up to 6 withdrawals or transfers per statement cycle. The earnings of this money in the bank deal are compounded and paid monthly. Please note that the current savings account rate is subject to change any time without prior notice.

You can also take advantage of their online banking to check on the status of your account, monitor your transactions, make bill payments, and view your monthly statements. Another option is to your their phone banking or visit one of the bank’s office.

Individuals who want to earn this best savings account rate may visit the bank’s branch to open an account. You will be required to bring valid photo identification like social security card, driver’s license, or state issued ID as part of the bank’s requirement when opening an account. If you have questions or concerns with regard to their requirement and current interest rate you may contact the bank at 888-817-0020. Gouverneur Savings & Loan Association has 2 branches located in New York state in the cities of Gouverneur and Alexandria.

Gouverneur Savings & Loan Association was federally chartered in 1892. They are insured with the Federal Deposit Insurance Corporation and has a certificate number 30976.