First National Community Bank offers an online high interest savings account called Maximum Earnings Savings Account which has a current interest rate of 1.75% APY. You can open it as an individual or joint savings account with an initial funding of $100.

FNCB still offers the interest rates that we have here for their best savings account as of November 29 but the figures may be changed any time without notice. Interest rates are compounded and credited on a monthly basis.

Interest consumers can fill up an application online. The savings account will start earning as soon as the bank receives the initial deposit.

This online savings account also limits transfers and withdrawals to six per month of which three can be by third parties or by drafts. Any transaction beyond this set limit will cost you $10. The disclosure also details a $5 fee for every transfer or withdrawal that you will do over the counter. There is however two complimentary transactions given at your FNCB branch. Take note that this savings account will not issue a debit card to the account holder.

Standard inbound transfers are free while outbound transfers exceeding the free 3 transactions per month will cost you $10 each. The bank charges $20 for any next day transfers that you may want to do.

First National Community Bank is based in Dunmore, Pennsylvania. It has several offices in Luzerne, Monroe, Lackawana, and Wayne.

Bankrate.com and BauerFinancial both issued 3 stars when they reviewed the performance of the bank. The bank is insured by the FDIC with certificate number 7472.