Kirkpatrick Bank offers high yield savings account through their personal savings program called Savings Square Account. The account gains 3.30% APY. It only requires a minimum of $1 and a maximum of $100K to open an account.

The account does not require any monthly average balance nor does it collect any service fees. Monthly statement for this high interest savings account is delivered electronically.

Application can be done online. From the website of Kirkpatrick it will lead you to the website for Square Savings where you can complete the process.

Funding of the account can be done by transferring funds from your other bank accounts once active links to your other bank accounts can also be made.

The interest starts to accrue the day the bank receives the funding for your Square Savings account. This will be compounded monthly and credited to your account monthly.

The disclosure at savingsquare.com states that Kirkpatrick may change the rates any time so it will be wise to call the bank prior to opening your Square.

The account does not have any limitations on the deposits that you will make but limits withdrawal to six occasions on a monthly or cycle basis. Closure of account may be imposed if withdrawal limits are exceeded on several occasions.

Square Savings Account is a product of Kirkpatrick Bank which has several branches spread across Oklahoma and Colorado.

The bank is FDIC insured with certificate # 20156.