Mutual Bank is offering the best interest rate with their savings account called Real Saver account. This money in the bank deal requires you to have a reward checking account linked to your savings account to earn this best interest rate. The dividend rate you earned on your checking account including the refunded ATM fees will automatically be transferred to your Real Saver account. The bank has the following current interest rates:

• you can earn an interest rate of 1.50% APY on balances up to $25,000
• you can earn an interest rate of 0.50% APY on balances above $25,000
• refund up to $25 worth of ATM fees

You must meet the monthly requirements for your reward checking account for you to automatically qualify for the Real Saver rate. The following are the list of requirements that needs to be met:

• make at least 10 or more purchases using your debit card
• setup at least 1 direct deposit or automatic payment per statement cycle
• receive your electronic bank statement every month

In case you do not qualify for the given cycle, you do not have to worry since you will still earn the base interest rate and at the same time enjoy a free savings account with no monthly services charges nor minimum balance requirement. And you still get a chance to earn this high yield savings account on the next cycle when you meet the requirements.

Consumers who want to earn this best savings account may complete the online application. You will be ask to provide your social security number, driver’s license number, date of birth, and residential and mailing address. For more information about their high interest savings account or requirements please call their customer service line at 866-986-9226. Mutual Bank has branches located in the cities of Falmouth, Brockton, Halifax, Carver, Hanson, Plymouth, Middleboro, and Whitman in the state of Massachusetts.

Mutual Bank has been providing financially services to its customers since 1889. They are a member of the Federal Deposit Insurance Corporation with certificate number 29755.

Baxter Credit Union continuous to provide attractive interest rate with their savings account called Rainy Day Savings. This money in the bank deal requires a minimum opening deposit of $25 but not exceeding $1,000. You are allowed to make a maximum deposit of $500 per month.

This high yield savings account lets you earn an interest rate of 1.50% APY for the first year, but you must make monthly deposits on your savings account for 12 consecutive months. After earning this high interest savings account, on the following year your interest rate will be doubled having it jumped to 3.00% APY for as long as you continue to make deposits on your account. Take note that if you exceed the required maximum deposit, your savings account will earn the regular share rate for that particular monthly statement cycle.

You are not allowed to withdraw funds 90 days from the day the account was opened. In case a withdrawal was made, you will be charge $25 early withdrawal fee. The Rainy Day Savings Account has a limit of one account per member. Please also remember that the current interest rates are subject to change anytime without prior notice.

Individuals who want to become a member of Baxter Credit Union must live or work in the counties of Kane, DuPage, McHenry, Lake, and Cook County, north of Route 58 in the state of Illinois, also include Kenosha County in the state of Wisconsin. Individuals who are employed permanently, temporary, or contractual in one of their select employee groups and their family are eligible to become a member as well.

You may complete the membership application form online. You will be asked to provide the following information which includes driver’s license number or state ID number, Date of Birth, Social Security Number, and your complete residence and mailing address. If you still not sure if you qualify for membership then you may contact their Member Relations at 800-388-7000. Baxter Credit Union has several branches located in the states of Texas, Ohio, New York, North Carolina, Mississippi, Minnesota, Indiana, Illinois, Florida, and California.

Baxter Credit Union was chartered in 1980. Currently, they have 134,872 members with over $1.5 billion in declared assets. The credit union is registered under the National Credit Union Association with charter number 68187.

Members Choice Credit Union invites its members to take advantage of their high interest savings account called Kasasa Saver. This high yield savings account is available to members who has a Kasasa Cash account or formerly known as Reward Checking account. Your savings account should be linked to your Kasasa Cash account to earn the rewards interest rate. The interest rates that you will earn from your checking account with your ATM fee refund will be transferred automatically to your savings account.

You can start earning this best interest rate when you meet the checking account requirements every month. This money in the bank deal lets you earn the following interest rate on your Kasasa Savers:

• 1.01% APY for balances up to $10,000
• 0.50% APY for the portion of the balance above $10,000
• $25 worth of ATM surcharges that can be refunded

The following monthly requirements that needs to be met to earn the reward interest rate:

• make at least 10 signature based purchases using your debit card
• setup at least 1 ACH auto debit or direct deposit
• subscribe and receive your electronic bank statement at least once a month

If you did not meet the monthly qualifications, you do not have to worry since you will still earn their based interest rate of 0.05% APY on both checking account and savings account balances. You can still earn the best interest rate on the following monthly cycle when you meet the checking account requirements.

You can enjoy additional benefits that your Kasasa Saver has to offer, and that includes no minimum balance, no monthly service fees, free online banking with bill pay, and free electronic bank statements. Like any other savings account, you are allowed to make up to 6 withdrawals or transfers per month according to federal regulations. Interest rate of this savings account is subject to change without prior notice.

Membership with Members Choice Credit Union is open to those who reside, work, attend school, or worship within the community areas of Kingwood / Humble, Harris County (West of I45), Cy-Fair, and Katy. You may also visit the credit union’s website to check the list of zip codes for membership eligibility. Immediate family of existing members are also eligible to join.

Individuals who are interested to join will have to visit one to the credit union’s branch to apply. You will need to provide at least 2 forms of identification which includes federally issued photo ID and State issued ID. You are also required to open a regular share savings account which requires a minimum deposit of $5.

If you still have questions or concerns with regard to this high interest savings account or field of membership please call their customer service line at 281-398-9900 or 800-753-2428. Members Choice Credit Union has 6 different locations located in the cities of Katy and Houston in the state of Texas.

Members Choice Credit Union has been assisting its members with their financial needs since 1941. They have 36,889 members with $360 million in declared assets. The credit union has an NCUA charter number 67508.

Florida Commerce Credit Union encourages its members to take advantage of their high yield savings account called iSave Savings. This money in the bank deal is designed for customers who want to save for their future needs like emergency fund, retirement, or future goals. The credit union has the following current savings account rate:

• $1,000                             2.53% APY
• $1,001 to $24,999.99       0.05% APY

A dividend rate of 2.53% APY can be earned on the first $1,000 deposit. Earn an interest rate of 0.05% APY on the portion of your deposit above $1,000 and for the succeeding months as well. You will also be required to make at least one automatic transfer into your account monthly. The interest rate of this best savings account is credited every quarter.

Individuals who want to take advantage of this iSave savings account must be a member of the Florida Commerce iLiveFIT. You will be required to deposit a minimum deposit of $1,000 to open an account.

You are eligible to become a member of Florida Commerce Credit Union if you live or work in the counties of Thomas, Leon, Jackson, Gadsden, Wakulla, Jefferson, Liberty, and Madison in the state of Georgia. You can also check the list of their select employee group on their website to eligibility. You will be required to visit one of their branches to apply. You also need to bring your social security card, driver’s license, and $5 which will be deposited on to your new share savings account as part of their requirement.

The credit union’s membership application is available online, you just need to print a copy and fill up the form before going to their office. For more information about their savings account, current rates, and membership you may call their customer service line at 850-488-0035.

Florida Commerce Credit Union was opened in 1940 and has a total of 7 branches located in Tallahassee, Florida. They have already reached over $340 million with 35,753 members. The credit union has an NCUA charter number 68301.

Jeanne D’Arc Credit Union offers an incredibly high interest rate with their Primary Savings account. Each member of this credit union is allowed to open 1 Primary savings account which includes Statement Savings, Passbook Savings, and M3 TM Savings account. This money in the bank deal lets you earn an interest rate of 7.00% APY on balances of up to $500, and earn an interest rate of 0.15% APY for balances above $500. In exception that if your account balance is exactly $1,000 you then earn an interest rate of 3.697% APY.

You can start taking advantage of this high yield savings account when you deposit a minimum of $5 to open your new primary savings account. First, you need to become a member of the credit union before opening a primary savings account. The dividend rates earned are compounded and paid monthly.

The credit union also offers an additional savings account which has a lower interest rate, and each member are allowed to open unlimited additional savings account. All savings account requires a minimum opening deposit of $5. The M3 TM savings account is offered to children up to the age of 12. Please remember that the interest rate of this best savings account are subject to change any time without prior notice.

All savings account except for the membership account allows you to make up to 6 withdrawals or transfers to your other account or to third party by means of pre-authorized, online, automatic, or over the phone. If you exceed the transfer or withdrawal limitation, your account will be subject to closure by the credit union. While for the membership account, you will not be allowed to make any transfers, withdrawals, nor additional deposits.

Membership with Jeanne D’Arc Credit Union is open to anyone who resides, attend school, or work in the counties of Essex and Middlesex, the Massachusetts municipalities of Lancaster, Lunenburg, Harvard, Leominster, and Fitchburg, and New Hampshire counties of Rockingham and Hillsborough. Immediate family members which includes parents, grandparents, siblings, spouse, children, and grandchildren are also eligible to join.

It seems that a branch visit is required to apply for membership. You will be required to deposit a minimum of $5 to open your new membership account. Jeanne D’Arc Credit Union has several branches in the cities of Westford, Chelmsford, Tyngsborough, Dracut, Methuen, and Lowell in the state of Massachusetts. Do not forget to bring valid photo identification like social security card, driver’s license, or passport since the credit union will be requesting for a copy. For additional information about this high interest savings account and membership requirements you may call customer service line thru 978-452-5001.

Jeanne D’Arc Credit Union was established in 1911 and was considered to be one of the largest credit union in the nation. They have reached over 58,272 members with over $900 million in declared assets. The credit union is also insured with the National Credit Union Association and has a charter number 67352.

Interra Credit Union provides a high interest savings account called Sign & Save Savings account. This money in the bank deal does not require any minimum balance to earn the interest rate nor open an account. You can earn an interest rate of 1.00% APY. This dividend rate is compounded and paid monthly. Please note that the interest rate of this best savings account is subject to change anytime without prior notice.

This high yield savings account allows you to withdraw and transfer funds of up to 6 times per monthly statement. These can be made by means of check, pre-authorized, phone, automatic transfer, or online transactions. The bank allows you to access your savings account through their online banking and phone banking.

Membership with Interra Credit Union is open to individuals who live or work in Elkhart County in the state of Indiana. You are also eligible to join if you work at one of the credit union’s select employee groups which can be found on their website. Immediate family members are also welcome to join the credit union.

It is easy to join Interra Credit Union, you just need to visit the credit union’s website complete and print their application and mail it to PO Box 727 Goshen, Indiana 46527 or fax it to 574-975-3221. You need to open a share savings account which will require a minimum deposit of $5. You also need to send them a copy of your valid picture identification and a notirized ID form. After mailing all the documents, the credit union will call to finalize the process of your membership.

If you still have questions with regard to this high yield savings account, requirements, or field of membership please call their customer service line at 888-432-2848. Interra Credit Union has several branches located in the cities of Elkhart, Wakarusa, Goshen, New Paris, Middlebury, Nappanee, and Millersburg in the state of Indiana.

Interra Credit Union was established in 1932. They are also a member of the National Credit Union Association and has a charter number of 82794.

Gilmer National Bank is still offering an attractive interest rate with their regular savings account. This high interest savings account requires a minimum deposit of $50 to open an account. You can earn an interest rate of up to 1.06% APY when you take advantage of it today.

This high yield savings account requires an average daily balance of $50 to avoid the $3 monthly service fee. The earnings of this money in the bank deal are compounded daily and credited on to your account every month. Please do remember that the interest rate of this best savings account may change at any time without prior notice.

The bank allows you to make withdrawals or transfer funds to your other account with Gilmer National Bank or to third parties by means of automatic transfer, telephone, online, or pre-authorized and are limited to 2 per month. In case you exceed the limit, you will be charged $2 service fee per transaction you make.

You are allowed to access your account anytime by simply signing up to their online banking. You can process your bill payment, view your monthly statements, transfer funds, check their other products and know their promos. If you do not have an internet, you do not have to worry since all this can also be done through their 24/7 phone banking.

Consumers who want to take advantage of this high yield savings account needs to visit the bank’s office in order to open an account. Gilmer National Bank is located in Gilmer, Texas. The bank will also require you to provide them a copy of your valid picture identification with your current address and phone number in it. An example of this identifications are social security card, driver’s license, passport, or other state issued ID. For more information about their best savings account, current interest rates, or requirements please call their customer service line at 903-843-5653.

Gilmer National Bank has been in business since 1901. They are insured with the Federal Deposit Insurance Corporation and has a certificate number 3219.

The National Bank of Georgia provides a money in the bank opportunity with their savings account called Prime Savings. This high yield savings account is only being offered to existing account holders of The National Bank of Georgia. You can get an interest rate of up to 1.15% APY when you open an account today.

This money in the bank deal requires a minimum opening deposit of $2,500, you must also maintain this balance or have a higher deposit in order to earn this best interest rate and also to avoid the monthly service fee of $3. The dividend of this high yield savings account is compounded and paid every quarter. Please note that the dividend rate is subject to change once the account is opened. Make sure to ask the bank for their latest savings account rate.

Under federal regulations, you are only limited up to 6 transfers or withdrawals per quarterly statement cycle. Transfers or withdrawals can be initiated through online banking, wire transfer, over the counter, pre-authorized, telephone, debit card, or automatic transfer. A fee of $3 per item will be charge once you exceed the limit.

The bank allows you to use their online banking to manage your savings account, pay you bills, and view your monthly statement. You just simply need to visit their website and sign up and start taking advantage of this service. Another option is to use their phone banking to monitor your account.

It appears that you need to visit one of the bank’s branch to open an account. The National Bank of Georgia has 2 branches located in the cities of Gainesville and Athens in the state of Georgia. Before you visit their office, make sure to bring valid picture identification like driver’s license, passport, or social security card since they will be asking for a copy as part of their requirement.

You can get additional information about their high interest savings account and requirements by simply calling their customer service line at 706-355-3122.

The National Bank of Georgia started assisting its customers with their financial needs since 2000. They have already grown to have over $304 million in declared assets. The credit union registered under the Federal Deposit Insurance Corporation and has a certificate number 35338.

Forest Commercial Bank offers a high interest savings account called Forest Personal Performance Savings. The bank lets you earn an interest rate of 1.10% APY when you open an account and make an initial deposit of $5,000. You must maintain this $5,000 or have a higher deposit to avoid the monthly service of $10 and at the same time to earn this best savings account rate.

This money in the bank deal allows you to transfer funds for up to 3 times per statement cycle at no charge, and it includes automatic transfers, withdrawals, or payments. Once you exceed this limit, a $10 fee will be charge for each transaction.
Please do remember that the dividend rate may change once the account is opened, so make sure to contact the bank and ask for the latest savings account rate.

The bank gives you an access to your account through online banking. You can check the activities of your savings account, make bill payments, and view you monthly statements for free. In addition, all deposit accounts under Forest Commercial Bank are insured of up to $250,000 with the Federal Deposit Insurance Corporation.

It seems that you need to visit the bank in order to open an account. You just need to complete their application form and do not forget to bring your valid picture ID with you current address and phone number listed on it. If those information are not showing in your ID then you can present identifying documents like credit card statements, pay stub, or lease documentation.

You may call the bank if you still have question with regard to their savings account, current interest rate, or requirements at 828-255-5711.

Forest Commercial Bank is headquartered in Asheville, North Carolina and was established in 2008. Currently, they have reached over $105 million in declared assets. The bank has an FDIC certificate number 58693.

Pensacola Government Federal Credit Union continues to provide high interest savings account under their Primary Share Savings. This money in the bank deal has an interest rate of 1.55% APY which you can earn when you open an account. The credit union requires you to deposit a minimum of $25 to open an account, but you will need to have an average daily balance of $100 to earn this best savings account rate.

The earnings of this money in the bank deal is compounded daily and credited to your account every quarter. This high yield savings account allows you to make up to 6 electronic transfers each month. There will be a $3 transfer fee that will be charged to you for every transfers you make in excess to the limit.

Aside from the Primary Share Savings, the credit union also provides high yield savings account with their Special Share account, Christmas Club account, and Saving Safari account for Kids. Just like the Primary Share account, these accounts requires a minimum deposit of $25 and requires a daily balance of $100 to earn an interest except for the Special Share account which does not require any minimum balance to earn an interest. Please note that the interest rate of this best savings account is subject to change anytime without notice.

Membership with Pensacola Government Federal Credit Union is open to anyone who live, work, attend school, or worship in the county of Escambia, Florida. Your immediately family members which includes spouse, children, parents, siblings, step children, grandparents, and grandchildren are also eligible to join.

You are required to visit the credit union’s office to apply. You need to complete the application form and open a primary share savings account. You also need to present valid picture ID like social security card or driver’s license. Take note that the credit union requires you to maintain at least $25 on your account to avoid termination of your membership. If you still have questions you may call their customer service line at 850-432-9939.

Pensacola Government Federal Credit Union is headquartered in Pensacola, Florida and was established in 1953. The credit union is insured with the National Credit Union Association and has a charter number of 8442.