3.00% APY High interest savings account with Laredo Fire Department Federal Credit Union

Laredo Fire Department Federal Credit Union continues to offer attractive interest rate for their savings account under their Regular Savings. This high yield savings account is tiered and has the following current interest rates:

  • earn 1.50% APY for balances of $100 to $24,999
  • earn 2.50% APY for balances of $25,000 to $49,999
  • earn 3.00% APY for balances of $50,000 to $9,999,999

This high interest savings account requires an initial deposit of $5 to open an account. You need to maintain an average daily balance of $100 or higher to earn this best savings account rate. The earnings of this money in the bank deal are compounded and paid quarterly.

The credit union limits you of up to 6 transfers or withdrawals to another account or third party per statement cycle. These transfers and withdrawals can be made by means of pre-authorized transfers, automatic transfer, phone, or check. In case you exceed the limit, a fee will be charged per transaction.

There are several benefits that you can enjoy with this best savings account like unlimited deposit made through payroll deduction, over the counter, or online. You can even access your account through online banking. You can pay your bill, view your statement, and be updated with the latest promo that they are offering. Another option is to use their telephone banking in managing your account.

Individuals who want to become a member of Laredo Fire Department Federal Credit Union must be a retiree or employee of the Laredo Fire Department or the credit union. Family and household members are also eligible to join. You just need to visit the credit union’s branch to apply. Do not forget to bring valid photo identification like social security card, driver’s license, or other state issued ID. If your current address is not showing on the ID that you are presenting, then you need to provide additional documents like pay stub or utility bill.

If you still have questions with regard to their savings account, current interest rate, membership eligibility, or requirement you may call their member service line at 956 722-7841.

Laredo Fire Department Federal Credit Union is headquartered in Laredo, Texas and was founded in 1958. They are also a member of the National Credit Union Association with a charter number 12472.

Posted on 16th March 2012 by Randell in High Interest Savings Accounts - Comments (0)

1.80% APY High interest savings account with Champaign Postal Credit Union

Champaign Postal Credit Union encourages it members to take advantage of their high yield savings account under their Share Savings account. This money in the bank deal is tiered and has the following current interest rates:

  • 0.50% APY for balances of $5 to $2,499.99
  • 1.10% APY for balances of $2,500 to $9,999.99
  • 1.60% APY for balances of $10,000 to $19,999.99
  • 1.80% APY for balances of $20,000 and above

You can earn this high interest savings account when you make an initial deposit of $5 to open an account. You must also maintain a daily balance of $5 or more to earn this best savings account rate. The dividend earned on this best savings account is compounded and paid quarterly.

Under the federal regulations, you are limited to make up to 6 transfers or withdrawals by means of pre-authorized, phone, automatic, online, check or debit card per statement cycle. There will be a fee imposed per transaction when you exceed the limit. Please also remember that the dividend rates are subject to change anytime without prior notice.

Consumers who want to become a member of Champaign Postal Credit Union must be an employee of the United States Postal Service in the county of Champaign. Relatives of current members are also eligible to join. A branch visit is also required in order to apply. You need to provide proof of identification and address like driver’s license or passport. If your address is not listed on your ID then you need to provide additional documents like credit card statement or utility bill.

Members with the credit union can enjoy additional benefits like free online banking with bill pay, free electronic bank statements, free phone banking, and a lot more. For more information about their savings account, current interest rates, field of membership, or requirements you may call their member service hotline at 217 398-6086.

Champaign Postal Credit Union has been assisting its members since 1900. They are headquartered in Champaign, Illinois. The credit union federally insured with the National Credit Union Association and has a charter number 81530.

Posted on 15th March 2012 by Randell in High Interest Savings Accounts - Comments (0)

1.00% APY High interest savings account with United Citizens Bank

United Citizens Bank is pushing for their high yield savings account under Statement Savings. This money in the bank deal lets you earn an interest rate of 1.00% APY. All you need to do is to deposit a minimum of $25 to open an account. You must also maintain an average daily balance of $25 or more to earn this best interest rate at the same time to avoid the monthly service fee of $1.

The dividend earned on this money in the bank deal is compounded and paid quarterly. This best savings account allows you to make 6 withdrawals or transfers to another account or third party by means of pre-authorized, automatic, online, phone, or check per calendar month. A $1 excess fee will be charge per transaction. Take note that the interest rate of this savings account may change any time without prior notice.

Consumers who want to start earning this high yield savings account may visit the bank’s branch to apply. You need to complete their application form, provide a copy of your valid picture identification like driver’s license, passport, or social security card. If current address is not listed on your ID then you need to submit additional documents like pay stub, credit card statement, or utility bill. Finally, you need to issue a check or cash which will be deposited on your new Statement Savings account.

Once you are an account holder of United Citizens Bank you can start using their free online banking to manage your account. Through this, you can pay your bill, view your monthly statement, check the activities of your account and be updated with the promos that the bank is offering. Another option in doing this is to use their free telephone banking.

To get additional information about this high yield savings account, current interest rates, benefits that you can take advantage of, or requirements you may contact their customer service hotline at 800 554-8969. United Citizens Bank has several branches located in the cities of Columbia, Russell Springs, and Campbellsville in the state of Kentucky.

United Citizens Bank has been providing a wide range of deposit accounts and loans to its customers since 2004. All deposit accounts with the bank are insured of up to $250,000 with the Federal Deposit Insurance Corporation. United Citizens Bank has grown to have over $137 million in declared assets. They have an FDIC certificate number 57867.

Posted on 14th March 2012 by Randell in High Interest Savings Accounts - Comments (0)

1.00% APY High yield savings account with Blue Hills Bank

Blue Hills Bank headquartered in Boston, Massachusetts is offering a high interest savings account called Triangle Statement Savings account. The bank has the following savings account rates:

  • 0.20% APY can be earned for balances of $10 to $2,499
  • 0.25% APY can be earned for balances of $2,500 to $9,999
  • 1.00% APY can be earned for balances of $10,000 and above

You can start earning this high yield savings account when you deposit a minimum of $10 to open an account. You must also have a checking account combined with this best savings account to get additional benefits. You need to maintain an average daily balance of $2,500 or a minimum combined average daily balance of $5,000 to avoid the monthly service fee.

This high yield savings account lets you enjoy the following benefits:

  • earn bonus interest rates on your Triangle CD account
  • free debit card
  • free printing of your personalized checks
  • free travelers check
  • high interest rate earned on your checking account

Under the federal regulations, you are allowed to make no more than 6 withdrawals or transfers to another account or to third party by means of pre-authorized, phone, automatic, online, or check per statement cycle. A fee may be charge per transaction when you exceed the limitation. You must also remember that the dividend rate of this best savings account may change anytime without notice, so make sure to contact the bank and ask for their latest savings account rate.

Individuals who want to take advantage of this high interest savings account may complete the application online, or visit the bank to apply. You will be asked to provide a copy of your valid photo ID with your current address on it. In case the address is not showing on any of your ID’s then you may also present a copy of your credit card statement or utility bill.

If you need additional information with regard to their savings account, current interest rates, or requirements you may call the bank’s customer service line at 617 361-6900. Blue Hills Bank has a total of 6 branches located in the cities of Boston, Norwood, Brookline, West Roxbury, and Dedham in the state of Massachusetts.

Blue Hills Bank was first opened in 1871 and has been considered to be one of the largest bank in the nation. They have already reached ove $961 million in declared assets. The bank is a registered member of the Federal Deposit Insurance Corporation with certificate number 90160.

Posted on 13th March 2012 by Randell in High Interest Savings Accounts - Comments (0)

1.00% APY High yield savings account with Alliant Credit Union

Alliant Credit Union provides a high interest savings account under their regular savings. You can earn an interest rate of 1.00% APY when you deposit a minimum of $5 to open an account. This high yield savings account is part of the credit union’s membership requirement. You must maintain an average daily balance of $100 or higher to earn this best savings account rate.

The earnings of this money in the bank deal are paid monthly. This best savings account has no maximum balance limit. Please remember that the dividend rate may change once account is opened, so make sure to contact the bank and asked for their latest number.

You can make no more than 6 pre-authorized, electronic, automatic, or phone transfers and withdrawals to another account or third party per statement cycle according to the federal regulations. A fee may be assessed per excess transaction made. On the other hand, you can make unlimited transfers over the counter, at an ATM, or through mail.

The credit union allows you to check the status of your account through their free online banking. You can even make online bill payments, view your monthly statements, and know the latest promos that they are offering. Another option is to use their telephone banking if you do not have an access to internet.

Membership with Alliant Credit Union is open to individuals who live or work in the communities of Arlington Heights, Wood Dale, Schiller Park, Bensenville, Rolling Meadows, Des Plaines, River Grove, Elk Grove, Prospect Heights, Elmhurst, Park Ridge, Franklin Park, Norridge, Harwood Heights, Niles, Itasca, Northlake, and Mount Prospect in the state of Illinois and Chicago O’Hare Airport property. Employees who belong to one of the credit union’s select employee group and their immediate family are also eligible to join.

In case you still don’t qualify, you can join the Foster Care to Success. It is a non profit organization helping teens to become successful adults by providing scholarship grants and a lot more. To join the organization, you must first complete their membership application form online and make a one time donation of at least $10. After this, you are already eligible to apply for membership with the credit union.

You may choose to apply online, over the phone, or visit one of the credit union’s branch. You will also be asked to provide proof of identification documents like social security card or individual tax identification card, valid government ID, and check or cash to fund your new account. Please be reminded that you need to maintain at least $5 on your savings account to avoid closure and termination of membership.

For inquiries about their field of membership, savings account specifics, current interest rates, or requirements you may contact their member service line at 800 328-1935.

Alliant Credit Union was founded in 1935. Currently, they rank number 6 as the largest credit union in the nation with 276,424 members and has over $8 billion in declared assets. The credit union is federally chartered with the National Credit Union Association and has a charter number 67955.

Posted on 11th March 2012 by Randell in High Interest Savings Accounts - Comments (0)

1.00% APY High interest savings account with Triad Bank

Triad Bank invites consumers to take advantage of their high interest savings account under their regular savings. This money in the bank deal earns you an interest rate of 1.00% APY when you open an account. You will be required to deposit and maintain a minimum of $100 to open an account and earn this best interest rate.

The bank requires you to have an average daily balance of $500 to avoid the $2 monthly service fee. The interest is compounded and credited quarterly. The annual percentage yield for this best savings account may change at the bank’s discretion, you may call them to get their latest numbers before opening an account.

Withdrawals made over the counter, ATM, messenger, or through mail are unlimited. The bank requires you to inform them at least 7 days ahead before making a withdrawal. You still need to comply the numbers of transfers or withdrawal under the federal regulations to avoid fees being charged on your account. You can only make up to 6 transfers or withdrawals to other account or third party by means of online transfer, pre-authorized, or telephone.

You will receive your savings account statement quarterly or you may choose to sign up to online banking and subscribe to their electronic bank statement to have more frequent access on your bank statement for free. You can also pay your bill online, check the activities of your account, and know the latest promo that the bank is offering.

Consumers who want to start earning this high yield savings account may visit one of the bank’s branch to apply. You just need to complete their application form, provide a proof of name and address like driver’s license, passport, or pay stub. Finally, you need to provide a cash or check to fund your new savings account.

If you still need information about their savings account, current interest rates, or requirements, please do not hesitate to call their customer service line at 918 749-4615 or 918 254-1444. Triad Bank has 2 branches in Tulsa, Oklahoma.

Triad Bank is a local bank which was established in 1983. They’re deposit accounts are insured with the Federal Deposit Insurance Corporation of up to $250,000 and has a certificate number 24677.

Posted on 9th March 2012 by Randell in High Interest Savings Accounts - Comments (0)

1.00% APY High yield savings account with Regal Bank

Regal Bank offers a high interest savings account under their Special Statements Savings account. This best savings account lets you earn an interest rate of 1.00% APY when you open an account. You will be required to deposit a minimum of $500 to open an account. You must also maintain this balance or have a higher deposit to earn this best savings interest rates.

This best savings account limits you make up to 6 withdrawals or transfers to your other account or to third party by means of online transfer, pre-authorized, phone, or automatic transfers. You make 3 of the 6 transfers by means of check, debit card, or similar order to third party.

The bank also offers another high yield savings account called NOW account which has an interest rate of 1.00% APY. This account also requires an initial deposit of $500 to open an account and earn this best interest rate. The earnings of this best savings account are compounded and paid monthly. Please be reminded that the interest rate of this savings account may change without prior notice.

Once you are an account holder of Regal Bank you can start using their free online banking in managing your account. You can pay your bill and view your monthly statements electronically anytime whenever needed. Another option is to use their phone banking system in monitoring your account and checking for the latest promotional offers.

Individuals who want to take advantage of this high yield savings account may complete the online application, contact the bank, or visit their branch to open an account. Please do not forget to bring valid picture identification like driver’s license or passport since the bank will be requesting for a copy. For more information about this high interest savings account and their requirements please call their customer service line at 973 716-0600. Regal Bank has 3 branches located in New Jersey State in the cities of Roseland and Livingston.

Regal Bank has been providing assistance to individuals and businesses with financial needs since 2007. Currently, they have reached over $216 million in declared assets. The bank is also registered under the Federal Deposit Insurance Corporation with certificate number 58574.

Posted on 7th March 2012 by Randell in High Interest Savings Accounts - Comments (0)

1.00% APY High yield savings account with Quaint Oak Bank

Quaint Oak Bank invites consumers to take advantage of their high interest savings account called eSavings Account. This money in the bank deal is tiered and has the following current savings interest rates:

  • Tier 1: $0 to $24                           0.25% APY
  • Tier 2: $25 to $249,99                   1.00% APY
  • Tier 3: $250,000 and above            0.80% APY

This best savings account not only provides attractive interest rates but has a very low minimum deposit of $25 to open an account. Aside from this, you can enjoy ACH tranfers free of charge. The earnings of this money in the bank deal are compounded and paid monthly. Please note that the dividend rates may change after account is opened, so make sure to ask the bank for their most current savings account rate.

Under federal regulations, you are only allowed to make up to 6 transfers or withdrawals to another account or to third party by means of pre-authorized transfer, phone, or check per statement cycle. The bank may charge a fee per transaction made in excess to the given limitations.

The bank lets you use their online banking for free so that you can manage your account by checking the activities, paying your bills, processing your transfers, viewing your monthly statements, and checking the latest promotions that the bank is offering. For those who does not have an internet may use the bank’s free telephone banking in managing their account.

Individuals who wants to take advantage of this high interest savings account may apply online. You will be asked to provide personal information like name, current address, phone number, social security number, and driver’s license number. The bank may also request that you mail in a copy of your valid identification with picture and address on it like driver’s license, passport, or state issued ID. If your current address is not listed on your ID then you can also submit a copy of your utility bill.

If you still have questions about their savings account, requirements, and current interest rates you may contact their customer service line at 215 364-4059. Quaint Oak Bank has a total of 2 branches located in the cities of Southampton and Allentown in the state of Pennsylvania.

Quaint Oak Bank has been providing a wide range of deposit accounts and loans to their customers since 1926. They have already reached over $108 million in declared assets. All deposit accounts with Quaint Oak Bank is insured of up to $250,000 with the Federal Deposit Insurance Corporation and they have a certificate number 35497.

Posted on 6th March 2012 by Randell in High Interest Savings Accounts - Comments (0)

1.00% APY High interest savings account with First Federal Savings Bank of Frankfort

First Federal Savings Bank of Frankfort provides a high yield savings account under their Passbook Savings. You can earn an interest rate of 1.00% APY when you open an account. The bank requires you to make an initial deposit of $100 to open a Passbook Savings account.

The earnings of this money in the bank deal are compounded daily and credit to your account on a quarterly basis. This best savings allows you to make only 6 withdrawals or transfers per statement cycle, and it could be process by means of pre-authorized transfers, online, automatic transfers, or phone. 3 of these may be payments by check, draft, or similar order to third party. The bank will require a written notice with regard to withdrawal of funds from your account. And it must be made 7 days prior to withdrawal.

The bank allows you to access your account using online banking. You can make online bill payments, view your monthly statements, check recent activities, and know the latest promo that the bank is offering. You can also use telephone banking in managing your savings account. Take note that the interest rate may change any time without prior notice.

Consumers who want to start earning this high yield savings account may visit the bank’s office to apply. You just need to complete the application form, submit a valid photo identification like social security card, passport, or driver’s license, and a check or cash which will be used to fund your new savings account.

In case you have questions with regard to this best savings account, current interest rates, or requirements, please do not hesitate to contact the bank customer service hotline at 502 223-1638. First Federal Savings Bank of Frankfort has a total of 3 branches located in Frankfort, Kentucky.

First Federal Savings Bank of Frankfort has been serving its customers since 1934. Currently, they have grown to have over $138 million in declared assets. The bank is a member of the Federal Deposit Insurance Corporation and has certificate number 29937.

Posted on 5th March 2012 by Randell in High Interest Savings Accounts - Comments (0)

1.00% APY High yield savings account with Waialua Federal Credit Union

Waialua Federal Credit Union is pushing for their high interest savings account under their share savings account. This high yield savings account lets you earn an interest rate of 1.00% APY when you make an initial deposit of $25 to open an account. The interest rate of this best savings account is subject to change after the account is opened, so make sure to contact the credit union and ask for their most current savings account rate.

You are allowed to make withdrawals or transfers on your savings account for up to 6 times by means of pre-authorized transfers, automatic transfer, phone, check, or debit card per statement cycle. A fee may be charge per transaction if you exceed the limitations.

Membership with Waialua Federal Credit Union is open to anyone who live, work, attend school, or worship in the areas that have the zip codes of 96712 thru 96791 which is from Ka’ena Point to Crawfords. Immediate family of existing members are also eligible to join.

Once you became a member of Waialua Federal Credit Union you will be able to enjoy the following benefits:

  • accidental death insurance
  • free transactions using your American Express Traveler’s Check
  • free notary service
  • basic photocopy sevices
  • inexpensive money order
  • affordable wire services
  • discounts on movie theater tickets

All deposit accounts with the credit union is insured of up to $250,000 with the National Credit Union Association. The credit union allows you to set up deposits via ACH or from your payroll to avoid the hassle of going to the branch. This best savings account does not allow electronic withdrawals to be able to protect their members from unauthorized electronic withdrawal and from online theft.

For more information about this high yield savings account, field of membership, or requirements you may contact their member service line at 808 637-6737. Waialua Federal Credit Union is headquartered in Waialua, Hawaii.

Waialua Federal Credit Union has been operating its business since 1937. Currently, they have 3,120 members with over $52 million in declared assets. The credit union has an NCUA charter number 2049.

Posted on 4th March 2012 by Randell in High Interest Savings Accounts - Comments (0)